Average Tax Assessment in Ogle County
Real Estate Values and Property Tax Valuation in Ogle County, Illinois
Ogle County has 18,240 properties with a cumulative value of $2.6B, representing 0.38% of all real estate value in Illinois. Property taxes in Ogle County totaled $66.5M, with an average homeowner paying $3,677 in property taxes, which is lower than the state average of $5,405. The average property tax rate in Ogle County is 2.53%, slightly higher than the state average of 2.47%. Property taxes are based on the assessed value of the property, which is typically lower than the market value.
In Illinois, property taxes are based on the value of the property as of January 1st. Property owners have the option to appeal their property taxes between June and December, or within 30 days of when the notices are published. Property tax bills are issued on February 1st and July 1st, with the first installment due on June 1st in Cook County. This first installment is estimated at 55% of the prior year's tax bill, with taxes paid in arrears.
Updated November 01, 2023
| Important Links | |
|---|---|
| Ogle Assessor | (815) 732-1150 |
| Ogle Treasurer | (815) 732-1100 |
| Important Dates | |
|---|---|
| Property Valuation Date: | January 1st |
| Property Tax Appeal Deadline: | June - December or 30 days after notices are published |
| Property Tax Bills Issued: | February 1st and July 1st |
| Real Property Tax Bill Due (1st of #): | June, Two installments but due dates may vary by county March 1st, Cook County - 1st half installment, estimated at 55% of prior year tax bill with taxes paid in arrears. |
| Real Property Tax Bill Due (2nd of #): | September, Two installments but due dates may vary by county August 1, Cook County - 2nd half installment - TARGETED but may be delayed - due 30 days after being issued. Reconciled installment using the BOR certified AV, actual local tax rate, and final state equalization factor, less the estimated 1st installment with taxes paid in arrears |
| Available Exemptions | |
|---|---|
| Senior | Available |
| Disabled | Available |
| Homestead | Available |
| Veteran | Available |
| Solar/Wind | Available |
| Charitable | Available |
Don't Miss Your Property Tax Appeal Deadline
Real Estate Statistics in Ogle County
Residential Property Taxes by Cities in Ogle County
Ogle County has an average property tax rate of 2.53%, which is slightly lower than the national average of 2.58%. This rate is applied to the assessed value of a property to calculate the amount of taxes due. Property taxes in Ogle County are collected by the county and distributed to the various cities and townships. The amount of taxes collected in Ogle County in 2023 was estimated to be $66.5 million.
The effective property tax rate in Ogle County varies across the cities. Chana has the highest effective property tax rate at 2.89%, while Dixon has the lowest effective property tax rate at 2.27%. This means that property owners in Chana will pay more in taxes than those in Dixon. However, the difference in rates is not significant, and property owners in Ogle County can expect to pay an average of $3,677 in property taxes.
Tax Assessment Value
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of property assessment value in each city in Ogle County. The tax assessment value may differ from the potential sale value, and is used to calculate the property tax for each piece of real estate.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Byron | $94,225 | $129,777 | $171,057 | $215,289 | $274,883 |
| Chana | $26,490 | $72,631 | $136,374 | $191,948 | $247,194 |
| Davis Junction | $115,833 | $144,951 | $170,718 | $193,269 | $212,598 |
| Dixon | $78,876 | $115,455 | $157,426 | $207,223 | $253,226 |
| Forreston | $53,477 | $72,672 | $93,570 | $129,897 | $187,375 |
| Leaf River | $40,730 | $73,812 | $112,599 | $173,964 | $243,725 |
| Monroe Center | $85,197 | $105,220 | $146,865 | $203,229 | $280,559 |
| Mount Morris | $51,974 | $67,691 | $90,906 | $119,923 | $150,317 |
| Oregon | $55,542 | $81,081 | $122,514 | $185,877 | $254,757 |
| Polo | $46,410 | $67,626 | $94,677 | $135,292 | $182,839 |
| Rochelle | $74,786 | $92,630 | $119,556 | $162,320 | $212,060 |
| Stillman Valley | $95,613 | $131,526 | $168,800 | $233,638 | $318,126 |
Property Tax Bill
This table shows the percentiles of actual property tax paid on residential properties for each city in Ogle County.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Byron | $2,157 | $3,132 | $4,134 | $5,428 | $6,805 |
| Chana | $1,227 | $2,117 | $3,608 | $5,406 | $7,049 |
| Davis Junction | $2,571 | $3,443 | $4,217 | $4,873 | $5,420 |
| Dixon | $1,349 | $2,309 | $3,524 | $4,831 | $6,279 |
| Forreston | $1,107 | $1,602 | $2,261 | $3,209 | $4,736 |
| Leaf River | $963 | $1,621 | $2,512 | $4,066 | $5,988 |
| Monroe Center | $1,810 | $2,422 | $3,446 | $5,218 | $7,410 |
| Mount Morris | $982 | $1,533 | $2,305 | $3,162 | $4,239 |
| Oregon | $1,420 | $2,153 | $3,267 | $5,010 | $6,903 |
| Polo | $898 | $1,496 | $2,219 | $3,236 | $4,540 |
| Rochelle | $1,715 | $2,345 | $3,175 | $4,371 | $5,847 |
| Stillman Valley | $2,311 | $3,257 | $4,407 | $6,147 | $8,425 |
Effective Property Tax Rate
The effective property tax rate is calculated by dividing the property tax bill by the assessed value. For the percentiles below, the calculation is performed using the percentiles for property tax bill and assessed value above. Therefore, each consecutive percentile doesn't necessarily show a larger value.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Byron | 2.29% | 2.41% | 2.42% | 2.52% | 2.48% |
| Chana | 4.63% | 2.91% | 2.65% | 2.82% | 2.85% |
| Davis Junction | 2.22% | 2.38% | 2.47% | 2.52% | 2.55% |
| Dixon | 1.71% | 2.00% | 2.24% | 2.33% | 2.48% |
| Forreston | 2.07% | 2.20% | 2.42% | 2.47% | 2.53% |
| Leaf River | 2.36% | 2.20% | 2.23% | 2.34% | 2.46% |
| Monroe Center | 2.12% | 2.30% | 2.35% | 2.57% | 2.64% |
| Mount Morris | 1.89% | 2.26% | 2.54% | 2.64% | 2.82% |
| Oregon | 2.56% | 2.66% | 2.67% | 2.70% | 2.71% |
| Polo | 1.93% | 2.21% | 2.34% | 2.39% | 2.48% |
| Rochelle | 2.29% | 2.53% | 2.66% | 2.69% | 2.76% |
| Stillman Valley | 2.42% | 2.48% | 2.61% | 2.63% | 2.65% |
Reduce your property tax bill with Ownwell!
Real Estate Values in Ogle County
The median home price in Ogle County, Illinois decreased by 17.46% from October 2022 to October 2023, from $209.0K to $172.5K. This decrease in home prices was accompanied by a decrease in home inventory, from 106 in October 2022 to 97 in October 2023. This suggests that the housing market in Ogle County is cooling off, with fewer homes available and lower prices.
Average Home Value in Ogle County, Illinois
Last updated: November 2023
Percent Change in Total Home Sales in Ogle County
Last updated: November 2023
Percent Change in New Home Listings in Ogle County
Last updated: November 2023
Reduce your property tax bill with Ownwell
Mortgage Rates in Ogle County
Ogle County has a total of $762.4M in outstanding home mortgage loans, representing 6.4K loans. This amount is equivalent to approximately 11.6% of the total home value in the county. The median mortgage rate in Ogle County varies significantly across cities, ranging from 3.93% in Monroe Center to 4.37% in Davis Junction. This variation in rates can be attributed to differences in local economic conditions, such as the availability of jobs and housing prices.
Overall, Ogle County has a relatively high amount of outstanding home mortgage loans compared to other counties in the state. This indicates that the county is a popular destination for homebuyers, likely due to its relatively low median mortgage rates. Homebuyers in Ogle County should take advantage of the competitive rates available in the area and shop around for the best deal.
Outstanding Mortgages
The table below shows the percentile distribution of outstanding loans on residential properties in Ogle County by city.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Byron | $65,896 | $92,731 | $127,692 | $168,709 | $215,370 |
| Chana | $43,801 | $66,566 | $109,166 | $163,492 | $229,442 |
| Davis Junction | $78,762 | $98,078 | $119,075 | $156,767 | $191,441 |
| Dixon | $53,256 | $78,349 | $118,032 | $153,944 | $205,506 |
| Forreston | $34,929 | $52,103 | $71,823 | $101,411 | $135,242 |
| Leaf River | $32,525 | $50,430 | $103,076 | $145,431 | $241,708 |
| Monroe Center | $57,622 | $82,584 | $122,379 | $177,394 | $230,148 |
| Mount Morris | $34,107 | $51,603 | $71,670 | $95,009 | $131,860 |
| Oregon | $45,956 | $64,826 | $100,858 | $147,119 | $204,016 |
| Polo | $31,822 | $52,609 | $72,584 | $107,358 | $146,221 |
| Rochelle | $48,640 | $71,951 | $98,785 | $134,295 | $178,111 |
| Stillman Valley | $62,195 | $87,765 | $128,873 | $170,098 | $235,359 |
Mortgage Rates
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of mortgage rates in cities across Ogle County.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Byron | 2.90% | 3.50% | 4.02% | 4.75% | 6.19% |
| Chana | 3.00% | 3.50% | 4.12% | 5.13% | 5.91% |
| Davis Junction | 3.00% | 3.60% | 4.37% | 5.50% | 6.38% |
| Dixon | 2.90% | 3.50% | 4.14% | 5.11% | 6.21% |
| Forreston | 3.00% | 3.61% | 4.21% | 5.11% | 6.22% |
| Leaf River | 2.90% | 3.37% | 3.97% | 4.76% | 6.08% |
| Monroe Center | 2.90% | 3.44% | 3.93% | 4.63% | 5.93% |
| Mount Morris | 2.91% | 3.55% | 4.03% | 5.02% | 6.20% |
| Oregon | 2.92% | 3.51% | 4.10% | 5.05% | 6.19% |
| Polo | 3.00% | 3.62% | 4.25% | 5.06% | 6.20% |
| Rochelle | 2.90% | 3.50% | 4.12% | 5.00% | 6.22% |
| Stillman Valley | 2.90% | 3.54% | 4.10% | 5.05% | 6.25% |
Housing Expenses in Ogle County, Illinois
Reduce your property tax bill with Ownwell
With Ownwell's property tax monitoring service ensures you'll never overpay on property taxes again.
How Ownwell works?
- Enter your property address and get an instant estimate of your potential tax savings based on local market data and our historical tax savings in your area.
- Sign up online and authorize Ownwell to fight your tax bill in less than 5 minutes.
- Sit back and let us get to work. Ownwell handles everything start to finish with no up-front costs. It’s all backed by our industry-leading Savings-or-Free Guarantee.
- When we save you money our fee is just 25% of your savings. If you don't save, you don't pay. We will continue to monitor your property taxes every year to ensure that you never overpay or have to worry about your property taxes again.