Illinois Property Taxes
Real Estate Values and Property Tax Valuation in Illinois
The state of Illinois has 3.2M properties with a cumulative value of $701.7B, representing 1.89% of all real estate value in the United States. Property taxes in Illinois totaled $17.3B across these 3.2M properties, with an average homeowner paying $5,405 in property taxes compared to the national average of $3,553. The average property tax rate in Illinois is 2.47%, significantly higher than the national average of 0.93%. Property taxes are typically based on the assessed value of the property, which is usually lower than the market value.
In Illinois, property taxes are based on the value of the property as of January 1st. Property owners have the option to appeal their property taxes between June and December, or within 30 days of when the notices are published. Property tax bills are issued on February 1st and July 1st, with the first installment due on June 1st in Cook County. This first installment is estimated at 55% of the prior year's tax bill, with taxes paid in arrears.
Updated November 01, 2023
| Important Dates | |
|---|---|
| Property Valuation Date: | January 1st |
| Property Tax Appeal Deadline: | June - December or 30 days after notices are published |
| Property Tax Bills Issued: | February 1st and July 1st |
| Real Property Tax Bill Due (1st of #): | June, Two installments but due dates may vary by county March 1st, Cook County - 1st half installment, estimated at 55% of prior year tax bill with taxes paid in arrears. |
| Real Property Tax Bill Due (2nd of #): | September, Two installments but due dates may vary by county August 1, Cook County - 2nd half installment - TARGETED but may be delayed - due 30 days after being issued. Reconciled installment using the BOR certified AV, actual local tax rate, and final state equalization factor, less the estimated 1st installment with taxes paid in arrears |
| Available Exemptions | |
|---|---|
| Senior | Available |
| Disabled | Available |
| Homestead | Available |
| Veteran | Available |
| Solar/Wind | Available |
| Charitable | Available |
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Real Estate Statistics in Illinois
Total Real Estate Value
$701.7B
Total Real Property Taxes
$17.3B
Average Property Tax Rate
2.47%
# of Real Properties
3.2M
Residential Property Tax by County in Illinois
Illinois property taxes are among the highest in the country, with an average rate of 2.47%, compared to the national average of 0.93%. This translates to an average property tax bill of $5,405 for Illinois homeowners, which is significantly higher than the national average of $3,553. Property tax rates vary significantly across counties in Illinois, with McDonough County having the highest effective rate of 3.53%, and Crawford County having the lowest rate of 0.62%. This means that homeowners in McDonough County pay nearly six times more in property taxes than those in Crawford County. Property taxes in Illinois are a major source of revenue for local governments, and the wide variation in rates across counties reflects the different needs and priorities of each county.
Tax Assessment Value
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of property assessment value in each county in Illinois. The tax assessment value may differ from the potential sale value, and is used to calculate the property tax for each piece of real estate.
| County | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Adams County | $26,004 | $51,030 | $86,190 | $147,900 | $231,690 |
| Alexander County | $8,596 | $22,418 | $48,387 | $95,060 | $148,351 |
| Bond County | $3,384 | $20,455 | $49,689 | $82,565 | $127,958 |
| Boone County | $0 | $0 | $103,659 | $202,474 | $286,956 |
| Brown County | $46,185 | $74,535 | $113,198 | $171,881 | $227,332 |
| Bureau County | $32,592 | $53,259 | $83,253 | $126,994 | $179,499 |
| Calhoun County | $42,028 | $64,756 | $101,397 | $162,062 | $215,702 |
| Carroll County | $30,357 | $50,926 | $85,176 | $156,418 | $288,171 |
| Champaign County | $58,590 | $95,370 | $146,730 | $212,655 | $299,700 |
| Christian County | $0 | $0 | $54,520 | $130,611 | $202,307 |
| Clark County | $17,728 | $37,203 | $68,301 | $109,960 | $163,504 |
| Clay County | $8,808 | $17,318 | $33,598 | $67,730 | $107,435 |
| Clinton County | $42,045 | $82,650 | $135,420 | $197,610 | $261,450 |
| Coles County | $25,725 | $47,670 | $83,829 | $147,816 | $239,133 |
| Cook County | $65,510 | $115,230 | $187,940 | $287,060 | $446,840 |
| Crawford County | $29,961 | $52,397 | $90,386 | $151,834 | $215,574 |
| Cumberland County | $21,297 | $53,038 | $106,281 | $167,779 | $230,864 |
| DeKalb County | $93,245 | $116,976 | $150,339 | $228,165 | $334,930 |
| De Witt County | $43,627 | $70,827 | $117,636 | $190,929 | $272,689 |
| Douglas County | $34,219 | $58,156 | $91,988 | $138,780 | $203,827 |
| DuPage County | $114,240 | $182,130 | $269,910 | $388,290 | $599,040 |
| Edgar County | $630 | $1,410 | $3,960 | $6,510 | $26,070 |
| Effingham County | $66,858 | $101,070 | $153,270 | $217,500 | $297,744 |
| Fayette County | $13,390 | $31,311 | $70,449 | $119,440 | $171,808 |
| Ford County | $33,192 | $57,000 | $85,200 | $127,065 | $187,902 |
| Franklin County | $6,537 | $26,618 | $54,848 | $107,948 | $165,880 |
| Fulton County | $22,072 | $42,492 | $66,922 | $98,603 | $139,132 |
| Gallatin County | $6,753 | $20,090 | $43,614 | $76,394 | $114,963 |
| Greene County | $11,800 | $30,078 | $52,662 | $84,705 | $123,614 |
| Grundy County | $41,961 | $88,892 | $136,989 | $189,988 | $274,247 |
| Hamilton County | $11,421 | $24,525 | $48,978 | $91,134 | $145,776 |
| Hardin County | $5,807 | $13,762 | $28,744 | $54,160 | $84,179 |
| Henderson County | $0 | $8,304 | $46,443 | $88,244 | $131,856 |
| Henry County | $31,325 | $56,784 | $105,129 | $168,429 | $247,225 |
| Iroquois County | $18,864 | $61,806 | $116,181 | $183,384 | $261,659 |
| Jackson County | $28,436 | $47,770 | $81,243 | $129,564 | $193,100 |
| Jasper County | $12,840 | $29,010 | $72,075 | $137,760 | $202,920 |
| Jefferson County | $12,104 | $25,004 | $58,542 | $109,797 | $164,537 |
| Jersey County | $21,432 | $51,848 | $125,235 | $188,152 | $257,883 |
| Jo Daviess County | $53,637 | $78,864 | $111,771 | $187,140 | $268,077 |
| Johnson County | $12,544 | $27,110 | $69,369 | $124,089 | $177,931 |
| Kane County | $135,336 | $172,221 | $238,558 | $323,028 | $410,805 |
| Kankakee County | $35,342 | $67,919 | $136,362 | $214,288 | $300,133 |
| Kendall County | $153,938 | $185,346 | $248,586 | $296,766 | $354,034 |
| Knox County | $25,140 | $45,900 | $76,020 | $125,010 | $201,492 |
| Lake County | $106,679 | $156,039 | $244,330 | $393,952 | $599,136 |
| LaSalle County | $16,508 | $42,204 | $72,705 | $119,337 | $190,117 |
| Lawrence County | $3,426 | $7,622 | $20,712 | $38,944 | $66,844 |
| Lee County | $0 | $0 | $0 | $40,931 | $127,650 |
| Livingston County | $45,528 | $91,368 | $146,925 | $221,763 | $308,476 |
| Logan County | $53,613 | $95,055 | $165,345 | $264,622 | $380,529 |
| Macon County | $18,638 | $36,906 | $81,615 | $128,089 | $202,448 |
| Macoupin County | $28,752 | $59,181 | $95,337 | $144,792 | $202,539 |
| Madison County | $43,050 | $72,120 | $119,310 | $199,890 | $288,960 |
| Marion County | $6,600 | $17,585 | $44,190 | $109,550 | $177,684 |
| Marshall County | $44,594 | $81,984 | $137,070 | $191,448 | $269,089 |
| Mason County | $15,784 | $33,506 | $74,313 | $127,968 | $198,316 |
| Massac County | $8,295 | $18,990 | $55,230 | $101,340 | $148,830 |
| McDonough County | $17,107 | $28,932 | $39,546 | $57,369 | $89,317 |
| McHenry County | $122,928 | $164,268 | $224,914 | $293,835 | $372,433 |
| McLean County | $67,746 | $102,546 | $150,639 | $211,090 | $286,202 |
| Menard County | $7,893 | $24,924 | $73,712 | $163,732 | $244,729 |
| Mercer County | $28,082 | $72,900 | $132,686 | $215,542 | $321,902 |
| Monroe County | $106,200 | $149,580 | $204,870 | $274,560 | $350,688 |
| Montgomery County | $27,630 | $57,012 | $107,301 | $168,990 | $220,494 |
| Morgan County | $5,055 | $20,625 | $45,615 | $77,385 | $134,460 |
| Moultrie County | $35,148 | $62,719 | $92,967 | $145,090 | $209,625 |
| Ogle County | $63,499 | $90,092 | $130,224 | $182,772 | $239,695 |
| Peoria County | $24,810 | $55,530 | $101,220 | $164,160 | $251,370 |
| Perry County | $26,634 | $43,464 | $70,131 | $106,959 | $145,344 |
| Piatt County | $57,116 | $105,517 | $170,944 | $286,293 | $440,758 |
| Pike County | $23,610 | $41,550 | $68,370 | $107,100 | $169,137 |
| Pope County | $35,553 | $73,764 | $140,790 | $236,988 | $363,436 |
| Putnam County | $20,582 | $66,351 | $129,992 | $202,215 | $284,955 |
| Randolph County | $3,957 | $11,498 | $33,813 | $68,402 | $142,737 |
| Richland County | $20,679 | $39,003 | $82,104 | $155,352 | $241,550 |
| Rock Island County | $45,636 | $70,112 | $99,960 | $141,067 | $194,334 |
| Saline County | $12,456 | $29,805 | $65,517 | $120,940 | $176,763 |
| Sangamon County | $52,834 | $86,031 | $138,666 | $208,046 | $290,678 |
| Schuyler County | $13,752 | $31,632 | $63,666 | $101,412 | $143,456 |
| Shelby County | $18,566 | $47,543 | $100,994 | $158,075 | $216,961 |
| Stark County | $33,434 | $76,364 | $135,500 | $232,352 | $332,319 |
| St. Clair County | $20,253 | $47,062 | $98,496 | $167,278 | $242,164 |
| Stephenson County | $21,265 | $34,848 | $57,969 | $114,354 | $148,245 |
| Tazewell County | $55,167 | $80,280 | $121,770 | $181,298 | $257,430 |
| Union County | $0 | $0 | $0 | $22,797 | $57,990 |
| Vermilion County | $15,586 | $29,562 | $55,623 | $95,682 | $147,490 |
| Wabash County | $21,597 | $39,615 | $75,315 | $144,630 | $228,552 |
| Washington County | $4,581 | $13,300 | $35,100 | $59,834 | $78,697 |
| Wayne County | $14,507 | $33,483 | $67,082 | $118,606 | $172,182 |
| White County | $13,957 | $28,110 | $48,876 | $81,075 | $129,019 |
| Whiteside County | $41,952 | $62,307 | $87,898 | $131,317 | $181,808 |
| Will County | $119,646 | $167,067 | $228,417 | $315,096 | $424,615 |
| Williamson County | $17,457 | $40,778 | $73,770 | $132,022 | $198,963 |
| Winnebago County | $39,689 | $69,405 | $110,670 | $158,454 | $206,900 |
| Woodford County | $10,924 | $69,957 | $132,396 | $198,474 | $270,106 |
Property Tax Bill
This table shows the percentiles of actual property tax paid on residential properties for each county in Illinois.
| County | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Adams County | $574 | $1,149 | $1,947 | $3,193 | $4,660 |
| Alexander County | $160 | $461 | $996 | $2,160 | $3,670 |
| Bond County | $134 | $511 | $1,144 | $1,957 | $3,441 |
| Boone County | $69 | $108 | $2,841 | $5,299 | $7,645 |
| Brown County | $968 | $1,634 | $2,678 | $4,081 | $5,616 |
| Bureau County | $588 | $1,144 | $1,973 | $3,173 | $4,643 |
| Calhoun County | $504 | $999 | $1,834 | $3,464 | $4,968 |
| Carroll County | $568 | $1,154 | $2,092 | $3,780 | $6,824 |
| Champaign County | $1,276 | $2,237 | $3,637 | $5,400 | $7,863 |
| Christian County | $578 | $1,321 | $2,431 | $3,791 | $5,417 |
| Clark County | $276 | $674 | $1,360 | $2,310 | $3,588 |
| Clay County | $45 | $166 | $502 | $1,260 | $2,325 |
| Clinton County | $776 | $1,544 | $2,692 | $4,074 | $5,571 |
| Coles County | $544 | $1,100 | $2,016 | $3,508 | $5,649 |
| Cook County | $1,206 | $2,544 | $4,727 | $7,292 | $11,141 |
| Crawford County | $0 | $0 | $0 | $1,116 | $2,178 |
| Cumberland County | $389 | $923 | $1,814 | $3,071 | $4,436 |
| DeKalb County | $2,855 | $3,660 | $4,688 | $7,163 | $10,617 |
| De Witt County | $1,178 | $2,053 | $3,497 | $5,538 | $7,725 |
| Douglas County | $494 | $1,088 | $1,921 | $3,097 | $4,607 |
| DuPage County | $2,281 | $3,975 | $6,047 | $8,107 | $11,700 |
| Edgar County | $15 | $34 | $105 | $181 | $645 |
| Effingham County | $971 | $1,659 | $2,716 | $4,037 | $5,713 |
| Fayette County | $237 | $541 | $1,249 | $2,321 | $3,561 |
| Ford County | $573 | $1,235 | $2,132 | $3,405 | $5,358 |
| Franklin County | $107 | $559 | $1,310 | $2,407 | $3,912 |
| Fulton County | $246 | $748 | $1,529 | $2,449 | $3,625 |
| Gallatin County | $37 | $127 | $485 | $1,371 | $2,411 |
| Greene County | $188 | $473 | $1,030 | $1,763 | $2,671 |
| Grundy County | $1,182 | $2,286 | $3,575 | $5,005 | $7,063 |
| Hamilton County | $142 | $340 | $874 | $1,848 | $3,044 |
| Hardin County | $96 | $180 | $421 | $856 | $1,472 |
| Henderson County | $186 | $526 | $1,310 | $2,491 | $4,223 |
| Henry County | $646 | $1,308 | $2,503 | $4,036 | $5,998 |
| Iroquois County | $744 | $1,733 | $3,103 | $5,203 | $7,564 |
| Jackson County | $438 | $1,144 | $2,258 | $3,746 | $5,752 |
| Jasper County | $253 | $617 | $1,552 | $3,184 | $4,854 |
| Jefferson County | $88 | $365 | $1,062 | $2,364 | $3,786 |
| Jersey County | $348 | $1,057 | $2,551 | $4,214 | $5,911 |
| Jo Daviess County | $1,302 | $1,830 | $2,728 | $4,530 | $6,300 |
| Johnson County | $200 | $460 | $1,199 | $2,386 | $3,694 |
| Kane County | $3,132 | $4,408 | $6,195 | $8,756 | $11,269 |
| Kankakee County | $1,188 | $2,327 | $3,992 | $6,027 | $8,495 |
| Kendall County | $4,037 | $5,181 | $7,003 | $8,877 | $10,626 |
| Knox County | $449 | $917 | $1,670 | $2,920 | $5,078 |
| Lake County | $3,120 | $4,706 | $7,431 | $11,179 | $15,863 |
| LaSalle County | $411 | $1,288 | $2,121 | $3,522 | $5,207 |
| Lawrence County | $73 | $179 | $554 | $1,328 | $2,380 |
| Lee County | $823 | $1,862 | $3,467 | $5,663 | $8,264 |
| Livingston County | $1,634 | $2,634 | $4,405 | $6,582 | $9,734 |
| Logan County | $1,208 | $2,129 | $3,848 | $6,425 | $9,428 |
| Macon County | $488 | $913 | $1,969 | $3,267 | $5,327 |
| Macoupin County | $357 | $758 | $1,420 | $2,382 | $3,602 |
| Madison County | $758 | $1,487 | $2,545 | $4,359 | $6,485 |
| Marion County | $60 | $207 | $745 | $2,063 | $3,791 |
| Marshall County | $933 | $1,720 | $3,162 | $4,694 | $7,006 |
| Mason County | $489 | $1,005 | $2,112 | $3,818 | $5,779 |
| Massac County | $152 | $555 | $1,501 | $2,885 | $4,482 |
| McDonough County | $521 | $932 | $1,450 | $2,066 | $3,156 |
| McHenry County | $2,999 | $4,400 | $6,169 | $8,299 | $10,570 |
| McLean County | $1,716 | $2,656 | $3,996 | $5,811 | $8,091 |
| Menard County | $200 | $619 | $1,741 | $3,887 | $5,930 |
| Mercer County | $787 | $1,827 | $3,526 | $5,874 | $8,837 |
| Monroe County | $1,423 | $2,555 | $3,779 | $5,249 | $6,829 |
| Montgomery County | $570 | $1,224 | $2,403 | $4,078 | $5,435 |
| Morgan County | $143 | $537 | $1,202 | $2,197 | $3,718 |
| Moultrie County | $513 | $1,155 | $2,020 | $3,353 | $5,084 |
| Ogle County | $1,424 | $2,182 | $3,271 | $4,689 | $6,289 |
| Peoria County | $638 | $1,302 | $2,550 | $4,315 | $6,834 |
| Perry County | $190 | $580 | $1,344 | $2,347 | $3,420 |
| Piatt County | $1,683 | $2,450 | $4,219 | $7,396 | $11,904 |
| Pike County | $308 | $673 | $1,265 | $2,142 | $3,634 |
| Pope County | $259 | $592 | $1,173 | $2,143 | $3,326 |
| Putnam County | $683 | $1,847 | $3,127 | $5,073 | $7,530 |
| Randolph County | $91 | $293 | $832 | $1,534 | $2,971 |
| Richland County | $390 | $759 | $1,517 | $3,019 | $5,162 |
| Rock Island County | $1,005 | $1,875 | $2,848 | $4,161 | $5,930 |
| Saline County | $334 | $728 | $1,593 | $3,102 | $4,656 |
| Sangamon County | $1,002 | $1,823 | $3,144 | $4,875 | $7,185 |
| Schuyler County | $209 | $518 | $1,276 | $2,161 | $3,162 |
| Shelby County | $350 | $905 | $2,021 | $3,364 | $4,770 |
| Stark County | $655 | $1,692 | $3,085 | $5,484 | $7,828 |
| St. Clair County | $70 | $1,153 | $2,400 | $4,120 | $6,175 |
| Stephenson County | $522 | $976 | $1,800 | $3,248 | $4,691 |
| Tazewell County | $1,057 | $1,809 | $2,931 | $4,514 | $6,613 |
| Union County | $178 | $517 | $1,401 | $2,657 | $4,142 |
| Vermilion County | $190 | $550 | $1,192 | $2,303 | $3,865 |
| Wabash County | $448 | $812 | $1,367 | $2,576 | $4,420 |
| Washington County | $92 | $232 | $619 | $1,235 | $1,736 |
| Wayne County | $200 | $532 | $1,303 | $2,573 | $4,104 |
| White County | $180 | $418 | $876 | $1,582 | $2,692 |
| Whiteside County | $805 | $1,406 | $2,152 | $3,151 | $4,461 |
| Will County | $2,968 | $4,482 | $6,287 | $8,725 | $11,474 |
| Williamson County | $203 | $733 | $1,573 | $3,035 | $4,902 |
| Winnebago County | $967 | $1,830 | $3,114 | $4,706 | $6,406 |
| Woodford County | $303 | $1,547 | $3,131 | $4,880 | $6,805 |
Effective Property Tax Rate
The effective property tax rate is calculated by dividing the property tax bill by the assessed value. For the percentiles below, the calculation is performed using the percentiles for property tax bill and assessed value above. Therefore, each consecutive percentile doesn't necessarily show a larger value.
| County | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Adams County | 2.21% | 2.25% | 2.26% | 2.16% | 2.01% |
| Alexander County | 1.86% | 2.06% | 2.06% | 2.27% | 2.47% |
| Bond County | 3.96% | 2.50% | 2.30% | 2.37% | 2.69% |
| Boone County | - | - | 2.74% | 2.62% | 2.66% |
| Brown County | 2.10% | 2.19% | 2.37% | 2.37% | 2.47% |
| Bureau County | 1.80% | 2.15% | 2.37% | 2.50% | 2.59% |
| Calhoun County | 1.20% | 1.54% | 1.81% | 2.14% | 2.30% |
| Carroll County | 1.87% | 2.27% | 2.46% | 2.42% | 2.37% |
| Champaign County | 2.18% | 2.35% | 2.48% | 2.54% | 2.62% |
| Christian County | - | - | 4.46% | 2.90% | 2.68% |
| Clark County | 1.56% | 1.81% | 1.99% | 2.10% | 2.19% |
| Clay County | 0.51% | 0.96% | 1.49% | 1.86% | 2.16% |
| Clinton County | 1.85% | 1.87% | 1.99% | 2.06% | 2.13% |
| Coles County | 2.11% | 2.31% | 2.40% | 2.37% | 2.36% |
| Cook County | 1.84% | 2.21% | 2.52% | 2.54% | 2.49% |
| Crawford County | 0.00% | 0.00% | 0.00% | 0.74% | 1.01% |
| Cumberland County | 1.83% | 1.74% | 1.71% | 1.83% | 1.92% |
| DeKalb County | 3.06% | 3.13% | 3.12% | 3.14% | 3.17% |
| De Witt County | 2.70% | 2.90% | 2.97% | 2.90% | 2.83% |
| Douglas County | 1.44% | 1.87% | 2.09% | 2.23% | 2.26% |
| DuPage County | 2.00% | 2.18% | 2.24% | 2.09% | 1.95% |
| Edgar County | 2.38% | 2.41% | 2.65% | 2.78% | 2.47% |
| Effingham County | 1.45% | 1.64% | 1.77% | 1.86% | 1.92% |
| Fayette County | 1.77% | 1.73% | 1.77% | 1.94% | 2.07% |
| Ford County | 1.73% | 2.17% | 2.50% | 2.68% | 2.85% |
| Franklin County | 1.64% | 2.10% | 2.39% | 2.23% | 2.36% |
| Fulton County | 1.11% | 1.76% | 2.28% | 2.48% | 2.61% |
| Gallatin County | 0.55% | 0.63% | 1.11% | 1.79% | 2.10% |
| Greene County | 1.59% | 1.57% | 1.96% | 2.08% | 2.16% |
| Grundy County | 2.82% | 2.57% | 2.61% | 2.63% | 2.58% |
| Hamilton County | 1.24% | 1.39% | 1.78% | 2.03% | 2.09% |
| Hardin County | 1.65% | 1.31% | 1.46% | 1.58% | 1.75% |
| Henderson County | - | 6.33% | 2.82% | 2.82% | 3.20% |
| Henry County | 2.06% | 2.30% | 2.38% | 2.40% | 2.43% |
| Iroquois County | 3.94% | 2.80% | 2.67% | 2.84% | 2.89% |
| Jackson County | 1.54% | 2.39% | 2.78% | 2.89% | 2.98% |
| Jasper County | 1.97% | 2.13% | 2.15% | 2.31% | 2.39% |
| Jefferson County | 0.73% | 1.46% | 1.81% | 2.15% | 2.30% |
| Jersey County | 1.62% | 2.04% | 2.04% | 2.24% | 2.29% |
| Jo Daviess County | 2.43% | 2.32% | 2.44% | 2.42% | 2.35% |
| Johnson County | 1.59% | 1.70% | 1.73% | 1.92% | 2.08% |
| Kane County | 2.31% | 2.56% | 2.60% | 2.71% | 2.74% |
| Kankakee County | 3.36% | 3.43% | 2.93% | 2.81% | 2.83% |
| Kendall County | 2.62% | 2.80% | 2.82% | 2.99% | 3.00% |
| Knox County | 1.79% | 2.00% | 2.20% | 2.34% | 2.52% |
| Lake County | 2.92% | 3.02% | 3.04% | 2.84% | 2.65% |
| LaSalle County | 2.49% | 3.05% | 2.92% | 2.95% | 2.74% |
| Lawrence County | 2.13% | 2.35% | 2.67% | 3.41% | 3.56% |
| Lee County | - | - | - | 13.84% | 6.47% |
| Livingston County | 3.59% | 2.88% | 3.00% | 2.97% | 3.16% |
| Logan County | 2.25% | 2.24% | 2.33% | 2.43% | 2.48% |
| Macon County | 2.62% | 2.47% | 2.41% | 2.55% | 2.63% |
| Macoupin County | 1.24% | 1.28% | 1.49% | 1.65% | 1.78% |
| Madison County | 1.76% | 2.06% | 2.13% | 2.18% | 2.24% |
| Marion County | 0.91% | 1.18% | 1.69% | 1.88% | 2.13% |
| Marshall County | 2.09% | 2.10% | 2.31% | 2.45% | 2.60% |
| Mason County | 3.10% | 3.00% | 2.84% | 2.98% | 2.91% |
| Massac County | 1.83% | 2.92% | 2.72% | 2.85% | 3.01% |
| McDonough County | 3.05% | 3.22% | 3.67% | 3.60% | 3.53% |
| McHenry County | 2.44% | 2.68% | 2.74% | 2.82% | 2.84% |
| McLean County | 2.53% | 2.59% | 2.65% | 2.75% | 2.83% |
| Menard County | 2.53% | 2.48% | 2.36% | 2.37% | 2.42% |
| Mercer County | 2.80% | 2.51% | 2.66% | 2.73% | 2.75% |
| Monroe County | 1.34% | 1.71% | 1.84% | 1.91% | 1.95% |
| Montgomery County | 2.06% | 2.15% | 2.24% | 2.41% | 2.46% |
| Morgan County | 2.83% | 2.60% | 2.64% | 2.84% | 2.77% |
| Moultrie County | 1.46% | 1.84% | 2.17% | 2.31% | 2.43% |
| Ogle County | 2.24% | 2.42% | 2.51% | 2.57% | 2.62% |
| Peoria County | 2.57% | 2.34% | 2.52% | 2.63% | 2.72% |
| Perry County | 0.71% | 1.33% | 1.92% | 2.19% | 2.35% |
| Piatt County | 2.95% | 2.32% | 2.47% | 2.58% | 2.70% |
| Pike County | 1.30% | 1.62% | 1.85% | 2.00% | 2.15% |
| Pope County | 0.73% | 0.80% | 0.83% | 0.90% | 0.92% |
| Putnam County | 3.32% | 2.78% | 2.41% | 2.51% | 2.64% |
| Randolph County | 2.30% | 2.55% | 2.46% | 2.24% | 2.08% |
| Richland County | 1.89% | 1.95% | 1.85% | 1.94% | 2.14% |
| Rock Island County | 2.20% | 2.67% | 2.85% | 2.95% | 3.05% |
| Saline County | 2.68% | 2.44% | 2.43% | 2.56% | 2.63% |
| Sangamon County | 1.90% | 2.12% | 2.27% | 2.34% | 2.47% |
| Schuyler County | 1.52% | 1.64% | 2.00% | 2.13% | 2.20% |
| Shelby County | 1.89% | 1.90% | 2.00% | 2.13% | 2.20% |
| Stark County | 1.96% | 2.22% | 2.28% | 2.36% | 2.36% |
| St. Clair County | 0.35% | 2.45% | 2.44% | 2.46% | 2.55% |
| Stephenson County | 2.45% | 2.80% | 3.11% | 2.84% | 3.16% |
| Tazewell County | 1.92% | 2.25% | 2.41% | 2.49% | 2.57% |
| Union County | - | - | - | 11.66% | 7.14% |
| Vermilion County | 1.22% | 1.86% | 2.14% | 2.41% | 2.62% |
| Wabash County | 2.07% | 2.05% | 1.82% | 1.78% | 1.93% |
| Washington County | 2.01% | 1.74% | 1.76% | 2.06% | 2.21% |
| Wayne County | 1.38% | 1.59% | 1.94% | 2.17% | 2.38% |
| White County | 1.29% | 1.49% | 1.79% | 1.95% | 2.09% |
| Whiteside County | 1.92% | 2.26% | 2.45% | 2.40% | 2.45% |
| Will County | 2.48% | 2.68% | 2.75% | 2.77% | 2.70% |
| Williamson County | 1.16% | 1.80% | 2.13% | 2.30% | 2.46% |
| Winnebago County | 2.44% | 2.64% | 2.81% | 2.97% | 3.10% |
| Woodford County | 2.77% | 2.21% | 2.36% | 2.46% | 2.52% |
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Real Estate Values in Illinois
The median home price in Illinois has increased by 6.21% from August 2022 to August 2023, from $264.0K to $280.4K. This is likely due to the decrease in active listings in the state, from 58.7K in August 2022 to 45.1K in August 2023. This decrease in active listings has likely caused an increase in demand for homes, leading to an increase in home prices.
Median Sale Value
$280.4K
Total Active Listings
45.1K
Annual percent change in median sale price
6.21%
Median Home Sale Price Illinois
Last updated: November 2023
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Mortgage Rates in Illinois
Mortgage rates in Illinois are expected to remain relatively stable in 2023, with an average rate of 5.02%. This is slightly higher than the national average, but still low enough to make homeownership an attractive option. Additionally, there are an estimated 1.6 million outstanding residential loans in the state, with an average outstanding loan amount of $216,745. This indicates that homeowners in Illinois are taking advantage of the low interest rates and are investing in their future.
# of Outstanding Loans
1.6M
Total Outstanding Loan Amount
$337.7B
Properties with Loans
47.95%
Outstanding Mortgages
The table below shows the percentile distribution of outstanding loans on residential properties in Illinois by county.
| County | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Adams County | $30,357 | $50,463 | $90,017 | $452,252 | $5,797,168 |
| Bond County | $27,009 | $37,119 | $67,774 | $134,107 | $218,952 |
| Boone County | $69,088 | $99,288 | $159,974 | $249,339 | $331,646 |
| Brown County | $28,889 | $49,897 | $86,835 | $216,155 | $262,697 |
| Bureau County | $25,185 | $43,807 | $66,870 | $100,422 | $138,137 |
| Calhoun County | $41,164 | $42,539 | $44,830 | $47,121 | $48,496 |
| Carroll County | $29,554 | $48,569 | $83,157 | $145,695 | $236,209 |
| Champaign County | $45,720 | $70,775 | $107,871 | $164,231 | $241,311 |
| Christian County | $26,134 | $52,424 | $89,681 | $139,382 | $210,548 |
| Clark County | $22,059 | $38,852 | $66,380 | $110,518 | $166,072 |
| Clay County | $7,965 | $15,739 | $33,039 | $79,183 | $154,650 |
| Clinton County | $39,393 | $67,552 | $105,211 | $150,996 | $209,680 |
| Coles County | $25,715 | $44,258 | $76,026 | $182,892 | $677,882 |
| Cook County | $40,073 | $80,807 | $144,840 | $240,246 | $361,119 |
| Crawford County | $31,228 | $63,002 | $92,085 | $162,936 | $247,662 |
| DeKalb County | $60,434 | $82,818 | $116,309 | $187,689 | $569,787 |
| De Witt County | $44,257 | $81,394 | $150,707 | $244,142 | $359,453 |
| DuPage County | $44,650 | $82,713 | $143,635 | $236,576 | $357,549 |
| Effingham County | $37,990 | $63,074 | $99,460 | $140,221 | $195,284 |
| Fayette County | $51,289 | $71,998 | $136,022 | $210,068 | $325,498 |
| Ford County | $31,204 | $50,515 | $75,599 | $114,885 | $161,384 |
| Fulton County | $24,805 | $43,004 | $67,282 | $101,195 | $140,075 |
| Gallatin County | $24,392 | $34,955 | $53,628 | $86,177 | $125,751 |
| Greene County | $1,770 | $10,244 | $33,455 | $54,626 | $95,741 |
| Grundy County | $67,527 | $95,885 | $149,588 | $226,237 | $336,522 |
| Hamilton County | $19,262 | $35,324 | $58,003 | $97,631 | $153,276 |
| Henry County | $26,031 | $48,135 | $82,870 | $130,591 | $188,136 |
| Iroquois County | $30,280 | $64,267 | $129,609 | $219,757 | $362,310 |
| Jackson County | $26,136 | $47,247 | $76,613 | $118,699 | $176,416 |
| Jefferson County | $21,530 | $41,576 | $68,327 | $105,051 | $150,392 |
| Jersey County | $55,020 | $115,345 | $163,503 | $248,752 | $313,668 |
| Jo Daviess County | $56,601 | $74,191 | $106,410 | $153,431 | $218,103 |
| Johnson County | $55,278 | $77,629 | $123,332 | $183,454 | $334,580 |
| Kane County | $49,792 | $89,246 | $146,025 | $218,581 | $297,909 |
| Kankakee County | $42,223 | $84,512 | $147,024 | $234,849 | $324,038 |
| Kendall County | $74,655 | $112,963 | $164,293 | $223,529 | $287,629 |
| Knox County | $25,516 | $50,485 | $79,046 | $122,437 | $186,604 |
| Lake County | $48,189 | $88,012 | $150,886 | $251,784 | $379,475 |
| LaSalle County | $27,472 | $47,824 | $72,288 | $144,988 | $265,879 |
| Lee County | $27,135 | $63,186 | $134,608 | $227,449 | $469,719 |
| Livingston County | $30,453 | $59,193 | $85,992 | $145,093 | $210,887 |
| Logan County | $37,110 | $78,422 | $119,688 | $192,077 | $264,775 |
| Macon County | $29,546 | $50,504 | $78,248 | $121,047 | $185,104 |
| Macoupin County | $32,877 | $52,775 | $79,387 | $122,103 | $174,756 |
| Madison County | $39,501 | $62,338 | $99,918 | $154,219 | $227,372 |
| Marion County | $13,224 | $29,911 | $74,651 | $141,031 | $218,964 |
| Marshall County | $20,385 | $28,772 | $53,948 | $96,705 | $149,733 |
| Mason County | $32,053 | $66,686 | $139,175 | $389,904 | $733,166 |
| Massac County | $21,173 | $47,735 | $88,005 | $149,849 | $181,137 |
| McDonough County | $12,130 | $27,056 | $61,814 | $128,978 | $1,261,481 |
| McHenry County | $46,307 | $85,019 | $137,362 | $202,610 | $274,531 |
| McLean County | $53,653 | $83,530 | $120,599 | $172,847 | $239,466 |
| Menard County | $85,417 | $107,012 | $182,393 | $592,297 | $1,665,997 |
| Monroe County | $96,865 | $132,276 | $181,863 | $245,229 | $320,145 |
| Montgomery County | $25,328 | $43,318 | $103,370 | $178,662 | $274,851 |
| Morgan County | $14,855 | $23,841 | $38,380 | $96,646 | $388,413 |
| Moultrie County | $29,256 | $49,307 | $74,292 | $114,412 | $171,116 |
| Ogle County | $47,012 | $70,947 | $104,732 | $146,222 | $198,097 |
| Peoria County | $44,746 | $67,764 | $106,505 | $167,885 | $252,312 |
| Perry County | $17,945 | $34,022 | $57,200 | $91,004 | $136,842 |
| Pike County | $25,463 | $42,118 | $68,014 | $116,158 | $196,153 |
| Putnam County | $191,523 | $191,523 | $191,523 | $191,523 | $191,523 |
| Randolph County | $5,524 | $31,843 | $64,939 | $140,054 | $185,550 |
| Richland County | $7,524 | $23,006 | $65,232 | $106,710 | $175,064 |
| Rock Island County | $38,728 | $60,353 | $92,859 | $133,271 | $211,615 |
| Saline County | $14,234 | $32,455 | $75,497 | $129,839 | $207,673 |
| Sangamon County | $52,912 | $80,759 | $123,600 | $185,498 | $262,523 |
| Shelby County | $60,985 | $92,642 | $136,666 | $191,707 | $228,315 |
| St. Clair County | $40,008 | $65,416 | $109,225 | $168,986 | $246,606 |
| Tazewell County | $44,559 | $65,148 | $98,069 | $144,189 | $208,489 |
| Union County | $17,434 | $47,477 | $103,039 | $175,252 | $245,099 |
| Vermilion County | $30,893 | $51,216 | $80,867 | $127,117 | $204,283 |
| Washington County | $19,422 | $27,138 | $43,447 | $73,438 | $107,272 |
| Wayne County | $32,815 | $59,361 | $104,518 | $155,210 | $199,520 |
| White County | $22,224 | $39,174 | $63,498 | $105,398 | $153,292 |
| Whiteside County | $29,581 | $47,197 | $69,313 | $102,235 | $145,403 |
| Will County | $47,385 | $87,085 | $141,959 | $215,394 | $299,303 |
| Williamson County | $42,880 | $69,158 | $111,367 | $168,189 | $250,687 |
| Winnebago County | $49,441 | $71,832 | $106,421 | $149,126 | $204,947 |
| Woodford County | $56,475 | $87,526 | $127,060 | $185,117 | $257,510 |
Mortgage Rates
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of mortgage rates in counties across Illinois.
| County | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Adams County | 2.80% | 3.13% | 3.99% | 4.38% | 5.00% |
| Bond County | 2.90% | 3.60% | 4.12% | 5.28% | 6.41% |
| Boone County | 2.75% | 2.90% | 3.47% | 4.21% | 4.75% |
| Brown County | 2.68% | 2.79% | 2.90% | 3.19% | 3.70% |
| Bureau County | 3.00% | 3.60% | 4.25% | 5.24% | 6.31% |
| Calhoun County | 3.57% | 3.91% | 4.12% | 4.29% | 4.56% |
| Carroll County | 2.87% | 3.37% | 3.85% | 4.25% | 4.84% |
| Champaign County | 2.90% | 3.50% | 4.37% | 5.65% | 6.33% |
| Christian County | 3.01% | 3.60% | 4.40% | 5.36% | 6.34% |
| Clark County | 2.90% | 3.55% | 4.36% | 5.25% | 6.44% |
| Clay County | 3.26% | 3.66% | 4.02% | 4.75% | 5.74% |
| Clinton County | 2.90% | 3.50% | 4.04% | 5.01% | 6.17% |
| Coles County | 3.09% | 3.64% | 4.25% | 5.00% | 6.09% |
| Cook County | 3.12% | 3.81% | 4.84% | 6.56% | 7.69% |
| Crawford County | 2.80% | 3.31% | 3.95% | 4.66% | 5.60% |
| DeKalb County | 2.90% | 3.52% | 4.15% | 5.25% | 6.27% |
| De Witt County | 2.98% | 3.50% | 3.83% | 4.38% | 4.90% |
| DuPage County | 3.00% | 3.75% | 4.75% | 6.50% | 7.58% |
| Effingham County | 2.88% | 3.40% | 4.00% | 4.83% | 5.93% |
| Fayette County | 2.45% | 2.80% | 3.20% | 3.67% | 4.45% |
| Ford County | 2.90% | 3.49% | 4.10% | 4.90% | 6.22% |
| Fulton County | 2.96% | 3.43% | 3.88% | 4.37% | 5.00% |
| Gallatin County | 2.80% | 3.37% | 4.00% | 4.50% | 4.91% |
| Greene County | 3.68% | 4.13% | 5.00% | 6.19% | 6.34% |
| Grundy County | 2.88% | 3.09% | 3.57% | 4.16% | 4.88% |
| Hamilton County | 2.90% | 3.45% | 4.03% | 5.07% | 6.22% |
| Henry County | 2.96% | 3.55% | 4.25% | 5.11% | 6.20% |
| Iroquois County | 2.81% | 3.25% | 3.90% | 4.62% | 5.24% |
| Jackson County | 2.90% | 3.50% | 4.23% | 5.21% | 6.36% |
| Jefferson County | 2.90% | 3.50% | 4.34% | 5.52% | 6.42% |
| Jersey County | 2.80% | 3.10% | 3.64% | 4.25% | 4.98% |
| Jo Daviess County | 2.66% | 2.90% | 3.37% | 4.02% | 4.62% |
| Johnson County | 3.10% | 3.60% | 4.37% | 5.00% | 5.64% |
| Kane County | 3.12% | 3.75% | 4.75% | 6.38% | 7.45% |
| Kankakee County | 2.75% | 3.13% | 3.84% | 4.63% | 5.50% |
| Kendall County | 2.99% | 3.62% | 4.43% | 5.93% | 6.79% |
| Knox County | 3.00% | 3.60% | 4.12% | 4.67% | 5.50% |
| Lake County | 3.00% | 3.75% | 4.75% | 6.50% | 7.59% |
| LaSalle County | 2.90% | 3.55% | 4.10% | 4.75% | 5.75% |
| Lee County | 3.00% | 3.63% | 4.38% | 5.23% | 6.24% |
| Livingston County | 2.80% | 3.09% | 3.75% | 4.50% | 4.97% |
| Logan County | 2.99% | 3.57% | 3.92% | 4.42% | 4.75% |
| Macon County | 2.90% | 3.50% | 4.22% | 5.25% | 6.27% |
| Macoupin County | 2.87% | 3.25% | 3.87% | 4.50% | 5.13% |
| Madison County | 3.00% | 3.60% | 4.37% | 5.60% | 6.33% |
| Marion County | 3.06% | 3.63% | 4.34% | 5.68% | 6.47% |
| Marshall County | 3.52% | 3.81% | 4.11% | 4.16% | 4.49% |
| Mason County | 2.83% | 3.22% | 4.12% | 4.97% | 6.16% |
| Massac County | 3.46% | 3.90% | 4.44% | 4.99% | 5.50% |
| McDonough County | 2.70% | 3.40% | 4.14% | 5.50% | 6.49% |
| McHenry County | 3.10% | 3.75% | 4.75% | 6.48% | 7.55% |
| McLean County | 2.90% | 3.48% | 4.08% | 4.87% | 6.05% |
| Menard County | 3.38% | 3.80% | 4.01% | 4.27% | 4.31% |
| Monroe County | 2.75% | 3.00% | 3.75% | 4.50% | 5.00% |
| Montgomery County | 3.21% | 3.68% | 4.25% | 5.11% | 6.20% |
| Morgan County | 2.70% | 3.15% | 3.98% | 4.68% | 6.02% |
| Moultrie County | 3.00% | 3.50% | 4.13% | 5.11% | 6.22% |
| Ogle County | 2.90% | 3.52% | 4.12% | 5.02% | 6.22% |
| Peoria County | 2.80% | 3.13% | 3.75% | 4.38% | 4.87% |
| Perry County | 2.93% | 3.67% | 4.40% | 5.54% | 6.46% |
| Pike County | 2.75% | 2.98% | 3.55% | 4.50% | 5.12% |
| Putnam County | 4.01% | 4.01% | 4.01% | 4.01% | 4.01% |
| Randolph County | 3.08% | 3.69% | 4.67% | 5.99% | 6.88% |
| Richland County | 3.93% | 4.25% | 5.14% | 6.20% | 7.50% |
| Rock Island County | 2.75% | 3.09% | 3.75% | 4.50% | 5.13% |
| Saline County | 3.00% | 3.62% | 4.21% | 5.08% | 6.70% |
| Sangamon County | 2.75% | 3.00% | 3.88% | 4.50% | 4.92% |
| Shelby County | 3.10% | 3.62% | 4.00% | 4.50% | 5.00% |
| St. Clair County | 3.00% | 3.62% | 4.45% | 5.82% | 6.53% |
| Tazewell County | 2.90% | 3.50% | 4.12% | 5.11% | 6.21% |
| Union County | 3.00% | 3.65% | 4.20% | 4.84% | 5.50% |
| Vermilion County | 2.75% | 3.10% | 3.75% | 4.63% | 5.50% |
| Washington County | 2.99% | 3.50% | 4.20% | 4.50% | 4.89% |
| Wayne County | 2.95% | 3.66% | 4.35% | 5.00% | 5.25% |
| White County | 2.73% | 3.00% | 3.70% | 4.25% | 5.15% |
| Whiteside County | 2.90% | 3.50% | 4.12% | 5.11% | 6.27% |
| Will County | 3.12% | 3.87% | 4.87% | 6.46% | 7.56% |
| Williamson County | 2.80% | 3.13% | 3.88% | 4.63% | 5.25% |
| Winnebago County | 2.88% | 3.37% | 3.92% | 4.50% | 5.25% |
| Woodford County | 2.80% | 3.24% | 3.89% | 4.50% | 5.00% |
Housing Expenses in Illinois
Housing expenses are a major part of the average household budget in the state. In fact, housing expenses account for nearly one-third of total expenses for the average household. As inflation continues, housing expenses continue to rise, eating up an ever-increasing portion of the household budget. Property taxes are the second largest component of housing expenses for the average property owner in the state, making up a significant portion of the total housing expenses. As housing expenses continue to rise, it is important for households to budget carefully and plan for the future to ensure they can afford their housing expenses.
Monthly Consumer Expenses for Midwest region
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Frequently asked questions
We currently operate in Texas, California, Washington, Georgia, Florida and Illinois.
We use a private national data provider that cross-references with county recorder's offices to verify ownership. If in the event our system is unable to verify the property, our team will take further steps to investigate ownership and reach out to the customer for confirmation.
Our success rate varies across geographies; however, in any given year, we typically win more than 70% of our cases, saving clients an average of $1,457 on their property taxes.
Yes, in the market areas we serve, we have a dedicated Property Tax Consultant that is physically present in the market they are servicing. The specialist assigned to your property has the necessary geographical competence to provide exemplary service!
The average property tax rate in Illinois is 2.47%.
The following exemptions and discounts are available in Illinois: Charitable, Disabled, Homestead and Senior
Explore Property Taxes in Your County
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