Average Tax Assessment in Kane County
Real Estate Values and Property Tax Valuation in Kane County, Illinois
Kane County has a total of 157,112 properties with a cumulative value of $41.3B, making up 5.88% of all real estate value in Illinois. Property taxes in Kane County totaled $1.1B, with an average homeowner paying $6,904 in property taxes compared to the state average of $5,405. The average property tax rate in Kane County is 2.63%, higher than the state average of 2.47%. Property taxes are calculated based on the assessed value of the property, which is typically lower than the market value.
In Illinois, property taxes are based on the value of the property as of January 1st. Property owners have the option to appeal their property taxes between June and December, or within 30 days of when the notices are published. Property tax bills are issued on February 1st and July 1st, with the first installment due on June 1st in Cook County. This first installment is estimated at 55% of the prior year's tax bill, with taxes paid in arrears.
Updated November 01, 2023
| Important Links | |
|---|---|
| Kane Assessor | (630) 208-3818 |
| Kane Recorder | (435) 644-2360 |
| Important Dates | |
|---|---|
| Property Valuation Date: | January 1st |
| Property Tax Appeal Deadline: | June - December or 30 days after notices are published |
| Property Tax Bills Issued: | February 1st and July 1st |
| Real Property Tax Bill Due (1st of #): | June, Two installments but due dates may vary by county March 1st, Cook County - 1st half installment, estimated at 55% of prior year tax bill with taxes paid in arrears. |
| Real Property Tax Bill Due (2nd of #): | September, Two installments but due dates may vary by county August 1, Cook County - 2nd half installment - TARGETED but may be delayed - due 30 days after being issued. Reconciled installment using the BOR certified AV, actual local tax rate, and final state equalization factor, less the estimated 1st installment with taxes paid in arrears |
| Available Exemptions | |
|---|---|
| Senior | Available |
| Disabled | Available |
| Homestead | Available |
| Veteran | Available |
| Solar/Wind | Available |
| Charitable | Available |
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Real Estate Statistics in Kane County
Residential Property Taxes by Cities in Kane County
Kane County has an average property tax rate of 2.63%, which is slightly lower than the national average of 2.79%. This rate is applied to the assessed value of a property to calculate the amount of taxes due. The average Kane County property tax bill is $6,904.
Property tax rates vary across the cities in Kane County. Maple Park has the highest effective property tax rate at 2.88%, while Huntley has the lowest effective property tax rate at 2.29%. This means that homeowners in Maple Park will pay more in property taxes than homeowners in Huntley. However, the difference in rates is relatively small, so the difference in taxes paid is not significant.
Tax Assessment Value
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of property assessment value in each city in Kane County. The tax assessment value may differ from the potential sale value, and is used to calculate the property tax for each piece of real estate.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Algonquin | $170,349 | $198,872 | $288,189 | $333,909 | $369,879 |
| Aurora | $100,138 | $127,883 | $165,993 | $222,700 | $284,068 |
| Batavia | $180,168 | $229,050 | $299,446 | $378,109 | $470,686 |
| Big Rock | $157,459 | $199,450 | $249,744 | $312,398 | $419,333 |
| Carpentersville | $136,866 | $150,705 | $172,548 | $221,043 | $294,825 |
| Dundee | $177,463 | $285,301 | $339,484 | $393,416 | $475,703 |
| East Dundee | $134,346 | $169,263 | $190,791 | $224,212 | $290,637 |
| Elburn | $168,608 | $236,274 | $286,791 | $354,842 | $441,611 |
| Elgin | $134,630 | $165,471 | $209,991 | $289,290 | $356,264 |
| Geneva | $210,963 | $279,564 | $348,284 | $424,922 | $536,011 |
| Gilberts | $167,661 | $202,656 | $277,395 | $336,357 | $382,128 |
| Hampshire | $161,553 | $194,615 | $263,568 | $325,938 | $401,359 |
| Huntley | $169,560 | $212,760 | $253,497 | $310,713 | $378,570 |
| Maple Park | $135,336 | $189,501 | $259,692 | $332,241 | $419,205 |
| Montgomery | $138,849 | $159,660 | $190,716 | $249,243 | $281,391 |
| North Aurora | $163,074 | $191,702 | $256,203 | $314,688 | $375,616 |
| Pingree Grove | $159,567 | $180,519 | $234,417 | $296,049 | $331,255 |
| Saint Charles | $203,522 | $247,521 | $328,968 | $447,486 | $586,346 |
| Sleepy Hollow | $247,614 | $278,937 | $316,080 | $351,753 | $392,466 |
| South Elgin | $145,279 | $180,789 | $238,407 | $311,703 | $411,353 |
| Sugar Grove | $185,486 | $231,639 | $300,116 | $351,180 | $411,583 |
| Wayne | $335,046 | $438,963 | $540,762 | $677,415 | $1,021,066 |
| West Dundee | $171,987 | $212,366 | $260,090 | $317,700 | $368,222 |
Property Tax Bill
This table shows the percentiles of actual property tax paid on residential properties for each city in Kane County.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Algonquin | $4,098 | $5,230 | $7,634 | $8,946 | $9,934 |
| Aurora | $2,068 | $2,946 | $4,184 | $5,811 | $7,897 |
| Batavia | $4,665 | $6,026 | $8,120 | $10,434 | $13,164 |
| Big Rock | $3,811 | $4,908 | $6,166 | $7,749 | $10,578 |
| Carpentersville | $3,323 | $3,988 | $4,657 | $6,037 | $8,310 |
| Dundee | $3,663 | $6,715 | $8,930 | $10,354 | $11,885 |
| East Dundee | $2,877 | $4,218 | $4,932 | $5,936 | $7,894 |
| Elburn | $4,865 | $6,533 | $8,262 | $10,195 | $12,756 |
| Elgin | $3,312 | $4,294 | $5,619 | $7,927 | $10,595 |
| Geneva | $5,248 | $7,206 | $9,433 | $11,790 | $14,743 |
| Gilberts | $4,569 | $5,627 | $7,509 | $9,214 | $10,466 |
| Hampshire | $4,019 | $4,966 | $6,814 | $8,451 | $10,290 |
| Huntley | $3,291 | $4,513 | $5,854 | $7,557 | $9,464 |
| Maple Park | $3,635 | $5,289 | $7,381 | $9,652 | $12,263 |
| Montgomery | $2,776 | $3,581 | $4,927 | $7,357 | $8,467 |
| North Aurora | $3,814 | $4,800 | $6,633 | $8,464 | $10,325 |
| Pingree Grove | $4,288 | $4,867 | $6,192 | $8,464 | $9,409 |
| Saint Charles | $4,752 | $6,028 | $8,161 | $11,152 | $14,876 |
| Sleepy Hollow | $6,028 | $7,125 | $8,198 | $9,311 | $10,479 |
| South Elgin | $3,496 | $4,600 | $6,227 | $8,430 | $11,439 |
| Sugar Grove | $4,929 | $6,321 | $8,126 | $10,138 | $12,048 |
| Wayne | $8,467 | $11,601 | $14,317 | $18,702 | $27,054 |
| West Dundee | $4,168 | $5,694 | $7,152 | $8,959 | $10,454 |
Effective Property Tax Rate
The effective property tax rate is calculated by dividing the property tax bill by the assessed value. For the percentiles below, the calculation is performed using the percentiles for property tax bill and assessed value above. Therefore, each consecutive percentile doesn't necessarily show a larger value.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Algonquin | 2.41% | 2.63% | 2.65% | 2.68% | 2.69% |
| Aurora | 2.07% | 2.30% | 2.52% | 2.61% | 2.78% |
| Batavia | 2.59% | 2.63% | 2.71% | 2.76% | 2.80% |
| Big Rock | 2.42% | 2.46% | 2.47% | 2.48% | 2.52% |
| Carpentersville | 2.43% | 2.65% | 2.70% | 2.73% | 2.82% |
| Dundee | 2.06% | 2.35% | 2.63% | 2.63% | 2.50% |
| East Dundee | 2.14% | 2.49% | 2.59% | 2.65% | 2.72% |
| Elburn | 2.89% | 2.77% | 2.88% | 2.87% | 2.89% |
| Elgin | 2.46% | 2.60% | 2.68% | 2.74% | 2.97% |
| Geneva | 2.49% | 2.58% | 2.71% | 2.77% | 2.75% |
| Gilberts | 2.73% | 2.78% | 2.71% | 2.74% | 2.74% |
| Hampshire | 2.49% | 2.55% | 2.59% | 2.59% | 2.56% |
| Huntley | 1.94% | 2.12% | 2.31% | 2.43% | 2.50% |
| Maple Park | 2.69% | 2.79% | 2.84% | 2.91% | 2.93% |
| Montgomery | 2.00% | 2.24% | 2.58% | 2.95% | 3.01% |
| North Aurora | 2.34% | 2.50% | 2.59% | 2.69% | 2.75% |
| Pingree Grove | 2.69% | 2.70% | 2.64% | 2.86% | 2.84% |
| Saint Charles | 2.33% | 2.44% | 2.48% | 2.49% | 2.54% |
| Sleepy Hollow | 2.43% | 2.55% | 2.59% | 2.65% | 2.67% |
| South Elgin | 2.41% | 2.54% | 2.61% | 2.70% | 2.78% |
| Sugar Grove | 2.66% | 2.73% | 2.71% | 2.89% | 2.93% |
| Wayne | 2.53% | 2.64% | 2.65% | 2.76% | 2.65% |
| West Dundee | 2.42% | 2.68% | 2.75% | 2.82% | 2.84% |
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Real Estate Values in Kane County
The median home price in Kane County, Illinois has increased by 9.17% from October 2022 to October 2023, from $299.5K to $327.5K. This is indicative of a strong housing market in the area, as home prices have risen despite a decrease in home inventory from 1.6K in October 2022 to 1.2K in October 2023. This suggests that demand for housing in Kane County is high, and that the area is a desirable place to live.
Average Home Value in Kane County, Illinois
Last updated: November 2023
Percent Change in Total Home Sales in Kane County
Last updated: November 2023
Percent Change in New Home Listings in Kane County
Last updated: November 2023
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Mortgage Rates in Kane County
Kane County is home to a large number of outstanding home mortgages, totaling $18.3 billion. This represents a significant portion of the total home value in the county, and is indicative of the strong housing market in the area. The number of outstanding loans in Kane County is also quite high, with 102.3 thousand mortgages currently in place.
The median mortgage rate in Kane County varies significantly across cities, ranging from 4.14% in Pingree Grove to 5.25% in Carpentersville. This variation in rates means that homeowners in different parts of the county can find different levels of affordability when it comes to their mortgage payments. Overall, Kane County is a great place to find a home mortgage, with a wide range of rates and a large number of outstanding loans.
Outstanding Mortgages
The table below shows the percentile distribution of outstanding loans on residential properties in Kane County by city.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Algonquin | $58,908 | $95,836 | $148,863 | $216,987 | $282,482 |
| Aurora | $33,538 | $63,278 | $104,292 | $158,297 | $216,170 |
| Batavia | $58,388 | $102,794 | $173,564 | $252,699 | $332,886 |
| Big Rock | $57,767 | $95,584 | $156,640 | $231,597 | $304,549 |
| Carpentersville | $42,588 | $69,447 | $106,690 | $158,059 | $218,159 |
| Dundee | $76,289 | $134,358 | $195,952 | $276,911 | $349,298 |
| East Dundee | $41,869 | $78,677 | $128,419 | $174,460 | $223,236 |
| Elburn | $65,260 | $118,982 | $185,842 | $259,873 | $329,410 |
| Elgin | $46,120 | $84,761 | $139,088 | $204,488 | $270,772 |
| Geneva | $72,230 | $126,938 | $203,744 | $287,432 | $360,874 |
| Gilberts | $94,145 | $127,660 | $169,274 | $230,261 | $288,303 |
| Hampshire | $74,333 | $116,353 | $164,574 | $229,035 | $296,745 |
| Huntley | $49,686 | $76,958 | $120,397 | $173,213 | $242,149 |
| Maple Park | $53,837 | $91,271 | $156,116 | $231,142 | $300,431 |
| Montgomery | $63,500 | $97,163 | $136,715 | $180,819 | $234,334 |
| North Aurora | $58,453 | $99,503 | $155,026 | $217,498 | $274,603 |
| Pingree Grove | $101,801 | $131,129 | $169,407 | $211,314 | $255,516 |
| Saint Charles | $67,925 | $123,280 | $202,346 | $298,927 | $401,898 |
| Sleepy Hollow | $60,457 | $106,011 | $178,584 | $244,347 | $312,049 |
| South Elgin | $47,847 | $88,233 | $141,259 | $212,989 | $299,733 |
| Sugar Grove | $71,892 | $111,829 | $170,200 | $235,726 | $302,229 |
| Wayne | $118,111 | $216,237 | $315,344 | $473,494 | $682,862 |
| West Dundee | $55,308 | $99,150 | $162,263 | $227,047 | $287,147 |
Mortgage Rates
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of mortgage rates in cities across Kane County.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Algonquin | 3.12% | 3.87% | 5.00% | 6.68% | 7.69% |
| Aurora | 3.25% | 3.91% | 5.19% | 6.79% | 7.80% |
| Batavia | 3.12% | 3.75% | 4.62% | 6.49% | 7.56% |
| Big Rock | 3.10% | 3.75% | 4.82% | 6.39% | 7.48% |
| Carpentersville | 3.30% | 4.00% | 5.25% | 6.68% | 7.70% |
| Dundee | 3.00% | 3.75% | 4.75% | 6.01% | 7.06% |
| East Dundee | 3.00% | 3.75% | 4.75% | 6.47% | 7.61% |
| Elburn | 3.00% | 3.63% | 4.45% | 6.09% | 7.27% |
| Elgin | 3.12% | 3.75% | 4.65% | 6.37% | 7.40% |
| Geneva | 3.00% | 3.64% | 4.50% | 6.25% | 7.25% |
| Gilberts | 3.12% | 3.75% | 4.60% | 6.00% | 6.56% |
| Hampshire | 3.00% | 3.65% | 4.37% | 5.87% | 6.87% |
| Huntley | 3.10% | 3.75% | 4.75% | 6.24% | 6.76% |
| Maple Park | 3.10% | 3.66% | 4.50% | 6.37% | 7.56% |
| Montgomery | 3.11% | 3.75% | 4.63% | 6.00% | 6.90% |
| North Aurora | 3.12% | 3.75% | 4.75% | 6.36% | 7.35% |
| Pingree Grove | 2.99% | 3.50% | 4.14% | 4.99% | 6.33% |
| Saint Charles | 3.00% | 3.66% | 4.50% | 6.31% | 7.31% |
| Sleepy Hollow | 3.00% | 3.75% | 4.50% | 6.73% | 7.70% |
| South Elgin | 3.12% | 3.83% | 4.85% | 6.71% | 7.73% |
| Sugar Grove | 3.00% | 3.75% | 4.60% | 6.17% | 7.12% |
| Wayne | 2.90% | 3.49% | 4.37% | 6.13% | 7.24% |
| West Dundee | 3.12% | 3.75% | 4.62% | 6.38% | 7.61% |
Housing Expenses in Kane County, Illinois
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