Bellingham, Washington Property Taxes
Real Estate Values and Property Tax Valuation in Bellingham, Washington
Bellingham has 43,251 properties with a cumulative value of $18.7B, making up 55.86% of all real estate value in Whatcom County. Property taxes in Bellingham totaled $171.9M, with an average homeowner paying $4,000 in property taxes compared to the county average of $3,303. The average property tax rate in Bellingham is 0.92%, while the county average is 0.90%. Property taxes are based on the assessed value of the property, which is typically lower than the market value.
The property tax timeline in Washington begins on January 1st when the property valuation date is set. Property value notices are issued from May to December and the property tax appeal deadline is July 1st or 30-60 days after the notice is issued. Finally, property tax bills are issued on February 14th.
Updated November 01, 2023
| Important Links | |
|---|---|
| Whatcom Assessor | (360) 676-6790 |
| Whatcom Auditor / Recorder | (360) 676-6740 |
| Whatcom Treasurer | (360) 676-6774 |
| Important Dates | |
|---|---|
| Property Valuation Date: | January 1st |
| Property Value Notices Issued: | May - December |
| Property Tax Appeal Deadline: | July 1st or 30-60 days after notice |
| Property Tax Bills Issued: | February 14th |
| Real Property Tax Bill Due (1st of #): | April 30th |
| Real Property Tax Bill Due (2nd of #): | October 31st |
| Available Exemptions | |
|---|---|
| Senior | Available |
| Disabled | Available |
| Homestead | Not Available |
| Veteran | Available |
| Charitable | Available |
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Real Estate Statistics in Bellingham, Washington
Residential Property Tax by ZIP code in Bellingham, Washington
Property taxes in Bellingham are slightly higher than the average property tax rate in Whatcom County, which is 0.90%. The average property tax rate in Bellingham is 0.92%. Property tax rates vary across Bellingham ZIP codes, with the highest effective property tax rate being 0.96% in the 98229 ZIP code and the lowest effective property tax rate being 0.89% in the 98225 ZIP code. This variation in property tax rates is due to differences in home values across ZIP codes. For example, the 98229 ZIP code has higher home values than the 98225 ZIP code, resulting in a higher effective property tax rate.
Overall, Bellingham property tax rates are slightly higher than the average property tax rate in Whatcom County. However, property tax rates vary across Bellingham ZIP codes due to differences in home values. Homeowners in the 98229 ZIP code can expect to pay a higher effective property tax rate than homeowners in the 98225 ZIP code. Property taxes collected in Bellingham in 2023 are estimated to be $4,000.
Tax Assessment Value
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of property assessment value in each ZIP code in Bellingham, Washington. The tax assessment value may differ from the potential sale value, and is used to calculate the property tax for each piece of real estate.
| ZIP Code | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 98225 | $235,967 | $345,746 | $427,783 | $559,918 | $796,397 |
| 98226 | $118,965 | $290,764 | $409,148 | $534,830 | $719,098 |
| 98229 | $58,420 | $274,647 | $413,557 | $567,722 | $770,307 |
Property Tax Bill
This table shows the percentiles of actual property tax paid on residential properties for each ZIP code in Bellingham, Washington.
| ZIP Code | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 98225 | $1,153 | $3,044 | $3,930 | $5,169 | $7,384 |
| 98226 | $141 | $2,155 | $3,727 | $4,919 | $6,742 |
| 98229 | $367 | $2,567 | $4,003 | $5,504 | $7,568 |
Effective Property Tax Rate
The effective property tax rate is calculated by dividing the property tax bill by the assessed value. For the percentiles below, the calculation is performed using the percentiles for property tax bill and assessed value above. Therefore, each consecutive percentile doesn't necessarily show a larger value.
| ZIP Code | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 98225 | 0.49% | 0.88% | 0.92% | 0.92% | 0.93% |
| 98226 | 0.12% | 0.74% | 0.91% | 0.92% | 0.94% |
| 98229 | 0.63% | 0.93% | 0.97% | 0.97% | 0.98% |
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Real Estate Values in Bellingham, Washington
Average Home Value in Bellingham, Washington
Last updated: November 2023
We currently do not have this data but we are working to add this soon.
Total unique home listings in Bellingham, Washington
Last updated: November 2023
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Housing Expenses in Bellingham, Washington
Housing expenses are a major part of the average household budget in the state. In fact, housing expenses account for nearly one-third of total expenses for the average household. As inflation continues, housing expenses continue to rise, eating up an ever-increasing portion of the household budget. Property taxes are the second largest component of housing expenses for the average property owner in the state, making up a significant portion of the total housing expenses. As housing expenses continue to rise, it is important for households to budget carefully and plan for the future to ensure they can afford their housing expenses.
Monthly Consumer Expenses for West region
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