Real Estate Values and Property Tax Valuation in Stevens County, Washington

Stevens County has 19,358 properties with a cumulative value of $3.9B, representing 0.34% of all real estate value in Washington. Property taxes in Stevens County totaled $32.3M, with an average homeowner paying $1,675 in property taxes compared to the state average of $4,796. The average property tax rate in Stevens County is 0.83%, lower than the state average of 1.01%. Properties are typically valued for tax purposes based on their fair market value.

The property tax timeline in Washington begins on January 1st when the property valuation date is set. Property value notices are issued from May to December and the property tax appeal deadline is July 1st or 30-60 days after the notice is issued. Finally, property tax bills are issued on February 14th.

Important Dates
Property Valuation Date:January 1st
Property Value Notices Issued:May - December
Property Tax Appeal Deadline:July 1st or 30-60 days after notice
Property Tax Bills Issued:February 14th
Real Property Tax Bill Due (1st of #):April 30th
Real Property Tax Bill Due (2nd of #):October 31st
Available Exemptions
SeniorAvailable
DisabledAvailable
HomesteadNot Available
VeteranAvailable
CharitableAvailable

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Real Estate Statistics in Stevens County

Total Real Estate Value
$3.9B
Total Real Property Taxes
$32.3M
Average Property Tax Rate
0.83%
# of Real Properties
19.4K

Residential Property Taxes by Cities in Stevens County

Stevens County has an average property tax rate of 0.83%, which is slightly lower than the national average of 1.08%. This rate is applied to all properties in the county, regardless of their location. However, there is some variation in the effective property tax rate across the cities in Stevens County. The city of Clayton has the highest effective property tax rate at 1%, while the city of Colville has the lowest effective property tax rate at 0.71%. This means that property owners in Clayton will pay more in property taxes than those in Colville.

Overall, Stevens County has a relatively low property tax rate compared to other counties in the state. This makes it an attractive option for those looking to purchase property in the area. However, it is important to note that the effective property tax rate can vary significantly across the cities in Stevens County, so it is important to research the rates in the specific city you are considering before making a purchase.

Tax Assessment Value

The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of property assessment value in each city in Stevens County. The tax assessment value may differ from the potential sale value, and is used to calculate the property tax for each piece of real estate.

City10th Percentile25th PercentileMedian75th Percentile90th Percentile
Addy$30,723$85,700$145,844$238,514$345,922
Chewelah$45,354$111,997$177,752$248,900$338,953
Clayton$33,923$87,704$181,959$257,810$357,369
Colville$39,531$98,708$169,886$247,416$332,227
Deer Park$79,304$159,514$236,574$323,734$413,860
Evans$40,202$85,950$167,092$240,520$337,752
Kettle Falls$35,274$96,872$163,335$244,677$338,055
Loon Lake$48,470$117,624$214,774$328,029$469,988
Nine Mile Falls$163,975$253,055$340,376$440,000$545,481
Northport$16,001$45,868$91,689$207,321$364,239
Rice$58,536$99,405$169,678$266,156$370,163
Springdale$25,520$49,614$101,755$181,336$246,957
Valley$34,412$68,174$124,622$194,496$299,993

Property Tax Bill

This table shows the percentiles of actual property tax paid on residential properties for each city in Stevens County.

City10th Percentile25th PercentileMedian75th Percentile90th Percentile
Addy$140$603$1,100$1,856$2,644
Chewelah$266$731$1,376$2,020$2,837
Clayton$346$805$1,809$2,667$3,591
Colville$232$614$1,206$1,811$2,446
Deer Park$711$1,510$2,339$3,265$4,272
Evans$289$626$1,282$1,870$2,646
Kettle Falls$213$614$1,170$1,798$2,572
Loon Lake$361$974$1,985$3,159$4,508
Nine Mile Falls$1,149$2,418$3,212$4,266$5,254
Northport$75$346$709$1,677$2,732
Rice$401$669$1,199$1,986$2,761
Springdale$168$391$801$1,451$2,013
Valley$259$530$1,038$1,726$2,653

Effective Property Tax Rate

The effective property tax rate is calculated by dividing the property tax bill by the assessed value. For the percentiles below, the calculation is performed using the percentiles for property tax bill and assessed value above. Therefore, each consecutive percentile doesn't necessarily show a larger value.

City10th Percentile25th PercentileMedian75th Percentile90th Percentile
Addy 0.46% 0.70% 0.75% 0.78% 0.76%
Chewelah 0.59% 0.65% 0.77% 0.81% 0.84%
Clayton 1.02% 0.92% 0.99% 1.03% 1.00%
Colville 0.59% 0.62% 0.71% 0.73% 0.74%
Deer Park 0.90% 0.95% 0.99% 1.01% 1.03%
Evans 0.72% 0.73% 0.77% 0.78% 0.78%
Kettle Falls 0.60% 0.63% 0.72% 0.73% 0.76%
Loon Lake 0.74% 0.83% 0.92% 0.96% 0.96%
Nine Mile Falls 0.70% 0.96% 0.94% 0.97% 0.96%
Northport 0.47% 0.75% 0.77% 0.81% 0.75%
Rice 0.69% 0.67% 0.71% 0.75% 0.75%
Springdale 0.66% 0.79% 0.79% 0.80% 0.82%
Valley 0.75% 0.78% 0.83% 0.89% 0.88%

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Real Estate Values in Stevens County

The median home price in Stevens County, Washington decreased by 9.75% from October 2022 to October 2023, from $525.0K to $435.0K. This decrease in home prices is likely due to an increase in home inventory, which rose from 147 in October 2022 to 212 in October 2023. This suggests that there is an abundance of homes on the market, which is driving down prices.

Median Sale Value
$435.0K
Total Active Listings
212
Annual percent change in median sale price
-9.75%

Average Home Value in Stevens County, Washington

Last updated: November 2023

Percent Change in Total Home Sales in Stevens County

Last updated: November 2023

Percent Change in New Home Listings in Stevens County

Last updated: November 2023

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Mortgage Rates in Stevens County

Mortgages in Stevens County are a major source of financing for homeowners. According to recent statistics, there is a total of $885.1M in outstanding loan amounts across home mortgages in the county. This is equivalent to approximately 5,000 outstanding loans. The median mortgage rate in Stevens County varies significantly between cities, with Clayton having the highest median rate of 4.17%, and Addy having the lowest rate of 3.85%. This variation in rates can have a significant impact on the total cost of a mortgage, and should be taken into consideration when shopping for a loan.

Overall, the total outstanding loan amount in Stevens County is equivalent to approximately 8.85% of the total home value in the county. This indicates that mortgages are a major source of financing for homeowners in the area, and that the market is competitive enough to provide a range of rates to suit different budgets. With careful consideration of the various rates and terms available, homeowners in Stevens County can find the best loan for their needs.

# of Outstanding Loans
5.0K
Total Outstanding Loan Amount
$885.1M
Properties with Loans
25.90%

Outstanding Mortgages

The table below shows the percentile distribution of outstanding loans on residential properties in Stevens County by city.

City10th Percentile25th PercentileMedian75th Percentile90th Percentile
Addy$35,071$76,633$122,025$210,229$339,046
Chewelah$58,819$90,195$137,768$205,579$288,312
Clayton$48,043$88,784$153,023$228,094$330,742
Colville$54,304$98,623$144,457$202,365$275,224
Deer Park$86,143$136,480$180,120$279,507$343,455
Evans$48,630$72,908$141,204$225,803$300,042
Kettle Falls$58,428$88,951$136,162$208,697$290,420
Loon Lake$52,447$103,563$162,707$255,773$360,952
Nine Mile Falls$95,391$132,564$198,074$284,486$373,833
Northport$32,425$52,630$93,416$159,032$272,877
Rice$39,711$84,606$131,037$201,520$269,197
Springdale$36,771$93,203$136,933$204,834$303,054
Valley$34,858$68,098$123,815$221,239$282,573

Mortgage Rates

The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of mortgage rates in cities across Stevens County.

City10th Percentile25th PercentileMedian75th Percentile90th Percentile
Addy 2.90% 3.30% 3.85% 4.53% 5.94%
Chewelah 2.90% 3.44% 3.95% 4.50% 5.73%
Clayton 2.90% 3.53% 4.17% 5.00% 6.01%
Colville 2.90% 3.36% 3.90% 4.50% 6.00%
Deer Park 2.90% 3.52% 3.95% 4.50% 5.68%
Evans 2.80% 3.20% 3.96% 4.51% 6.05%
Kettle Falls 2.80% 3.42% 3.94% 4.50% 5.84%
Loon Lake 2.90% 3.43% 3.93% 4.50% 5.90%
Nine Mile Falls 2.90% 3.40% 3.94% 4.57% 5.95%
Northport 2.90% 3.40% 3.95% 4.50% 5.00%
Rice 3.17% 3.64% 4.11% 4.85% 6.15%
Springdale 2.90% 3.49% 3.90% 4.46% 5.86%
Valley 2.80% 3.44% 3.97% 4.69% 5.73%

Housing Expenses in Stevens County, Washington

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Frequently asked questions

We currently operate in Texas, California, Washington, Georgia, Florida and Illinois.
We use a private national data provider that cross-references with county recorder's offices to verify ownership. If in the event our system is unable to verify the property, our team will take further steps to investigate ownership and reach out to the customer for confirmation.
Our success rate varies across geographies; however, in any given year, we typically win more than 70% of our cases, saving clients an average of $1,457 on their property taxes.
Yes, in the market areas we serve, we have a dedicated Property Tax Consultant that is physically present in the market they are servicing. The specialist assigned to your property has the necessary geographical competence to provide exemplary service!
The average property tax rate in Stevens County is 0.83%.
The following exemptions and discounts are available in Stevens County: Charitable, Disabled, Senior and Veteran