Average Tax Assessment in Cowlitz County
Real Estate Values and Property Tax Valuation in Cowlitz County, Washington
Cowlitz County has a total of 37,112 properties with a cumulative value of $11.0B, representing 0.96% of all real estate value in Washington. Property taxes in Cowlitz County amount to $108.6M, with an average homeowner paying $2,926 in property taxes compared to the state average of $4,796. The average property tax rate in Cowlitz County is 0.99%, while the state average is 1.01%. Properties are valued for tax purposes based on their estimated market value.
The property tax timeline in Washington begins on January 1st when the property valuation date is set. Property value notices are issued from May to December and the property tax appeal deadline is July 1st or 30-60 days after the notice is issued. Finally, property tax bills are issued on February 14th.
Updated November 01, 2023
| Important Links | |
|---|---|
| Cowlitz Treasurer | (360) 577-3060 |
| Important Dates | |
|---|---|
| Property Valuation Date: | January 1st |
| Property Value Notices Issued: | May - December |
| Property Tax Appeal Deadline: | July 1st or 30-60 days after notice |
| Property Tax Bills Issued: | February 14th |
| Real Property Tax Bill Due (1st of #): | April 30th |
| Real Property Tax Bill Due (2nd of #): | October 31st |
| Available Exemptions | |
|---|---|
| Senior | Available |
| Disabled | Available |
| Homestead | Not Available |
| Veteran | Available |
| Charitable | Available |
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Real Estate Statistics in Cowlitz County
Residential Property Taxes by Cities in Cowlitz County
Cowlitz County has an average property tax rate of 0.99%, which is slightly lower than the national average of 1.08%. This rate applies to all properties in the county, regardless of location. However, the effective property tax rate can vary significantly from city to city. For example, the city of Kelso has an effective property tax rate of 1.11%, while the city of Ryderwood has an effective rate of only 0.63%. This means that property owners in Kelso will pay significantly more in taxes than those in Ryderwood.
Overall, Cowlitz County has a relatively low property tax rate compared to other counties in the state. This makes it an attractive option for those looking to purchase property in the area. However, it is important to consider the effective property tax rate of each city when making a decision, as this can have a significant impact on the total amount of taxes paid.
Tax Assessment Value
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of property assessment value in each city in Cowlitz County. The tax assessment value may differ from the potential sale value, and is used to calculate the property tax for each piece of real estate.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Ariel | $116,920 | $196,625 | $313,640 | $421,660 | $501,695 |
| Castle Rock | $93,666 | $209,070 | $293,340 | $383,780 | $479,518 |
| Kalama | $99,924 | $243,338 | $340,530 | $450,762 | $573,350 |
| Kelso | $93,872 | $189,510 | $264,650 | $341,360 | $448,996 |
| Longview | $151,785 | $214,658 | $269,505 | $334,528 | $422,366 |
| Ryderwood | $135,626 | $157,160 | $177,720 | $202,960 | $251,264 |
| Silverlake | $109,630 | $227,122 | $332,515 | $410,920 | $516,457 |
| Toutle | $59,231 | $195,215 | $288,100 | $414,795 | $532,249 |
| Woodland | $143,442 | $276,400 | $337,830 | $446,450 | $603,488 |
Property Tax Bill
This table shows the percentiles of actual property tax paid on residential properties for each city in Cowlitz County.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Ariel | $652 | $1,941 | $3,375 | $4,657 | $5,573 |
| Castle Rock | $409 | $1,652 | $2,589 | $3,486 | $4,405 |
| Kalama | $670 | $2,154 | $3,338 | $4,499 | $5,740 |
| Kelso | $561 | $1,972 | $3,003 | $4,048 | $4,991 |
| Longview | $667 | $1,961 | $2,634 | $3,345 | $4,246 |
| Ryderwood | $71 | $258 | $1,395 | $1,707 | $2,085 |
| Silverlake | $703 | $2,064 | $3,229 | $3,989 | $4,950 |
| Toutle | $287 | $1,012 | $2,598 | $3,774 | $4,889 |
| Woodland | $963 | $2,893 | $3,602 | $4,757 | $6,408 |
Effective Property Tax Rate
The effective property tax rate is calculated by dividing the property tax bill by the assessed value. For the percentiles below, the calculation is performed using the percentiles for property tax bill and assessed value above. Therefore, each consecutive percentile doesn't necessarily show a larger value.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Ariel | 0.56% | 0.99% | 1.08% | 1.10% | 1.11% |
| Castle Rock | 0.44% | 0.79% | 0.88% | 0.91% | 0.92% |
| Kalama | 0.67% | 0.89% | 0.98% | 1.00% | 1.00% |
| Kelso | 0.60% | 1.04% | 1.13% | 1.19% | 1.11% |
| Longview | 0.44% | 0.91% | 0.98% | 1.00% | 1.01% |
| Ryderwood | 0.05% | 0.16% | 0.78% | 0.84% | 0.83% |
| Silverlake | 0.64% | 0.91% | 0.97% | 0.97% | 0.96% |
| Toutle | 0.48% | 0.52% | 0.90% | 0.91% | 0.92% |
| Woodland | 0.67% | 1.05% | 1.07% | 1.07% | 1.06% |
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Real Estate Values in Cowlitz County
The data from Redfin shows that the median home price in Cowlitz County, Washington decreased by 15.27% from October 2022 to October 2023. This indicates that the housing market in Cowlitz County is cooling off, as the median home price dropped significantly in the one year period. Additionally, the home inventory in Cowlitz County decreased by 9.68% from October 2022 to October 2023, indicating that the housing market is becoming more competitive.
Average Home Value in Cowlitz County, Washington
Last updated: November 2023
Percent Change in Total Home Sales in Cowlitz County
Last updated: November 2023
Percent Change in New Home Listings in Cowlitz County
Last updated: November 2023
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Mortgage Rates in Cowlitz County
Mortgages in Cowlitz County are a major part of the local economy, with a total outstanding loan amount of $3.3 billion. This represents 14.9 thousand outstanding loans, which is a significant portion of the total home value in the county. The median mortgage rate in Cowlitz County varies across cities, with Toutle having the highest rate of 4.18%, and Silverlake having the lowest rate of 3.89%. This variation in rates allows homeowners to find the best deal for their needs, and helps to ensure that mortgages remain an affordable option for those looking to purchase a home in the county.
Outstanding Mortgages
The table below shows the percentile distribution of outstanding loans on residential properties in Cowlitz County by city.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Ariel | $94,923 | $140,491 | $238,886 | $333,305 | $449,698 |
| Castle Rock | $68,952 | $123,997 | $196,455 | $284,236 | $376,795 |
| Kalama | $92,306 | $153,736 | $235,521 | $328,485 | $447,664 |
| Kelso | $68,062 | $111,136 | $181,213 | $268,743 | $347,607 |
| Longview | $70,228 | $113,421 | $184,335 | $263,114 | $339,858 |
| Ryderwood | $38,346 | $54,766 | $97,108 | $156,614 | $195,274 |
| Silverlake | $79,872 | $147,352 | $231,250 | $322,972 | $414,788 |
| Toutle | $76,062 | $124,487 | $172,161 | $264,395 | $382,656 |
| Woodland | $107,374 | $161,990 | $255,125 | $339,526 | $447,422 |
Mortgage Rates
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of mortgage rates in cities across Cowlitz County.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Ariel | 2.90% | 3.38% | 4.01% | 5.09% | 6.38% |
| Castle Rock | 2.90% | 3.35% | 3.94% | 4.71% | 6.00% |
| Kalama | 2.90% | 3.42% | 3.92% | 4.56% | 5.76% |
| Kelso | 2.90% | 3.36% | 3.97% | 4.84% | 6.05% |
| Longview | 2.90% | 3.37% | 3.95% | 4.70% | 5.90% |
| Ryderwood | 2.95% | 3.55% | 4.15% | 4.75% | 6.17% |
| Silverlake | 2.80% | 3.17% | 3.89% | 4.50% | 5.55% |
| Toutle | 3.40% | 3.63% | 4.18% | 4.98% | 6.20% |
| Woodland | 2.90% | 3.37% | 3.92% | 4.60% | 5.75% |
Housing Expenses in Cowlitz County, Washington
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