Average Tax Assessment in Zapata County
Real Estate Values and Property Tax Valuation in Zapata County, Texas
Zapata County has a total of 5,672 properties with a cumulative value of $456.8M, representing 0.02% of all real estate value in Texas. The average property tax rate in Zapata County is 1.92%, higher than the state average of 1.69%. A total of $8.8M was collected in property taxes in Zapata County across these 5,672 properties, with the average homeowner paying $1,576 in property taxes compared to the state average of $4,015. Property taxes are based on the assessed value of the property, which is typically lower than the market value.
The property tax timeline in Texas begins on January 1st, when the property valuation date is set. Property value notices are issued between April and May, and the property tax appeal deadline is May 15th or 30 days after the notices are issued. The real property tax bill is due on January 31st for the preceding year's gross tax bills.
Updated November 01, 2023
| Important Links | |
|---|---|
| Zapata Appraisal District | (956) 765-9988 |
| TexasFile Clerk Records | - |
| Zapata Clerk | (956) 765-9915 |
| Important Dates | |
|---|---|
| Real Property Tax Bill Due (1st of #): | January 31st, Gross tax bills for preceding year |
| Property Valuation Date: | January 1st |
| Property Value Notices Issued: | April - May |
| Property Tax Appeal Deadline: | May 15th or 30 days after notices are issued |
| Property Tax Bills Issued: | October 1st |
| Available Exemptions | |
|---|---|
| Early Payment Discount | |
| Senior | Available |
| Disabled | Available |
| Homestead | Available |
| Veteran | Available |
| Solar/Wind | Available |
| Charitable | Available |
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Real Estate Statistics in Zapata County
Residential Property Taxes by Cities in Zapata County
Zapata County has an average property tax rate of 1.92%, which is slightly higher than the state average of 1.83%. This rate is applied to all properties in the county, regardless of their location. However, the effective property tax rate can vary significantly across the cities in Zapata County. The city of Zapata has the highest effective property tax rate at 1.93%, while the city of San Ygnacio has the lowest effective property tax rate at 1.71%. This means that property owners in Zapata will pay more in taxes than those in San Ygnacio.
Overall, Zapata County has a slightly higher property tax rate than the state average, but the effective rate can vary significantly across the cities. Property owners in Zapata will pay more in taxes than those in San Ygnacio, while those in other cities may pay somewhere in between. It is important for property owners to be aware of the effective property tax rate in their city in order to plan their finances accordingly.
Tax Assessment Value
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of property assessment value in each city in Zapata County. The tax assessment value may differ from the potential sale value, and is used to calculate the property tax for each piece of real estate.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| San Ygnacio | $9,265 | $21,348 | $37,396 | $67,576 | $110,290 |
| Zapata | $11,207 | $24,154 | $49,504 | $91,505 | $159,176 |
Property Tax Bill
This table shows the percentiles of actual property tax paid on residential properties for each city in Zapata County.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| San Ygnacio | $184 | $427 | $761 | $1,318 | $2,086 |
| Zapata | $237 | $489 | $992 | $1,807 | $3,175 |
Effective Property Tax Rate
The effective property tax rate is calculated by dividing the property tax bill by the assessed value. For the percentiles below, the calculation is performed using the percentiles for property tax bill and assessed value above. Therefore, each consecutive percentile doesn't necessarily show a larger value.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| San Ygnacio | 1.99% | 2.00% | 2.03% | 1.95% | 1.89% |
| Zapata | 2.11% | 2.02% | 2.00% | 1.97% | 1.99% |
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Real Estate Values in Zapata County
The median home price in Zapata County has not changed from October 2022 to October 2023. However, the home inventory in Zapata County has decreased from 25 in October 2022 to 23 in October 2023. This suggests that the demand for homes in Zapata County is increasing, which could lead to an increase in home prices in the future. Overall, the home price trends in Texas appear to be stable.
Average Home Value in Zapata County, Texas
Last updated: November 2023
Percent Change in Total Home Sales in Zapata County
Last updated: November 2023
Percent Change in New Home Listings in Zapata County
Last updated: November 2023
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Mortgage Rates in Zapata County
Zapata County has a total of $43.6M in outstanding home mortgage loans, representing 730 loans. This amount is equivalent to approximately 11.6% of the total home value in the county. The median mortgage rate in Zapata County is 4.4%, which is slightly higher than the median rate in San Ygnacio, which is 4.36%. This indicates that there is a slight variation in mortgage rates across the two counties.
Overall, Zapata County has a relatively high amount of outstanding home mortgage loans, and the median mortgage rate is slightly higher than the median rate in San Ygnacio. This indicates that there is a slight variation in mortgage rates across the two counties, and that homeowners in Zapata County should be aware of the potential for higher rates when shopping for a mortgage.
Outstanding Mortgages
The table below shows the percentile distribution of outstanding loans on residential properties in Zapata County by city.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| San Ygnacio | $9,475 | $17,916 | $27,068 | $48,139 | $85,455 |
| Zapata | $9,484 | $18,274 | $39,342 | $79,423 | $134,511 |
Mortgage Rates
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of mortgage rates in cities across Zapata County.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| San Ygnacio | 3.70% | 4.00% | 4.36% | 5.24% | 6.36% |
| Zapata | 3.30% | 3.73% | 4.40% | 5.71% | 6.39% |
Housing Expenses in Zapata County, Texas
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