Average Tax Assessment in Henderson County
Real Estate Values and Property Tax Valuation in Henderson County, Texas
Henderson County has 40,497 properties with a cumulative value of $6.6B, representing 0.31% of all real estate value in Texas. Property taxes in Henderson County totaled $100.5M, with an average homeowner paying $2,485 in property taxes compared to the state average of $4,015. The average property tax rate in Henderson County is 1.52%, lower than the state average of 1.69%. Properties are typically valued for tax purposes based on their market value.
The property tax timeline in Texas begins on January 1st, when the property valuation date is set. Property value notices are issued between April and May, and the property tax appeal deadline is May 15th or 30 days after the notices are issued. The real property tax bill is due on January 31st for the preceding year's gross tax bills.
Updated November 01, 2023
| Important Links | |
|---|---|
| TexasFile Clerk Records | - |
| Henderson Clerk | (903) 675-6140 |
| Henderson Register of Deeds | (828) 697-4901 |
| Henderson County Clerk | (270) 826-3906 |
| Important Dates | |
|---|---|
| Real Property Tax Bill Due (1st of #): | January 31st, Gross tax bills for preceding year |
| Property Valuation Date: | January 1st |
| Property Value Notices Issued: | April - May |
| Property Tax Appeal Deadline: | May 15th or 30 days after notices are issued |
| Property Tax Bills Issued: | October 1st |
| Available Exemptions | |
|---|---|
| Early Payment Discount | |
| Senior | Available |
| Disabled | Available |
| Homestead | Available |
| Veteran | Available |
| Solar/Wind | Available |
| Charitable | Available |
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Real Estate Statistics in Henderson County
Residential Property Taxes by Cities in Henderson County
Henderson County has an average property tax rate of 1.52%, which is slightly lower than the state average of 1.83%. This rate is applied to the assessed value of a property to calculate the amount of taxes due. The average property tax bill in Henderson County is $2,485, which is lower than the state average of $3,072.
Property tax rates vary across the cities in Henderson County. Malakoff has the highest effective property tax rate at 1.83%, while Murchison has the lowest effective property tax rate at 1.17%. This means that homeowners in Malakoff will pay more in property taxes than homeowners in Murchison. However, the difference in rates is not significant enough to make a major impact on the overall property tax burden in Henderson County.
Tax Assessment Value
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of property assessment value in each city in Henderson County. The tax assessment value may differ from the potential sale value, and is used to calculate the property tax for each piece of real estate.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Athens | $19,398 | $50,710 | $107,120 | $197,170 | $338,086 |
| Brownsboro | $21,418 | $52,570 | $113,280 | $191,885 | $298,936 |
| Chandler | $7,855 | $23,912 | $88,845 | $200,885 | $290,260 |
| Enchanted Oaks | $181,674 | $253,630 | $355,200 | $502,610 | $741,526 |
| Eustace | $15,030 | $40,245 | $96,360 | $191,215 | $336,320 |
| Frankston | $7,620 | $22,995 | $80,630 | $187,405 | $327,784 |
| Gun Barrel City | $14,246 | $42,530 | $112,520 | $195,490 | $335,982 |
| Kemp | $6,190 | $19,590 | $55,110 | $122,140 | $232,220 |
| Larue | $13,428 | $41,385 | $107,185 | $254,498 | $422,485 |
| Mabank | $5,800 | $21,150 | $85,460 | $235,260 | $475,032 |
| Malakoff | $8,220 | $31,000 | $93,000 | $244,360 | $517,778 |
| Murchison | $15,056 | $37,930 | $92,580 | $164,460 | $272,024 |
| Tool | $16,162 | $55,950 | $118,710 | $255,000 | $427,078 |
| Trinidad | $12,448 | $49,730 | $146,510 | $333,290 | $505,528 |
Property Tax Bill
This table shows the percentiles of actual property tax paid on residential properties for each city in Henderson County.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Athens | $185 | $639 | $1,647 | $3,252 | $5,712 |
| Brownsboro | $193 | $516 | $1,287 | $2,619 | $4,170 |
| Chandler | $59 | $216 | $958 | $2,763 | $4,512 |
| Enchanted Oaks | $1,842 | $3,101 | $5,986 | $9,921 | $15,096 |
| Eustace | $107 | $404 | $1,129 | $2,463 | $4,646 |
| Frankston | $64 | $201 | $797 | $2,114 | $4,299 |
| Gun Barrel City | $75 | $348 | $1,355 | $2,755 | $5,014 |
| Kemp | $41 | $157 | $594 | $1,567 | $3,384 |
| Larue | $84 | $347 | $1,139 | $3,155 | $5,895 |
| Mabank | $51 | $194 | $1,063 | $3,512 | $7,411 |
| Malakoff | $94 | $329 | $1,291 | $3,683 | $8,688 |
| Murchison | $104 | $348 | $927 | $1,858 | $3,325 |
| Tool | $150 | $562 | $1,788 | $4,421 | $8,281 |
| Trinidad | $110 | $507 | $1,775 | $4,794 | $8,258 |
Effective Property Tax Rate
The effective property tax rate is calculated by dividing the property tax bill by the assessed value. For the percentiles below, the calculation is performed using the percentiles for property tax bill and assessed value above. Therefore, each consecutive percentile doesn't necessarily show a larger value.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Athens | 0.95% | 1.26% | 1.54% | 1.65% | 1.69% |
| Brownsboro | 0.90% | 0.98% | 1.14% | 1.36% | 1.39% |
| Chandler | 0.75% | 0.90% | 1.08% | 1.38% | 1.55% |
| Enchanted Oaks | 1.01% | 1.22% | 1.69% | 1.97% | 2.04% |
| Eustace | 0.71% | 1.00% | 1.17% | 1.29% | 1.38% |
| Frankston | 0.84% | 0.87% | 0.99% | 1.13% | 1.31% |
| Gun Barrel City | 0.53% | 0.82% | 1.20% | 1.41% | 1.49% |
| Kemp | 0.66% | 0.80% | 1.08% | 1.28% | 1.46% |
| Larue | 0.63% | 0.84% | 1.06% | 1.24% | 1.40% |
| Mabank | 0.88% | 0.92% | 1.24% | 1.49% | 1.56% |
| Malakoff | 1.14% | 1.06% | 1.39% | 1.51% | 1.68% |
| Murchison | 0.69% | 0.92% | 1.00% | 1.13% | 1.22% |
| Tool | 0.93% | 1.00% | 1.51% | 1.73% | 1.94% |
| Trinidad | 0.88% | 1.02% | 1.21% | 1.44% | 1.63% |
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Real Estate Values in Henderson County
The median home price in Henderson County, Texas has decreased by 10.97% from October 2022 to October 2023. This decrease in home prices is likely due to an increase in home inventory, as the number of homes available for sale in Henderson County has increased from 458 in October 2022 to 616 in October 2023. This increase in inventory has likely caused a decrease in demand, resulting in a decrease in home prices.
Average Home Value in Henderson County, Texas
Last updated: November 2023
Percent Change in Total Home Sales in Henderson County
Last updated: November 2023
Percent Change in New Home Listings in Henderson County
Last updated: November 2023
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Mortgage Rates in Henderson County
Henderson County has a total of $1.6 billion in outstanding home mortgage loans. This amounts to 9.9 thousand loans, representing a significant portion of the total home value in the county. The median mortgage rate in Henderson County varies across cities, with Brownsboro having the highest rate at 4.14%, and Mabank having the lowest rate at 3.93%. This variation in rates can make a significant difference in the amount of money a homeowner pays in interest over the life of the loan. It is important for potential homeowners to research the rates in their area to ensure they are getting the best deal possible.
Outstanding Mortgages
The table below shows the percentile distribution of outstanding loans on residential properties in Henderson County by city.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Athens | $26,330 | $53,471 | $103,123 | $169,350 | $262,999 |
| Brownsboro | $18,827 | $50,762 | $107,459 | $167,087 | $258,350 |
| Chandler | $30,759 | $68,992 | $119,818 | $176,991 | $240,393 |
| Enchanted Oaks | $73,866 | $134,655 | $205,618 | $270,799 | $364,235 |
| Eustace | $27,202 | $55,608 | $119,021 | $202,174 | $292,705 |
| Frankston | $27,687 | $57,886 | $106,688 | $189,455 | $300,613 |
| Gun Barrel City | $32,379 | $65,210 | $118,058 | $192,582 | $323,160 |
| Kemp | $18,815 | $50,181 | $100,437 | $174,533 | $247,916 |
| Larue | $22,487 | $50,050 | $118,978 | $214,705 | $319,651 |
| Mabank | $28,717 | $68,031 | $145,512 | $240,808 | $410,007 |
| Malakoff | $28,203 | $63,535 | $129,719 | $265,856 | $453,943 |
| Murchison | $34,275 | $62,045 | $119,284 | $181,386 | $274,331 |
| Tool | $37,115 | $69,702 | $136,480 | $237,251 | $344,205 |
| Trinidad | $39,998 | $79,242 | $145,491 | $249,753 | $372,942 |
Mortgage Rates
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of mortgage rates in cities across Henderson County.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Athens | 2.90% | 3.55% | 4.08% | 4.90% | 6.11% |
| Brownsboro | 2.90% | 3.54% | 4.14% | 4.90% | 6.19% |
| Chandler | 2.90% | 3.44% | 3.95% | 4.70% | 5.96% |
| Enchanted Oaks | 2.94% | 3.45% | 4.00% | 4.59% | 5.86% |
| Eustace | 2.90% | 3.50% | 4.03% | 4.83% | 6.09% |
| Frankston | 2.95% | 3.51% | 3.94% | 4.60% | 5.99% |
| Gun Barrel City | 2.90% | 3.37% | 3.94% | 4.67% | 6.06% |
| Kemp | 2.90% | 3.41% | 3.95% | 4.87% | 6.17% |
| Larue | 2.94% | 3.57% | 4.09% | 5.00% | 6.11% |
| Mabank | 2.90% | 3.30% | 3.93% | 4.50% | 5.88% |
| Malakoff | 2.90% | 3.40% | 3.94% | 4.55% | 5.89% |
| Murchison | 2.90% | 3.42% | 4.00% | 4.93% | 6.25% |
| Tool | 2.90% | 3.42% | 3.96% | 4.59% | 5.78% |
| Trinidad | 2.90% | 3.40% | 4.03% | 4.80% | 5.82% |
Housing Expenses in Henderson County, Texas
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