Real Estate Values and Property Tax Valuation in Harris County, Texas

Harris County has 1,208,763 properties with a cumulative value of $333.7B, making up 15.66% of all real estate value in Texas. Property taxes in Harris County totaled $4.0B, with an average homeowner paying $3,300 in property taxes compared to the state average of $4,015. The average property tax rate in Harris County is 1.19%, lower than the state average of 1.69%. Properties are typically valued for tax purposes based on their market value.

The property tax timeline in Texas begins on January 1st, when the property valuation date is set. Property value notices are issued between April and May, and the property tax appeal deadline is May 15th or 30 days after the notices are issued. The real property tax bill is due on January 31st for the preceding year's gross tax bills.

Important Dates
Real Property Tax Bill Due (1st of #):January 31st, Gross tax bills for preceding year
Property Valuation Date:January 1st
Property Value Notices Issued:April - May
Property Tax Appeal Deadline:May 15th or 30 days after notices are issued
Property Tax Bills Issued:October 1st
Available Exemptions
Early Payment Discount

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Real Estate Statistics in Harris County

Total Real Estate Value
Total Real Property Taxes
Average Property Tax Rate
# of Real Properties

Residential Property Taxes by Cities in Harris County

Harris County has an average property tax rate of 1.19%, which is slightly lower than the national average of 1.21%. This rate is applied to the assessed value of a property to determine the amount of taxes owed. The average Harris County property tax bill is estimated to be around $3,300.

Property tax rates vary across the cities in Harris County. Bellaire has the highest effective property tax rate at 1.71%, while Pearland has the lowest effective property tax rate at 0.36%. This means that property owners in Bellaire will pay more in taxes than those in Pearland. The difference in rates is due to the different tax rates set by each city.

Tax Assessment Value

The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of property assessment value in each city in Harris County. The tax assessment value may differ from the potential sale value, and is used to calculate the property tax for each piece of real estate.

City10th Percentile25th PercentileMedian75th Percentile90th Percentile
Deer Park$130,362$173,350$199,736$251,960$317,794
El Lago$216,196$238,330$264,100$307,779$358,020
Galena Park$74,854$85,154$101,765$128,075$165,593
Jersey Village$214,779$237,701$277,642$344,704$443,017
La Porte$77,008$147,539$187,081$232,587$287,201
Missouri City$184,362$202,629$224,122$241,960$255,653
South Houston$16,436$79,466$116,386$155,486$202,110

Property Tax Bill

This table shows the percentiles of actual property tax paid on residential properties for each city in Harris County.

City10th Percentile25th PercentileMedian75th Percentile90th Percentile
Deer Park$192$1,023$2,263$3,362$4,460
El Lago$1,943$2,499$3,320$4,003$4,983
Galena Park$260$857$1,372$1,842$2,452
Jersey Village$839$1,330$2,957$3,868$5,182
La Porte$57$233$1,096$1,469$1,935
Missouri City$783$1,367$2,696$3,270$4,111
South Houston$58$409$1,080$1,659$2,244

Effective Property Tax Rate

The effective property tax rate is calculated by dividing the property tax bill by the assessed value. For the percentiles below, the calculation is performed using the percentiles for property tax bill and assessed value above. Therefore, each consecutive percentile doesn't necessarily show a larger value.

City10th Percentile25th PercentileMedian75th Percentile90th Percentile
Baytown 0.00% 0.16% 0.41% 0.50% 0.55%
Bellaire 1.45% 1.76% 1.66% 1.74% 1.80%
Channelview 0.32% 0.19% 0.61% 0.70% 0.76%
Crosby 0.18% 0.19% 0.45% 0.52% 0.57%
Cypress 0.24% 0.56% 0.63% 0.75% 0.92%
Deer Park 0.15% 0.59% 1.13% 1.33% 1.40%
El Lago 0.90% 1.05% 1.26% 1.30% 1.39%
Friendswood 0.00% 0.40% 0.48% 0.51% 0.59%
Galena Park 0.35% 1.01% 1.35% 1.44% 1.48%
Highlands 0.20% 0.16% 0.30% 0.49% 0.54%
Hockley 0.38% 0.53% 0.67% 0.80% 1.34%
Houston 0.24% 0.67% 0.96% 1.34% 1.62%
Huffman 0.15% 0.28% 0.52% 0.59% 0.60%
Humble 0.18% 0.45% 0.72% 0.81% 0.87%
Jersey Village 0.39% 0.56% 1.07% 1.12% 1.17%
Katy 0.29% 0.57% 0.74% 1.47% 1.61%
Kingwood 0.10% 0.57% 0.93% 1.00% 1.04%
La Porte 0.07% 0.16% 0.59% 0.63% 0.67%
Missouri City 0.42% 0.67% 1.20% 1.35% 1.61%
Pasadena 0.24% 0.70% 1.02% 1.19% 1.39%
Pearland 0.07% 0.09% 0.26% 0.54% 0.58%
Porter 0.29% 0.53% 0.97% 1.02% 1.02%
Seabrook 0.44% 0.54% 0.76% 0.87% 0.88%
South Houston 0.35% 0.51% 0.93% 1.07% 1.11%
Spring 0.30% 0.59% 0.80% 1.29% 1.39%
Stafford 0.01% 0.28% 0.97% 1.13% 1.22%
Tomball 0.33% 0.69% 1.07% 1.31% 1.30%
Waller 0.22% 0.26% 0.41% 0.57% 0.63%
Webster 0.00% 0.59% 0.58% 0.94% 0.95%

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Real Estate Values in Harris County

The median home price in Harris County, Texas has increased by 1.64% from October 2022 to October 2023, from $305.0K to $310.0K. This is despite a decrease in home inventory from 13.1K in October 2022 to 6.5K in October 2023. This suggests that demand for housing in Harris County is increasing, leading to an increase in home prices.

Median Sale Value
Total Active Listings
Annual percent change in median sale price

Average Home Value in Harris County, Texas

Last updated: November 2023

Percent Change in Total Home Sales in Harris County

Last updated: November 2023

Percent Change in New Home Listings in Harris County

Last updated: November 2023

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Mortgage Rates in Harris County

Harris County, Texas, is home to a large number of outstanding home mortgages, totaling $466.3 billion. This represents a significant portion of the total home value in the county, indicating that many residents are taking advantage of the low mortgage rates available in the area. The number of outstanding loans in Harris County is 684.9K, indicating that a large number of people are taking advantage of the opportunity to purchase a home.

The median mortgage rate in Harris County varies across cities, with Missouri City having the highest rate at 6.09%, and Porter having the lowest rate at 3.83%. This variation in rates across cities allows potential homebuyers to find the best rate for their situation. With such a large number of outstanding loans and a wide range of rates, Harris County is an attractive option for those looking to purchase a home.

# of Outstanding Loans
Total Outstanding Loan Amount
Properties with Loans

Outstanding Mortgages

The table below shows the percentile distribution of outstanding loans on residential properties in Harris County by city.

City10th Percentile25th PercentileMedian75th Percentile90th Percentile
Deer Park$31,039$65,226$115,118$181,135$240,633
El Lago$40,792$74,423$135,450$217,872$270,492
Galena Park$10,379$23,085$45,002$77,245$134,516
Jersey Village$40,935$79,993$151,328$232,892$307,315
La Porte$28,449$57,046$103,530$168,435$227,206
Missouri City$18,707$42,804$75,061$114,201$189,598
South Houston$13,278$27,259$51,218$94,318$157,731

Mortgage Rates

The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of mortgage rates in cities across Harris County.

City10th Percentile25th PercentileMedian75th Percentile90th Percentile
Baytown 3.00% 3.71% 4.50% 6.11% 7.18%
Bellaire 2.90% 3.60% 4.43% 6.18% 7.11%
Channelview 3.40% 3.94% 5.38% 6.77% 7.88%
Crosby 2.90% 3.60% 4.30% 5.76% 6.81%
Cypress 2.99% 3.60% 4.17% 5.38% 6.50%
Deer Park 3.10% 3.78% 4.60% 6.23% 7.23%
El Lago 2.99% 3.66% 4.43% 6.28% 7.60%
Friendswood 3.07% 3.82% 4.75% 6.27% 7.33%
Galena Park 3.43% 4.28% 5.87% 7.03% 8.00%
Highlands 3.19% 3.90% 4.78% 6.30% 7.49%
Hockley 2.80% 3.30% 3.93% 4.60% 6.20%
Houston 3.01% 3.75% 4.65% 6.36% 7.58%
Huffman 2.93% 3.60% 4.35% 5.93% 7.12%
Humble 2.93% 3.61% 4.38% 5.86% 6.87%
Jersey Village 3.10% 3.81% 4.53% 6.31% 7.18%
Katy 2.90% 3.60% 4.40% 5.97% 7.05%
Kingwood 3.00% 3.63% 4.40% 6.11% 7.16%
La Porte 3.00% 3.70% 4.60% 6.30% 7.58%
Missouri City 3.56% 4.41% 6.09% 7.21% 8.33%
Pasadena 3.20% 3.94% 5.37% 6.77% 7.84%
Pearland 3.14% 3.81% 4.61% 6.08% 6.80%
Porter 2.80% 3.10% 3.83% 4.30% 4.59%
Seabrook 3.00% 3.68% 4.44% 6.20% 7.16%
South Houston 3.56% 4.25% 5.99% 7.11% 8.15%
Spring 3.00% 3.66% 4.39% 5.96% 6.97%
Stafford 3.10% 3.94% 5.74% 7.08% 8.15%
Tomball 2.90% 3.56% 4.15% 5.50% 6.59%
Waller 3.10% 3.74% 4.58% 6.29% 7.21%
Webster 3.00% 3.65% 4.50% 6.15% 7.25%

Housing Expenses in Harris County, Texas

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Frequently asked questions

We currently operate in Texas, California, Washington, Georgia, Florida and Illinois.
We use a private national data provider that cross-references with county recorder's offices to verify ownership. If in the event our system is unable to verify the property, our team will take further steps to investigate ownership and reach out to the customer for confirmation.
Our success rate varies across geographies; however, in any given year, we typically win more than 70% of our cases, saving clients an average of $1,457 on their property taxes.
Yes, in the market areas we serve, we have a dedicated Property Tax Consultant that is physically present in the market they are servicing. The specialist assigned to your property has the necessary geographical competence to provide exemplary service!
The average property tax rate in Harris County is 1.19%.
The following exemptions and discounts are available in Harris County: Charitable, Disabled, Homestead and Senior