Average Tax Assessment in Harris County
Real Estate Values and Property Tax Valuation in Harris County, Texas
Harris County has 1,208,763 properties with a cumulative value of $333.7B, making up 15.66% of all real estate value in Texas. Property taxes in Harris County totaled $4.0B, with an average homeowner paying $3,300 in property taxes compared to the state average of $4,015. The average property tax rate in Harris County is 1.19%, lower than the state average of 1.69%. Properties are typically valued for tax purposes based on their market value.
The property tax timeline in Texas begins on January 1st, when the property valuation date is set. Property value notices are issued between April and May, and the property tax appeal deadline is May 15th or 30 days after the notices are issued. The real property tax bill is due on January 31st for the preceding year's gross tax bills.
Updated November 01, 2023
| Important Links | |
|---|---|
| Harris Tax Office | (713) 274-8000 |
| Harris Tax Commissioner | (706) 628-4843 |
| Important Dates | |
|---|---|
| Real Property Tax Bill Due (1st of #): | January 31st, Gross tax bills for preceding year |
| Property Valuation Date: | January 1st |
| Property Value Notices Issued: | April - May |
| Property Tax Appeal Deadline: | May 15th or 30 days after notices are issued |
| Property Tax Bills Issued: | October 1st |
| Available Exemptions | |
|---|---|
| Early Payment Discount | |
| Senior | Available |
| Disabled | Available |
| Homestead | Available |
| Veteran | Available |
| Solar/Wind | Available |
| Charitable | Available |
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Real Estate Statistics in Harris County
Residential Property Taxes by Cities in Harris County
Harris County has an average property tax rate of 1.19%, which is slightly lower than the national average of 1.21%. This rate is applied to the assessed value of a property to determine the amount of taxes owed. The average Harris County property tax bill is estimated to be around $3,300.
Property tax rates vary across the cities in Harris County. Bellaire has the highest effective property tax rate at 1.71%, while Pearland has the lowest effective property tax rate at 0.36%. This means that property owners in Bellaire will pay more in taxes than those in Pearland. The difference in rates is due to the different tax rates set by each city.
Tax Assessment Value
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of property assessment value in each city in Harris County. The tax assessment value may differ from the potential sale value, and is used to calculate the property tax for each piece of real estate.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Baytown | $38,208 | $86,650 | $146,140 | $201,589 | $247,876 |
| Bellaire | $382,381 | $519,466 | $835,867 | $1,085,290 | $1,402,828 |
| Channelview | $7,415 | $51,336 | $134,151 | $174,016 | $219,493 |
| Crosby | $28,004 | $75,389 | $169,816 | $232,096 | $310,442 |
| Cypress | $181,892 | $223,742 | $283,778 | $367,916 | $492,004 |
| Deer Park | $130,362 | $173,350 | $199,736 | $251,960 | $317,794 |
| El Lago | $216,196 | $238,330 | $264,100 | $307,779 | $358,020 |
| Friendswood | $181,611 | $203,400 | $233,975 | $278,445 | $369,427 |
| Galena Park | $74,854 | $85,154 | $101,765 | $128,075 | $165,593 |
| Highlands | $14,775 | $45,392 | $123,878 | $177,846 | $249,045 |
| Hockley | $55,404 | $132,160 | $202,978 | $267,594 | $337,666 |
| Houston | $81,221 | $132,378 | $188,560 | $285,000 | $501,879 |
| Huffman | $22,987 | $73,958 | $170,469 | $332,888 | $474,313 |
| Humble | $119,962 | $161,367 | $205,718 | $256,021 | $324,699 |
| Jersey Village | $214,779 | $237,701 | $277,642 | $344,704 | $443,017 |
| Katy | $153,656 | $179,009 | $210,460 | $250,726 | $306,509 |
| Kingwood | $170,085 | $198,258 | $246,000 | $323,946 | $433,407 |
| La Porte | $77,008 | $147,539 | $187,081 | $232,587 | $287,201 |
| Missouri City | $184,362 | $202,629 | $224,122 | $241,960 | $255,653 |
| Pasadena | $67,999 | $111,002 | $147,284 | $193,882 | $264,027 |
| Pearland | $244,300 | $270,301 | $304,808 | $347,500 | $415,040 |
| Porter | $40,119 | $204,551 | $351,747 | $416,552 | $490,644 |
| Seabrook | $114,595 | $196,161 | $278,280 | $346,107 | $483,894 |
| South Houston | $16,436 | $79,466 | $116,386 | $155,486 | $202,110 |
| Spring | $145,310 | $177,344 | $224,978 | $301,813 | $404,951 |
| Stafford | $132,840 | $154,331 | $163,943 | $177,489 | $188,623 |
| Tomball | $132,603 | $197,176 | $250,340 | $329,892 | $454,890 |
| Waller | $16,164 | $53,655 | $127,900 | $227,700 | $346,637 |
| Webster | $68,362 | $108,294 | $193,666 | $215,316 | $302,876 |
Property Tax Bill
This table shows the percentiles of actual property tax paid on residential properties for each city in Harris County.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Baytown | $0 | $137 | $602 | $1,016 | $1,364 |
| Bellaire | $5,535 | $9,129 | $13,885 | $18,938 | $25,192 |
| Channelview | $24 | $99 | $818 | $1,225 | $1,663 |
| Crosby | $51 | $147 | $760 | $1,205 | $1,759 |
| Cypress | $437 | $1,262 | $1,793 | $2,747 | $4,518 |
| Deer Park | $192 | $1,023 | $2,263 | $3,362 | $4,460 |
| El Lago | $1,943 | $2,499 | $3,320 | $4,003 | $4,983 |
| Friendswood | $0 | $816 | $1,126 | $1,419 | $2,166 |
| Galena Park | $260 | $857 | $1,372 | $1,842 | $2,452 |
| Highlands | $30 | $73 | $369 | $880 | $1,340 |
| Hockley | $211 | $699 | $1,368 | $2,137 | $4,531 |
| Houston | $198 | $887 | $1,818 | $3,825 | $8,134 |
| Huffman | $34 | $210 | $894 | $1,963 | $2,829 |
| Humble | $216 | $728 | $1,487 | $2,065 | $2,826 |
| Jersey Village | $839 | $1,330 | $2,957 | $3,868 | $5,182 |
| Katy | $440 | $1,012 | $1,565 | $3,679 | $4,950 |
| Kingwood | $167 | $1,125 | $2,281 | $3,237 | $4,506 |
| La Porte | $57 | $233 | $1,096 | $1,469 | $1,935 |
| Missouri City | $783 | $1,367 | $2,696 | $3,270 | $4,111 |
| Pasadena | $164 | $774 | $1,504 | $2,310 | $3,679 |
| Pearland | $165 | $232 | $783 | $1,888 | $2,405 |
| Porter | $116 | $1,086 | $3,424 | $4,240 | $5,023 |
| Seabrook | $509 | $1,068 | $2,114 | $3,015 | $4,243 |
| South Houston | $58 | $409 | $1,080 | $1,659 | $2,244 |
| Spring | $430 | $1,039 | $1,798 | $3,893 | $5,616 |
| Stafford | $13 | $427 | $1,594 | $2,000 | $2,294 |
| Tomball | $435 | $1,362 | $2,679 | $4,334 | $5,924 |
| Waller | $35 | $137 | $528 | $1,306 | $2,199 |
| Webster | $0 | $640 | $1,114 | $2,032 | $2,883 |
Effective Property Tax Rate
The effective property tax rate is calculated by dividing the property tax bill by the assessed value. For the percentiles below, the calculation is performed using the percentiles for property tax bill and assessed value above. Therefore, each consecutive percentile doesn't necessarily show a larger value.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Baytown | 0.00% | 0.16% | 0.41% | 0.50% | 0.55% |
| Bellaire | 1.45% | 1.76% | 1.66% | 1.74% | 1.80% |
| Channelview | 0.32% | 0.19% | 0.61% | 0.70% | 0.76% |
| Crosby | 0.18% | 0.19% | 0.45% | 0.52% | 0.57% |
| Cypress | 0.24% | 0.56% | 0.63% | 0.75% | 0.92% |
| Deer Park | 0.15% | 0.59% | 1.13% | 1.33% | 1.40% |
| El Lago | 0.90% | 1.05% | 1.26% | 1.30% | 1.39% |
| Friendswood | 0.00% | 0.40% | 0.48% | 0.51% | 0.59% |
| Galena Park | 0.35% | 1.01% | 1.35% | 1.44% | 1.48% |
| Highlands | 0.20% | 0.16% | 0.30% | 0.49% | 0.54% |
| Hockley | 0.38% | 0.53% | 0.67% | 0.80% | 1.34% |
| Houston | 0.24% | 0.67% | 0.96% | 1.34% | 1.62% |
| Huffman | 0.15% | 0.28% | 0.52% | 0.59% | 0.60% |
| Humble | 0.18% | 0.45% | 0.72% | 0.81% | 0.87% |
| Jersey Village | 0.39% | 0.56% | 1.07% | 1.12% | 1.17% |
| Katy | 0.29% | 0.57% | 0.74% | 1.47% | 1.61% |
| Kingwood | 0.10% | 0.57% | 0.93% | 1.00% | 1.04% |
| La Porte | 0.07% | 0.16% | 0.59% | 0.63% | 0.67% |
| Missouri City | 0.42% | 0.67% | 1.20% | 1.35% | 1.61% |
| Pasadena | 0.24% | 0.70% | 1.02% | 1.19% | 1.39% |
| Pearland | 0.07% | 0.09% | 0.26% | 0.54% | 0.58% |
| Porter | 0.29% | 0.53% | 0.97% | 1.02% | 1.02% |
| Seabrook | 0.44% | 0.54% | 0.76% | 0.87% | 0.88% |
| South Houston | 0.35% | 0.51% | 0.93% | 1.07% | 1.11% |
| Spring | 0.30% | 0.59% | 0.80% | 1.29% | 1.39% |
| Stafford | 0.01% | 0.28% | 0.97% | 1.13% | 1.22% |
| Tomball | 0.33% | 0.69% | 1.07% | 1.31% | 1.30% |
| Waller | 0.22% | 0.26% | 0.41% | 0.57% | 0.63% |
| Webster | 0.00% | 0.59% | 0.58% | 0.94% | 0.95% |
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Real Estate Values in Harris County
The median home price in Harris County, Texas has increased by 1.64% from October 2022 to October 2023, from $305.0K to $310.0K. This is despite a decrease in home inventory from 13.1K in October 2022 to 6.5K in October 2023. This suggests that demand for housing in Harris County is increasing, leading to an increase in home prices.
Average Home Value in Harris County, Texas
Last updated: November 2023
Percent Change in Total Home Sales in Harris County
Last updated: November 2023
Percent Change in New Home Listings in Harris County
Last updated: November 2023
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Mortgage Rates in Harris County
Harris County, Texas, is home to a large number of outstanding home mortgages, totaling $466.3 billion. This represents a significant portion of the total home value in the county, indicating that many residents are taking advantage of the low mortgage rates available in the area. The number of outstanding loans in Harris County is 684.9K, indicating that a large number of people are taking advantage of the opportunity to purchase a home.
The median mortgage rate in Harris County varies across cities, with Missouri City having the highest rate at 6.09%, and Porter having the lowest rate at 3.83%. This variation in rates across cities allows potential homebuyers to find the best rate for their situation. With such a large number of outstanding loans and a wide range of rates, Harris County is an attractive option for those looking to purchase a home.
Outstanding Mortgages
The table below shows the percentile distribution of outstanding loans on residential properties in Harris County by city.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Baytown | $24,635 | $55,252 | $103,192 | $164,278 | $217,133 |
| Bellaire | $74,320 | $178,157 | $352,480 | $649,237 | $906,801 |
| Channelview | $19,711 | $40,178 | $66,445 | $136,104 | $181,346 |
| Crosby | $35,129 | $73,134 | $138,917 | $202,246 | $249,652 |
| Cypress | $65,944 | $105,685 | $179,040 | $261,963 | $348,439 |
| Deer Park | $31,039 | $65,226 | $115,118 | $181,135 | $240,633 |
| El Lago | $40,792 | $74,423 | $135,450 | $217,872 | $270,492 |
| Friendswood | $34,225 | $67,267 | $118,453 | $192,704 | $254,366 |
| Galena Park | $10,379 | $23,085 | $45,002 | $77,245 | $134,516 |
| Highlands | $17,506 | $41,114 | $86,850 | $140,714 | $196,636 |
| Hockley | $46,598 | $119,045 | $186,928 | $235,708 | $292,158 |
| Houston | $26,992 | $56,300 | $109,827 | $207,841 | $345,846 |
| Huffman | $28,248 | $66,580 | $143,625 | $234,314 | $348,445 |
| Humble | $46,700 | $79,441 | $138,953 | $204,653 | $274,819 |
| Jersey Village | $40,935 | $79,993 | $151,328 | $232,892 | $307,315 |
| Katy | $45,693 | $73,728 | $131,698 | $197,068 | $254,636 |
| Kingwood | $45,245 | $82,400 | $146,537 | $223,723 | $309,243 |
| La Porte | $28,449 | $57,046 | $103,530 | $168,435 | $227,206 |
| Missouri City | $18,707 | $42,804 | $75,061 | $114,201 | $189,598 |
| Pasadena | $19,443 | $40,471 | $73,761 | $132,687 | $194,948 |
| Pearland | $56,643 | $90,250 | $133,796 | $210,143 | $293,382 |
| Porter | $162,014 | $248,142 | $307,894 | $360,243 | $430,250 |
| Seabrook | $41,502 | $81,313 | $145,563 | $232,860 | $316,263 |
| South Houston | $13,278 | $27,259 | $51,218 | $94,318 | $157,731 |
| Spring | $46,093 | $81,181 | $141,597 | $215,583 | $305,499 |
| Stafford | $21,592 | $38,007 | $66,252 | $112,044 | $158,670 |
| Tomball | $57,983 | $95,025 | $164,395 | $244,711 | $337,999 |
| Waller | $14,756 | $32,356 | $83,652 | $179,102 | $316,551 |
| Webster | $25,117 | $51,555 | $93,610 | $175,571 | $256,349 |
Mortgage Rates
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of mortgage rates in cities across Harris County.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Baytown | 3.00% | 3.71% | 4.50% | 6.11% | 7.18% |
| Bellaire | 2.90% | 3.60% | 4.43% | 6.18% | 7.11% |
| Channelview | 3.40% | 3.94% | 5.38% | 6.77% | 7.88% |
| Crosby | 2.90% | 3.60% | 4.30% | 5.76% | 6.81% |
| Cypress | 2.99% | 3.60% | 4.17% | 5.38% | 6.50% |
| Deer Park | 3.10% | 3.78% | 4.60% | 6.23% | 7.23% |
| El Lago | 2.99% | 3.66% | 4.43% | 6.28% | 7.60% |
| Friendswood | 3.07% | 3.82% | 4.75% | 6.27% | 7.33% |
| Galena Park | 3.43% | 4.28% | 5.87% | 7.03% | 8.00% |
| Highlands | 3.19% | 3.90% | 4.78% | 6.30% | 7.49% |
| Hockley | 2.80% | 3.30% | 3.93% | 4.60% | 6.20% |
| Houston | 3.01% | 3.75% | 4.65% | 6.36% | 7.58% |
| Huffman | 2.93% | 3.60% | 4.35% | 5.93% | 7.12% |
| Humble | 2.93% | 3.61% | 4.38% | 5.86% | 6.87% |
| Jersey Village | 3.10% | 3.81% | 4.53% | 6.31% | 7.18% |
| Katy | 2.90% | 3.60% | 4.40% | 5.97% | 7.05% |
| Kingwood | 3.00% | 3.63% | 4.40% | 6.11% | 7.16% |
| La Porte | 3.00% | 3.70% | 4.60% | 6.30% | 7.58% |
| Missouri City | 3.56% | 4.41% | 6.09% | 7.21% | 8.33% |
| Pasadena | 3.20% | 3.94% | 5.37% | 6.77% | 7.84% |
| Pearland | 3.14% | 3.81% | 4.61% | 6.08% | 6.80% |
| Porter | 2.80% | 3.10% | 3.83% | 4.30% | 4.59% |
| Seabrook | 3.00% | 3.68% | 4.44% | 6.20% | 7.16% |
| South Houston | 3.56% | 4.25% | 5.99% | 7.11% | 8.15% |
| Spring | 3.00% | 3.66% | 4.39% | 5.96% | 6.97% |
| Stafford | 3.10% | 3.94% | 5.74% | 7.08% | 8.15% |
| Tomball | 2.90% | 3.56% | 4.15% | 5.50% | 6.59% |
| Waller | 3.10% | 3.74% | 4.58% | 6.29% | 7.21% |
| Webster | 3.00% | 3.65% | 4.50% | 6.15% | 7.25% |
Housing Expenses in Harris County, Texas
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