Average Tax Assessment in Guadalupe County
Real Estate Values and Property Tax Valuation in Guadalupe County, Texas
Guadalupe County has a total of 64,677 properties with a cumulative value of $14.0B. This accounts for 0.66% of all real estate value in Texas. Property taxes in Guadalupe County totaled $238.2M, with the average homeowner paying $3,702 in property taxes, which is lower than the state average of $4,015. The average property tax rate in Guadalupe County is 1.70%, slightly higher than the state average of 1.69%. Property taxes are calculated based on the assessed value of the property, which is typically lower than the market value.
The property tax timeline in Texas begins on January 1st, when the property valuation date is set. Property value notices are issued between April and May, and the property tax appeal deadline is May 15th or 30 days after the notices are issued. The real property tax bill is due on January 31st for the preceding year's gross tax bills.
Updated November 01, 2023
| Important Links | |
|---|---|
| Guadalupe Tax Office | (830) 379-2315 |
| TexasFile Clerk Records | - |
| Guadalupe Clerk | (575) 472-3791 |
| Important Dates | |
|---|---|
| Real Property Tax Bill Due (1st of #): | January 31st, Gross tax bills for preceding year |
| Property Valuation Date: | January 1st |
| Property Value Notices Issued: | April - May |
| Property Tax Appeal Deadline: | May 15th or 30 days after notices are issued |
| Property Tax Bills Issued: | October 1st |
| Available Exemptions | |
|---|---|
| Early Payment Discount | |
| Senior | Available |
| Disabled | Available |
| Homestead | Available |
| Veteran | Available |
| Solar/Wind | Available |
| Charitable | Available |
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Real Estate Statistics in Guadalupe County
Residential Property Taxes by Cities in Guadalupe County
Guadalupe County has an average property tax rate of 1.70%, which is slightly lower than the state average of 1.83%. This rate is applied to the assessed value of a property to calculate the amount of taxes due. Property taxes in Guadalupe County are collected by the county and distributed to the cities and other local governments.
The effective property tax rate in Guadalupe County varies across the cities. Cibolo has the highest effective property tax rate at 2%, while La Vernia has the lowest rate at 0.43%. The difference in rates between the two cities is 1.57%. Property taxes in Guadalupe County are generally lower than the state average, making it an attractive place to live for those looking to save on their taxes.
Tax Assessment Value
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of property assessment value in each city in Guadalupe County. The tax assessment value may differ from the potential sale value, and is used to calculate the property tax for each piece of real estate.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Cibolo | $155,245 | $213,582 | $260,585 | $308,916 | $359,081 |
| Kingsbury | $11,932 | $37,467 | $113,704 | $235,669 | $366,088 |
| La Vernia | $17,896 | $57,926 | $171,049 | $311,286 | $433,565 |
| Marion | $21,726 | $60,901 | $160,914 | $324,285 | $432,569 |
| Martindale | $23,014 | $79,350 | $202,425 | $358,344 | $600,977 |
| Mc Queeney | $24,843 | $63,069 | $192,500 | $420,885 | $832,677 |
| New Braunfels | $55,076 | $193,513 | $235,966 | $284,000 | $348,305 |
| San Marcos | $8,338 | $23,440 | $57,345 | $146,819 | $243,311 |
| Schertz | $128,001 | $188,691 | $233,977 | $281,591 | $330,374 |
| Seguin | $23,312 | $68,686 | $157,144 | $250,452 | $355,520 |
| Selma | $156,809 | $207,940 | $282,676 | $317,720 | $345,301 |
Property Tax Bill
This table shows the percentiles of actual property tax paid on residential properties for each city in Guadalupe County.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Cibolo | $2,318 | $4,134 | $5,301 | $6,455 | $7,616 |
| Kingsbury | $69 | $257 | $825 | $2,265 | $4,198 |
| La Vernia | $43 | $152 | $479 | $1,047 | $1,769 |
| Marion | $235 | $665 | $2,118 | $4,708 | $7,037 |
| Martindale | $169 | $742 | $2,068 | $4,386 | $8,417 |
| Mc Queeney | $212 | $781 | $2,528 | $7,199 | $14,909 |
| New Braunfels | $555 | $2,596 | $4,085 | $5,095 | $6,141 |
| San Marcos | $63 | $206 | $764 | $1,767 | $3,290 |
| Schertz | $1,514 | $3,177 | $4,614 | $5,789 | $6,980 |
| Seguin | $227 | $789 | $2,142 | $3,986 | $5,855 |
| Selma | $2,419 | $3,589 | $4,914 | $5,815 | $6,510 |
Effective Property Tax Rate
The effective property tax rate is calculated by dividing the property tax bill by the assessed value. For the percentiles below, the calculation is performed using the percentiles for property tax bill and assessed value above. Therefore, each consecutive percentile doesn't necessarily show a larger value.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Cibolo | 1.49% | 1.94% | 2.03% | 2.09% | 2.12% |
| Kingsbury | 0.58% | 0.69% | 0.73% | 0.96% | 1.15% |
| La Vernia | 0.24% | 0.26% | 0.28% | 0.34% | 0.41% |
| Marion | 1.08% | 1.09% | 1.32% | 1.45% | 1.63% |
| Martindale | 0.73% | 0.94% | 1.02% | 1.22% | 1.40% |
| Mc Queeney | 0.85% | 1.24% | 1.31% | 1.71% | 1.79% |
| New Braunfels | 1.01% | 1.34% | 1.73% | 1.79% | 1.76% |
| San Marcos | 0.76% | 0.88% | 1.33% | 1.20% | 1.35% |
| Schertz | 1.18% | 1.68% | 1.97% | 2.06% | 2.11% |
| Seguin | 0.97% | 1.15% | 1.36% | 1.59% | 1.65% |
| Selma | 1.54% | 1.73% | 1.74% | 1.83% | 1.89% |
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Real Estate Values in Guadalupe County
The data from Redfin shows that the median home price in Guadalupe County, Texas decreased by 8.12% from October 2022 to October 2023. This indicates that the housing market in Guadalupe County is cooling off. Additionally, the home inventory in Guadalupe County decreased by 8.33% from October 2022 to October 2023, indicating that there is less housing supply in the area. This could be contributing to the decrease in home prices. Overall, the data suggests that the housing market in Guadalupe County is cooling off and that there is less housing supply in the area.
Average Home Value in Guadalupe County, Texas
Last updated: November 2023
Percent Change in Total Home Sales in Guadalupe County
Last updated: November 2023
Percent Change in New Home Listings in Guadalupe County
Last updated: November 2023
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Mortgage Rates in Guadalupe County
Mortgages in Guadalupe County are a major factor in the local economy. According to recent statistics, there is a total of $34.8 billion in outstanding loans across the county. This represents a significant portion of the total home value in the area, with an average of 30.8 thousand outstanding loans.
The median mortgage rate in Guadalupe County varies across cities, with La Vernia having the highest median rate of 4.3%, while San Marcos has the lowest median rate of 4.3%. This variation in rates can have a significant impact on the affordability of homes in the area, and it is important for potential buyers to research the rates in their area before making a purchase.
Outstanding Mortgages
The table below shows the percentile distribution of outstanding loans on residential properties in Guadalupe County by city.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Cibolo | $95,415 | $133,309 | $191,487 | $251,711 | $317,344 |
| Kingsbury | $31,910 | $60,884 | $134,467 | $209,770 | $310,789 |
| La Vernia | $30,662 | $64,995 | $154,263 | $266,434 | $381,661 |
| Marion | $47,040 | $97,028 | $195,205 | $305,308 | $384,479 |
| Martindale | $19,089 | $62,050 | $179,537 | $324,892 | $453,939 |
| Mc Queeney | $33,637 | $69,544 | $159,691 | $318,161 | $499,900 |
| New Braunfels | $86,310 | $131,683 | $186,616 | $230,109 | $282,142 |
| San Marcos | $19,339 | $33,908 | $79,985 | $164,409 | $217,551 |
| Schertz | $82,368 | $118,031 | $169,148 | $226,548 | $287,626 |
| Seguin | $40,540 | $79,330 | $142,873 | $216,194 | $306,267 |
| Selma | $77,067 | $118,775 | $164,656 | $225,920 | $296,630 |
Mortgage Rates
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of mortgage rates in cities across Guadalupe County.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Cibolo | 2.90% | 3.49% | 4.00% | 4.78% | 6.10% |
| Kingsbury | 3.00% | 3.66% | 4.04% | 4.91% | 6.21% |
| La Vernia | 2.90% | 3.65% | 4.30% | 5.04% | 6.24% |
| Marion | 3.00% | 3.59% | 4.01% | 4.56% | 5.80% |
| Martindale | 2.97% | 3.55% | 3.91% | 4.50% | 5.67% |
| Mc Queeney | 2.85% | 3.35% | 3.99% | 4.97% | 6.21% |
| New Braunfels | 2.90% | 3.40% | 3.92% | 4.50% | 5.50% |
| San Marcos | 2.90% | 3.70% | 4.30% | 5.32% | 6.37% |
| Schertz | 2.90% | 3.50% | 4.01% | 4.73% | 5.99% |
| Seguin | 2.90% | 3.45% | 4.01% | 4.75% | 6.06% |
| Selma | 2.94% | 3.49% | 3.98% | 4.51% | 5.86% |
Housing Expenses in Guadalupe County, Texas
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