Average Tax Assessment in Gonzales County
Real Estate Values and Property Tax Valuation in Gonzales County, Texas
Gonzales County has a total of 7,844 properties with a cumulative value of $1.0B. This represents 0.05% of all real estate value in Texas. The average property tax rate in Gonzales County is 1.32%, which is lower than the state average of 1.69%. Property taxes in Gonzales County amount to $13.6M, with the average homeowner paying $1,786 in property taxes compared to the state average of $4,015. Property values for tax purposes are determined by the local appraisal district.
The property tax timeline in Texas begins on January 1st, when the property valuation date is set. Property value notices are issued between April and May, and the property tax appeal deadline is May 15th or 30 days after the notices are issued. The real property tax bill is due on January 31st for the preceding year's gross tax bills.
Updated November 01, 2023
| Important Links | |
|---|---|
| Gonzales Clerk | (830) 672-2801 |
| TexasFile Clerk Records | - |
| Important Dates | |
|---|---|
| Real Property Tax Bill Due (1st of #): | January 31st, Gross tax bills for preceding year |
| Property Valuation Date: | January 1st |
| Property Value Notices Issued: | April - May |
| Property Tax Appeal Deadline: | May 15th or 30 days after notices are issued |
| Property Tax Bills Issued: | October 1st |
| Available Exemptions | |
|---|---|
| Early Payment Discount | |
| Senior | Available |
| Disabled | Available |
| Homestead | Available |
| Veteran | Available |
| Solar/Wind | Available |
| Charitable | Available |
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Real Estate Statistics in Gonzales County
Residential Property Taxes by Cities in Gonzales County
Gonzales County has an average property tax rate of 1.32%, which is slightly higher than the state average of 1.25%. This rate is applied to the assessed value of a property to calculate the amount of taxes due. The average property tax bill in Gonzales County is $1,786, which is slightly higher than the state average of $1,717.
Property tax rates in Gonzales County vary across cities. The city of Gonzales has the highest effective property tax rate at 1.5%, while the city of Waelder has the lowest effective property tax rate at 1.17%. This difference in rates can have a significant impact on the amount of taxes due for a property. For example, a property with an assessed value of $200,000 would have a tax bill of $3,000 in Gonzales, but only $2,340 in Waelder.
Tax Assessment Value
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of property assessment value in each city in Gonzales County. The tax assessment value may differ from the potential sale value, and is used to calculate the property tax for each piece of real estate.
Property Tax Bill
This table shows the percentiles of actual property tax paid on residential properties for each city in Gonzales County.
Effective Property Tax Rate
The effective property tax rate is calculated by dividing the property tax bill by the assessed value. For the percentiles below, the calculation is performed using the percentiles for property tax bill and assessed value above. Therefore, each consecutive percentile doesn't necessarily show a larger value.
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Real Estate Values in Gonzales County
The median home price in Gonzales County, Texas has remained steady at $450.0K from October 2022 to October 2023. However, the home inventory in the county has increased from 36 in October 2022 to 41 in October 2023, indicating that there is an increase in the number of homes available for sale in the area. This could indicate that the market is becoming more competitive, which could lead to a decrease in home prices in the future.
Average Home Value in Gonzales County, Texas
Last updated: November 2023
Percent Change in Total Home Sales in Gonzales County
Last updated: November 2023
Percent Change in New Home Listings in Gonzales County
Last updated: November 2023
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Mortgage Rates in Gonzales County
Gonzales County has a total of $123.0M in outstanding home mortgage loans. This represents 959 loans, or an average of $128,000 per loan. The median mortgage rate in Gonzales County is 4.50%, which is slightly lower than the national average of 4.54%. However, there is a significant variation in mortgage rates across the county, with the highest median rate in Waelder at 4.69% and the lowest in Smiley at 4.11%. This variation in rates can have a significant impact on the total cost of a loan, so it is important for potential borrowers to shop around and compare rates.
Overall, mortgages in Gonzales County represent a significant portion of the total home value in the county. The average loan amount is approximately $128,000, which is close to the median home value of $134,000. This means that mortgages account for around 95% of the total home value in the county. As such, it is important for potential borrowers to understand the different mortgage rates available and to shop around for the best deal.
Outstanding Mortgages
The table below shows the percentile distribution of outstanding loans on residential properties in Gonzales County by city.
Mortgage Rates
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of mortgage rates in cities across Gonzales County.
Housing Expenses in Gonzales County, Texas
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