Average Tax Assessment in Delta County
Real Estate Values and Property Tax Valuation in Delta County, Texas
Delta County has a total of 2,336 properties with a cumulative value of $265.1M. This represents 0.01% of all real estate value in Texas. Property taxes in Delta County totaled $3.8M, with an average homeowner paying $1,642 in property taxes, which is significantly lower than the state average of $4,015. The average property tax rate in Delta County is 1.42%, while the state average is 1.69%. Property taxes are based on the assessed value of the property, which is typically lower than the market value.
The property tax timeline in Texas begins on January 1st, when the property valuation date is set. Property value notices are issued between April and May, and the property tax appeal deadline is May 15th or 30 days after the notices are issued. The real property tax bill is due on January 31st for the preceding year's gross tax bills.
Updated November 01, 2023
| Important Links | |
|---|---|
| Delta Clerk | (903) 395-4400 222 |
| TexasFile Clerk Records | - |
| Delta Recorder | (970) 874-2150 |
| Delta Register of Deeds | (906) 789-5116 |
| Important Dates | |
|---|---|
| Real Property Tax Bill Due (1st of #): | January 31st, Gross tax bills for preceding year |
| Property Valuation Date: | January 1st |
| Property Value Notices Issued: | April - May |
| Property Tax Appeal Deadline: | May 15th or 30 days after notices are issued |
| Property Tax Bills Issued: | October 1st |
| Available Exemptions | |
|---|---|
| Early Payment Discount | |
| Senior | Available |
| Disabled | Available |
| Homestead | Available |
| Veteran | Available |
| Solar/Wind | Available |
| Charitable | Available |
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Real Estate Statistics in Delta County
Residential Property Taxes by Cities in Delta County
Delta County has an average property tax rate of 1.42%, which is slightly lower than the national average of 1.48%. This rate is applied to all properties in the county, regardless of location. However, the effective property tax rate can vary significantly across the cities in Delta County. For example, the city of Cooper has an effective property tax rate of 1.65%, which is higher than the county average, while the city of Klondike has an effective property tax rate of 1.12%, which is lower than the county average. This means that property owners in Cooper will pay more in taxes than those in Klondike. Overall, Delta County has a relatively low property tax rate compared to other counties in the state, making it an attractive option for those looking to purchase property in the area.
Tax Assessment Value
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of property assessment value in each city in Delta County. The tax assessment value may differ from the potential sale value, and is used to calculate the property tax for each piece of real estate.
Property Tax Bill
This table shows the percentiles of actual property tax paid on residential properties for each city in Delta County.
Effective Property Tax Rate
The effective property tax rate is calculated by dividing the property tax bill by the assessed value. For the percentiles below, the calculation is performed using the percentiles for property tax bill and assessed value above. Therefore, each consecutive percentile doesn't necessarily show a larger value.
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Real Estate Values in Delta County
The median home price in Delta County, Texas has remained steady from October 2022 to October 2023, with a median price of $260.0K. However, the home inventory in Delta County has decreased from 37 in October 2022 to 30 in October 2023, indicating a decrease in the number of homes available for sale. This could indicate a tightening of the housing market in Delta County, which could lead to an increase in home prices in the future.
Average Home Value in Delta County, Texas
Last updated: November 2023
Percent Change in Total Home Sales in Delta County
Last updated: November 2023
Percent Change in New Home Listings in Delta County
Last updated: November 2023
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Mortgage Rates in Delta County
Delta County has a total of $53.3M in outstanding home mortgage loans. This represents a significant portion of the total home value in the county, as the average loan amount is approximately 74% of the median home value. The median mortgage rate in Delta County varies significantly across cities, ranging from 3.13% in Klondike to 3.84% in Cooper. This variation in rates means that homeowners in different cities can benefit from different loan terms and interest rates. As a result, it is important for homeowners in Delta County to shop around and compare rates in order to find the best deal for their situation.
Outstanding Mortgages
The table below shows the percentile distribution of outstanding loans on residential properties in Delta County by city.
Mortgage Rates
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of mortgage rates in cities across Delta County.
Housing Expenses in Delta County, Texas
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