Average Tax Assessment in Cameron County
Real Estate Values and Property Tax Valuation in Cameron County, Texas
Cameron County has a total of 136,288 properties with a cumulative value of $13.6B, representing 0.64% of all real estate value in Texas. Property taxes in Cameron County amount to $279.7M, with an average homeowner paying $2,056 in property taxes compared to the state average of $4,015. The average property tax rate in Cameron County is 2.06%, higher than the state average of 1.69%. Properties are typically valued for tax purposes based on their market value.
The property tax timeline in Texas begins on January 1st, when the property valuation date is set. Property value notices are issued between April and May, and the property tax appeal deadline is May 15th or 30 days after the notices are issued. The real property tax bill is due on January 31st for the preceding year's gross tax bills.
Updated November 01, 2023
| Important Links | |
|---|---|
| Cameron Appraisal District | (956) 541-3365 |
| Cameron Tax Office (Assessor/Collector) | (956) 544-0800 |
| Cameron Clerk of Court | (337) 775-5316 |
| Cameron Recorder of Deeds | (814) 486-3349 |
| Important Dates | |
|---|---|
| Real Property Tax Bill Due (1st of #): | January 31st, Gross tax bills for preceding year |
| Property Valuation Date: | January 1st |
| Property Value Notices Issued: | April - May |
| Property Tax Appeal Deadline: | May 15th or 30 days after notices are issued |
| Property Tax Bills Issued: | October 1st |
| Available Exemptions | |
|---|---|
| Early Payment Discount | |
| Senior | Available |
| Disabled | Available |
| Homestead | Available |
| Veteran | Available |
| Solar/Wind | Available |
| Charitable | Available |
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Real Estate Statistics in Cameron County
Residential Property Taxes by Cities in Cameron County
Cameron County has an average property tax rate of 2.06%, which is slightly lower than the state average of 2.18%. This rate is applied to all property owners in the county, regardless of the city they live in. However, the effective property tax rate can vary significantly across the cities in Cameron County. For example, the city of Rancho Viejo has the highest effective property tax rate at 2.46%, while the city of Santa Maria has the lowest effective property tax rate at 1.65%. This means that property owners in Rancho Viejo will pay an average of $2,521 in property taxes, while property owners in Santa Maria will pay an average of $1,921. This difference in effective property tax rates highlights the importance of researching local tax rates before purchasing property in Cameron County.
Tax Assessment Value
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of property assessment value in each city in Cameron County. The tax assessment value may differ from the potential sale value, and is used to calculate the property tax for each piece of real estate.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Brownsville | $21,846 | $44,949 | $80,099 | $125,704 | $173,534 |
| Combes | $9,781 | $16,909 | $33,334 | $54,724 | $109,536 |
| Harlingen | $10,992 | $33,143 | $71,737 | $128,865 | $193,121 |
| La Feria | $7,500 | $16,822 | $40,203 | $92,396 | $150,286 |
| Laguna Vista | $95,956 | $124,100 | $180,502 | $249,420 | $321,233 |
| Los Fresnos | $13,507 | $30,516 | $66,102 | $114,844 | $198,129 |
| Olmito | $18,509 | $34,442 | $71,007 | $168,172 | $271,348 |
| Port Isabel | $6,656 | $44,283 | $90,427 | $165,923 | $245,966 |
| Rancho Viejo | $70,639 | $110,169 | $167,358 | $251,397 | $328,786 |
| Rio Hondo | $6,408 | $21,112 | $51,516 | $101,846 | $186,532 |
| San Benito | $8,076 | $21,812 | $42,184 | $78,152 | $132,206 |
| Santa Maria | $10,765 | $18,886 | $31,799 | $48,743 | $75,763 |
| Santa Rosa | $11,978 | $26,150 | $45,784 | $74,971 | $117,924 |
| South Padre Island | $109,151 | $150,000 | $245,932 | $376,167 | $534,097 |
Property Tax Bill
This table shows the percentiles of actual property tax paid on residential properties for each city in Cameron County.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Brownsville | $358 | $826 | $1,690 | $2,879 | $4,167 |
| Combes | $173 | $333 | $734 | $1,214 | $2,356 |
| Harlingen | $176 | $496 | $1,347 | $2,595 | $4,010 |
| La Feria | $113 | $258 | $629 | $1,571 | $2,747 |
| Laguna Vista | $1,358 | $2,195 | $3,258 | $4,822 | $6,260 |
| Los Fresnos | $211 | $494 | $1,161 | $2,382 | $3,815 |
| Olmito | $259 | $609 | $1,579 | $3,479 | $6,157 |
| Port Isabel | $150 | $769 | $1,718 | $3,026 | $4,763 |
| Rancho Viejo | $1,760 | $2,618 | $4,079 | $6,278 | $8,398 |
| Rio Hondo | $97 | $352 | $954 | $1,993 | $3,419 |
| San Benito | $139 | $348 | $753 | $1,505 | $2,654 |
| Santa Maria | $137 | $266 | $565 | $870 | $1,380 |
| Santa Rosa | $165 | $361 | $728 | $1,316 | $2,031 |
| South Padre Island | $2,139 | $2,947 | $4,827 | $7,410 | $10,609 |
Effective Property Tax Rate
The effective property tax rate is calculated by dividing the property tax bill by the assessed value. For the percentiles below, the calculation is performed using the percentiles for property tax bill and assessed value above. Therefore, each consecutive percentile doesn't necessarily show a larger value.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Brownsville | 1.64% | 1.84% | 2.11% | 2.29% | 2.40% |
| Combes | 1.77% | 1.97% | 2.20% | 2.22% | 2.15% |
| Harlingen | 1.60% | 1.50% | 1.88% | 2.01% | 2.08% |
| La Feria | 1.51% | 1.53% | 1.56% | 1.70% | 1.83% |
| Laguna Vista | 1.42% | 1.77% | 1.80% | 1.93% | 1.95% |
| Los Fresnos | 1.56% | 1.62% | 1.76% | 2.07% | 1.93% |
| Olmito | 1.40% | 1.77% | 2.22% | 2.07% | 2.27% |
| Port Isabel | 2.25% | 1.74% | 1.90% | 1.82% | 1.94% |
| Rancho Viejo | 2.49% | 2.38% | 2.44% | 2.50% | 2.55% |
| Rio Hondo | 1.51% | 1.67% | 1.85% | 1.96% | 1.83% |
| San Benito | 1.72% | 1.60% | 1.79% | 1.93% | 2.01% |
| Santa Maria | 1.27% | 1.41% | 1.78% | 1.78% | 1.82% |
| Santa Rosa | 1.38% | 1.38% | 1.59% | 1.76% | 1.72% |
| South Padre Island | 1.96% | 1.96% | 1.96% | 1.97% | 1.99% |
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Real Estate Values in Cameron County
The data from Redfin shows that the median home price in Cameron County, Texas has increased by 32.95% from October 2022 to October 2023. This indicates that the housing market in Cameron County is experiencing a period of growth. Additionally, the home inventory in Cameron County has also increased from 926 in October 2022 to 1.1K in October 2023, indicating that there is an increased demand for housing in the area. Overall, the data from Redfin suggests that the housing market in Cameron County is experiencing a period of growth and increased demand.
Average Home Value in Cameron County, Texas
Last updated: November 2023
Percent Change in Total Home Sales in Cameron County
Last updated: November 2023
Percent Change in New Home Listings in Cameron County
Last updated: November 2023
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Mortgage Rates in Cameron County
Cameron County has an outstanding loan amount of $3.8 billion across home mortgages. This represents 40.7 thousand outstanding loans, which is a significant portion of the total home value in the county. The median mortgage rate in Cameron County varies greatly from city to city, with the highest rate being 5.5% in Santa Maria and the lowest rate being 4.09% in Laguna Vista. This variation in rates allows homeowners to find the best rate for their particular situation.
Overall, Cameron County has a large amount of outstanding loans and a wide range of mortgage rates. Homeowners in the county have the opportunity to find the best rate for their situation, allowing them to save money on their mortgage payments. With the right rate, homeowners can make their mortgage payments more manageable and have more money to spend on other expenses.
Outstanding Mortgages
The table below shows the percentile distribution of outstanding loans on residential properties in Cameron County by city.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Brownsville | $16,408 | $33,117 | $63,454 | $113,518 | $166,985 |
| Combes | $8,281 | $17,797 | $24,512 | $67,202 | $115,524 |
| Harlingen | $17,540 | $40,461 | $79,037 | $137,900 | $205,773 |
| La Feria | $9,819 | $20,807 | $51,137 | $95,669 | $154,684 |
| Laguna Vista | $37,982 | $70,786 | $124,813 | $184,474 | $253,950 |
| Los Fresnos | $9,794 | $24,931 | $55,676 | $122,545 | $202,855 |
| Olmito | $14,236 | $27,002 | $82,839 | $205,243 | $256,240 |
| Port Isabel | $22,071 | $42,924 | $82,784 | $156,080 | $244,726 |
| Rancho Viejo | $36,366 | $58,963 | $106,416 | $185,349 | $257,470 |
| Rio Hondo | $8,243 | $20,633 | $55,452 | $110,501 | $180,275 |
| San Benito | $7,646 | $12,678 | $30,358 | $73,995 | $141,689 |
| Santa Maria | $6,034 | $8,312 | $12,545 | $23,757 | $36,238 |
| Santa Rosa | $4,993 | $9,831 | $24,070 | $66,473 | $128,847 |
| South Padre Island | $55,123 | $91,736 | $149,581 | $250,227 | $370,132 |
Mortgage Rates
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of mortgage rates in cities across Cameron County.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Brownsville | 3.20% | 3.88% | 4.77% | 6.26% | 7.18% |
| Combes | 3.33% | 3.92% | 4.50% | 5.93% | 7.09% |
| Harlingen | 3.05% | 3.75% | 4.50% | 6.11% | 7.04% |
| La Feria | 3.33% | 3.91% | 4.90% | 6.26% | 7.12% |
| Laguna Vista | 2.89% | 3.41% | 4.09% | 5.62% | 6.50% |
| Los Fresnos | 3.10% | 3.73% | 4.50% | 6.21% | 7.11% |
| Olmito | 2.90% | 3.54% | 4.45% | 6.00% | 7.17% |
| Port Isabel | 2.90% | 3.55% | 4.30% | 5.93% | 6.95% |
| Rancho Viejo | 3.00% | 3.70% | 4.50% | 6.11% | 6.88% |
| Rio Hondo | 3.00% | 3.90% | 4.91% | 6.16% | 7.07% |
| San Benito | 3.42% | 3.95% | 5.02% | 6.41% | 7.46% |
| Santa Maria | 3.49% | 4.09% | 5.50% | 8.05% | 12.50% |
| Santa Rosa | 3.25% | 3.98% | 5.14% | 6.30% | 7.41% |
| South Padre Island | 2.80% | 3.40% | 4.16% | 5.75% | 6.63% |
Housing Expenses in Cameron County, Texas
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