Average Tax Assessment in White County
Real Estate Values and Property Tax Valuation in White County, Illinois
White County has 6,665 properties with a cumulative value of $419.7M, representing 0.06% of all real estate value in Illinois. The average property tax rate in White County is 1.80%, which is lower than the state average of 2.47%. Property taxes in White County total $7.6M, with the average homeowner paying $1,218 in property taxes compared to the state average of $5,405. Property taxes are calculated based on the assessed value of the property, which is typically lower than the market value.
In Illinois, property taxes are based on the value of the property as of January 1st. Property owners have the option to appeal their property taxes between June and December, or within 30 days of when the notices are published. Property tax bills are issued on February 1st and July 1st, with the first installment due on June 1st in Cook County. This first installment is estimated at 55% of the prior year's tax bill, with taxes paid in arrears.
Updated November 01, 2023
| Important Links | |
|---|---|
| White Recorder | (501) 279-6203 |
| White Assessor | (706) 865-5328 |
| White Recorder of Deeds/County Clerk | (618) 382-7211 1 |
| White Assessor | (574) 583-7755 |
| Important Dates | |
|---|---|
| Property Valuation Date: | January 1st |
| Property Tax Appeal Deadline: | June - December or 30 days after notices are published |
| Property Tax Bills Issued: | February 1st and July 1st |
| Real Property Tax Bill Due (1st of #): | June, Two installments but due dates may vary by county March 1st, Cook County - 1st half installment, estimated at 55% of prior year tax bill with taxes paid in arrears. |
| Real Property Tax Bill Due (2nd of #): | September, Two installments but due dates may vary by county August 1, Cook County - 2nd half installment - TARGETED but may be delayed - due 30 days after being issued. Reconciled installment using the BOR certified AV, actual local tax rate, and final state equalization factor, less the estimated 1st installment with taxes paid in arrears |
| Available Exemptions | |
|---|---|
| Senior | Available |
| Disabled | Available |
| Homestead | Available |
| Veteran | Available |
| Solar/Wind | Available |
| Charitable | Available |
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Real Estate Statistics in White County
Residential Property Taxes by Cities in White County
White County has an average property tax rate of 1.80%, which is slightly lower than the national average of 1.89%. Property taxes in White County are collected by the county government and are used to fund public services such as schools, roads, and public safety. The average White County property tax bill is $1,218, which is slightly lower than the national average of $1,281.
Property tax rates in White County vary across cities, with Grayville having the highest effective property tax rate of 1.96%, and Crossville having the lowest effective property tax rate of 1.52%. Property taxes in White County are generally lower than the national average, making it an attractive place to live for those looking to save on their tax bill.
Tax Assessment Value
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of property assessment value in each city in White County. The tax assessment value may differ from the potential sale value, and is used to calculate the property tax for each piece of real estate.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Carmi | $17,396 | $32,450 | $56,028 | $96,310 | $144,550 |
| Crossville | $11,559 | $25,359 | $43,740 | $69,670 | $117,207 |
| Enfield | $13,098 | $25,629 | $41,001 | $64,413 | $95,613 |
| Grayville | $13,030 | $26,558 | $43,377 | $60,558 | $90,590 |
| Norris City | $15,157 | $29,154 | $47,916 | $76,101 | $116,875 |
Property Tax Bill
This table shows the percentiles of actual property tax paid on residential properties for each city in White County.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Carmi | $223 | $505 | $1,020 | $1,898 | $3,067 |
| Crossville | $157 | $314 | $647 | $1,173 | $2,081 |
| Enfield | $179 | $351 | $731 | $1,237 | $1,899 |
| Grayville | $200 | $441 | $882 | $1,407 | $2,041 |
| Norris City | $214 | $451 | $921 | $1,504 | $2,544 |
Effective Property Tax Rate
The effective property tax rate is calculated by dividing the property tax bill by the assessed value. For the percentiles below, the calculation is performed using the percentiles for property tax bill and assessed value above. Therefore, each consecutive percentile doesn't necessarily show a larger value.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Carmi | 1.28% | 1.56% | 1.82% | 1.97% | 2.12% |
| Crossville | 1.36% | 1.24% | 1.48% | 1.68% | 1.78% |
| Enfield | 1.37% | 1.37% | 1.78% | 1.92% | 1.99% |
| Grayville | 1.53% | 1.66% | 2.03% | 2.32% | 2.25% |
| Norris City | 1.41% | 1.55% | 1.92% | 1.98% | 2.18% |
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Real Estate Values in White County
The median home price in White County, Illinois has remained unchanged from October 2022 to October 2023. The home inventory in White County has also remained the same. This suggests that the housing market in White County is stable and that there is no significant change in home prices.
Average Home Value in White County, Illinois
Last updated: November 2023
Percent Change in Total Home Sales in White County
Last updated: November 2023
Percent Change in New Home Listings in White County
Last updated: November 2023
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Mortgage Rates in White County
Mortgages in White County are a major part of the local economy. The total outstanding loan amount across home mortgages in White County is $17.8 million, with 226 outstanding loans. This represents a significant portion of the total home value in the county. The median mortgage rate in White County varies across cities, with Grayville having the highest rate at 4.1%, and Carmi having the lowest rate at 3.55%. This variation in rates across cities allows homeowners to shop around for the best deal, ensuring they get the best rate for their mortgage.
Overall, mortgages in White County are an important part of the local economy, and the variation in rates across cities provides homeowners with the opportunity to find the best deal for their needs. With the total outstanding loan amount at $17.8 million, it is clear that mortgages are a major part of the local economy, and that White County is a great place to purchase a home.
Outstanding Mortgages
The table below shows the percentile distribution of outstanding loans on residential properties in White County by city.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Carmi | $26,166 | $44,789 | $70,655 | $127,456 | $156,113 |
| Crossville | $12,452 | $17,850 | $46,518 | $69,021 | $89,534 |
| Enfield | $42,096 | $50,298 | $75,664 | $141,743 | $156,248 |
| Grayville | $16,091 | $21,926 | $29,910 | $56,629 | $72,464 |
| Norris City | $38,199 | $50,286 | $82,497 | $111,439 | $196,957 |
Mortgage Rates
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of mortgage rates in cities across White County.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Carmi | 2.70% | 2.90% | 3.55% | 4.14% | 5.00% |
| Crossville | 2.87% | 3.25% | 3.75% | 4.50% | 4.75% |
| Enfield | 2.89% | 3.12% | 3.63% | 3.85% | 4.76% |
| Grayville | 3.38% | 3.75% | 4.10% | 5.25% | 5.45% |
| Norris City | 2.87% | 3.12% | 3.70% | 4.12% | 4.40% |
Housing Expenses in White County, Illinois
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