Average Tax Assessment in Sangamon County
Real Estate Values and Property Tax Valuation in Sangamon County, Illinois
Sangamon County has 54,816 properties with a cumulative value of $8.7B, representing 1.25% of all real estate value in Illinois. Property taxes in the county totaled $200.4M, with an average property tax rate of 2.29% and an average homeowner paying $3,749 in property taxes, which is lower than the state average of $5,405. Property taxes are based on the assessed value of the property, which is typically lower than the market value.
In Illinois, property taxes are based on the value of the property as of January 1st. Property owners have the option to appeal their property taxes between June and December, or within 30 days of when the notices are published. Property tax bills are issued on February 1st and July 1st, with the first installment due on June 1st in Cook County. This first installment is estimated at 55% of the prior year's tax bill, with taxes paid in arrears.
Updated November 01, 2023
| Important Links | |
|---|---|
| Sangamon Assessor | (217) 753-6805 |
| Sangamon Treasurer | (217) 753-6800 |
| Important Dates | |
|---|---|
| Property Valuation Date: | January 1st |
| Property Tax Appeal Deadline: | June - December or 30 days after notices are published |
| Property Tax Bills Issued: | February 1st and July 1st |
| Real Property Tax Bill Due (1st of #): | June, Two installments but due dates may vary by county March 1st, Cook County - 1st half installment, estimated at 55% of prior year tax bill with taxes paid in arrears. |
| Real Property Tax Bill Due (2nd of #): | September, Two installments but due dates may vary by county August 1, Cook County - 2nd half installment - TARGETED but may be delayed - due 30 days after being issued. Reconciled installment using the BOR certified AV, actual local tax rate, and final state equalization factor, less the estimated 1st installment with taxes paid in arrears |
| Available Exemptions | |
|---|---|
| Senior | Available |
| Disabled | Available |
| Homestead | Available |
| Veteran | Available |
| Solar/Wind | Available |
| Charitable | Available |
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Real Estate Statistics in Sangamon County
Residential Property Taxes by Cities in Sangamon County
Sangamon County has an average property tax rate of 2.29%, which is slightly higher than the national average of 1.07%. This rate is applied to the assessed value of a property to calculate the amount of taxes due. The average property tax bill in Sangamon County is $3,749. Property tax rates in Sangamon County vary across cities, with Springfield having the highest effective property tax rate of 2.39%, while Auburn has the lowest effective property tax rate of 1.71%. This means that homeowners in Springfield will pay more in property taxes than those in Auburn.
Overall, property taxes in Sangamon County are higher than the national average, but the rates vary significantly across cities. Homeowners in Springfield will pay more in property taxes than those in Auburn, so it is important to consider the local property tax rate when deciding where to buy a home.
Tax Assessment Value
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of property assessment value in each city in Sangamon County. The tax assessment value may differ from the potential sale value, and is used to calculate the property tax for each piece of real estate.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Auburn | $58,877 | $88,080 | $127,896 | $176,562 | $245,000 |
| Cantrall | $64,646 | $120,185 | $199,924 | $260,732 | $322,551 |
| Chatham | $110,296 | $137,522 | $196,842 | $256,430 | $317,069 |
| Dawson | $54,039 | $84,909 | $139,422 | $195,320 | $246,270 |
| Divernon | $57,480 | $79,876 | $110,788 | $160,615 | $193,427 |
| Glenarm | $96,841 | $140,998 | $175,776 | $216,586 | $267,650 |
| Illiopolis | $47,504 | $72,567 | $101,548 | $128,876 | $164,105 |
| Loami | $67,609 | $85,785 | $127,542 | $179,991 | $221,120 |
| Mechanicsburg | $26,055 | $76,843 | $116,266 | $187,828 | $278,661 |
| New Berlin | $56,564 | $102,741 | $152,739 | $209,889 | $291,039 |
| Pawnee | $66,969 | $96,473 | $130,780 | $168,082 | $227,157 |
| Pleasant Plains | $56,907 | $95,487 | $154,257 | $216,399 | $287,481 |
| Riverton | $78,270 | $103,404 | $134,883 | $180,267 | $222,309 |
| Rochester | $125,124 | $154,164 | $195,360 | $270,088 | $354,686 |
| Sherman | $141,418 | $171,739 | $213,915 | $282,099 | $350,576 |
| Springfield | $46,505 | $77,051 | $125,120 | $193,432 | $284,580 |
| Williamsville | $93,880 | $122,169 | $176,094 | $243,416 | $297,952 |
Property Tax Bill
This table shows the percentiles of actual property tax paid on residential properties for each city in Sangamon County.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Auburn | $806 | $1,377 | $2,162 | $3,209 | $4,684 |
| Cantrall | $1,048 | $2,124 | $3,940 | $5,443 | $6,935 |
| Chatham | $2,273 | $3,034 | $4,483 | $6,124 | $7,673 |
| Dawson | $811 | $1,418 | $2,584 | $3,810 | $4,921 |
| Divernon | $804 | $1,312 | $2,088 | $3,231 | $3,976 |
| Glenarm | $1,679 | $2,788 | $3,704 | $4,587 | $5,728 |
| Illiopolis | $602 | $1,305 | $1,971 | $2,622 | $3,488 |
| Loami | $1,138 | $1,610 | $2,539 | $3,732 | $4,847 |
| Mechanicsburg | $523 | $1,266 | $2,229 | $3,824 | $5,774 |
| New Berlin | $957 | $1,932 | $3,164 | $4,467 | $6,347 |
| Pawnee | $1,019 | $1,733 | $2,662 | $3,528 | $4,979 |
| Pleasant Plains | $1,028 | $1,970 | $3,428 | $4,892 | $6,638 |
| Riverton | $1,349 | $1,976 | $2,697 | $3,696 | $4,606 |
| Rochester | $2,450 | $3,208 | $4,161 | $5,984 | $8,138 |
| Sherman | $2,810 | $3,642 | $4,778 | $6,533 | $8,276 |
| Springfield | $911 | $1,682 | $2,976 | $4,742 | $7,351 |
| Williamsville | $1,797 | $2,644 | $4,041 | $6,106 | $7,533 |
Effective Property Tax Rate
The effective property tax rate is calculated by dividing the property tax bill by the assessed value. For the percentiles below, the calculation is performed using the percentiles for property tax bill and assessed value above. Therefore, each consecutive percentile doesn't necessarily show a larger value.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Auburn | 1.37% | 1.56% | 1.69% | 1.82% | 1.91% |
| Cantrall | 1.62% | 1.77% | 1.97% | 2.09% | 2.15% |
| Chatham | 2.06% | 2.21% | 2.28% | 2.39% | 2.42% |
| Dawson | 1.50% | 1.67% | 1.85% | 1.95% | 2.00% |
| Divernon | 1.40% | 1.64% | 1.88% | 2.01% | 2.06% |
| Glenarm | 1.73% | 1.98% | 2.11% | 2.12% | 2.14% |
| Illiopolis | 1.27% | 1.80% | 1.94% | 2.03% | 2.13% |
| Loami | 1.68% | 1.88% | 1.99% | 2.07% | 2.19% |
| Mechanicsburg | 2.01% | 1.65% | 1.92% | 2.04% | 2.07% |
| New Berlin | 1.69% | 1.88% | 2.07% | 2.13% | 2.18% |
| Pawnee | 1.52% | 1.80% | 2.04% | 2.10% | 2.19% |
| Pleasant Plains | 1.81% | 2.06% | 2.22% | 2.26% | 2.31% |
| Riverton | 1.72% | 1.91% | 2.00% | 2.05% | 2.07% |
| Rochester | 1.96% | 2.08% | 2.13% | 2.22% | 2.29% |
| Sherman | 1.99% | 2.12% | 2.23% | 2.32% | 2.36% |
| Springfield | 1.96% | 2.18% | 2.38% | 2.45% | 2.58% |
| Williamsville | 1.91% | 2.16% | 2.29% | 2.51% | 2.53% |
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Real Estate Values in Sangamon County
The median home price in Sangamon County, Illinois decreased by 9.73% from October 2022 to October 2023, from $185.0K to $167.0K. This decrease in home prices is accompanied by a decrease in home inventory, from 303 in October 2022 to 237 in October 2023. This suggests that the housing market in Sangamon County is cooling off, with fewer homes available and lower prices.
Average Home Value in Sangamon County, Illinois
Last updated: November 2023
Percent Change in Total Home Sales in Sangamon County
Last updated: November 2023
Percent Change in New Home Listings in Sangamon County
Last updated: November 2023
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Mortgage Rates in Sangamon County
Sangamon County has an outstanding loan amount of $1.3 billion across home mortgages. This represents 8.8 thousand loans, which is a significant portion of the total home value in the county. The median mortgage rate across the county varies significantly, with Pleasant Plains having the highest rate of 3.97%, and Dawson having the lowest rate of 3.63%. This variation in rates is indicative of the different economic conditions across the county, and it is important for potential home buyers to research the rates in their area before making a decision.
Outstanding Mortgages
The table below shows the percentile distribution of outstanding loans on residential properties in Sangamon County by city.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Auburn | $63,276 | $87,022 | $113,178 | $154,487 | $207,667 |
| Cantrall | $119,995 | $176,414 | $212,094 | $263,333 | $307,576 |
| Chatham | $92,222 | $119,395 | $169,159 | $224,239 | $286,770 |
| Dawson | $71,427 | $90,865 | $137,738 | $179,595 | $222,957 |
| Divernon | $47,847 | $69,894 | $78,895 | $121,565 | $170,147 |
| Glenarm | $110,728 | $126,866 | $159,546 | $202,606 | $251,257 |
| Illiopolis | $42,343 | $59,926 | $90,321 | $114,336 | $170,885 |
| Loami | $55,342 | $66,982 | $117,805 | $157,295 | $217,038 |
| Mechanicsburg | $69,459 | $76,260 | $117,386 | $184,259 | $287,894 |
| New Berlin | $64,694 | $101,532 | $132,409 | $174,369 | $257,305 |
| Pawnee | $64,494 | $98,994 | $123,790 | $155,825 | $201,290 |
| Pleasant Plains | $57,411 | $108,113 | $133,619 | $182,475 | $234,059 |
| Riverton | $67,775 | $93,108 | $121,973 | $160,651 | $204,101 |
| Rochester | $97,514 | $130,113 | $174,828 | $230,518 | $310,347 |
| Sherman | $101,311 | $144,738 | $184,179 | $246,282 | $314,599 |
| Springfield | $47,428 | $73,175 | $111,679 | $172,050 | $255,981 |
| Williamsville | $84,404 | $106,090 | $143,482 | $182,809 | $250,692 |
Mortgage Rates
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of mortgage rates in cities across Sangamon County.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Auburn | 2.80% | 3.20% | 3.95% | 4.50% | 5.00% |
| Cantrall | 2.75% | 3.01% | 3.83% | 4.60% | 4.88% |
| Chatham | 2.70% | 3.00% | 3.75% | 4.40% | 4.80% |
| Dawson | 2.76% | 3.02% | 3.63% | 4.35% | 5.00% |
| Divernon | 2.80% | 3.25% | 3.88% | 4.50% | 5.25% |
| Glenarm | 2.77% | 2.90% | 3.75% | 4.38% | 5.14% |
| Illiopolis | 2.81% | 3.50% | 3.90% | 4.69% | 5.21% |
| Loami | 2.88% | 3.10% | 3.96% | 4.50% | 4.80% |
| Mechanicsburg | 2.50% | 2.90% | 3.75% | 4.25% | 4.67% |
| New Berlin | 2.74% | 3.00% | 3.85% | 4.50% | 5.06% |
| Pawnee | 2.93% | 3.50% | 3.96% | 4.49% | 5.17% |
| Pleasant Plains | 2.90% | 3.13% | 3.97% | 4.75% | 5.28% |
| Riverton | 2.80% | 3.13% | 3.88% | 4.50% | 4.75% |
| Rochester | 2.80% | 3.00% | 3.88% | 4.50% | 4.88% |
| Sherman | 2.75% | 3.10% | 3.90% | 4.50% | 4.88% |
| Springfield | 2.75% | 3.00% | 3.86% | 4.47% | 4.92% |
| Williamsville | 2.84% | 3.13% | 3.89% | 4.49% | 5.00% |
Housing Expenses in Sangamon County, Illinois
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