Average Tax Assessment in Hardin County
Real Estate Values and Property Tax Valuation in Hardin County, Illinois
Hardin County has 1,790 properties with a cumulative value of $70.4M, representing 0.01% of all real estate value in Illinois. The total property taxes collected in Hardin County is $1.0M, with an average of $645 per homeowner, which is significantly lower than the state average of $5,405. The average property tax rate in Hardin County is 1.46%, compared to the state average of 2.47%. Property taxes are based on the assessed value of the property, which is typically lower than the market value.
In Illinois, property taxes are based on the value of the property as of January 1st. Property owners have the option to appeal their property taxes between June and December, or within 30 days of when the notices are published. Property tax bills are issued on February 1st and July 1st, with the first installment due on June 1st in Cook County. This first installment is estimated at 55% of the prior year's tax bill, with taxes paid in arrears.
Updated November 01, 2023
| Important Links | |
|---|---|
| Hardin Clerk | (409) 246-5185 |
| Hardin Property Valuation | (270) 765-2129 |
| Hardin Recorder | (419) 674-2250 |
| Hardin Register of Deeds | (731) 925-4936 |
| Important Dates | |
|---|---|
| Property Valuation Date: | January 1st |
| Property Tax Appeal Deadline: | June - December or 30 days after notices are published |
| Property Tax Bills Issued: | February 1st and July 1st |
| Real Property Tax Bill Due (1st of #): | June, Two installments but due dates may vary by county March 1st, Cook County - 1st half installment, estimated at 55% of prior year tax bill with taxes paid in arrears. |
| Real Property Tax Bill Due (2nd of #): | September, Two installments but due dates may vary by county August 1, Cook County - 2nd half installment - TARGETED but may be delayed - due 30 days after being issued. Reconciled installment using the BOR certified AV, actual local tax rate, and final state equalization factor, less the estimated 1st installment with taxes paid in arrears |
| Available Exemptions | |
|---|---|
| Senior | Available |
| Disabled | Available |
| Homestead | Available |
| Veteran | Available |
| Solar/Wind | Available |
| Charitable | Available |
Don't Miss Your Property Tax Appeal Deadline
Real Estate Statistics in Hardin County
Residential Property Taxes by Cities in Hardin County
Hardin County has an average property tax rate of 1.46%, which is slightly lower than the national average of 1.07%. This rate is applied to all properties in the county, regardless of their location. However, the effective property tax rate can vary significantly from city to city. For example, Elizabethtown has the highest effective property tax rate in the county at 1.51%, while Cave In Rock has the lowest at 1.4%. This means that property owners in Elizabethtown will pay more in taxes than those in Cave In Rock.
Overall, Hardin County has a relatively low property tax rate compared to other counties in the state. This makes it an attractive option for those looking to purchase property in the area. However, it is important to note that the effective property tax rate can vary significantly from city to city, so it is important to research the rates in each city before making a purchase.
Tax Assessment Value
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of property assessment value in each city in Hardin County. The tax assessment value may differ from the potential sale value, and is used to calculate the property tax for each piece of real estate.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Cave In Rock | $5,216 | $12,549 | $27,784 | $55,196 | $81,439 |
| Elizabethtown | $4,880 | $13,675 | $28,080 | $60,611 | $94,500 |
| Rosiclare | $6,638 | $14,412 | $28,635 | $44,493 | $67,628 |
Property Tax Bill
This table shows the percentiles of actual property tax paid on residential properties for each city in Hardin County.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Cave In Rock | $94 | $183 | $396 | $776 | $1,289 |
| Elizabethtown | $86 | $175 | $422 | $961 | $1,634 |
| Rosiclare | $103 | $179 | $431 | $741 | $1,232 |
Effective Property Tax Rate
The effective property tax rate is calculated by dividing the property tax bill by the assessed value. For the percentiles below, the calculation is performed using the percentiles for property tax bill and assessed value above. Therefore, each consecutive percentile doesn't necessarily show a larger value.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Cave In Rock | 1.80% | 1.46% | 1.43% | 1.41% | 1.58% |
| Elizabethtown | 1.76% | 1.28% | 1.50% | 1.59% | 1.73% |
| Rosiclare | 1.55% | 1.24% | 1.51% | 1.67% | 1.82% |
Reduce your property tax bill with Ownwell!
Real Estate Values in Hardin County
The median home price in Hardin County, Illinois has remained steady at $53.5K from October 2022 to October 2023. However, the home inventory in Hardin County has decreased from 12 in October 2022 to 7 in October 2023, indicating a decrease in the availability of homes in the area. This could be an indication of a seller's market in Hardin County, as the demand for homes is higher than the supply.
Average Home Value in Hardin County, Illinois
Last updated: November 2023
Percent Change in Total Home Sales in Hardin County
Last updated: November 2023
Percent Change in New Home Listings in Hardin County
Last updated: November 2023
Reduce your property tax bill with Ownwell
Mortgage Rates in Hardin County
According to the statistics, there are currently no outstanding loans in Hardin County. This means that the total outstanding loan amount across home mortgages in Hardin County is zero. The median mortgage rate in the county is also unknown, as there are no mortgages currently being taken out.
However, it is important to note that mortgage rates can vary significantly across counties. For example, the median mortgage rate in some counties may be much higher than in others. This means that it is important to research and compare rates before taking out a mortgage in order to get the best deal. Additionally, it is important to consider the percentage of total home value that a loan would represent. Taking out a loan that is too large in relation to the value of the home can be a risky decision.
Overall, the total outstanding loan amount across home mortgages in Hardin County is currently zero. However, it is important to research and compare mortgage rates across counties before taking out a loan, and to consider the percentage of total home value that the loan would represent.
Outstanding Mortgages
The table below shows the percentile distribution of outstanding loans on residential properties in Hardin County by city.
We currently do not have this data but we are working to add this soon.
Mortgage Rates
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of mortgage rates in cities across Hardin County.
We currently do not have this data but we are working to add this soon.
Housing Expenses in Hardin County, Illinois
Reduce your property tax bill with Ownwell
With Ownwell's property tax monitoring service ensures you'll never overpay on property taxes again.
How Ownwell works?
- Enter your property address and get an instant estimate of your potential tax savings based on local market data and our historical tax savings in your area.
- Sign up online and authorize Ownwell to fight your tax bill in less than 5 minutes.
- Sit back and let us get to work. Ownwell handles everything start to finish with no up-front costs. It’s all backed by our industry-leading Savings-or-Free Guarantee.
- When we save you money our fee is just 25% of your savings. If you don't save, you don't pay. We will continue to monitor your property taxes every year to ensure that you never overpay or have to worry about your property taxes again.