Average Tax Assessment in Christian County
Real Estate Values and Property Tax Valuation in Christian County, Illinois
Christian County has a total of 2,926 properties with a cumulative value of $227.8M. This represents 0.03% of all real estate value in Illinois. Property taxes in Christian County totaled $7.9M, with an average homeowner paying $2,796 in property taxes compared to the state average of $5,405. The average property tax rate in Christian County is 3.49%, while the state average is 2.47%. Property taxes are calculated based on the assessed value of the property, which is typically lower than the market value.
In Illinois, property taxes are based on the value of the property as of January 1st. Property owners have the option to appeal their property taxes between June and December, or within 30 days of when the notices are published. Property tax bills are issued on February 1st and July 1st, with the first installment due on June 1st in Cook County. This first installment is estimated at 55% of the prior year's tax bill, with taxes paid in arrears.
Updated November 01, 2023
Important Links | |
---|---|
Christian Recorder of Deeds | (217) 824-4960 |
Christian County Clerk | (270) 887-4105 |
Christian Recorder | (417) 582-4360 |
Christian Treasurer | (217) 824-4889 |
Important Dates | |
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Property Valuation Date: | January 1st |
Property Tax Appeal Deadline: | June - December or 30 days after notices are published |
Property Tax Bills Issued: | February 1st and July 1st |
Real Property Tax Bill Due (1st of #): | June, Two installments but due dates may vary by county March 1st, Cook County - 1st half installment, estimated at 55% of prior year tax bill with taxes paid in arrears. |
Real Property Tax Bill Due (2nd of #): | September, Two installments but due dates may vary by county August 1, Cook County - 2nd half installment - TARGETED but may be delayed - due 30 days after being issued. Reconciled installment using the BOR certified AV, actual local tax rate, and final state equalization factor, less the estimated 1st installment with taxes paid in arrears |
Available Exemptions | |
---|---|
Senior | Available |
Disabled | Available |
Homestead | Available |
Veteran | Available |
Solar/Wind | Available |
Charitable | Available |
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Real Estate Statistics in Christian County
Residential Property Taxes by Cities in Christian County
Christian County has an average property tax rate of 3.49%, which is slightly lower than the state average of 3.75%. This rate is applied to the assessed value of a property to calculate the amount of taxes due. Property taxes in Christian County are collected by the county treasurer and are used to fund local government services such as schools, roads, and public safety.
Property tax rates in Christian County vary across cities, with Pana having the highest effective rate of 3.66% and Taylorville having the lowest rate of 2.81%. The difference in rates between the two cities is 0.85%, which is slightly higher than the state average of 0.75%. Property taxes in Christian County are generally lower than the state average, making it an attractive option for homeowners looking to save on their tax bills.
Tax Assessment Value
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of property assessment value in each city in Christian County. The tax assessment value may differ from the potential sale value, and is used to calculate the property tax for each piece of real estate.
City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
Edinburg | $0 | $0 | $85,536 | $149,013 | $202,119 |
Pana | $0 | $0 | $31,710 | $91,656 | $158,151 |
Taylorville | $0 | $0 | $80,208 | $163,480 | $236,919 |
Property Tax Bill
This table shows the percentiles of actual property tax paid on residential properties for each city in Christian County.
City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
Edinburg | $1,040 | $1,640 | $2,653 | $3,603 | $5,165 |
Pana | $264 | $804 | $1,729 | $3,029 | $4,613 |
Taylorville | $710 | $1,474 | $2,653 | $4,132 | $5,392 |
Effective Property Tax Rate
The effective property tax rate is calculated by dividing the property tax bill by the assessed value. For the percentiles below, the calculation is performed using the percentiles for property tax bill and assessed value above. Therefore, each consecutive percentile doesn't necessarily show a larger value.
City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
Edinburg | - | - | 3.10% | 2.42% | 2.56% |
Pana | - | - | 5.45% | 3.30% | 2.92% |
Taylorville | - | - | 3.31% | 2.53% | 2.28% |
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Real Estate Values in Christian County
The median home price in Christian County, Illinois has decreased by 23.53% from October 2022 to October 2023, from $85.0K to $65.0K. This decrease in home prices is accompanied by an increase in home inventory, from 70 in October 2022 to 74 in October 2023. This suggests that the housing market in Christian County is becoming more competitive, with more homes available for buyers to choose from.
Average Home Value in Christian County, Illinois
Last updated: November 2023
Percent Change in Total Home Sales in Christian County
Last updated: November 2023
Percent Change in New Home Listings in Christian County
Last updated: November 2023
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Mortgage Rates in Christian County
Christian County is home to a large number of outstanding home mortgages, with a total of $50.7M in outstanding loans across the county. This represents a significant portion of the total home value in the county, and demonstrates the importance of mortgages to the local economy.
The median mortgage rate in Christian County varies across cities, with Pana and Taylorville both having a median rate of 4.5%. This variation in rates across cities is indicative of the competitive nature of the mortgage market in the county, and provides potential borrowers with a range of options when looking for a loan. With such a large amount of outstanding loans, Christian County is a great place to look for a mortgage.
Outstanding Mortgages
The table below shows the percentile distribution of outstanding loans on residential properties in Christian County by city.
City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
Edinburg | $40,804 | $63,967 | $73,728 | $127,771 | $189,250 |
Pana | $20,506 | $42,005 | $63,782 | $111,787 | $170,248 |
Taylorville | $26,153 | $49,657 | $94,880 | $146,617 | $209,834 |
Mortgage Rates
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of mortgage rates in cities across Christian County.
City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
Edinburg | 2.99% | 3.50% | 4.12% | 5.07% | 6.28% |
Pana | 2.90% | 3.54% | 4.50% | 5.79% | 6.47% |
Taylorville | 3.10% | 3.71% | 4.50% | 5.26% | 6.41% |
Housing Expenses in Christian County, Illinois
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