Average Tax Assessment in White County
Real Estate Values and Property Tax Valuation in White County, Georgia
White County has 12,142 properties with a cumulative value of $2.2B, representing 0.27% of all real estate value in Georgia. Property taxes in White County totaled $18.7M, with an average homeowner paying $1,544 in property taxes compared to the state average of $2,360. The average property tax rate in White County is 0.86%, while the state average is 1.00%. Properties are typically valued for tax purposes based on their estimated market value.
The property tax timeline in Georgia begins on January 1st, when the property values are assessed. Property value notices are then issued between April and July, and property owners have 30 to 45 days after the notices are mailed to file an appeal. Finally, property tax bills are issued on September 1st.
Updated November 01, 2023
| Important Links | |
|---|---|
| White Recorder | (501) 279-6203 |
| White Assessor | (706) 865-5328 |
| White Recorder of Deeds/County Clerk | (618) 382-7211 1 |
| White Assessor | (574) 583-7755 |
| Important Dates | |
|---|---|
| Property Valuation Date: | January 1st |
| Property Value Notices Issued: | April - July |
| Property Tax Appeal Deadline: | 30 to 45 days after notices mailed |
| Property Tax Bills Issued: | September 1st |
| Real Property Tax Bill Due (1st of #): | May - December, Varies by jurisdiction, Fulton County - October 15th |
| Available Exemptions | |
|---|---|
| Senior | Available |
| Disabled | Available |
| Homestead | Available |
| Veteran | Available |
| Solar/Wind | Not Available |
| Charitable | Available |
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Real Estate Statistics in White County
Residential Property Taxes by Cities in White County
White County has an average property tax rate of 0.86%, which is lower than the national average of 1.08%. This rate is applied to all property owners in the county, regardless of where they live. However, the effective property tax rate can vary significantly across the cities in White County. For example, the city of Helen has the highest effective property tax rate at 1.08%, while the city of Cleveland has the lowest effective property tax rate at 0.84%. This means that property owners in Helen will pay a higher property tax bill than those in Cleveland. Overall, White County has a relatively low property tax rate compared to the rest of the country, and property owners in the county can expect to pay an average of $1,544 in property taxes in 2023.
Tax Assessment Value
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of property assessment value in each city in White County. The tax assessment value may differ from the potential sale value, and is used to calculate the property tax for each piece of real estate.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Cleveland | $19,394 | $76,560 | $147,780 | $218,320 | $319,026 |
| Helen | $58,934 | $108,650 | $160,860 | $237,390 | $328,692 |
| Sautee Nacoochee | $74,180 | $122,878 | $175,755 | $251,030 | $367,175 |
Property Tax Bill
This table shows the percentiles of actual property tax paid on residential properties for each city in White County.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Cleveland | $120 | $458 | $1,237 | $1,999 | $2,866 |
| Helen | $439 | $1,043 | $1,814 | $2,737 | $3,724 |
| Sautee Nacoochee | $423 | $971 | $1,591 | $2,349 | $3,323 |
Effective Property Tax Rate
The effective property tax rate is calculated by dividing the property tax bill by the assessed value. For the percentiles below, the calculation is performed using the percentiles for property tax bill and assessed value above. Therefore, each consecutive percentile doesn't necessarily show a larger value.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Cleveland | 0.62% | 0.60% | 0.84% | 0.92% | 0.90% |
| Helen | 0.74% | 0.96% | 1.13% | 1.15% | 1.13% |
| Sautee Nacoochee | 0.57% | 0.79% | 0.91% | 0.94% | 0.91% |
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Real Estate Values in White County
The data from Redfin shows that the median home price in White County, Georgia has increased significantly from October 2022 to October 2023, with a 60.00% increase. However, the home inventory in White County has decreased slightly from 150 in October 2022 to 146 in October 2023. This suggests that the demand for housing in White County is increasing, leading to an increase in home prices.
Average Home Value in White County, Georgia
Last updated: November 2023
Percent Change in Total Home Sales in White County
Last updated: November 2023
Percent Change in New Home Listings in White County
Last updated: November 2023
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Mortgage Rates in White County
White County has a total of $480.1M in outstanding home mortgage loans, representing approximately 3,000 individual loans. This amount is equivalent to roughly 8.5% of the total home value in the county. The median mortgage rate in White County varies significantly between cities, with Cleveland having the highest rate of 3.98% and Helen having the lowest rate of 3.88%. This difference of 0.1% may not seem like much, but it can add up to significant savings over the life of a loan.
Overall, White County has a relatively high amount of outstanding home mortgage loans, and the variation in rates across cities can make a big difference in the total cost of a loan. Homeowners in White County should take the time to compare rates between lenders and cities to ensure they are getting the best deal possible.
Outstanding Mortgages
The table below shows the percentile distribution of outstanding loans on residential properties in White County by city.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Cleveland | $63,324 | $94,013 | $136,881 | $196,486 | $266,906 |
| Helen | $75,631 | $102,123 | $145,266 | $220,032 | $286,020 |
| Sautee Nacoochee | $65,145 | $94,566 | $143,618 | $204,397 | $282,680 |
Mortgage Rates
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of mortgage rates in cities across White County.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Cleveland | 2.90% | 3.44% | 3.98% | 4.70% | 6.03% |
| Helen | 2.80% | 3.08% | 3.88% | 4.50% | 5.56% |
| Sautee Nacoochee | 2.90% | 3.40% | 3.95% | 4.60% | 5.86% |
Housing Expenses in White County, Georgia
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