Real Estate Values and Property Tax Valuation in Sumter County, Georgia

Sumter County has 10,612 properties with a cumulative value of $1.0B, representing 0.13% of all real estate value in Georgia. Property taxes in Sumter County totaled $13.2M, with an average homeowner paying $1,244 in property taxes, which is lower than the state average of $2,360. The average property tax rate in Sumter County is 1.31%, higher than the state average of 1.00%. Properties are typically valued for tax purposes based on their fair market value.

The property tax timeline in Georgia begins on January 1st, when the property values are assessed. Property value notices are then issued between April and July, and property owners have 30 to 45 days after the notices are mailed to file an appeal. Finally, property tax bills are issued on September 1st.

Important Dates
Property Valuation Date:January 1st
Property Value Notices Issued:April - July
Property Tax Appeal Deadline:30 to 45 days after notices mailed
Property Tax Bills Issued:September 1st
Real Property Tax Bill Due (1st of #):May - December, Varies by jurisdiction, Fulton County - October 15th
Available Exemptions
SeniorAvailable
DisabledAvailable
HomesteadAvailable
VeteranAvailable
Solar/WindNot Available
CharitableAvailable

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Real Estate Statistics in Sumter County

Total Real Estate Value
$1.0B
Total Real Property Taxes
$13.2M
Average Property Tax Rate
1.31%
# of Real Properties
10.6K

Residential Property Taxes by Cities in Sumter County

Sumter County has an average property tax rate of 1.31%, which is slightly lower than the national average of 1.34%. This rate is applied to all properties in the county, regardless of location. However, the effective property tax rate can vary significantly across the cities in Sumter County. The city of Plains has the highest effective property tax rate at 1.41%, while the city of Cobb has the lowest effective property tax rate at 1.3%. This means that property owners in Plains will pay a higher property tax bill than those in Cobb. Overall, Sumter County has a relatively low property tax rate compared to other counties in the state, making it an attractive option for those looking to purchase property in the area.

Tax Assessment Value

The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of property assessment value in each city in Sumter County. The tax assessment value may differ from the potential sale value, and is used to calculate the property tax for each piece of real estate.

City10th Percentile25th PercentileMedian75th Percentile90th Percentile
Americus$20,700$37,100$57,000$109,300$175,436
Andersonville$9,300$19,650$43,400$88,365$183,654
Cobb$21,551$67,425$157,020$242,978$324,146
Leslie$12,800$32,125$54,720$99,568$186,745
Plains$13,560$30,530$54,190$100,240$192,448

Property Tax Bill

This table shows the percentiles of actual property tax paid on residential properties for each city in Sumter County.

City10th Percentile25th PercentileMedian75th Percentile90th Percentile
Americus$253$465$802$1,457$2,403
Andersonville$225$431$795$1,373$2,373
Cobb$358$993$2,195$3,272$4,304
Leslie$198$465$924$1,435$2,304
Plains$270$628$986$1,538$2,429

Effective Property Tax Rate

The effective property tax rate is calculated by dividing the property tax bill by the assessed value. For the percentiles below, the calculation is performed using the percentiles for property tax bill and assessed value above. Therefore, each consecutive percentile doesn't necessarily show a larger value.

City10th Percentile25th PercentileMedian75th Percentile90th Percentile
Americus 1.22% 1.25% 1.41% 1.33% 1.37%
Andersonville 2.42% 2.19% 1.83% 1.55% 1.29%
Cobb 1.66% 1.47% 1.40% 1.35% 1.33%
Leslie 1.55% 1.45% 1.69% 1.44% 1.23%
Plains 1.99% 2.06% 1.82% 1.53% 1.26%

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Real Estate Values in Sumter County

Home prices in Sumter County, Georgia have remained relatively stable from October 2022 to October 2023, with the median home price staying at $475.0K. However, the home inventory has increased significantly, from 10 homes in October 2022 to 16 homes in October 2023. This suggests that the demand for homes in Sumter County is increasing, which could lead to an increase in home prices in the future.

Median Sale Value
$475.0K
Total Active Listings
16

Average Home Value in Sumter County, Georgia

Last updated: November 2023

Percent Change in Total Home Sales in Sumter County

Last updated: November 2023

Percent Change in New Home Listings in Sumter County

Last updated: November 2023

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Ownwell will evaluate your property tax assessment, build a case, and file an appeal. With our Savings-or-Free guarantee, only pay 25% of your property tax bill savings!

Mortgage Rates in Sumter County

Sumter County has a total of $113.3M in outstanding home mortgage loans. This represents 916 outstanding loans, which is a significant amount of money for the county. The median mortgage rate in Sumter County is 4.3%, which is slightly higher than the national average of 4.1%. However, there is a significant variation in rates across the county, with Andersonville having the highest median mortgage rate at 4.3%, and Cobb having the lowest at 4.0%. This variation in rates can have a significant impact on the total amount of money that homeowners in Sumter County will pay for their mortgages. On average, homeowners in Sumter County will pay around 8.5% of their total home value in mortgage payments, which is slightly higher than the national average of 8.2%.

# of Outstanding Loans
916
Total Outstanding Loan Amount
$113.3M
Properties with Loans
8.63%

Outstanding Mortgages

The table below shows the percentile distribution of outstanding loans on residential properties in Sumter County by city.

City10th Percentile25th PercentileMedian75th Percentile90th Percentile
Americus$25,567$49,756$90,443$136,510$193,723
Andersonville$17,195$55,575$117,665$201,103$306,957
Cobb$16,027$73,629$138,996$211,432$286,244
Leslie$13,938$42,256$73,474$108,462$423,460
Plains$20,625$43,165$82,741$156,107$255,843

Mortgage Rates

The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of mortgage rates in cities across Sumter County.

City10th Percentile25th PercentileMedian75th Percentile90th Percentile
Americus 2.90% 3.57% 4.12% 5.01% 6.17%
Andersonville 2.94% 3.43% 4.30% 5.50% 6.30%
Cobb 2.95% 3.38% 4.00% 4.57% 6.11%
Leslie 2.98% 3.73% 4.14% 5.37% 6.11%
Plains 2.90% 3.54% 4.00% 5.14% 6.21%

Housing Expenses in Sumter County, Georgia

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Frequently asked questions

We currently operate in Texas, California, Washington, Georgia, Florida and Illinois.
We use a private national data provider that cross-references with county recorder's offices to verify ownership. If in the event our system is unable to verify the property, our team will take further steps to investigate ownership and reach out to the customer for confirmation.
Our success rate varies across geographies; however, in any given year, we typically win more than 70% of our cases, saving clients an average of $1,457 on their property taxes.
Yes, in the market areas we serve, we have a dedicated Property Tax Consultant that is physically present in the market they are servicing. The specialist assigned to your property has the necessary geographical competence to provide exemplary service!
The average property tax rate in Sumter County is 1.31%.
The following exemptions and discounts are available in Sumter County: Charitable, Disabled, Homestead and Senior

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