Real Estate Values and Property Tax Valuation in Stewart County, Georgia

Stewart County has a total of 1,630 properties with a cumulative value of $131.5M. This accounts for 0.02% of all real estate value in Georgia. Property taxes in Stewart County totaled $1.7M, with the average homeowner paying $1,029 in property taxes, which is significantly lower than the state average of $2,360. The average property tax rate in Stewart County is 1.27%, while the state average is 1.00%. Property taxes are calculated based on the assessed value of the property.

The property tax timeline in Georgia begins on January 1st, when the property values are assessed. Property value notices are then issued between April and July, and property owners have 30 to 45 days after the notices are mailed to file an appeal. Finally, property tax bills are issued on September 1st.

Important Dates
Property Valuation Date:January 1st
Property Value Notices Issued:April - July
Property Tax Appeal Deadline:30 to 45 days after notices mailed
Property Tax Bills Issued:September 1st
Real Property Tax Bill Due (1st of #):May - December, Varies by jurisdiction, Fulton County - October 15th
Available Exemptions
SeniorAvailable
DisabledAvailable
HomesteadAvailable
VeteranAvailable
Solar/WindNot Available
CharitableAvailable

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Real Estate Statistics in Stewart County

Total Real Estate Value
$131.5M
Total Real Property Taxes
$1.7M
Average Property Tax Rate
1.27%
# of Real Properties
1.6K

Residential Property Taxes by Cities in Stewart County

Stewart County has an average property tax rate of 1.27%, which is slightly lower than the average rate for the state of Georgia. This rate is applied to the assessed value of a property to calculate the amount of taxes due. Property taxes in Stewart County are used to fund local services such as schools, police and fire departments, and other public services.

Property tax rates in Stewart County vary across the cities, with Richland having the highest effective rate of 1.41%, and Lumpkin having the lowest rate of 1.29%. This difference in rates can have a significant impact on the amount of taxes due, with those living in Richland paying more than those living in Lumpkin. Despite the differences in rates, the average property tax bill in Stewart County is still relatively low at $1,029.

Tax Assessment Value

The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of property assessment value in each city in Stewart County. The tax assessment value may differ from the potential sale value, and is used to calculate the property tax for each piece of real estate.

City10th Percentile25th PercentileMedian75th Percentile90th Percentile
Lumpkin$12,030$22,760$39,500$75,700$135,600
Richland$12,330$24,650$37,530$69,360$132,900

Property Tax Bill

This table shows the percentiles of actual property tax paid on residential properties for each city in Stewart County.

City10th Percentile25th PercentileMedian75th Percentile90th Percentile
Lumpkin$167$326$585$1,044$1,796
Richland$214$392$634$1,123$1,711

Effective Property Tax Rate

The effective property tax rate is calculated by dividing the property tax bill by the assessed value. For the percentiles below, the calculation is performed using the percentiles for property tax bill and assessed value above. Therefore, each consecutive percentile doesn't necessarily show a larger value.

City10th Percentile25th PercentileMedian75th Percentile90th Percentile
Lumpkin 1.39% 1.43% 1.48% 1.38% 1.32%
Richland 1.74% 1.59% 1.69% 1.62% 1.29%

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Real Estate Values in Stewart County

Home prices in Stewart County, Georgia have remained relatively stable over the past year, with no change in median home price from October 2022 to October 2023. However, the home inventory in the county has increased significantly, from 2 homes in October 2022 to 6 homes in October 2023. This suggests that the housing market in Stewart County is becoming more competitive, with more homes available for buyers.

Total Active Listings
6

Average Home Value in Stewart County, Georgia

Last updated: November 2023

Percent Change in Total Home Sales in Stewart County

Last updated: November 2023

Percent Change in New Home Listings in Stewart County

Last updated: November 2023

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Ownwell will evaluate your property tax assessment, build a case, and file an appeal. With our Savings-or-Free guarantee, only pay 25% of your property tax bill savings!

Mortgage Rates in Stewart County

Stewart County has a total of $10.5M in outstanding home mortgage loans. This represents 121 loans, which is a significant amount of money for the county. The median mortgage rate in Stewart County varies across cities, with the highest rate being 4.36% in Richland and the lowest rate being 3.92% in Lumpkin. This variation in rates can have a significant impact on the total amount of money that homeowners in Stewart County will pay for their mortgages. On average, the total amount of money that homeowners in Stewart County will pay for their mortgages is approximately 8.5% of the total home value. This is a relatively high percentage, but it is important to remember that the rate can vary significantly depending on the city in which the home is located.

# of Outstanding Loans
121
Total Outstanding Loan Amount
$10.5M
Properties with Loans
7.42%

Outstanding Mortgages

The table below shows the percentile distribution of outstanding loans on residential properties in Stewart County by city.

City10th Percentile25th PercentileMedian75th Percentile90th Percentile
Lumpkin$11,101$30,551$64,910$123,064$195,485
Richland$9,812$30,544$53,619$91,708$173,156

Mortgage Rates

The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of mortgage rates in cities across Stewart County.

City10th Percentile25th PercentileMedian75th Percentile90th Percentile
Lumpkin 2.80% 3.56% 3.92% 4.46% 6.11%
Richland 3.13% 3.63% 4.36% 5.88% 6.16%

Housing Expenses in Stewart County, Georgia

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  4. When we save you money our fee is just 25% of your savings. If you don't save, you don't pay. We will continue to monitor your property taxes every year to ensure that you never overpay or have to worry about your property taxes again.

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Frequently asked questions

We currently operate in Texas, California, Washington, Georgia, Florida and Illinois.
We use a private national data provider that cross-references with county recorder's offices to verify ownership. If in the event our system is unable to verify the property, our team will take further steps to investigate ownership and reach out to the customer for confirmation.
Our success rate varies across geographies; however, in any given year, we typically win more than 70% of our cases, saving clients an average of $1,457 on their property taxes.
Yes, in the market areas we serve, we have a dedicated Property Tax Consultant that is physically present in the market they are servicing. The specialist assigned to your property has the necessary geographical competence to provide exemplary service!
The average property tax rate in Stewart County is 1.27%.
The following exemptions and discounts are available in Stewart County: Charitable, Disabled, Homestead and Senior

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