Average Tax Assessment in Stephens County
Real Estate Values and Property Tax Valuation in Stephens County, Georgia
Stephens County has 8,937 properties with a cumulative value of $1.0B. This represents 0.13% of all real estate value in Georgia. Property taxes in Stephens County totaled $11.0M, with an average homeowner paying $1,236 in property taxes, which is lower than the state average of $2,360. The average property tax rate in Stephens County is 1.07%, higher than the state average of 1.00%. Properties are valued for tax purposes based on their fair market value.
The property tax timeline in Georgia begins on January 1st, when the property values are assessed. Property value notices are then issued between April and July, and property owners have 30 to 45 days after the notices are mailed to file an appeal. Finally, property tax bills are issued on September 1st.
Updated November 01, 2023
| Important Links | |
|---|---|
| Stephens Appraisal District | (254) 559-8233 |
| Stephens Clerk | (254) 559-3700 |
| TexasFile Clerk Records | - |
| Stephens Assessor | (706) 886-7435 |
| Important Dates | |
|---|---|
| Property Valuation Date: | January 1st |
| Property Value Notices Issued: | April - July |
| Property Tax Appeal Deadline: | 30 to 45 days after notices mailed |
| Property Tax Bills Issued: | September 1st |
| Real Property Tax Bill Due (1st of #): | May - December, Varies by jurisdiction, Fulton County - October 15th |
| Available Exemptions | |
|---|---|
| Senior | Available |
| Disabled | Available |
| Homestead | Available |
| Veteran | Available |
| Solar/Wind | Not Available |
| Charitable | Available |
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Real Estate Statistics in Stephens County
Residential Property Taxes by Cities in Stephens County
Stephens County has an average property tax rate of 1.07%, which is slightly lower than the state average of 1.07%. This rate is applied to all properties in the county, regardless of location. However, the effective property tax rate can vary significantly from city to city. The city of Martin has the highest effective property tax rate at 1.13%, while the city of Eastanollee has the lowest effective property tax rate at 1.01%. This means that property owners in Martin will pay more in taxes than those in Eastanollee.
Overall, Stephens County has a relatively low property tax rate compared to other counties in the state. However, it is important to note that the effective property tax rate can vary significantly from city to city. Property owners should research the effective property tax rate in their city before making any decisions about purchasing or selling property in Stephens County.
Tax Assessment Value
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of property assessment value in each city in Stephens County. The tax assessment value may differ from the potential sale value, and is used to calculate the property tax for each piece of real estate.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Eastanollee | $28,470 | $51,875 | $84,626 | $135,025 | $183,174 |
| Martin | $25,689 | $50,827 | $127,548 | $255,060 | $360,382 |
| Toccoa | $26,888 | $49,658 | $83,582 | $135,698 | $213,733 |
Property Tax Bill
This table shows the percentiles of actual property tax paid on residential properties for each city in Stephens County.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Eastanollee | $219 | $474 | $834 | $1,343 | $1,964 |
| Martin | $234 | $523 | $1,253 | $2,919 | $4,338 |
| Toccoa | $231 | $476 | $872 | $1,419 | $2,398 |
Effective Property Tax Rate
The effective property tax rate is calculated by dividing the property tax bill by the assessed value. For the percentiles below, the calculation is performed using the percentiles for property tax bill and assessed value above. Therefore, each consecutive percentile doesn't necessarily show a larger value.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Eastanollee | 0.77% | 0.91% | 0.99% | 0.99% | 1.07% |
| Martin | 0.91% | 1.03% | 0.98% | 1.14% | 1.20% |
| Toccoa | 0.86% | 0.96% | 1.04% | 1.05% | 1.12% |
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Real Estate Values in Stephens County
The data from Redfin shows that home prices in Stephens County, Georgia have increased significantly from October 2022 to October 2023. The median home price rose by 39.69%, from $157.7K to $220.2K. At the same time, the home inventory decreased from 89 to 81, indicating that demand for homes in Stephens County is high. This suggests that the housing market in Stephens County is strong and that home prices are likely to continue to rise in the near future.
Average Home Value in Stephens County, Georgia
Last updated: November 2023
Percent Change in Total Home Sales in Stephens County
Last updated: November 2023
Percent Change in New Home Listings in Stephens County
Last updated: November 2023
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Mortgage Rates in Stephens County
Stephens County has a total of $261.2M in outstanding home mortgage loans. This represents approximately 2,000 loans, or about 8.5% of the total home value in the county. The median mortgage rate in Stephens County varies across cities, with Eastanollee having the highest rate at 4.1% and Martin having the lowest rate at 3.92%. This variation in rates can be attributed to the local economic conditions in each city, as well as the availability of lenders and the types of loans offered.
Overall, Stephens County has a relatively high amount of outstanding home mortgage loans, and the variation in rates across cities can be beneficial for borrowers looking to get the best deal on their loan. It is important for potential borrowers to research the local market and compare rates to ensure they are getting the best deal possible.
Outstanding Mortgages
The table below shows the percentile distribution of outstanding loans on residential properties in Stephens County by city.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Eastanollee | $40,518 | $60,156 | $96,766 | $143,996 | $198,225 |
| Martin | $50,292 | $92,757 | $157,121 | $237,444 | $369,078 |
| Toccoa | $41,201 | $67,549 | $102,813 | $158,145 | $222,442 |
Mortgage Rates
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of mortgage rates in cities across Stephens County.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Eastanollee | 2.90% | 3.43% | 4.10% | 4.75% | 5.89% |
| Martin | 2.90% | 3.40% | 3.92% | 4.50% | 5.60% |
| Toccoa | 2.80% | 3.38% | 3.95% | 4.62% | 5.77% |
Housing Expenses in Stephens County, Georgia
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