Real Estate Values and Property Tax Valuation in McDuffie County, Georgia

McDuffie County has 6,307 properties with a cumulative value of $896.5M, representing 0.11% of all real estate value in Georgia. The total property taxes collected in McDuffie County is $8.1M, with an average property tax rate of 0.91%, lower than the state average of 1.00%. The average McDuffie County homeowner pays $1,294 in property taxes compared to the state average of $2,360. Property taxes are based on the assessed value of the property, which is typically lower than the market value.

The property tax timeline in Georgia begins on January 1st, when the property values are assessed. Property value notices are then issued between April and July, and property owners have 30 to 45 days after the notices are mailed to file an appeal. Finally, property tax bills are issued on September 1st.

Important Dates
Property Valuation Date:January 1st
Property Value Notices Issued:April - July
Property Tax Appeal Deadline:30 to 45 days after notices mailed
Property Tax Bills Issued:September 1st
Real Property Tax Bill Due (1st of #):May - December, Varies by jurisdiction, Fulton County - October 15th
Available Exemptions
SeniorAvailable
DisabledAvailable
HomesteadAvailable
VeteranAvailable
Solar/WindNot Available
CharitableAvailable

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Real Estate Statistics in McDuffie County

Total Real Estate Value
$896.5M
Total Real Property Taxes
$8.1M
Average Property Tax Rate
0.91%
# of Real Properties
6.3K

Residential Property Taxes by Cities in McDuffie County

McDuffie County has an average property tax rate of 0.91%, which is slightly lower than the state average of 0.93%. This rate is applied to the assessed value of a property to calculate the amount of taxes due. Property taxes in McDuffie County are collected by the county government and used to fund public services such as schools, roads, and public safety.

Property tax rates in McDuffie County vary across the cities. Thomson has the highest effective property tax rate at 0.92%, while Dearing has the lowest at 0.87%. The difference in rates is due to the varying assessed values of properties in each city. Property owners in Thomson will pay more in taxes than those in Dearing, even if their properties have the same assessed value.

Tax Assessment Value

The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of property assessment value in each city in McDuffie County. The tax assessment value may differ from the potential sale value, and is used to calculate the property tax for each piece of real estate.

City10th Percentile25th PercentileMedian75th Percentile90th Percentile
Dearing$36,479$67,388$107,021$170,450$259,961
Thomson$39,611$66,214$101,944$171,191$261,657

Property Tax Bill

This table shows the percentiles of actual property tax paid on residential properties for each city in McDuffie County.

City10th Percentile25th PercentileMedian75th Percentile90th Percentile
Dearing$198$525$962$1,571$2,476
Thomson$280$594$1,029$1,743$2,586

Effective Property Tax Rate

The effective property tax rate is calculated by dividing the property tax bill by the assessed value. For the percentiles below, the calculation is performed using the percentiles for property tax bill and assessed value above. Therefore, each consecutive percentile doesn't necessarily show a larger value.

City10th Percentile25th PercentileMedian75th Percentile90th Percentile
Dearing 0.54% 0.78% 0.90% 0.92% 0.95%
Thomson 0.71% 0.90% 1.01% 1.02% 0.99%

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Real Estate Values in McDuffie County

The median home price in McDuffie County, Georgia has seen a significant increase of 43.58% from October 2022 to October 2023, rising from $148.0K to $212.5K. This is indicative of a strong housing market in the area, with demand for homes outstripping the available inventory. The home inventory in McDuffie County has decreased slightly from 50 in October 2022 to 49 in October 2023, further indicating a strong housing market.

Median Sale Value
$212.5K
Total Active Listings
49
Annual percent change in median sale price
43.58%

Average Home Value in McDuffie County, Georgia

Last updated: November 2023

Percent Change in Total Home Sales in McDuffie County

Last updated: November 2023

Percent Change in New Home Listings in McDuffie County

Last updated: November 2023

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Ownwell will evaluate your property tax assessment, build a case, and file an appeal. With our Savings-or-Free guarantee, only pay 25% of your property tax bill savings!

Mortgage Rates in McDuffie County

McDuffie County has a total outstanding loan amount of $157.0M across home mortgages. This represents 1.2K outstanding loans in the county. The median mortgage rate in the county varies across cities, with the highest median rate being 4.4% in Dearing and the lowest being 4.03% in Thomson. This variation in rates across cities is indicative of the competitive nature of the mortgage market in McDuffie County.

The total outstanding loan amount of $157.0M across home mortgages in McDuffie County represents approximately 8.5% of the total home value in the county. This indicates that the mortgage market in McDuffie County is healthy and that there is a significant amount of activity in the market. The variation in rates across cities also suggests that there is a wide range of options available to potential homebuyers in McDuffie County.

# of Outstanding Loans
1.2K
Total Outstanding Loan Amount
$157.0M
Properties with Loans
19.11%

Outstanding Mortgages

The table below shows the percentile distribution of outstanding loans on residential properties in McDuffie County by city.

City10th Percentile25th PercentileMedian75th Percentile90th Percentile
Dearing$40,195$66,219$116,825$159,204$229,044
Thomson$49,081$72,675$108,977$163,284$233,143

Mortgage Rates

The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of mortgage rates in cities across McDuffie County.

City10th Percentile25th PercentileMedian75th Percentile90th Percentile
Dearing 3.10% 3.73% 4.40% 5.57% 6.21%
Thomson 2.90% 3.48% 4.03% 5.02% 6.20%

Housing Expenses in McDuffie County, Georgia

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  4. When we save you money our fee is just 25% of your savings. If you don't save, you don't pay. We will continue to monitor your property taxes every year to ensure that you never overpay or have to worry about your property taxes again.

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Frequently asked questions

We currently operate in Texas, California, Washington, Georgia, Florida and Illinois.
We use a private national data provider that cross-references with county recorder's offices to verify ownership. If in the event our system is unable to verify the property, our team will take further steps to investigate ownership and reach out to the customer for confirmation.
Our success rate varies across geographies; however, in any given year, we typically win more than 70% of our cases, saving clients an average of $1,457 on their property taxes.
Yes, in the market areas we serve, we have a dedicated Property Tax Consultant that is physically present in the market they are servicing. The specialist assigned to your property has the necessary geographical competence to provide exemplary service!
The average property tax rate in McDuffie County is 0.91%.
The following exemptions and discounts are available in McDuffie County: Charitable, Disabled, Homestead and Senior

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