Real Estate Values and Property Tax Valuation in Hart County, Georgia

Hart County has 11,240 properties with a cumulative value of $2.1B, representing 0.26% of all real estate value in Georgia. The average property tax rate in Hart County is 0.67%, which is lower than the state average of 1.00%. Property taxes in Hart County totaled $13.9M, with the average homeowner paying $1,234 in property taxes compared to the state average of $2,360. Property taxes are based on the assessed value of the property, which is typically lower than the market value.

The property tax timeline in Georgia begins on January 1st, when the property values are assessed. Property value notices are then issued between April and July, and property owners have 30 to 45 days after the notices are mailed to file an appeal. Finally, property tax bills are issued on September 1st.

Important Dates
Property Valuation Date:January 1st
Property Value Notices Issued:April - July
Property Tax Appeal Deadline:30 to 45 days after notices mailed
Property Tax Bills Issued:September 1st
Real Property Tax Bill Due (1st of #):May - December, Varies by jurisdiction, Fulton County - October 15th
Available Exemptions
SeniorAvailable
DisabledAvailable
HomesteadAvailable
VeteranAvailable
Solar/WindNot Available
CharitableAvailable

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Real Estate Statistics in Hart County

Total Real Estate Value
$2.1B
Total Real Property Taxes
$13.9M
Average Property Tax Rate
0.67%
# of Real Properties
11.2K

Residential Property Taxes by Cities in Hart County

Hart County has an average property tax rate of 0.67%, which is slightly lower than the state average of 0.68%. Property taxes in Hart County are collected by the county government and are used to fund local services such as schools, public safety, and infrastructure. Property taxes are calculated based on the assessed value of a property, and the rate can vary from city to city. The city of Lavonia has the highest effective property tax rate in Hart County at 0.69%, while the city of Canon has the lowest effective property tax rate at 0.59%. This means that property owners in Lavonia will pay more in taxes than those in Canon. Overall, Hart County has a relatively low property tax rate compared to other counties in the state, making it an attractive place to live for those looking for a lower tax burden.

Tax Assessment Value

The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of property assessment value in each city in Hart County. The tax assessment value may differ from the potential sale value, and is used to calculate the property tax for each piece of real estate.

City10th Percentile25th PercentileMedian75th Percentile90th Percentile
Bowersville$25,752$47,404$94,436$178,578$313,111
Canon$27,305$51,108$123,398$207,618$341,997
Hartwell$30,053$62,127$138,828$267,360$408,576
Lavonia$53,072$113,327$201,552$330,614$446,433
Royston$26,677$48,510$107,434$182,620$290,508

Property Tax Bill

This table shows the percentiles of actual property tax paid on residential properties for each city in Hart County.

City10th Percentile25th PercentileMedian75th Percentile90th Percentile
Bowersville$136$295$588$1,082$1,831
Canon$144$317$735$1,291$1,942
Hartwell$181$391$931$1,835$2,902
Lavonia$279$698$1,385$2,337$3,144
Royston$157$317$699$1,261$1,862

Effective Property Tax Rate

The effective property tax rate is calculated by dividing the property tax bill by the assessed value. For the percentiles below, the calculation is performed using the percentiles for property tax bill and assessed value above. Therefore, each consecutive percentile doesn't necessarily show a larger value.

City10th Percentile25th PercentileMedian75th Percentile90th Percentile
Bowersville 0.53% 0.62% 0.62% 0.61% 0.58%
Canon 0.53% 0.62% 0.60% 0.62% 0.57%
Hartwell 0.60% 0.63% 0.67% 0.69% 0.71%
Lavonia 0.53% 0.62% 0.69% 0.71% 0.70%
Royston 0.59% 0.65% 0.65% 0.69% 0.64%

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Real Estate Values in Hart County

The median home price in Hart County, Georgia decreased by 12.34% from October 2022 to October 2023, from $587.5K to $515.0K. This decrease in home prices was accompanied by an increase in home inventory, from 102 in October 2022 to 106 in October 2023. This suggests that the housing market in Hart County is becoming more competitive, with more homes available for buyers to choose from.

Median Sale Value
$515.0K
Total Active Listings
106
Annual percent change in median sale price
-12.34%

Average Home Value in Hart County, Georgia

Last updated: November 2023

Percent Change in Total Home Sales in Hart County

Last updated: November 2023

Percent Change in New Home Listings in Hart County

Last updated: November 2023

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Ownwell will evaluate your property tax assessment, build a case, and file an appeal. With our Savings-or-Free guarantee, only pay 25% of your property tax bill savings!

Mortgage Rates in Hart County

Hart County has a total of $929.8M in outstanding home mortgage loans, with approximately 2.4K loans in total. This represents a significant portion of the total home value in the county, indicating that mortgages are a popular form of financing for Hart County residents.

The median mortgage rate in Hart County varies across cities, with Canon having the highest rate of 4.13% and Lavonia having the lowest rate of 3.88%. This difference in rates indicates that there is a wide range of options for Hart County residents when it comes to financing their homes. With such a wide range of rates available, it is important for potential home buyers to shop around and compare rates to ensure they are getting the best deal possible.

# of Outstanding Loans
2.4K
Total Outstanding Loan Amount
$929.8M
Properties with Loans
21.38%

Outstanding Mortgages

The table below shows the percentile distribution of outstanding loans on residential properties in Hart County by city.

City10th Percentile25th PercentileMedian75th Percentile90th Percentile
Bowersville$39,544$57,608$99,690$169,717$233,565
Canon$42,254$74,395$121,810$187,150$286,839
Hartwell$47,608$83,330$146,264$232,221$349,157
Lavonia$62,144$101,083$166,636$246,604$386,840
Royston$46,485$84,672$114,822$179,762$245,210

Mortgage Rates

The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of mortgage rates in cities across Hart County.

City10th Percentile25th PercentileMedian75th Percentile90th Percentile
Bowersville 2.90% 3.46% 3.93% 4.76% 6.16%
Canon 2.90% 3.42% 4.13% 4.80% 6.12%
Hartwell 2.90% 3.38% 3.94% 4.60% 5.86%
Lavonia 2.89% 3.21% 3.88% 4.60% 5.68%
Royston 2.90% 3.40% 3.90% 4.61% 5.78%

Housing Expenses in Hart County, Georgia

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Frequently asked questions

We currently operate in Texas, California, Washington, Georgia, Florida and Illinois.
We use a private national data provider that cross-references with county recorder's offices to verify ownership. If in the event our system is unable to verify the property, our team will take further steps to investigate ownership and reach out to the customer for confirmation.
Our success rate varies across geographies; however, in any given year, we typically win more than 70% of our cases, saving clients an average of $1,457 on their property taxes.
Yes, in the market areas we serve, we have a dedicated Property Tax Consultant that is physically present in the market they are servicing. The specialist assigned to your property has the necessary geographical competence to provide exemplary service!
The average property tax rate in Hart County is 0.67%.
The following exemptions and discounts are available in Hart County: Charitable, Disabled, Homestead and Senior

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