Average Tax Assessment in Grady County
Real Estate Values and Property Tax Valuation in Grady County, Georgia
Grady County has 8,077 properties with a cumulative value of $1.0B, representing 0.13% of all real estate value in Georgia. The total property taxes collected in Grady County is $11.7M, with an average property tax rate of 1.12% and an average homeowner paying $1,443 in property taxes compared to the state average of $2,360. Property taxes are based on the assessed value of the property, which is determined by the local tax assessor.
The property tax timeline in Georgia begins on January 1st, when the property values are assessed. Property value notices are then issued between April and July, and property owners have 30 to 45 days after the notices are mailed to file an appeal. Finally, property tax bills are issued on September 1st.
Updated November 01, 2023
| Important Links | |
|---|---|
| Grady Clerk of Court | (229) 377-2912 |
| Grady Treasurer | (405) 224-5337 |
| Important Dates | |
|---|---|
| Property Valuation Date: | January 1st |
| Property Value Notices Issued: | April - July |
| Property Tax Appeal Deadline: | 30 to 45 days after notices mailed |
| Property Tax Bills Issued: | September 1st |
| Real Property Tax Bill Due (1st of #): | May - December, Varies by jurisdiction, Fulton County - October 15th |
| Available Exemptions | |
|---|---|
| Senior | Available |
| Disabled | Available |
| Homestead | Available |
| Veteran | Available |
| Solar/Wind | Not Available |
| Charitable | Available |
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Real Estate Statistics in Grady County
Residential Property Taxes by Cities in Grady County
Grady County has an average property tax rate of 1.12%, which is slightly lower than the national average of 1.19%. This rate is applied to all properties in the county, regardless of location. However, the effective property tax rate can vary significantly from city to city. For example, Cairo has the highest effective property tax rate in the county at 1.2%, while Pelham has the lowest at 0.95%. This means that property owners in Cairo will pay more in taxes than those in Pelham.
Overall, Grady County has a relatively low property tax rate compared to other counties in the state. However, it is important to note that the effective rate can vary significantly from city to city. Property owners should research the effective rate in their city before making any decisions about their taxes.
Tax Assessment Value
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of property assessment value in each city in Grady County. The tax assessment value may differ from the potential sale value, and is used to calculate the property tax for each piece of real estate.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Cairo | $21,816 | $43,004 | $83,475 | $141,314 | $225,961 |
| Ochlocknee | $34,581 | $54,154 | $110,758 | $190,882 | $243,039 |
| Pelham | $32,318 | $57,957 | $113,181 | $188,493 | $286,808 |
| Thomasville | $56,728 | $117,312 | $194,678 | $294,228 | $485,499 |
| Whigham | $30,465 | $53,015 | $103,726 | $181,503 | $298,724 |
Property Tax Bill
This table shows the percentiles of actual property tax paid on residential properties for each city in Grady County.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Cairo | $266 | $535 | $1,088 | $1,768 | $2,716 |
| Ochlocknee | $341 | $584 | $1,211 | $2,113 | $2,762 |
| Pelham | $336 | $615 | $1,190 | $1,910 | $2,656 |
| Thomasville | $616 | $1,245 | $2,115 | $3,240 | $4,781 |
| Whigham | $324 | $577 | $1,136 | $1,865 | $2,751 |
Effective Property Tax Rate
The effective property tax rate is calculated by dividing the property tax bill by the assessed value. For the percentiles below, the calculation is performed using the percentiles for property tax bill and assessed value above. Therefore, each consecutive percentile doesn't necessarily show a larger value.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Cairo | 1.22% | 1.24% | 1.30% | 1.25% | 1.20% |
| Ochlocknee | 0.99% | 1.08% | 1.09% | 1.11% | 1.14% |
| Pelham | 1.04% | 1.06% | 1.05% | 1.01% | 0.93% |
| Thomasville | 1.09% | 1.06% | 1.09% | 1.10% | 0.98% |
| Whigham | 1.06% | 1.09% | 1.10% | 1.03% | 0.92% |
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Real Estate Values in Grady County
Home prices in Grady County, Georgia have seen a significant increase of 23.13% from October 2022 to October 2023. This is likely due to the decrease in home inventory, which dropped from 4 homes in October 2022 to 15 homes in October 2023. This indicates that demand for homes in Grady County is increasing, driving up prices.
Average Home Value in Grady County, Georgia
Last updated: November 2023
Percent Change in Total Home Sales in Grady County
Last updated: November 2023
Percent Change in New Home Listings in Grady County
Last updated: November 2023
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Mortgage Rates in Grady County
Grady County has an outstanding loan amount of $145.6 million across its home mortgages. This amount is equivalent to 1.2 thousand outstanding loans in the county. The median mortgage rate in Grady County varies across its cities, with Cairo having the highest median mortgage rate of 4.11%, and Pelham having the lowest median mortgage rate of 3.92%. This variation in mortgage rates across cities in Grady County is indicative of the different economic conditions in the county.
The total outstanding loan amount of $145.6 million across home mortgages in Grady County is equivalent to approximately 8.5% of the total home value in the county. This percentage is slightly higher than the national average of 8.2%, indicating that Grady County has a higher rate of mortgage debt than the rest of the country. The variation in mortgage rates across cities in Grady County is indicative of the different economic conditions in the county, with some cities having higher mortgage rates than others.
Outstanding Mortgages
The table below shows the percentile distribution of outstanding loans on residential properties in Grady County by city.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Cairo | $32,221 | $57,871 | $94,585 | $142,549 | $203,467 |
| Ochlocknee | $37,534 | $72,478 | $117,955 | $177,941 | $244,724 |
| Pelham | $29,429 | $57,559 | $97,042 | $165,097 | $225,261 |
| Thomasville | $62,223 | $93,715 | $160,762 | $222,585 | $269,889 |
| Whigham | $42,762 | $68,980 | $99,761 | $140,862 | $218,512 |
Mortgage Rates
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of mortgage rates in cities across Grady County.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Cairo | 2.90% | 3.50% | 4.11% | 5.12% | 6.20% |
| Ochlocknee | 2.90% | 3.39% | 4.01% | 4.97% | 6.14% |
| Pelham | 2.90% | 3.49% | 3.92% | 4.34% | 5.85% |
| Thomasville | 3.10% | 3.70% | 4.00% | 4.55% | 6.05% |
| Whigham | 2.90% | 3.43% | 4.04% | 4.78% | 5.96% |
Housing Expenses in Grady County, Georgia
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