Average Tax Assessment in Floyd County
Real Estate Values and Property Tax Valuation in Floyd County, Georgia
Floyd County has 31,994 properties with a cumulative value of $4.9B, representing 0.61% of all real estate value in Georgia. Property taxes in Floyd County totaled $53.6M, with the average homeowner paying $1,690 in property taxes, which is lower than the state average of $2,360. The average property tax rate in Floyd County is 1.09%, higher than the state average of 1.00%. Property taxes are calculated based on the assessed value of the property.
The property tax timeline in Georgia begins on January 1st, when the property values are assessed. Property value notices are then issued between April and July, and property owners have 30 to 45 days after the notices are mailed to file an appeal. Finally, property tax bills are issued on September 1st.
Updated November 01, 2023
| Important Links | |
|---|---|
| Floyd Clerk | (806) 983-4900 |
| TexasFile Clerk Records | - |
| Floyd Clerk of Circuit Court | (540) 745-9330 |
| Floyd Clerk of Court | (706) 291-5190 |
| Important Dates | |
|---|---|
| Property Valuation Date: | January 1st |
| Property Value Notices Issued: | April - July |
| Property Tax Appeal Deadline: | 30 to 45 days after notices mailed |
| Property Tax Bills Issued: | September 1st |
| Real Property Tax Bill Due (1st of #): | May - December, Varies by jurisdiction, Fulton County - October 15th |
| Available Exemptions | |
|---|---|
| Senior | Available |
| Disabled | Available |
| Homestead | Available |
| Veteran | Available |
| Solar/Wind | Not Available |
| Charitable | Available |
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Real Estate Statistics in Floyd County
Residential Property Taxes by Cities in Floyd County
Floyd County has an average property tax rate of 1.09%, which is slightly lower than the state average of 1.11%. This rate applies to all properties in the county, regardless of location. However, the effective property tax rate can vary significantly across the cities in Floyd County. For example, Rome has the highest effective property tax rate at 1.13%, while Cave Spring has the lowest at 0.89%. This means that property owners in Rome will pay more in taxes than those in Cave Spring.
Overall, Floyd County has a relatively low property tax rate compared to other counties in the state. However, it is important to note that the effective property tax rate can vary significantly across the cities in the county. Property owners should research the effective property tax rate in their city before making any decisions about purchasing property in Floyd County.
Tax Assessment Value
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of property assessment value in each city in Floyd County. The tax assessment value may differ from the potential sale value, and is used to calculate the property tax for each piece of real estate.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Adairsville | $37,410 | $73,170 | $115,358 | $174,756 | $275,253 |
| Aragon | $36,902 | $72,854 | $124,260 | $195,856 | $307,786 |
| Armuchee | $51,456 | $94,501 | $153,347 | $229,878 | $333,727 |
| Cave Spring | $48,855 | $77,383 | $123,276 | $190,560 | $277,789 |
| Kingston | $43,628 | $79,973 | $151,792 | $209,593 | $291,288 |
| Lindale | $34,300 | $53,668 | $95,492 | $142,708 | $198,481 |
| Rome | $39,432 | $70,694 | $118,015 | $189,402 | $304,477 |
| Silver Creek | $46,168 | $83,614 | $125,077 | $175,398 | $240,986 |
Property Tax Bill
This table shows the percentiles of actual property tax paid on residential properties for each city in Floyd County.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Adairsville | $258 | $567 | $1,087 | $1,706 | $2,816 |
| Aragon | $273 | $516 | $1,065 | $1,836 | $2,917 |
| Armuchee | $368 | $727 | $1,395 | $2,247 | $3,197 |
| Cave Spring | $323 | $642 | $1,160 | $1,843 | $2,624 |
| Kingston | $376 | $688 | $1,519 | $2,163 | $3,075 |
| Lindale | $305 | $504 | $931 | $1,436 | $2,101 |
| Rome | $379 | $722 | $1,278 | $2,196 | $3,539 |
| Silver Creek | $329 | $697 | $1,232 | $1,812 | $2,513 |
Effective Property Tax Rate
The effective property tax rate is calculated by dividing the property tax bill by the assessed value. For the percentiles below, the calculation is performed using the percentiles for property tax bill and assessed value above. Therefore, each consecutive percentile doesn't necessarily show a larger value.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Adairsville | 0.69% | 0.77% | 0.94% | 0.98% | 1.02% |
| Aragon | 0.74% | 0.71% | 0.86% | 0.94% | 0.95% |
| Armuchee | 0.72% | 0.77% | 0.91% | 0.98% | 0.96% |
| Cave Spring | 0.66% | 0.83% | 0.94% | 0.97% | 0.94% |
| Kingston | 0.86% | 0.86% | 1.00% | 1.03% | 1.06% |
| Lindale | 0.89% | 0.94% | 0.97% | 1.01% | 1.06% |
| Rome | 0.96% | 1.02% | 1.08% | 1.16% | 1.16% |
| Silver Creek | 0.71% | 0.83% | 0.98% | 1.03% | 1.04% |
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Real Estate Values in Floyd County
The data from Redfin shows that home prices in Floyd County, Georgia have increased significantly from October 2022 to October 2023, with a 22.35% increase in median home price. This indicates that the housing market in Floyd County is strong and that demand for housing is high. At the same time, the inventory of homes in Floyd County has decreased by 20.4%, suggesting that the demand for housing is outpacing the supply. This trend is likely to continue in the near future, as the demand for housing in Floyd County remains strong.
Average Home Value in Floyd County, Georgia
Last updated: November 2023
Percent Change in Total Home Sales in Floyd County
Last updated: November 2023
Percent Change in New Home Listings in Floyd County
Last updated: November 2023
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Mortgage Rates in Floyd County
Mortgages in Floyd County are a major part of the local economy, with a total outstanding loan amount of $1.7 billion across 8,400 home loans. This represents a significant portion of the total home value in the county, and demonstrates the importance of mortgages to the local housing market.
The median mortgage rate in Floyd County varies across cities, with Lindale having the highest rate at 4.16% and Cave Spring having the lowest rate at 3.92%. This variation in rates across cities can have a significant impact on the affordability of mortgages in the county, and can be a deciding factor for potential home buyers.
Outstanding Mortgages
The table below shows the percentile distribution of outstanding loans on residential properties in Floyd County by city.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Adairsville | $31,941 | $65,796 | $95,931 | $150,416 | $227,473 |
| Aragon | $40,537 | $68,584 | $104,508 | $169,271 | $250,259 |
| Armuchee | $57,995 | $86,030 | $123,135 | $181,460 | $277,627 |
| Cave Spring | $50,443 | $76,218 | $116,174 | $174,461 | $241,157 |
| Kingston | $69,807 | $101,270 | $133,860 | $197,268 | $289,147 |
| Lindale | $39,645 | $59,888 | $96,483 | $137,581 | $183,635 |
| Rome | $47,801 | $73,004 | $116,574 | $176,082 | $248,550 |
| Silver Creek | $49,919 | $73,467 | $112,152 | $151,501 | $221,805 |
Mortgage Rates
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of mortgage rates in cities across Floyd County.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Adairsville | 2.89% | 3.32% | 4.02% | 4.61% | 5.64% |
| Aragon | 2.96% | 3.50% | 4.12% | 4.50% | 5.74% |
| Armuchee | 3.00% | 3.50% | 4.10% | 4.94% | 5.99% |
| Cave Spring | 2.80% | 3.43% | 3.92% | 4.75% | 6.08% |
| Kingston | 2.90% | 3.56% | 4.00% | 5.02% | 6.17% |
| Lindale | 2.90% | 3.50% | 4.16% | 5.10% | 6.12% |
| Rome | 2.90% | 3.30% | 3.94% | 4.75% | 6.04% |
| Silver Creek | 2.90% | 3.50% | 4.10% | 4.92% | 6.08% |
Housing Expenses in Floyd County, Georgia
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