Real Estate Values and Property Tax Valuation in Fannin County, Georgia

Fannin County has a total of 17,480 properties with a cumulative value of $3.9B. This accounts for 0.48% of all real estate value in Georgia. Property taxes in Fannin County totaled $23.4M, with the average homeowner paying $1,339 in property taxes, which is lower than the state average of $2,360. The average property tax rate in Fannin County is 0.60%, while the state average is 1.00%. Property taxes are calculated based on the assessed value of the property.

The property tax timeline in Georgia begins on January 1st, when the property values are assessed. Property value notices are then issued between April and July, and property owners have 30 to 45 days after the notices are mailed to file an appeal. Finally, property tax bills are issued on September 1st.

Important Dates
Property Valuation Date:January 1st
Property Value Notices Issued:April - July
Property Tax Appeal Deadline:30 to 45 days after notices mailed
Property Tax Bills Issued:September 1st
Real Property Tax Bill Due (1st of #):May - December, Varies by jurisdiction, Fulton County - October 15th
Available Exemptions
SeniorAvailable
DisabledAvailable
HomesteadAvailable
VeteranAvailable
Solar/WindNot Available
CharitableAvailable

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Real Estate Statistics in Fannin County

Total Real Estate Value
$3.9B
Total Real Property Taxes
$23.4M
Average Property Tax Rate
0.60%
# of Real Properties
17.5K

Residential Property Taxes by Cities in Fannin County

Fannin County has an average property tax rate of 0.60%, which is slightly lower than the state average of 0.62%. This rate is applied to the assessed value of a property to calculate the amount of taxes due. Property taxes in Fannin County are collected by the county government and are used to fund local services such as schools, roads, and public safety.

Property tax rates in Fannin County vary across cities, with the highest effective rate being 1.03% in Morganton and the lowest being 0.46% in Epworth. Property taxes in Fannin County are generally lower than the state average, making it an attractive place to live for those looking to save on their taxes. However, it is important to consider the effective rate of each city when deciding where to live in Fannin County.

Tax Assessment Value

The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of property assessment value in each city in Fannin County. The tax assessment value may differ from the potential sale value, and is used to calculate the property tax for each piece of real estate.

City10th Percentile25th PercentileMedian75th Percentile90th Percentile
Blue Ridge$58,973$110,470$186,150$287,304$424,985
Cherry Log$79,318$125,136$185,238$281,688$427,727
Epworth$42,461$86,269$149,961$233,699$315,031
Mc Caysville$28,530$52,200$105,693$188,544$284,416
Mineral Bluff$47,656$102,926$180,622$276,821$376,610
Morganton$44,960$98,668$183,985$277,184$462,910
Suches$65,387$109,807$182,107$270,730$371,277

Property Tax Bill

This table shows the percentiles of actual property tax paid on residential properties for each city in Fannin County.

City10th Percentile25th PercentileMedian75th Percentile90th Percentile
Blue Ridge$195$489$887$1,459$2,184
Cherry Log$303$607$915$1,419$2,163
Epworth$106$320$662$1,105$1,587
Mc Caysville$77$194$449$890$1,343
Mineral Bluff$154$430$865$1,379$1,924
Morganton$166$412$861$1,406$2,171
Suches$286$529$887$1,344$1,826

Effective Property Tax Rate

The effective property tax rate is calculated by dividing the property tax bill by the assessed value. For the percentiles below, the calculation is performed using the percentiles for property tax bill and assessed value above. Therefore, each consecutive percentile doesn't necessarily show a larger value.

City10th Percentile25th PercentileMedian75th Percentile90th Percentile
Blue Ridge 0.33% 0.44% 0.48% 0.51% 0.51%
Cherry Log 0.38% 0.49% 0.49% 0.50% 0.51%
Epworth 0.25% 0.37% 0.44% 0.47% 0.50%
Mc Caysville 0.27% 0.37% 0.42% 0.47% 0.47%
Mineral Bluff 0.32% 0.42% 0.48% 0.50% 0.51%
Morganton 0.37% 0.42% 0.47% 0.51% 0.47%
Suches 0.44% 0.48% 0.49% 0.50% 0.49%

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Real Estate Values in Fannin County

The median home price in Fannin County, Georgia has increased by 11.34% from October 2022 to October 2023, from $485.0K to $540.0K. This is a significant increase in home prices in the area, indicating a strong housing market. The home inventory in Fannin County has also increased slightly, from 492 in October 2022 to 497 in October 2023. This suggests that there is a healthy supply of homes in the area, which is helping to keep prices stable. Overall, the data from Redfin indicates that the housing market in Fannin County is strong and growing.

Median Sale Value
$540.0K
Total Active Listings
497
Annual percent change in median sale price
11.34%

Average Home Value in Fannin County, Georgia

Last updated: November 2023

Percent Change in Total Home Sales in Fannin County

Last updated: November 2023

Percent Change in New Home Listings in Fannin County

Last updated: November 2023

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Mortgage Rates in Fannin County

Fannin County has a total of $1.0 billion in outstanding home mortgage loans. This is equivalent to 4.2 thousand loans, representing a significant portion of the total home value in the county. The median mortgage rate in Fannin County varies across cities, with Mc Caysville having the highest rate of 3.9%, while Suches has the lowest rate of 3.9%. This variation in rates across cities indicates that potential home buyers in Fannin County have a wide range of options when it comes to choosing the best mortgage rate for their needs.

Overall, the total outstanding loan amount across home mortgages in Fannin County is a significant portion of the total home value in the county. This indicates that the county is a popular destination for home buyers, as evidenced by the wide range of mortgage rates available to them. With the right research and comparison, potential home buyers in Fannin County can find the best mortgage rate for their needs.

# of Outstanding Loans
4.2K
Total Outstanding Loan Amount
$1.0B
Properties with Loans
24.23%

Outstanding Mortgages

The table below shows the percentile distribution of outstanding loans on residential properties in Fannin County by city.

City10th Percentile25th PercentileMedian75th Percentile90th Percentile
Blue Ridge$70,814$116,299$193,413$343,955$489,430
Cherry Log$89,904$140,577$218,568$371,668$543,502
Epworth$56,816$90,903$139,005$233,680$403,274
Mc Caysville$50,506$81,854$132,122$238,443$354,745
Mineral Bluff$67,511$115,320$184,401$296,361$467,764
Morganton$68,379$121,527$187,076$311,819$458,665
Suches$60,055$105,117$168,560$255,911$335,296

Mortgage Rates

The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of mortgage rates in cities across Fannin County.

City10th Percentile25th PercentileMedian75th Percentile90th Percentile
Blue Ridge 2.80% 3.10% 3.88% 4.44% 5.60%
Cherry Log 2.80% 3.10% 3.85% 4.32% 5.23%
Epworth 2.90% 3.42% 3.89% 4.60% 5.98%
Mc Caysville 2.90% 3.25% 3.90% 4.56% 5.63%
Mineral Bluff 2.80% 3.30% 3.89% 4.44% 5.69%
Morganton 2.80% 3.20% 3.85% 4.44% 5.72%
Suches 2.80% 3.20% 3.90% 4.39% 5.08%

Housing Expenses in Fannin County, Georgia

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  4. When we save you money our fee is just 25% of your savings. If you don't save, you don't pay. We will continue to monitor your property taxes every year to ensure that you never overpay or have to worry about your property taxes again.

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Frequently asked questions

We currently operate in Texas, California, Washington, Georgia, Florida and Illinois.
We use a private national data provider that cross-references with county recorder's offices to verify ownership. If in the event our system is unable to verify the property, our team will take further steps to investigate ownership and reach out to the customer for confirmation.
Our success rate varies across geographies; however, in any given year, we typically win more than 70% of our cases, saving clients an average of $1,457 on their property taxes.
Yes, in the market areas we serve, we have a dedicated Property Tax Consultant that is physically present in the market they are servicing. The specialist assigned to your property has the necessary geographical competence to provide exemplary service!
The average property tax rate in Fannin County is 0.60%.
The following exemptions and discounts are available in Fannin County: Charitable, Disabled, Homestead and Senior