Average Tax Assessment in Emanuel County
Real Estate Values and Property Tax Valuation in Emanuel County, Georgia
Emanuel County has 8,005 properties with a total real estate value of $764.8M. This accounts for 0.10% of all real estate value in Georgia. Property taxes in the county totaled $8.3M, with the average homeowner paying $1,047 in property taxes, which is significantly lower than the state average of $2,360. The average property tax rate in Emanuel County is 1.08%, slightly higher than the state average of 1.00%. Property taxes are typically based on the assessed value of the property, which is usually lower than the market value.
The property tax timeline in Georgia begins on January 1st, when the property values are assessed. Property value notices are then issued between April and July, and property owners have 30 to 45 days after the notices are mailed to file an appeal. Finally, property tax bills are issued on September 1st.
Updated November 01, 2023
| Important Links | |
|---|---|
| Emanuel Clerk of Court | (478) 237-8911 |
| Important Dates | |
|---|---|
| Property Valuation Date: | January 1st |
| Property Value Notices Issued: | April - July |
| Property Tax Appeal Deadline: | 30 to 45 days after notices mailed |
| Property Tax Bills Issued: | September 1st |
| Real Property Tax Bill Due (1st of #): | May - December, Varies by jurisdiction, Fulton County - October 15th |
| Available Exemptions | |
|---|---|
| Senior | Available |
| Disabled | Available |
| Homestead | Available |
| Veteran | Available |
| Solar/Wind | Not Available |
| Charitable | Available |
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Real Estate Statistics in Emanuel County
Residential Property Taxes by Cities in Emanuel County
Emanuel County has an average property tax rate of 1.08%, which is slightly lower than the state average of 1.09%. This rate is applied to all properties in the county, regardless of location. However, the effective property tax rate can vary significantly from city to city. For example, the city of Garfield has the highest effective property tax rate in the county at 1.11%, while the city of Swainsboro has the lowest effective property tax rate at 1.06%. This means that property owners in Garfield will pay slightly more in taxes than those in Swainsboro.
Overall, Emanuel County has a relatively low property tax rate compared to other counties in the state. This is beneficial for property owners, as it helps to keep their tax bills low. However, it is important to note that the effective property tax rate can vary significantly from city to city, so it is important to research the rates in each city before making a decision on where to purchase property.
Tax Assessment Value
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of property assessment value in each city in Emanuel County. The tax assessment value may differ from the potential sale value, and is used to calculate the property tax for each piece of real estate.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Adrian | $14,484 | $29,000 | $61,375 | $118,478 | $199,200 |
| Garfield | $18,482 | $38,360 | $79,502 | $128,728 | $201,003 |
| Lyons | $19,609 | $37,095 | $78,772 | $144,595 | $232,305 |
| Midville | $16,481 | $40,428 | $77,467 | $141,877 | $240,133 |
| Swainsboro | $17,140 | $36,068 | $63,686 | $110,996 | $177,405 |
| Twin City | $14,296 | $26,424 | $60,151 | $118,280 | $210,472 |
Property Tax Bill
This table shows the percentiles of actual property tax paid on residential properties for each city in Emanuel County.
Effective Property Tax Rate
The effective property tax rate is calculated by dividing the property tax bill by the assessed value. For the percentiles below, the calculation is performed using the percentiles for property tax bill and assessed value above. Therefore, each consecutive percentile doesn't necessarily show a larger value.
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Real Estate Values in Emanuel County
The data from Redfin shows that the median home price in Emanuel County, Georgia has decreased by 30.39% from October 2022 to October 2023. This indicates that the housing market in the area has cooled off significantly over the past year. Additionally, the home inventory in the area has decreased from 25 in October 2022 to 22 in October 2023, suggesting that there is less housing available for purchase in the area. Overall, these trends suggest that the housing market in Emanuel County, Georgia is slowing down.
Average Home Value in Emanuel County, Georgia
Last updated: November 2023
Percent Change in Total Home Sales in Emanuel County
Last updated: November 2023
Percent Change in New Home Listings in Emanuel County
Last updated: November 2023
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Mortgage Rates in Emanuel County
Emanuel County has a total of $70.5M in outstanding home mortgage loans. This represents 829 loans, or approximately 8.3% of the total home value in the county. The median mortgage rate in Emanuel County varies across cities, with Midville having the highest rate at 4.2%, and Garfield having the lowest rate at 3.81%. This difference of 0.39% is significant, and could potentially save homeowners hundreds of dollars in interest payments over the life of their loan.
Overall, Emanuel County has a relatively high number of outstanding home mortgage loans, and the variation in mortgage rates across cities could be beneficial for homeowners looking to save money on their loan. It is important to shop around and compare rates to ensure that you are getting the best deal possible.
Outstanding Mortgages
The table below shows the percentile distribution of outstanding loans on residential properties in Emanuel County by city.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Adrian | $10,015 | $22,392 | $54,870 | $94,006 | $128,451 |
| Garfield | $8,517 | $21,432 | $75,257 | $126,241 | $171,997 |
| Lyons | $28,774 | $44,696 | $114,465 | $172,551 | $276,244 |
| Midville | $30,396 | $45,277 | $91,152 | $148,617 | $239,182 |
| Swainsboro | $16,850 | $39,814 | $69,978 | $116,122 | $162,565 |
| Twin City | $6,205 | $23,480 | $59,888 | $110,218 | $150,986 |
Mortgage Rates
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of mortgage rates in cities across Emanuel County.
Housing Expenses in Emanuel County, Georgia
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