Average Tax Assessment in Effingham County
Real Estate Values and Property Tax Valuation in Effingham County, Georgia
Effingham County has 21,564 properties with a cumulative value of $4.3B, representing 0.53% of all real estate value in Georgia. Property taxes in Effingham County total $49.6M, with an average homeowner paying $2,298 in property taxes, which is slightly lower than the state average of $2,360. The average property tax rate in Effingham County is 1.15%, higher than the state average of 1.00%. Property taxes are calculated based on the assessed value of the property, which is typically lower than the market value.
The property tax timeline in Georgia begins on January 1st, when the property values are assessed. Property value notices are then issued between April and July, and property owners have 30 to 45 days after the notices are mailed to file an appeal. Finally, property tax bills are issued on September 1st.
Updated November 01, 2023
| Important Links | |
|---|---|
| Effingham Assessor | (217) 342-6711 |
| Effingham Clerk of Court | (912) 754-2118 |
| Effingham Tax Collector | (603) 539-7551 |
| Important Dates | |
|---|---|
| Property Valuation Date: | January 1st |
| Property Value Notices Issued: | April - July |
| Property Tax Appeal Deadline: | 30 to 45 days after notices mailed |
| Property Tax Bills Issued: | September 1st |
| Real Property Tax Bill Due (1st of #): | May - December, Varies by jurisdiction, Fulton County - October 15th |
| Available Exemptions | |
|---|---|
| Senior | Available |
| Disabled | Available |
| Homestead | Available |
| Veteran | Available |
| Solar/Wind | Not Available |
| Charitable | Available |
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Real Estate Statistics in Effingham County
Residential Property Taxes by Cities in Effingham County
Effingham County has an average property tax rate of 1.15%, which is slightly lower than the state average of 1.17%. This rate is applied to the assessed value of a property to calculate the amount of taxes due. Property taxes in Effingham County are collected by the county and distributed to the various cities and towns within the county. The city with the highest effective property tax rate is Springfield, at 1.22%, while the city with the lowest effective property tax rate is Rincon, at 1.1%. This means that property owners in Springfield will pay slightly more in taxes than those in Rincon.
Overall, property taxes in Effingham County are relatively low compared to other counties in the state. However, there is still a significant difference in the effective property tax rate between the cities within the county. Property owners in Springfield will pay more in taxes than those in Rincon, so it is important to consider the local tax rate when deciding where to purchase a home.
Tax Assessment Value
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of property assessment value in each city in Effingham County. The tax assessment value may differ from the potential sale value, and is used to calculate the property tax for each piece of real estate.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bloomingdale | $52,650 | $92,663 | $160,312 | $203,818 | $290,041 |
| Clyo | $35,510 | $61,469 | $116,274 | $186,729 | $275,607 |
| Guyton | $69,648 | $133,105 | $191,118 | $258,998 | $328,478 |
| Rincon | $107,200 | $138,659 | $182,697 | $248,484 | $333,055 |
| Springfield | $61,593 | $96,498 | $141,851 | $202,186 | $286,989 |
Property Tax Bill
This table shows the percentiles of actual property tax paid on residential properties for each city in Effingham County.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bloomingdale | $682 | $1,159 | $1,933 | $2,467 | $3,422 |
| Clyo | $553 | $842 | $1,406 | $2,213 | $3,015 |
| Guyton | $902 | $1,527 | $2,304 | $3,056 | $3,808 |
| Rincon | $1,058 | $1,482 | $2,026 | $2,783 | $3,753 |
| Springfield | $801 | $1,231 | $1,815 | $2,457 | $3,206 |
Effective Property Tax Rate
The effective property tax rate is calculated by dividing the property tax bill by the assessed value. For the percentiles below, the calculation is performed using the percentiles for property tax bill and assessed value above. Therefore, each consecutive percentile doesn't necessarily show a larger value.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bloomingdale | 1.30% | 1.25% | 1.21% | 1.21% | 1.18% |
| Clyo | 1.56% | 1.37% | 1.21% | 1.19% | 1.09% |
| Guyton | 1.30% | 1.15% | 1.21% | 1.18% | 1.16% |
| Rincon | 0.99% | 1.07% | 1.11% | 1.12% | 1.13% |
| Springfield | 1.30% | 1.28% | 1.28% | 1.22% | 1.12% |
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Real Estate Values in Effingham County
The data from Redfin shows that home prices in Effingham County, Georgia have increased by 13.07% from October 2022 to October 2023. This indicates that the housing market in the county is strong and that prices are likely to continue to rise in the future. Additionally, the data shows that the home inventory in the county has decreased by 17.3%, indicating that there is a shortage of homes available for sale in the area. This could be driving up prices as buyers compete for the limited number of homes on the market.
Average Home Value in Effingham County, Georgia
Last updated: November 2023
Percent Change in Total Home Sales in Effingham County
Last updated: November 2023
Percent Change in New Home Listings in Effingham County
Last updated: November 2023
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Mortgage Rates in Effingham County
Mortgages in Effingham County are a major part of the local economy, with a total outstanding loan amount of $1.7 billion across 9.8 thousand loans. This represents a significant portion of the total home value in the county, with the average loan amount being around $175,000. The median mortgage rate in Effingham County varies across cities, with the highest rate being 4.03% in Rincon and the lowest rate being 3.89% in Guyton. This variation in rates across cities provides potential home buyers with more options when it comes to finding the best mortgage rate for their needs.
Overall, mortgages in Effingham County are a major part of the local economy and provide potential home buyers with a variety of options when it comes to finding the best mortgage rate. With a total outstanding loan amount of $1.7 billion and a median mortgage rate that varies across cities, Effingham County is a great place to find a mortgage that fits your needs.
Outstanding Mortgages
The table below shows the percentile distribution of outstanding loans on residential properties in Effingham County by city.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bloomingdale | $60,010 | $96,746 | $142,524 | $199,106 | $253,405 |
| Clyo | $60,563 | $94,352 | $142,611 | $191,351 | $252,509 |
| Guyton | $87,362 | $122,647 | $170,825 | $222,914 | $279,217 |
| Rincon | $77,065 | $109,097 | $153,911 | $212,958 | $279,451 |
| Springfield | $65,357 | $93,211 | $135,908 | $176,473 | $236,580 |
Mortgage Rates
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of mortgage rates in cities across Effingham County.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bloomingdale | 2.90% | 3.43% | 3.99% | 4.82% | 6.22% |
| Clyo | 2.81% | 3.50% | 3.94% | 4.50% | 5.78% |
| Guyton | 2.90% | 3.30% | 3.89% | 4.50% | 5.63% |
| Rincon | 2.90% | 3.45% | 4.03% | 4.77% | 6.10% |
| Springfield | 2.90% | 3.30% | 3.92% | 4.54% | 6.00% |
Housing Expenses in Effingham County, Georgia
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