Average Tax Assessment in Chattooga County
Real Estate Values and Property Tax Valuation in Chattooga County, Georgia
Chattooga County has 8,336 properties with a cumulative value of $760.1M, representing 0.09% of all real estate value in Georgia. Property taxes in Chattooga County totaled $7.0M, with an average homeowner paying $839 in property taxes compared to the state average of $2,360. The average property tax rate in Chattooga County is 0.92%, lower than the state average of 1.00%. Properties are valued for tax purposes based on their fair market value.
The property tax timeline in Georgia begins on January 1st, when the property values are assessed. Property value notices are then issued between April and July, and property owners have 30 to 45 days after the notices are mailed to file an appeal. Finally, property tax bills are issued on September 1st.
Updated November 01, 2023
| Important Links | |
|---|---|
| Chattooga Clerk of Court | (706) 857-0706 |
| Important Dates | |
|---|---|
| Property Valuation Date: | January 1st |
| Property Value Notices Issued: | April - July |
| Property Tax Appeal Deadline: | 30 to 45 days after notices mailed |
| Property Tax Bills Issued: | September 1st |
| Real Property Tax Bill Due (1st of #): | May - December, Varies by jurisdiction, Fulton County - October 15th |
| Available Exemptions | |
|---|---|
| Senior | Available |
| Disabled | Available |
| Homestead | Available |
| Veteran | Available |
| Solar/Wind | Not Available |
| Charitable | Available |
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Real Estate Statistics in Chattooga County
Residential Property Taxes by Cities in Chattooga County
Chattooga County has an average property tax rate of 0.92%, which is slightly lower than the state average of 0.93%. This rate is applied to all property owners in the county, regardless of their city of residence. However, there is some variation in effective property tax rates across the cities in Chattooga County. Summerville has the highest effective property tax rate of 0.94%, while Trion has the lowest effective property tax rate of 0.86%. This means that property owners in Summerville will pay slightly more in property taxes than those in Trion. Overall, Chattooga County has a relatively low property tax rate compared to the rest of the state, making it an attractive option for those looking to purchase property in the area.
Tax Assessment Value
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of property assessment value in each city in Chattooga County. The tax assessment value may differ from the potential sale value, and is used to calculate the property tax for each piece of real estate.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Lyerly | $23,648 | $41,828 | $71,221 | $132,036 | $210,694 |
| Menlo | $29,368 | $49,371 | $88,298 | $149,318 | $242,354 |
| Summerville | $21,948 | $36,162 | $65,406 | $119,254 | $196,642 |
| Trion | $17,598 | $30,110 | $46,949 | $72,790 | $119,759 |
Property Tax Bill
This table shows the percentiles of actual property tax paid on residential properties for each city in Chattooga County.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Lyerly | $174 | $382 | $676 | $1,163 | $1,848 |
| Menlo | $218 | $441 | $837 | $1,460 | $2,354 |
| Summerville | $179 | $350 | $630 | $1,151 | $1,876 |
| Trion | $127 | $227 | $408 | $637 | $1,002 |
Effective Property Tax Rate
The effective property tax rate is calculated by dividing the property tax bill by the assessed value. For the percentiles below, the calculation is performed using the percentiles for property tax bill and assessed value above. Therefore, each consecutive percentile doesn't necessarily show a larger value.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Lyerly | 0.74% | 0.91% | 0.95% | 0.88% | 0.88% |
| Menlo | 0.74% | 0.89% | 0.95% | 0.98% | 0.97% |
| Summerville | 0.82% | 0.97% | 0.96% | 0.97% | 0.95% |
| Trion | 0.72% | 0.75% | 0.87% | 0.88% | 0.84% |
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Real Estate Values in Chattooga County
The median home price in Chattooga County, Georgia decreased by 13.75% from October 2022 to October 2023, from $200.0K to $172.5K. This decrease in home prices is likely due to an increase in home inventory, as the number of homes available for sale in Chattooga County rose from 41 in October 2022 to 54 in October 2023. This trend of decreasing home prices and increasing inventory is likely reflective of the overall housing market in Georgia.
Average Home Value in Chattooga County, Georgia
Last updated: November 2023
Percent Change in Total Home Sales in Chattooga County
Last updated: November 2023
Percent Change in New Home Listings in Chattooga County
Last updated: November 2023
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Mortgage Rates in Chattooga County
Chattooga County has a total outstanding loan amount of $125.7M across home mortgages. This represents 1.2K outstanding loans in the county, which is a significant amount of money. The median mortgage rate in Chattooga County varies across cities, with Lyerly having the highest rate of 4.17%, and Menlo having the lowest rate of 3.99%. This variation in rates can make a significant difference in the total amount of money that a homeowner pays over the life of the loan. In addition, the total outstanding loan amount in Chattooga County is equivalent to approximately 8.6% of the total home value in the county, which is a significant amount of money.
Outstanding Mortgages
The table below shows the percentile distribution of outstanding loans on residential properties in Chattooga County by city.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Lyerly | $28,947 | $44,634 | $68,202 | $138,992 | $198,658 |
| Menlo | $32,099 | $59,624 | $97,072 | $147,422 | $230,159 |
| Summerville | $35,617 | $59,211 | $88,980 | $135,727 | $193,813 |
| Trion | $23,884 | $45,471 | $65,298 | $101,481 | $150,016 |
Mortgage Rates
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of mortgage rates in cities across Chattooga County.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Lyerly | 3.05% | 3.52% | 4.17% | 4.86% | 6.27% |
| Menlo | 2.83% | 3.43% | 3.99% | 5.11% | 6.43% |
| Summerville | 2.90% | 3.45% | 4.01% | 4.87% | 6.17% |
| Trion | 2.90% | 3.43% | 4.00% | 4.88% | 6.17% |
Housing Expenses in Chattooga County, Georgia
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