Average Tax Assessment in Chatham County
Real Estate Values and Property Tax Valuation in Chatham County, Georgia
Chatham County has 91,874 properties with a cumulative value of $21.7B, representing 2.71% of all real estate value in Georgia. Property taxes in Chatham County totaled $209.4M, with an average homeowner paying $2,359 in property taxes, slightly lower than the state average of $2,360. The average property tax rate in Chatham County is 0.96%, lower than the state average of 1.00%. Property taxes are based on the assessed value of the property, which is typically lower than the market value.
The property tax timeline in Georgia begins on January 1st, when the property values are assessed. Property value notices are then issued between April and July, and property owners have 30 to 45 days after the notices are mailed to file an appeal. Finally, property tax bills are issued on September 1st.
Updated November 01, 2023
| Important Links | |
|---|---|
| Chatham Tax Commissioner | (912) 652-7100 |
| Chatham Register of Deeds | (919) 542-8235 |
| Important Dates | |
|---|---|
| Property Valuation Date: | January 1st |
| Property Value Notices Issued: | April - July |
| Property Tax Appeal Deadline: | 30 to 45 days after notices mailed |
| Property Tax Bills Issued: | September 1st |
| Real Property Tax Bill Due (1st of #): | May - December, Varies by jurisdiction, Fulton County - October 15th |
| Available Exemptions | |
|---|---|
| Senior | Available |
| Disabled | Available |
| Homestead | Available |
| Veteran | Available |
| Solar/Wind | Not Available |
| Charitable | Available |
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Real Estate Statistics in Chatham County
Residential Property Taxes by Cities in Chatham County
Chatham County has an average property tax rate of 0.96%, which is slightly lower than the national average of 1.08%. This rate is applied to all properties in the county, regardless of location. However, the effective property tax rate can vary significantly across the cities in Chatham County. For example, Tybee Island has the highest effective property tax rate at 1.24%, while Bloomingdale has the lowest effective property tax rate at 0.84%. This means that homeowners in Tybee Island will pay an average of $2,867 in property taxes, while homeowners in Bloomingdale will pay an average of $1,945.
Overall, Chatham County has a relatively low property tax rate compared to other counties in the state. However, the effective property tax rate can vary significantly across the cities in the county, so it is important to research the rates in each city before making a decision on where to buy a home.
Tax Assessment Value
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of property assessment value in each city in Chatham County. The tax assessment value may differ from the potential sale value, and is used to calculate the property tax for each piece of real estate.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bloomingdale | $33,890 | $68,625 | $118,100 | $171,375 | $268,920 |
| Pooler | $114,810 | $154,500 | $197,300 | $256,175 | $330,000 |
| Port Wentworth | $67,900 | $104,300 | $153,350 | $191,050 | $233,700 |
| Savannah | $57,900 | $102,000 | $165,400 | $270,400 | $440,300 |
| Tybee Island | $210,210 | $283,825 | $389,100 | $532,875 | $780,850 |
Property Tax Bill
This table shows the percentiles of actual property tax paid on residential properties for each city in Chatham County.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bloomingdale | $342 | $625 | $1,156 | $1,723 | $2,823 |
| Pooler | $1,163 | $1,817 | $2,511 | $3,360 | $4,627 |
| Port Wentworth | $702 | $1,181 | $1,841 | $2,432 | $3,051 |
| Savannah | $276 | $533 | $1,193 | $2,673 | $4,984 |
| Tybee Island | $2,161 | $3,301 | $4,750 | $6,820 | $10,365 |
Effective Property Tax Rate
The effective property tax rate is calculated by dividing the property tax bill by the assessed value. For the percentiles below, the calculation is performed using the percentiles for property tax bill and assessed value above. Therefore, each consecutive percentile doesn't necessarily show a larger value.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bloomingdale | 1.01% | 0.91% | 0.98% | 1.01% | 1.05% |
| Pooler | 1.01% | 1.18% | 1.27% | 1.31% | 1.40% |
| Port Wentworth | 1.03% | 1.13% | 1.20% | 1.27% | 1.31% |
| Savannah | 0.48% | 0.52% | 0.72% | 0.99% | 1.13% |
| Tybee Island | 1.03% | 1.16% | 1.22% | 1.28% | 1.33% |
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Real Estate Values in Chatham County
The data from Redfin shows that home prices in Chatham County, Georgia have increased by 16.17% from October 2022 to October 2023. This is a significant increase in home prices in the area, indicating a strong housing market. At the same time, the home inventory in Chatham County has decreased from 1.2K in October 2022 to 1.0K in October 2023, suggesting that demand for housing in the area is outpacing the supply. This could be driving up home prices in the area.
Average Home Value in Chatham County, Georgia
Last updated: November 2023
Percent Change in Total Home Sales in Chatham County
Last updated: November 2023
Percent Change in New Home Listings in Chatham County
Last updated: November 2023
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Mortgage Rates in Chatham County
Chatham County is home to a large number of outstanding home mortgages, totaling $6.9 billion. This represents a significant portion of the total home value in the county, and is indicative of the strong demand for housing in the area. The number of outstanding loans in Chatham County is 34.9K, which is a testament to the popularity of the area for homeowners.
The median mortgage rate in Chatham County varies across cities, with Port Wentworth having the highest rate at 4.1%, and Tybee Island having the lowest rate at 3.8%. This variation in rates is reflective of the different economic conditions in each city, and allows homeowners to find the best deal for their particular situation. Overall, mortgages in Chatham County are a popular option for homeowners, and the wide range of rates available makes it easy to find a loan that fits their budget.
Outstanding Mortgages
The table below shows the percentile distribution of outstanding loans on residential properties in Chatham County by city.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bloomingdale | $51,498 | $82,701 | $135,460 | $201,038 | $249,344 |
| Pooler | $90,390 | $123,337 | $166,987 | $222,367 | $284,653 |
| Port Wentworth | $71,877 | $95,839 | $130,500 | $174,678 | $221,551 |
| Savannah | $69,374 | $104,574 | $161,936 | $240,417 | $345,477 |
| Tybee Island | $126,908 | $186,652 | $273,370 | $395,941 | $548,563 |
Mortgage Rates
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of mortgage rates in cities across Chatham County.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bloomingdale | 2.90% | 3.31% | 3.87% | 4.49% | 5.86% |
| Pooler | 2.90% | 3.40% | 3.94% | 4.62% | 6.10% |
| Port Wentworth | 2.90% | 3.48% | 4.10% | 4.87% | 6.00% |
| Savannah | 2.90% | 3.35% | 3.94% | 4.67% | 6.08% |
| Tybee Island | 2.80% | 3.10% | 3.80% | 4.41% | 5.14% |
Housing Expenses in Chatham County, Georgia
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