Average Tax Assessment in Catoosa County
Real Estate Values and Property Tax Valuation in Catoosa County, Georgia
Catoosa County has a total of 22,215 properties with a cumulative value of $3.8B, representing 0.47% of all real estate value in Georgia. Property taxes in Catoosa County totaled $36.2M, with an average homeowner paying $1,666 in property taxes compared to the state average of $2,360. The average property tax rate in Catoosa County is 0.95%, while the state average is 1.00%. Properties are valued for tax purposes based on their fair market value.
The property tax timeline in Georgia begins on January 1st, when the property values are assessed. Property value notices are then issued between April and July, and property owners have 30 to 45 days after the notices are mailed to file an appeal. Finally, property tax bills are issued on September 1st.
Updated November 01, 2023
| Important Links | |
|---|---|
| Catoosa Clerk of Court | (706) 935-4231 |
| Important Dates | |
|---|---|
| Property Valuation Date: | January 1st |
| Property Value Notices Issued: | April - July |
| Property Tax Appeal Deadline: | 30 to 45 days after notices mailed |
| Property Tax Bills Issued: | September 1st |
| Real Property Tax Bill Due (1st of #): | May - December, Varies by jurisdiction, Fulton County - October 15th |
| Available Exemptions | |
|---|---|
| Senior | Available |
| Disabled | Available |
| Homestead | Available |
| Veteran | Available |
| Solar/Wind | Not Available |
| Charitable | Available |
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Real Estate Statistics in Catoosa County
Residential Property Taxes by Cities in Catoosa County
Catoosa County has an average property tax rate of 0.95%, which is slightly lower than the national average of 1.08%. This rate is applied to the assessed value of a property to calculate the amount of taxes due. The average property tax bill in Catoosa County is $1,666, which is slightly lower than the national average of $2,279.
Property tax rates vary across the cities in Catoosa County. Fort Oglethorpe has the highest effective property tax rate at 1.18%, while Tunnel Hill has the lowest effective property tax rate at 0.89%. This means that property owners in Fort Oglethorpe will pay more in taxes than those in Tunnel Hill. However, the difference in rates is not significant enough to make a major impact on the overall property tax burden in Catoosa County.
Tax Assessment Value
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of property assessment value in each city in Catoosa County. The tax assessment value may differ from the potential sale value, and is used to calculate the property tax for each piece of real estate.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Chickamauga | $133,870 | $211,394 | $248,205 | $312,070 | $446,175 |
| Fort Oglethorpe | $83,423 | $101,400 | $126,416 | $160,451 | $199,933 |
| Ringgold | $75,925 | $123,524 | $169,694 | $228,678 | $321,764 |
| Rock Spring | $54,796 | $124,999 | $156,151 | $247,966 | $346,102 |
| Rossville | $52,435 | $72,482 | $111,126 | $149,696 | $190,066 |
| Tunnel Hill | $25,136 | $41,681 | $89,679 | $143,198 | $221,890 |
Property Tax Bill
This table shows the percentiles of actual property tax paid on residential properties for each city in Catoosa County.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Chickamauga | $1,297 | $1,966 | $2,298 | $2,893 | $4,131 |
| Fort Oglethorpe | $982 | $1,194 | $1,492 | $1,894 | $2,354 |
| Ringgold | $786 | $1,177 | $1,598 | $2,152 | $3,006 |
| Rock Spring | $757 | $1,194 | $1,469 | $2,312 | $3,212 |
| Rossville | $498 | $684 | $1,046 | $1,602 | $1,934 |
| Tunnel Hill | $269 | $471 | $983 | $1,431 | $2,177 |
Effective Property Tax Rate
The effective property tax rate is calculated by dividing the property tax bill by the assessed value. For the percentiles below, the calculation is performed using the percentiles for property tax bill and assessed value above. Therefore, each consecutive percentile doesn't necessarily show a larger value.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Chickamauga | 0.97% | 0.93% | 0.93% | 0.93% | 0.93% |
| Fort Oglethorpe | 1.18% | 1.18% | 1.18% | 1.18% | 1.18% |
| Ringgold | 1.04% | 0.95% | 0.94% | 0.94% | 0.93% |
| Rock Spring | 1.38% | 0.96% | 0.94% | 0.93% | 0.93% |
| Rossville | 0.95% | 0.94% | 0.94% | 1.07% | 1.02% |
| Tunnel Hill | 1.07% | 1.13% | 1.10% | 1.00% | 0.98% |
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Real Estate Values in Catoosa County
The data from Redfin shows that home prices in Catoosa County, Georgia have increased significantly from October 2022 to October 2023. The median home price rose from $225.0K to $324.9K, representing a 44.42% increase. At the same time, the home inventory decreased from 252 to 242, indicating that demand for homes in the area is high. This suggests that the housing market in Catoosa County is strong and that home prices are likely to continue to rise in the future.
Average Home Value in Catoosa County, Georgia
Last updated: November 2023
Percent Change in Total Home Sales in Catoosa County
Last updated: November 2023
Percent Change in New Home Listings in Catoosa County
Last updated: November 2023
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Mortgage Rates in Catoosa County
Catoosa County, Georgia, has an outstanding loan amount of $1.2 billion across home mortgages. This represents 7.8 thousand outstanding loans, which is a significant portion of the total home value in the county. The median mortgage rate in Catoosa County varies significantly across cities, with Tunnel Hill having the highest rate at 4.09%, and Chickamauga having the lowest rate at 3.79%. This variation in rates can make a significant difference in the amount of money a homeowner pays over the life of the loan.
Overall, the mortgage market in Catoosa County is strong, with a large amount of outstanding loans and a wide range of rates available to potential homeowners. With careful research and comparison shopping, homeowners in Catoosa County can find the best mortgage rate to fit their budget and needs.
Outstanding Mortgages
The table below shows the percentile distribution of outstanding loans on residential properties in Catoosa County by city.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Chickamauga | $119,970 | $157,159 | $203,609 | $266,022 | $357,857 |
| Fort Oglethorpe | $58,801 | $77,904 | $113,803 | $155,824 | $200,418 |
| Ringgold | $68,891 | $98,506 | $141,209 | $197,881 | $263,459 |
| Rock Spring | $67,326 | $86,315 | $131,170 | $195,523 | $285,157 |
| Rossville | $47,926 | $67,878 | $98,838 | $135,952 | $180,521 |
| Tunnel Hill | $42,387 | $72,375 | $108,023 | $158,557 | $234,555 |
Mortgage Rates
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of mortgage rates in cities across Catoosa County.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Chickamauga | 2.80% | 3.21% | 3.79% | 4.24% | 5.10% |
| Fort Oglethorpe | 2.88% | 3.30% | 3.92% | 4.60% | 5.77% |
| Ringgold | 2.90% | 3.45% | 3.94% | 4.54% | 5.83% |
| Rock Spring | 2.80% | 3.22% | 3.92% | 4.50% | 5.65% |
| Rossville | 2.90% | 3.40% | 3.98% | 4.75% | 6.10% |
| Tunnel Hill | 2.90% | 3.57% | 4.09% | 4.90% | 5.97% |
Housing Expenses in Catoosa County, Georgia
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