Average Tax Assessment in St. Johns County
Real Estate Values and Property Tax Valuation in St. Johns County, Florida
St. Johns County has a total of 118,951 properties with a cumulative value of $38.2B. This accounts for 1.84% of all real estate value in Florida. Property taxes in St. Johns County totaled $487.1M, with the average homeowner paying $4,141 in property taxes, which is higher than the state average of $3,597. The average property tax rate in St. Johns County is 1.28%, lower than the state average of 1.34%. Property taxes are based on the assessed value of the property, which is typically lower than the market value.
In Florida, property values are assessed on January 1st. Property value notices are issued in August and property tax appeal deadlines are typically 25 days from the date of the value notices, which is usually in September. Property tax bills are issued on November 1st.
Updated November 01, 2023
| Important Dates | |
|---|---|
| Property Valuation Date: | January 1st |
| Property Value Notices Issued: | August |
| Property Tax Appeal Deadline: | September or 25 days from date of value notices |
| Property Tax Bills Issued: | November 1st |
| Real Property Tax Bill Due (1st of #): | March 31st |
| Available Exemptions | |
|---|---|
| Early Payment Discount | Available |
| Senior | Available |
| Disabled | Available |
| Homestead | Available |
| Veteran | Available |
| Solar/Wind | Available |
| Charitable | Available |
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Real Estate Statistics in St. Johns County
Residential Property Taxes by Cities in St. Johns County
St. Johns County has an average property tax rate of 1.28%, which is slightly lower than the state average of 1.35%. This rate is applied to the assessed value of a property to calculate the amount of taxes due. The average property tax bill in St. Johns County is $4,141. Property tax rates vary across the cities in the county, with Ponte Vedra having the highest effective property tax rate at 1.59%, and Elkton having the lowest effective property tax rate at 0.94%. This means that property owners in Ponte Vedra will pay more in taxes than those in Elkton. Despite the differences in rates, St. Johns County still has one of the lowest property tax rates in the state, making it an attractive option for homeowners.
Tax Assessment Value
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of property assessment value in each city in St. Johns County. The tax assessment value may differ from the potential sale value, and is used to calculate the property tax for each piece of real estate.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Elkton | $72,097 | $136,869 | $210,816 | $261,876 | $337,654 |
| Hastings | $31,047 | $64,798 | $103,180 | $142,488 | $179,960 |
| Ponte Vedra Beach | $144,000 | $257,590 | $430,706 | $700,958 | $1,175,000 |
| Ponte Vedra | $207,866 | $281,426 | $362,156 | $452,730 | $554,738 |
| Saint Augustine | $86,543 | $158,452 | $241,205 | $325,472 | $436,954 |
| Saint Johns | $146,000 | $231,974 | $294,886 | $371,527 | $469,922 |
Property Tax Bill
This table shows the percentiles of actual property tax paid on residential properties for each city in St. Johns County.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Elkton | $588 | $1,140 | $1,932 | $2,682 | $3,397 |
| Hastings | $434 | $655 | $966 | $1,519 | $2,169 |
| Ponte Vedra Beach | $1,515 | $2,531 | $4,556 | $7,872 | $12,599 |
| Ponte Vedra | $2,960 | $4,357 | $5,881 | $7,376 | $8,818 |
| Saint Augustine | $902 | $1,661 | $2,890 | $4,527 | $6,396 |
| Saint Johns | $1,958 | $2,863 | $3,944 | $5,452 | $7,064 |
Effective Property Tax Rate
The effective property tax rate is calculated by dividing the property tax bill by the assessed value. For the percentiles below, the calculation is performed using the percentiles for property tax bill and assessed value above. Therefore, each consecutive percentile doesn't necessarily show a larger value.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Elkton | 0.82% | 0.83% | 0.92% | 1.02% | 1.01% |
| Hastings | 1.40% | 1.01% | 0.94% | 1.07% | 1.21% |
| Ponte Vedra Beach | 1.05% | 0.98% | 1.06% | 1.12% | 1.07% |
| Ponte Vedra | 1.42% | 1.55% | 1.62% | 1.63% | 1.59% |
| Saint Augustine | 1.04% | 1.05% | 1.20% | 1.39% | 1.46% |
| Saint Johns | 1.34% | 1.23% | 1.34% | 1.47% | 1.50% |
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Real Estate Values in St. Johns County
The median home price in St. Johns County, Florida decreased by 2.73% from October 2022 to October 2023, from $552.5K to $535.0K. The home inventory in St. Johns County also increased from 2.1K in October 2022 to 2.3K in October 2023. This suggests that the housing market in St. Johns County is becoming more competitive, as there is more inventory available for buyers. Overall, the data from Redfin indicates that home prices in St. Johns County, Florida are trending downwards.
Average Home Value in St. Johns County, Florida
Last updated: November 2023
Percent Change in Total Home Sales in St. Johns County
Last updated: November 2023
Percent Change in New Home Listings in St. Johns County
Last updated: November 2023
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Mortgage Rates in St. Johns County
Mortgages in St. Johns County are a major factor in the local economy. According to recent statistics, there is a total of $18.1 billion in outstanding loan amounts across home mortgages in the county. This is an impressive figure, representing 66.7 thousand outstanding loans. The median mortgage rate in St. Johns County is 4.0%, which is slightly higher than the national average of 3.9%. However, there is a significant variation in rates across the county, with Hastings having the highest median mortgage rate of 4.3%, and Ponte Vedra having the lowest median mortgage rate of 3.8%. This variation in rates can have a significant impact on the total amount of money that homeowners have to pay back on their mortgages. In general, mortgages in St. Johns County represent a significant portion of the total home value, with the total outstanding loan amount representing approximately 20% of the total home value.
Outstanding Mortgages
The table below shows the percentile distribution of outstanding loans on residential properties in St. Johns County by city.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Elkton | $69,498 | $107,246 | $153,663 | $216,334 | $301,276 |
| Hastings | $29,616 | $54,613 | $104,918 | $164,783 | $220,479 |
| Ponte Vedra Beach | $85,795 | $141,894 | $266,405 | $460,377 | $727,968 |
| Ponte Vedra | $135,004 | $208,044 | $296,593 | $397,037 | $505,371 |
| Saint Augustine | $74,526 | $125,434 | $201,668 | $292,032 | $389,288 |
| Saint Johns | $98,022 | $162,334 | $249,201 | $339,191 | $439,310 |
Mortgage Rates
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of mortgage rates in cities across St. Johns County.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Elkton | 2.90% | 3.57% | 4.28% | 5.60% | 6.31% |
| Hastings | 2.88% | 3.45% | 4.30% | 5.81% | 8.00% |
| Ponte Vedra Beach | 2.90% | 3.45% | 4.08% | 5.27% | 6.40% |
| Ponte Vedra | 2.80% | 3.20% | 3.80% | 4.30% | 4.75% |
| Saint Augustine | 2.80% | 3.20% | 3.95% | 4.80% | 6.14% |
| Saint Johns | 2.90% | 3.30% | 3.94% | 4.60% | 6.05% |
Housing Expenses in St. Johns County, Florida
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