Average Tax Assessment in Seminole County
Real Estate Values and Property Tax Valuation in Seminole County, Florida
Seminole County has a total of 149,451 properties with a cumulative value of $38.2B. This accounts for 1.84% of all real estate value in Florida. Property taxes in Seminole County are collected on these properties, amounting to $413.6M. The average Seminole County homeowner pays $2,786 in property taxes, which is lower than the state average of $3,597. The average property tax rate in Seminole County is 1.08%, which is lower than the state average of 1.34%. Properties are valued for tax purposes based on their market value.
In Florida, property values are assessed on January 1st. Property value notices are issued in August and property tax appeal deadlines are typically 25 days from the date of the value notices, which is usually in September. Property tax bills are issued on November 1st.
Updated November 01, 2023
| Important Links | |
|---|---|
| Seminole Clerk/Registrar of Deeds | (405) 257-2501 |
| Seminole Property Appraiser | (407) 665-7506 |
| Seminole Clerk of Court | (229) 524-2525 |
| Seminole Assessor | (405) 257-3371 |
| Important Dates | |
|---|---|
| Property Valuation Date: | January 1st |
| Property Value Notices Issued: | August |
| Property Tax Appeal Deadline: | September or 25 days from date of value notices |
| Property Tax Bills Issued: | November 1st |
| Real Property Tax Bill Due (1st of #): | March 31st |
| Available Exemptions | |
|---|---|
| Early Payment Discount | Available |
| Senior | Available |
| Disabled | Available |
| Homestead | Available |
| Veteran | Available |
| Solar/Wind | Available |
| Charitable | Available |
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Real Estate Statistics in Seminole County
Residential Property Taxes by Cities in Seminole County
Seminole County has an average property tax rate of 1.08%, which is slightly lower than the average rate for the rest of the state. This rate is applied to all properties in the county, regardless of their location. However, there is some variation in the effective property tax rate across the cities in Seminole County. Sanford has the highest effective property tax rate at 1.13%, while Chuluota has the lowest rate at 0.99%. This means that property owners in Sanford will pay slightly more in taxes than those in Chuluota. Overall, Seminole County has a relatively low property tax rate compared to other counties in the state, making it an attractive option for homeowners.
Tax Assessment Value
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of property assessment value in each city in Seminole County. The tax assessment value may differ from the potential sale value, and is used to calculate the property tax for each piece of real estate.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Altamonte Springs | $76,532 | $105,648 | $167,247 | $229,275 | $286,017 |
| Apopka | $118,902 | $164,065 | $211,662 | $274,619 | $361,768 |
| Casselberry | $100,320 | $148,206 | $192,450 | $230,875 | $282,201 |
| Chuluota | $159,020 | $236,529 | $329,916 | $426,396 | $537,439 |
| Fern Park | $91,374 | $139,356 | $175,000 | $207,630 | $248,678 |
| Geneva | $91,485 | $140,134 | $224,012 | $342,257 | $518,565 |
| Lake Mary | $128,148 | $222,199 | $281,205 | $376,446 | $508,429 |
| Longwood | $141,573 | $202,586 | $265,892 | $345,516 | $494,554 |
| Maitland | $83,538 | $184,884 | $240,610 | $294,401 | $359,166 |
| Oviedo | $196,603 | $232,250 | $289,191 | $367,488 | $453,934 |
| Sanford | $81,770 | $129,326 | $190,653 | $263,564 | $376,616 |
| Winter Park | $156,207 | $194,352 | $232,591 | $276,780 | $377,039 |
| Winter Springs | $135,119 | $182,509 | $243,306 | $319,655 | $415,554 |
Property Tax Bill
This table shows the percentiles of actual property tax paid on residential properties for each city in Seminole County.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Altamonte Springs | $628 | $1,085 | $1,629 | $2,516 | $3,602 |
| Apopka | $864 | $1,228 | $2,060 | $3,098 | $4,033 |
| Casselberry | $570 | $1,139 | $1,775 | $2,749 | $3,530 |
| Chuluota | $1,136 | $2,003 | $3,196 | $4,426 | $6,021 |
| Fern Park | $736 | $1,003 | $1,669 | $2,379 | $2,993 |
| Geneva | $653 | $1,207 | $2,112 | $3,581 | $5,605 |
| Lake Mary | $1,298 | $1,853 | $3,170 | $4,376 | $6,383 |
| Longwood | $1,123 | $1,784 | $2,713 | $3,907 | $5,891 |
| Maitland | $996 | $1,486 | $2,212 | $3,289 | $4,184 |
| Oviedo | $1,535 | $2,203 | $3,258 | $4,292 | $5,596 |
| Sanford | $575 | $1,116 | $2,140 | $3,371 | $4,589 |
| Winter Park | $978 | $1,401 | $2,300 | $3,357 | $4,546 |
| Winter Springs | $767 | $1,612 | $2,591 | $3,777 | $5,035 |
Effective Property Tax Rate
The effective property tax rate is calculated by dividing the property tax bill by the assessed value. For the percentiles below, the calculation is performed using the percentiles for property tax bill and assessed value above. Therefore, each consecutive percentile doesn't necessarily show a larger value.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Altamonte Springs | 0.82% | 1.03% | 0.97% | 1.10% | 1.26% |
| Apopka | 0.73% | 0.75% | 0.97% | 1.13% | 1.11% |
| Casselberry | 0.57% | 0.77% | 0.92% | 1.19% | 1.25% |
| Chuluota | 0.71% | 0.85% | 0.97% | 1.04% | 1.12% |
| Fern Park | 0.81% | 0.72% | 0.95% | 1.15% | 1.20% |
| Geneva | 0.71% | 0.86% | 0.94% | 1.05% | 1.08% |
| Lake Mary | 1.01% | 0.83% | 1.13% | 1.16% | 1.26% |
| Longwood | 0.79% | 0.88% | 1.02% | 1.13% | 1.19% |
| Maitland | 1.19% | 0.80% | 0.92% | 1.12% | 1.16% |
| Oviedo | 0.78% | 0.95% | 1.13% | 1.17% | 1.23% |
| Sanford | 0.70% | 0.86% | 1.12% | 1.28% | 1.22% |
| Winter Park | 0.63% | 0.72% | 0.99% | 1.21% | 1.21% |
| Winter Springs | 0.57% | 0.88% | 1.06% | 1.18% | 1.21% |
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Real Estate Values in Seminole County
The data from Redfin shows that the median home price in Seminole County, Florida has increased by 1.83% from October 2022 to October 2023. This indicates that the housing market in Seminole County is on an upward trend. Additionally, the home inventory in Seminole County has decreased from 1.2K in October 2022 to 988 in October 2023, suggesting that the demand for housing in the area is increasing. Overall, the data from Redfin suggests that the housing market in Seminole County, Florida is strong and is likely to continue to grow in the coming months.
Average Home Value in Seminole County, Florida
Last updated: November 2023
Percent Change in Total Home Sales in Seminole County
Last updated: November 2023
Percent Change in New Home Listings in Seminole County
Last updated: November 2023
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Mortgage Rates in Seminole County
Seminole County has a total of $28.5 billion in outstanding home mortgage loans, representing 81.4 thousand individual loans. This is a significant amount of money, representing a large portion of the total home value in the county. The median mortgage rate in Seminole County is 4.3%, but there is a variation in rates across cities. Apopka has the highest median mortgage rate at 4.5%, while Winter Park has the lowest at 4.2%. This variation in rates can make a significant difference in the total cost of a loan, so it is important for potential borrowers to shop around and compare rates before making a decision.
Outstanding Mortgages
The table below shows the percentile distribution of outstanding loans on residential properties in Seminole County by city.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Altamonte Springs | $32,697 | $66,216 | $122,023 | $196,941 | $274,195 |
| Apopka | $37,580 | $72,746 | $140,665 | $232,835 | $316,645 |
| Casselberry | $34,502 | $73,252 | $134,485 | $205,742 | $270,111 |
| Chuluota | $55,523 | $115,610 | $193,584 | $282,711 | $410,031 |
| Fern Park | $36,063 | $67,860 | $127,233 | $191,462 | $248,566 |
| Geneva | $30,175 | $77,284 | $172,505 | $295,622 | $422,380 |
| Lake Mary | $50,167 | $100,441 | $188,883 | $293,130 | $413,798 |
| Longwood | $45,936 | $97,381 | $184,227 | $283,211 | $397,765 |
| Maitland | $46,059 | $93,855 | $178,840 | $264,569 | $347,555 |
| Oviedo | $50,350 | $105,474 | $187,119 | $279,006 | $380,117 |
| Sanford | $43,293 | $89,980 | $158,033 | $240,629 | $326,231 |
| Winter Park | $35,594 | $81,438 | $162,605 | $256,109 | $360,739 |
| Winter Springs | $42,174 | $86,081 | $163,618 | $253,026 | $344,591 |
Mortgage Rates
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of mortgage rates in cities across Seminole County.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Altamonte Springs | 2.90% | 3.64% | 4.42% | 6.22% | 7.39% |
| Apopka | 3.00% | 3.75% | 4.50% | 6.50% | 7.73% |
| Casselberry | 3.00% | 3.70% | 4.40% | 6.10% | 7.23% |
| Chuluota | 3.10% | 3.72% | 4.37% | 5.92% | 7.02% |
| Fern Park | 3.00% | 3.69% | 4.40% | 6.00% | 7.13% |
| Geneva | 3.10% | 3.72% | 4.46% | 6.34% | 7.43% |
| Lake Mary | 2.96% | 3.60% | 4.31% | 6.08% | 7.19% |
| Longwood | 2.99% | 3.60% | 4.32% | 6.10% | 7.34% |
| Maitland | 2.99% | 3.61% | 4.30% | 6.08% | 7.23% |
| Oviedo | 3.04% | 3.70% | 4.39% | 6.10% | 7.25% |
| Sanford | 2.90% | 3.60% | 4.30% | 5.73% | 6.97% |
| Winter Park | 2.90% | 3.54% | 4.20% | 5.97% | 7.24% |
| Winter Springs | 3.00% | 3.60% | 4.30% | 6.08% | 7.34% |
Housing Expenses in Seminole County, Florida
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