Average Tax Assessment in Polk County
Real Estate Values and Property Tax Valuation in Polk County, Florida
Polk County has a total of 245,331 properties, with a cumulative value of $40.5B. This accounts for 1.95% of all real estate value in Florida. Property taxes in Polk County are collected from these properties, amounting to a total of $513.2M. The average homeowner in Polk County pays $2,111 in property taxes, which is lower than the state average of $3,597. The average property tax rate in Polk County is 1.27%, which is lower than the state average of 1.34%. Properties are valued for tax purposes based on their estimated market value.
In Florida, property values are assessed on January 1st. Property value notices are issued in August and property tax appeal deadlines are typically 25 days from the date of the value notices, which is usually in September. Property tax bills are issued on November 1st.
Updated November 01, 2023
| Important Links | |
|---|---|
| TexasFile Clerk Records | - |
| Polk Appraisal District | (936) 327-2174 |
| Polk Treasurer | (936) 327-6801 |
| Polk Assessor | (770) 749-2108 |
| Important Dates | |
|---|---|
| Property Valuation Date: | January 1st |
| Property Value Notices Issued: | August |
| Property Tax Appeal Deadline: | September or 25 days from date of value notices |
| Property Tax Bills Issued: | November 1st |
| Real Property Tax Bill Due (1st of #): | March 31st |
| Available Exemptions | |
|---|---|
| Early Payment Discount | Available |
| Senior | Available |
| Disabled | Available |
| Homestead | Available |
| Veteran | Available |
| Solar/Wind | Available |
| Charitable | Available |
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Real Estate Statistics in Polk County
Residential Property Taxes by Cities in Polk County
Polk County has an average property tax rate of 1.27%, which is slightly lower than the national average of 1.31%. This rate is applied to the assessed value of a property to calculate the amount of taxes due. The average property tax bill in Polk County is $2,111. Property tax rates vary across the cities in Polk County, with River Ranch having the highest effective property tax rate at 1.65%, and Bartow having the lowest effective property tax rate at 1.05%. This means that property owners in River Ranch will pay more in taxes than those in Bartow. The difference in property tax rates across the cities in Polk County is an important factor to consider when deciding where to purchase a home.
Tax Assessment Value
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of property assessment value in each city in Polk County. The tax assessment value may differ from the potential sale value, and is used to calculate the property tax for each piece of real estate.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Auburndale | $48,063 | $87,458 | $150,011 | $203,626 | $273,314 |
| Babson Park | $60,072 | $96,988 | $138,195 | $255,022 | $450,593 |
| Bartow | $47,391 | $81,348 | $124,775 | $179,689 | $242,320 |
| Clermont | $39,944 | $42,252 | $48,584 | $58,694 | $80,398 |
| Davenport | $77,758 | $152,507 | $193,410 | $225,516 | $268,987 |
| Dundee | $44,911 | $94,866 | $151,799 | $176,296 | $197,435 |
| Eagle Lake | $70,055 | $106,682 | $140,886 | $182,056 | $224,323 |
| Fort Meade | $42,921 | $75,590 | $105,964 | $157,044 | $235,079 |
| Frostproof | $26,001 | $44,931 | $74,652 | $124,361 | $199,008 |
| Haines City | $46,549 | $74,551 | $140,714 | $193,337 | $228,475 |
| Indian Lake Estates | $84,987 | $105,766 | $134,314 | $174,646 | $224,664 |
| Kissimmee | $130,581 | $148,857 | $168,910 | $198,089 | $245,354 |
| Lake Alfred | $45,812 | $77,984 | $134,584 | $175,383 | $225,816 |
| Lake Hamilton | $75,643 | $111,744 | $151,021 | $199,625 | $242,407 |
| Lakeland | $62,397 | $111,123 | $165,010 | $216,404 | $289,409 |
| Lakeshore | $38,500 | $38,500 | $38,500 | $40,000 | $61,000 |
| Lake Wales | $36,449 | $61,514 | $105,615 | $167,513 | $232,571 |
| Mulberry | $56,766 | $86,083 | $148,398 | $187,562 | $231,034 |
| Polk City | $48,496 | $78,066 | $124,418 | $192,551 | $282,549 |
| River Ranch | $31,000 | $31,000 | $46,500 | $65,118 | $84,958 |
| Winter Haven | $51,294 | $89,000 | $145,718 | $187,288 | $248,145 |
Property Tax Bill
This table shows the percentiles of actual property tax paid on residential properties for each city in Polk County.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Auburndale | $462 | $809 | $1,449 | $2,456 | $3,366 |
| Babson Park | $717 | $975 | $1,709 | $2,672 | $4,990 |
| Bartow | $454 | $664 | $1,188 | $1,981 | $2,897 |
| Clermont | $440 | $649 | $838 | $969 | $1,199 |
| Davenport | $892 | $1,600 | $2,688 | $3,463 | $4,418 |
| Dundee | $436 | $664 | $1,734 | $2,773 | $3,462 |
| Eagle Lake | $662 | $890 | $1,830 | $2,723 | $3,627 |
| Fort Meade | $448 | $785 | $1,118 | $1,900 | $2,778 |
| Frostproof | $369 | $624 | $985 | $1,502 | $2,320 |
| Haines City | $605 | $919 | $1,733 | $3,374 | $4,618 |
| Indian Lake Estates | $804 | $1,064 | $1,644 | $2,176 | $2,952 |
| Kissimmee | $885 | $1,693 | $2,447 | $3,076 | $3,992 |
| Lake Alfred | $538 | $742 | $1,427 | $2,310 | $3,377 |
| Lake Hamilton | $825 | $1,042 | $1,769 | $2,521 | $3,439 |
| Lakeland | $585 | $996 | $1,712 | $2,700 | $3,777 |
| Lakeshore | $310 | $524 | $788 | $788 | $823 |
| Lake Wales | $482 | $755 | $1,243 | $2,148 | $3,751 |
| Mulberry | $604 | $915 | $1,450 | $2,236 | $2,977 |
| Polk City | $547 | $803 | $1,283 | $2,370 | $3,493 |
| River Ranch | $530 | $554 | $654 | $903 | $1,410 |
| Winter Haven | $547 | $898 | $1,591 | $2,621 | $3,718 |
Effective Property Tax Rate
The effective property tax rate is calculated by dividing the property tax bill by the assessed value. For the percentiles below, the calculation is performed using the percentiles for property tax bill and assessed value above. Therefore, each consecutive percentile doesn't necessarily show a larger value.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Auburndale | 0.96% | 0.93% | 0.97% | 1.21% | 1.23% |
| Babson Park | 1.19% | 1.01% | 1.24% | 1.05% | 1.11% |
| Bartow | 0.96% | 0.82% | 0.95% | 1.10% | 1.20% |
| Clermont | 1.10% | 1.54% | 1.72% | 1.65% | 1.49% |
| Davenport | 1.15% | 1.05% | 1.39% | 1.54% | 1.64% |
| Dundee | 0.97% | 0.70% | 1.14% | 1.57% | 1.75% |
| Eagle Lake | 0.94% | 0.83% | 1.30% | 1.50% | 1.62% |
| Fort Meade | 1.04% | 1.04% | 1.06% | 1.21% | 1.18% |
| Frostproof | 1.42% | 1.39% | 1.32% | 1.21% | 1.17% |
| Haines City | 1.30% | 1.23% | 1.23% | 1.75% | 2.02% |
| Indian Lake Estates | 0.95% | 1.01% | 1.22% | 1.25% | 1.31% |
| Kissimmee | 0.68% | 1.14% | 1.45% | 1.55% | 1.63% |
| Lake Alfred | 1.17% | 0.95% | 1.06% | 1.32% | 1.50% |
| Lake Hamilton | 1.09% | 0.93% | 1.17% | 1.26% | 1.42% |
| Lakeland | 0.94% | 0.90% | 1.04% | 1.25% | 1.31% |
| Lakeshore | 0.81% | 1.36% | 2.05% | 1.97% | 1.35% |
| Lake Wales | 1.32% | 1.23% | 1.18% | 1.28% | 1.61% |
| Mulberry | 1.06% | 1.06% | 0.98% | 1.19% | 1.29% |
| Polk City | 1.13% | 1.03% | 1.03% | 1.23% | 1.24% |
| River Ranch | 1.71% | 1.79% | 1.41% | 1.39% | 1.66% |
| Winter Haven | 1.07% | 1.01% | 1.09% | 1.40% | 1.50% |
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Real Estate Values in Polk County
The median home price in Polk County, Florida has remained unchanged from October 2022 to October 2023, at $321.0K. The home inventory in Polk County has also remained the same, at 4.0K. This suggests that the housing market in Polk County has been relatively stable over the past year.
Average Home Value in Polk County, Florida
Last updated: November 2023
Percent Change in Total Home Sales in Polk County
Last updated: November 2023
Percent Change in New Home Listings in Polk County
Last updated: November 2023
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Mortgage Rates in Polk County
Mortgages in Polk County are a major factor in the local economy. There is a total of $24.2 billion in outstanding loans across the county, which is equivalent to 115.8 thousand loans. This represents a significant portion of the total home value in the county. The median mortgage rate in Polk County varies significantly across cities, with Lakeshore having the highest rate at 6.19%, and Indian Lake Estates having the lowest rate at 3.97%. This variation in rates can have a significant impact on the affordability of homes in different areas of the county.
Overall, mortgages in Polk County are an important part of the local economy, and the variation in rates across cities can have a major impact on the affordability of homes. It is important for potential homebuyers to research the different rates available in the county in order to make the best decision for their financial situation.
Outstanding Mortgages
The table below shows the percentile distribution of outstanding loans on residential properties in Polk County by city.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Auburndale | $37,433 | $80,916 | $146,427 | $214,511 | $285,842 |
| Babson Park | $22,118 | $58,664 | $118,285 | $177,948 | $239,496 |
| Bartow | $23,630 | $60,449 | $119,945 | $180,848 | $238,600 |
| Clermont | $5,795 | $11,420 | $20,605 | $40,047 | $45,990 |
| Davenport | $63,219 | $113,626 | $183,799 | $237,133 | $290,983 |
| Dundee | $46,938 | $98,080 | $147,404 | $186,956 | $219,737 |
| Eagle Lake | $41,552 | $85,378 | $146,683 | $188,861 | $221,812 |
| Fort Meade | $21,775 | $50,661 | $100,219 | $159,093 | $234,747 |
| Frostproof | $10,865 | $27,802 | $71,108 | $133,943 | $204,657 |
| Haines City | $43,037 | $94,208 | $159,167 | $209,285 | $252,942 |
| Indian Lake Estates | $31,799 | $59,438 | $117,980 | $172,090 | $236,850 |
| Kissimmee | $54,077 | $84,507 | $135,912 | $183,841 | $230,654 |
| Lake Alfred | $30,603 | $74,407 | $133,835 | $181,380 | $253,296 |
| Lake Hamilton | $20,029 | $50,849 | $118,154 | $158,683 | $231,390 |
| Lakeland | $34,664 | $73,025 | $131,320 | $202,152 | $278,650 |
| Lakeshore | $14,478 | $16,384 | $23,255 | $39,035 | $51,820 |
| Lake Wales | $24,659 | $57,617 | $108,429 | $170,873 | $229,657 |
| Mulberry | $29,414 | $66,303 | $121,247 | $175,668 | $237,984 |
| Polk City | $24,754 | $57,047 | $127,090 | $196,231 | $256,288 |
| River Ranch | $11,500 | $18,443 | $23,467 | $30,313 | $40,535 |
| Winter Haven | $35,515 | $75,140 | $132,726 | $190,251 | $245,279 |
Mortgage Rates
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of mortgage rates in cities across Polk County.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Auburndale | 2.90% | 3.50% | 4.28% | 5.99% | 7.16% |
| Babson Park | 2.90% | 3.75% | 4.72% | 6.50% | 7.87% |
| Bartow | 2.96% | 3.64% | 4.42% | 6.19% | 7.50% |
| Clermont | 3.40% | 3.85% | 5.86% | 7.00% | 7.79% |
| Davenport | 2.80% | 3.30% | 4.04% | 5.12% | 6.50% |
| Dundee | 2.89% | 3.60% | 4.25% | 5.57% | 7.06% |
| Eagle Lake | 2.97% | 3.50% | 4.16% | 5.50% | 6.87% |
| Fort Meade | 2.98% | 3.77% | 4.90% | 6.59% | 7.85% |
| Frostproof | 2.99% | 3.62% | 4.75% | 6.61% | 7.89% |
| Haines City | 2.90% | 3.50% | 4.19% | 5.37% | 6.99% |
| Indian Lake Estates | 2.90% | 3.20% | 3.97% | 5.00% | 6.80% |
| Kissimmee | 2.90% | 3.55% | 4.30% | 5.60% | 6.46% |
| Lake Alfred | 3.00% | 3.62% | 4.40% | 5.88% | 7.15% |
| Lake Hamilton | 3.43% | 3.89% | 4.44% | 6.24% | 7.98% |
| Lakeland | 2.96% | 3.65% | 4.43% | 6.12% | 7.29% |
| Lakeshore | 3.56% | 4.60% | 6.19% | 7.00% | 7.15% |
| Lake Wales | 2.90% | 3.62% | 4.44% | 6.18% | 7.57% |
| Mulberry | 3.00% | 3.74% | 4.50% | 6.18% | 7.39% |
| Polk City | 2.90% | 3.60% | 4.50% | 6.21% | 7.46% |
| River Ranch | 3.59% | 5.01% | 5.57% | 6.00% | 6.45% |
| Winter Haven | 2.90% | 3.60% | 4.38% | 5.96% | 7.13% |
Housing Expenses in Polk County, Florida
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