Real Estate Values and Property Tax Valuation in Pinellas County, Florida

Pinellas County has a total of 362,215 properties with a cumulative value of $98.7B, making up 4.76% of all real estate value in Florida. The average property tax rate in Pinellas County is 1.27%, which is lower than the state average of 1.34%. A total of $1.3B was collected in property taxes in Pinellas County, with the average homeowner paying $3,510 in property taxes compared to the state average of $3,597. Property taxes are based on the assessed value of the property, which is typically lower than the market value.

In Florida, property values are assessed on January 1st. Property value notices are issued in August and property tax appeal deadlines are typically 25 days from the date of the value notices, which is usually in September. Property tax bills are issued on November 1st.

Important Dates
Property Valuation Date:January 1st
Property Value Notices Issued:August
Property Tax Appeal Deadline:September or 25 days from date of value notices
Property Tax Bills Issued:November 1st
Real Property Tax Bill Due (1st of #):March 31st
Available Exemptions
Early Payment DiscountAvailable
SeniorAvailable
DisabledAvailable
HomesteadAvailable
VeteranAvailable
Solar/WindAvailable
CharitableAvailable

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Real Estate Statistics in Pinellas County

Total Real Estate Value
$98.7B
Total Real Property Taxes
$1.3B
Average Property Tax Rate
1.27%
# of Real Properties
362.2K

Residential Property Taxes by Cities in Pinellas County

Pinellas County has an average property tax rate of 1.27%, which is slightly lower than the national average of 1.31%. This rate is expected to generate around $1.3 billion in property taxes in 2023. Property taxes in Pinellas County vary across cities, with Clearwater Beach having the highest effective property tax rate of 1.69%, and Kenneth City having the lowest effective property tax rate of 0.98%. This means that property owners in Clearwater Beach will pay an average of $3,845 in property taxes, while property owners in Kenneth City will pay an average of $3,097. This difference in property tax rates across cities can have a significant impact on the amount of taxes paid by property owners.

Tax Assessment Value

The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of property assessment value in each city in Pinellas County. The tax assessment value may differ from the potential sale value, and is used to calculate the property tax for each piece of real estate.

City10th Percentile25th PercentileMedian75th Percentile90th Percentile
Belleair Beach$372,310$428,650$548,236$992,518$1,570,816
Belleair$178,313$260,274$368,792$634,844$1,039,392
Belleair Bluffs$136,817$168,489$246,606$311,916$391,841
Clearwater Beach$245,230$329,512$452,926$730,004$1,056,327
Clearwater$73,183$110,350$173,054$243,916$332,477
Crystal Beach$187,132$239,883$348,198$583,924$952,313
Dunedin$89,396$146,039$228,151$306,398$428,951
Gulfport$122,828$154,678$195,987$266,880$409,054
Indian Rocks Beach$267,849$352,091$487,724$645,146$907,686
Indian Shores$258,910$300,990$389,856$564,005$828,590
Kenneth City$53,960$61,700$162,868$188,410$220,524
Largo$58,702$107,035$170,852$241,366$314,300
Madeira Beach$268,457$365,734$467,112$580,716$866,205
North Redington Beach$243,551$520,846$638,511$819,086$1,077,358
Oldsmar$110,221$144,367$214,764$335,666$465,391
Palm Harbor$109,671$163,032$253,811$348,978$461,027
Pinellas Park$66,366$119,146$153,646$194,833$244,955
Redington Beach$289,121$358,905$522,477$757,842$1,255,185
Redington Shores$278,580$355,440$425,300$565,742$716,012
Safety Harbor$106,947$175,201$270,875$368,752$496,711
Saint Petersburg$80,441$136,788$197,721$287,571$491,136
Seminole$70,762$154,790$216,315$304,456$402,057
South Pasadena$127,402$155,478$207,928$309,533$380,634
St Pete Beach$224,005$314,490$436,165$705,926$993,596
Tarpon Springs$97,968$141,276$224,215$317,592$476,621
Tierra Verde$378,107$474,084$612,595$981,055$1,503,516
Treasure Island$186,962$243,049$399,854$644,316$911,118

Property Tax Bill

This table shows the percentiles of actual property tax paid on residential properties for each city in Pinellas County.

City10th Percentile25th PercentileMedian75th Percentile90th Percentile
Belleair Beach$3,710$5,694$7,515$11,649$18,866
Belleair$1,863$3,143$5,485$9,554$16,801
Belleair Bluffs$1,006$1,768$2,838$4,411$6,119
Clearwater Beach$3,380$5,358$7,860$12,260$19,047
Clearwater$568$1,018$1,948$3,263$4,778
Crystal Beach$1,780$2,944$4,486$7,890$13,709
Dunedin$591$1,165$2,268$3,891$5,518
Gulfport$564$1,138$2,329$3,652$5,641
Indian Rocks Beach$2,663$4,339$6,422$9,015$11,956
Indian Shores$3,627$4,882$6,301$9,024$11,885
Kenneth City$146$602$1,107$2,269$3,238
Largo$526$942$1,784$2,992$4,371
Madeira Beach$2,945$4,404$6,720$8,789$11,265
North Redington Beach$3,342$5,442$8,176$10,637$14,991
Oldsmar$685$1,454$2,533$4,191$6,467
Palm Harbor$912$1,710$2,832$4,478$6,534
Pinellas Park$578$780$1,603$2,792$3,863
Redington Beach$2,208$4,016$6,187$10,051$15,767
Redington Shores$2,788$4,203$5,956$7,881$10,061
Safety Harbor$703$1,571$2,838$4,498$6,328
Saint Petersburg$596$1,088$2,335$4,122$6,993
Seminole$642$1,195$2,284$3,629$5,233
South Pasadena$999$1,781$2,808$4,125$6,024
St Pete Beach$2,370$3,761$5,758$8,887$13,434
Tarpon Springs$662$1,494$2,755$4,550$7,030
Tierra Verde$3,931$5,695$8,489$13,765$20,410
Treasure Island$2,023$3,143$5,059$9,026$12,552

Effective Property Tax Rate

The effective property tax rate is calculated by dividing the property tax bill by the assessed value. For the percentiles below, the calculation is performed using the percentiles for property tax bill and assessed value above. Therefore, each consecutive percentile doesn't necessarily show a larger value.

City10th Percentile25th PercentileMedian75th Percentile90th Percentile
Belleair Beach 1.00% 1.33% 1.37% 1.17% 1.20%
Belleair 1.04% 1.21% 1.49% 1.50% 1.62%
Belleair Bluffs 0.74% 1.05% 1.15% 1.41% 1.56%
Clearwater Beach 1.38% 1.63% 1.74% 1.68% 1.80%
Clearwater 0.78% 0.92% 1.13% 1.34% 1.44%
Crystal Beach 0.95% 1.23% 1.29% 1.35% 1.44%
Dunedin 0.66% 0.80% 0.99% 1.27% 1.29%
Gulfport 0.46% 0.74% 1.19% 1.37% 1.38%
Indian Rocks Beach 0.99% 1.23% 1.32% 1.40% 1.32%
Indian Shores 1.40% 1.62% 1.62% 1.60% 1.43%
Kenneth City 0.27% 0.98% 0.68% 1.20% 1.47%
Largo 0.90% 0.88% 1.04% 1.24% 1.39%
Madeira Beach 1.10% 1.20% 1.44% 1.51% 1.30%
North Redington Beach 1.37% 1.04% 1.28% 1.30% 1.39%
Oldsmar 0.62% 1.01% 1.18% 1.25% 1.39%
Palm Harbor 0.83% 1.05% 1.12% 1.28% 1.42%
Pinellas Park 0.87% 0.65% 1.04% 1.43% 1.58%
Redington Beach 0.76% 1.12% 1.18% 1.33% 1.26%
Redington Shores 1.00% 1.18% 1.40% 1.39% 1.41%
Safety Harbor 0.66% 0.90% 1.05% 1.22% 1.27%
Saint Petersburg 0.74% 0.80% 1.18% 1.43% 1.42%
Seminole 0.91% 0.77% 1.06% 1.19% 1.30%
South Pasadena 0.78% 1.15% 1.35% 1.33% 1.58%
St Pete Beach 1.06% 1.20% 1.32% 1.26% 1.35%
Tarpon Springs 0.68% 1.06% 1.23% 1.43% 1.47%
Tierra Verde 1.04% 1.20% 1.39% 1.40% 1.36%
Treasure Island 1.08% 1.29% 1.27% 1.40% 1.38%

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Real Estate Values in Pinellas County

The median home price in Pinellas County, Florida has increased slightly from October 2022 to October 2023, with a 0.60% increase from $420.0K to $422.5K. The home inventory in Pinellas County has also increased from 3.9K in October 2022 to 4.6K in October 2023, indicating a healthy housing market in the area.

Median Sale Value
$422.5K
Total Active Listings
4.6K
Annual percent change in median sale price
0.60%

Average Home Value in Pinellas County, Florida

Last updated: November 2023

Percent Change in Total Home Sales in Pinellas County

Last updated: November 2023

Percent Change in New Home Listings in Pinellas County

Last updated: November 2023

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Mortgage Rates in Pinellas County

Mortgages in Pinellas County are a significant part of the local economy, with a total outstanding loan amount of $37.1 billion. This represents 171.6 thousand outstanding loans, which is a significant portion of the total home value in the county. The median mortgage rate in Pinellas County varies across cities, with Kenneth City having the highest median mortgage rate of 4.5%, while Largo has the lowest median mortgage rate of 4.5%. This variation in rates across cities allows potential home buyers to find the best deal for their needs.

Overall, mortgages in Pinellas County are a major factor in the local economy, with a significant amount of outstanding loans and a wide range of mortgage rates. This provides potential home buyers with the opportunity to find the best deal for their needs, while also providing a boost to the local economy.

# of Outstanding Loans
171.6K
Total Outstanding Loan Amount
$37.1B
Properties with Loans
47.36%

Outstanding Mortgages

The table below shows the percentile distribution of outstanding loans on residential properties in Pinellas County by city.

City10th Percentile25th PercentileMedian75th Percentile90th Percentile
Belleair Beach$39,583$135,213$299,026$487,762$852,877
Belleair$38,096$87,504$204,464$383,187$613,349
Belleair Bluffs$30,499$68,886$128,678$229,663$336,842
Clearwater Beach$48,278$125,676$243,592$400,080$614,958
Clearwater$21,809$52,966$113,459$200,454$290,961
Crystal Beach$31,414$84,145$213,102$388,906$621,278
Dunedin$23,462$57,057$123,677$224,849$335,431
Gulfport$21,504$58,141$123,559$218,616$350,963
Indian Rocks Beach$37,442$104,944$228,470$370,607$527,151
Indian Shores$40,739$116,360$222,394$368,134$542,070
Kenneth City$17,330$41,108$92,528$157,298$230,976
Largo$21,897$54,638$115,892$194,549$280,434
Madeira Beach$38,507$115,702$234,253$393,337$537,882
North Redington Beach$51,018$118,297$259,689$445,824$691,722
Oldsmar$28,046$62,283$130,974$232,266$338,569
Palm Harbor$30,100$68,331$144,412$245,619$359,059
Pinellas Park$20,455$50,475$104,565$172,467$243,394
Redington Beach$47,524$141,688$257,371$447,754$640,728
Redington Shores$38,912$119,514$244,795$378,439$513,118
Safety Harbor$25,146$63,075$148,989$254,116$366,995
Saint Petersburg$21,014$56,286$131,110$235,695$363,094
Seminole$24,574$61,757$132,220$229,047$329,779
South Pasadena$26,745$60,456$123,475$201,482$314,190
St Pete Beach$37,213$96,314$221,289$367,289$575,297
Tarpon Springs$31,303$73,737$151,645$256,197$369,511
Tierra Verde$82,172$175,368$320,245$483,746$690,117
Treasure Island$33,831$90,585$202,717$359,145$537,673

Mortgage Rates

The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of mortgage rates in cities across Pinellas County.

City10th Percentile25th PercentileMedian75th Percentile90th Percentile
Belleair Beach 2.90% 3.48% 4.17% 6.11% 7.31%
Belleair 2.90% 3.44% 4.17% 6.00% 7.27%
Belleair Bluffs 2.90% 3.60% 4.30% 5.88% 7.11%
Clearwater Beach 2.90% 3.50% 4.19% 5.96% 7.23%
Clearwater 3.00% 3.64% 4.42% 6.31% 7.50%
Crystal Beach 2.89% 3.50% 4.17% 6.29% 7.54%
Dunedin 2.99% 3.61% 4.40% 6.24% 7.43%
Gulfport 2.90% 3.56% 4.30% 6.09% 7.43%
Indian Rocks Beach 2.90% 3.50% 4.30% 6.11% 7.34%
Indian Shores 2.90% 3.50% 4.16% 5.93% 7.34%
Kenneth City 3.00% 3.70% 4.50% 6.34% 7.42%
Largo 3.00% 3.69% 4.50% 6.27% 7.46%
Madeira Beach 2.90% 3.54% 4.24% 6.12% 7.43%
North Redington Beach 3.00% 3.64% 4.44% 6.61% 7.58%
Oldsmar 3.00% 3.68% 4.40% 6.33% 7.51%
Palm Harbor 3.00% 3.66% 4.40% 6.25% 7.42%
Pinellas Park 3.00% 3.70% 4.50% 6.29% 7.51%
Redington Beach 3.00% 3.52% 4.21% 5.79% 7.18%
Redington Shores 2.90% 3.50% 4.13% 5.94% 7.16%
Safety Harbor 3.05% 3.70% 4.44% 6.67% 7.69%
Saint Petersburg 2.90% 3.59% 4.38% 6.22% 7.50%
Seminole 3.00% 3.62% 4.40% 6.30% 7.45%
South Pasadena 2.90% 3.47% 4.15% 5.76% 7.14%
St Pete Beach 2.90% 3.45% 4.25% 6.19% 7.47%
Tarpon Springs 2.90% 3.56% 4.26% 6.03% 7.25%
Tierra Verde 2.90% 3.65% 4.27% 5.90% 7.14%
Treasure Island 2.90% 3.50% 4.23% 6.22% 7.47%

Housing Expenses in Pinellas County, Florida

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Frequently asked questions

We currently operate in Texas, California, Washington, Georgia, Florida and Illinois.
We use a private national data provider that cross-references with county recorder's offices to verify ownership. If in the event our system is unable to verify the property, our team will take further steps to investigate ownership and reach out to the customer for confirmation.
Our success rate varies across geographies; however, in any given year, we typically win more than 70% of our cases, saving clients an average of $1,457 on their property taxes.
Yes, in the market areas we serve, we have a dedicated Property Tax Consultant that is physically present in the market they are servicing. The specialist assigned to your property has the necessary geographical competence to provide exemplary service!
The average property tax rate in Pinellas County is 1.27%.
The following exemptions and discounts are available in Pinellas County: Charitable, Disabled, Early Payment Discount and Homestead