Average Tax Assessment in Osceola County
Real Estate Values and Property Tax Valuation in Osceola County, Florida
Osceola County has a total of 132,593 properties with a cumulative value of $28.7B. This accounts for 1.38% of all real estate value in Florida. Property taxes in Osceola County amount to $420.8M, with an average homeowner paying $3,176 in property taxes, which is lower than the state average of $3,597. The average property tax rate in Osceola County is 1.47%, which is higher than the state average of 1.34%. Property taxes are based on the assessed value of the property, which is typically lower than the market value.
In Florida, property values are assessed on January 1st. Property value notices are issued in August and property tax appeal deadlines are typically 25 days from the date of the value notices, which is usually in September. Property tax bills are issued on November 1st.
Updated November 01, 2023
| Important Links | |
|---|---|
| Osceola Assessor | (712) 754-3438 |
| Osceola Clerk / Recorder | (407) 742-3500 |
| Osceola Equalization Office | (231) 832-6119 |
| Osceola Recorder | (712) 754-3345 |
| Important Dates | |
|---|---|
| Property Valuation Date: | January 1st |
| Property Value Notices Issued: | August |
| Property Tax Appeal Deadline: | September or 25 days from date of value notices |
| Property Tax Bills Issued: | November 1st |
| Real Property Tax Bill Due (1st of #): | March 31st |
| Available Exemptions | |
|---|---|
| Early Payment Discount | Available |
| Senior | Available |
| Disabled | Available |
| Homestead | Available |
| Veteran | Available |
| Solar/Wind | Available |
| Charitable | Available |
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Real Estate Statistics in Osceola County
Residential Property Taxes by Cities in Osceola County
Osceola County has an average property tax rate of 1.47%, which is slightly lower than the state average of 1.56%. This rate applies to all properties in the county, regardless of their location. However, there is some variation in the effective property tax rate across the cities in Osceola County. The city of Harmony has the highest effective property tax rate at 2.14%, while the city of Saint Cloud has the lowest effective property tax rate at 1.3%. This means that homeowners in Harmony will pay more in property taxes than those in Saint Cloud. Overall, Osceola County has a relatively low property tax rate compared to other counties in Florida, making it an attractive option for homeowners looking for a place to settle down.
Tax Assessment Value
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of property assessment value in each city in Osceola County. The tax assessment value may differ from the potential sale value, and is used to calculate the property tax for each piece of real estate.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Davenport | $111,830 | $162,000 | $233,600 | $329,300 | $423,200 |
| Harmony | $149,300 | $186,400 | $227,750 | $260,600 | $313,230 |
| Intercession City | $45,990 | $63,575 | $89,050 | $125,150 | $161,500 |
| Kenansville | $34,380 | $47,500 | $70,400 | $111,600 | $177,280 |
| Kindred | $196,500 | $220,900 | $234,000 | $275,100 | $295,660 |
| Kissimmee | $115,300 | $156,500 | $194,200 | $235,200 | $310,320 |
| Reunion | $145,100 | $169,800 | $235,200 | $484,875 | $727,120 |
| Saint Cloud | $112,900 | $165,400 | $214,000 | $259,900 | $319,130 |
Property Tax Bill
This table shows the percentiles of actual property tax paid on residential properties for each city in Osceola County.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Davenport | $1,934 | $2,619 | $4,513 | $6,994 | $8,466 |
| Harmony | $3,057 | $3,773 | $5,042 | $5,922 | $6,830 |
| Intercession City | $678 | $952 | $1,333 | $1,881 | $2,403 |
| Kenansville | $798 | $988 | $1,256 | $1,762 | $2,514 |
| Kindred | $3,576 | $4,408 | $5,184 | $5,839 | $6,376 |
| Kissimmee | $1,056 | $1,712 | $2,721 | $3,834 | $5,356 |
| Reunion | $4,093 | $4,514 | $6,153 | $10,202 | $13,761 |
| Saint Cloud | $800 | $1,555 | $2,755 | $3,863 | $4,825 |
Effective Property Tax Rate
The effective property tax rate is calculated by dividing the property tax bill by the assessed value. For the percentiles below, the calculation is performed using the percentiles for property tax bill and assessed value above. Therefore, each consecutive percentile doesn't necessarily show a larger value.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Davenport | 1.73% | 1.62% | 1.93% | 2.12% | 2.00% |
| Harmony | 2.05% | 2.02% | 2.21% | 2.27% | 2.18% |
| Intercession City | 1.47% | 1.50% | 1.50% | 1.50% | 1.49% |
| Kenansville | 2.32% | 2.08% | 1.78% | 1.58% | 1.42% |
| Kindred | 1.82% | 2.00% | 2.22% | 2.12% | 2.16% |
| Kissimmee | 0.92% | 1.09% | 1.40% | 1.63% | 1.73% |
| Reunion | 2.82% | 2.66% | 2.62% | 2.10% | 1.89% |
| Saint Cloud | 0.71% | 0.94% | 1.29% | 1.49% | 1.51% |
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Real Estate Values in Osceola County
The median home price in Osceola County, Florida decreased by 3.40% from October 2022 to October 2023, from $389.0K to $375.8K. This indicates a slight decrease in home prices in the area. Additionally, the home inventory in Osceola County increased from 2.8K in October 2022 to 3.1K in October 2023, suggesting that there is an increase in the number of homes available for sale in the area. Overall, the data from Redfin suggests that home prices in Osceola County, Florida are decreasing slightly while the home inventory is increasing.
Average Home Value in Osceola County, Florida
Last updated: November 2023
Percent Change in Total Home Sales in Osceola County
Last updated: November 2023
Percent Change in New Home Listings in Osceola County
Last updated: November 2023
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Mortgage Rates in Osceola County
Mortgages in Osceola County are a major part of the local economy, with a total outstanding loan amount of $18.6 billion across 77,000 loans. This represents a significant portion of the total home value in the county, and demonstrates the importance of mortgages to the local housing market.
The median mortgage rate in Osceola County varies across cities, with Kissimmee having the highest rate at 4.37% and Davenport having the lowest rate at 3.77%. This variation in rates is indicative of the competitive nature of the mortgage market in the county, and demonstrates the importance of shopping around for the best rate. Overall, mortgages in Osceola County are an important part of the local economy, and provide an important source of financing for homeowners.
Outstanding Mortgages
The table below shows the percentile distribution of outstanding loans on residential properties in Osceola County by city.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Davenport | $112,772 | $166,343 | $239,067 | $319,471 | $422,775 |
| Harmony | $102,952 | $148,561 | $210,627 | $273,465 | $344,013 |
| Intercession City | $12,520 | $29,523 | $85,424 | $136,313 | $173,509 |
| Kenansville | $16,423 | $52,418 | $90,013 | $134,649 | $184,522 |
| Kindred | $171,680 | $207,903 | $233,669 | $262,064 | $294,839 |
| Kissimmee | $48,933 | $87,673 | $153,760 | $224,929 | $299,667 |
| Reunion | $127,070 | $166,143 | $275,899 | $439,361 | $720,097 |
| Saint Cloud | $59,078 | $115,790 | $189,206 | $252,260 | $308,877 |
Mortgage Rates
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of mortgage rates in cities across Osceola County.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Davenport | 2.80% | 3.10% | 3.77% | 4.50% | 5.53% |
| Harmony | 2.90% | 3.20% | 3.81% | 4.34% | 5.23% |
| Intercession City | 2.80% | 3.40% | 4.26% | 6.51% | 7.98% |
| Kenansville | 2.80% | 3.22% | 3.97% | 5.19% | 7.28% |
| Kindred | 2.88% | 3.20% | 4.00% | 4.50% | 4.87% |
| Kissimmee | 2.90% | 3.60% | 4.37% | 5.75% | 6.95% |
| Reunion | 2.80% | 3.00% | 3.83% | 4.78% | 6.04% |
| Saint Cloud | 2.90% | 3.50% | 4.10% | 5.07% | 6.45% |
Housing Expenses in Osceola County, Florida
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