Average Tax Assessment in Orange County
Real Estate Values and Property Tax Valuation in Orange County, Florida
Orange County has 390,997 properties with a cumulative value of $105.3B, representing 5.07% of all real estate value in Florida. Property taxes in Orange County totaled $1.4B, with an average homeowner paying $3,499 in property taxes compared to the state average of $3,597. The average property tax rate in Orange County is 1.30%, lower than the state average of 1.34%. Properties are typically valued for tax purposes based on their estimated market value.
In Florida, property values are assessed on January 1st. Property value notices are issued in August and property tax appeal deadlines are typically 25 days from the date of the value notices, which is usually in September. Property tax bills are issued on November 1st.
Updated November 01, 2023
| Important Links | |
|---|---|
| TexasFile Clerk Records | - |
| Orange Appraisal District | (409) 745-4777 |
| Orange Clerk | (409) 882-7055 |
| Orange Treasurer / Tax Collector | (714) 834-3411 |
| Important Dates | |
|---|---|
| Property Valuation Date: | January 1st |
| Property Value Notices Issued: | August |
| Property Tax Appeal Deadline: | September or 25 days from date of value notices |
| Property Tax Bills Issued: | November 1st |
| Real Property Tax Bill Due (1st of #): | March 31st |
| Available Exemptions | |
|---|---|
| Early Payment Discount | Available |
| Senior | Available |
| Disabled | Available |
| Homestead | Available |
| Veteran | Available |
| Solar/Wind | Available |
| Charitable | Available |
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Real Estate Statistics in Orange County
Residential Property Taxes by Cities in Orange County
Orange County has an average property tax rate of 1.30%, which is slightly lower than the national average of 1.31%. This rate is applied to the assessed value of a property to calculate the total property taxes due. Property taxes in Orange County are collected by the county government and are used to fund public services such as schools, roads, and public safety.
Property tax rates in Orange County vary across cities, with Windermere having the highest effective property tax rate of 1.46%, and Christmas having the lowest effective property tax rate of 0.8%. Property taxes in Orange County are generally lower than the rest of the state, making it an attractive place to live for those looking to save on their taxes.
Tax Assessment Value
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of property assessment value in each city in Orange County. The tax assessment value may differ from the potential sale value, and is used to calculate the property tax for each piece of real estate.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Apopka | $104,991 | $163,339 | $218,481 | $275,138 | $334,790 |
| Belle Isle | $222,010 | $275,326 | $332,023 | $475,964 | $727,717 |
| Christmas | $51,982 | $67,462 | $119,983 | $221,884 | $327,291 |
| Gotha | $142,193 | $190,892 | $271,263 | $346,912 | $452,484 |
| Maitland | $115,300 | $146,286 | $308,480 | $423,126 | $580,316 |
| Mount Dora | $95,082 | $177,508 | $247,840 | $317,443 | $432,005 |
| Oakland | $179,454 | $247,605 | $290,772 | $350,612 | $425,962 |
| Ocoee | $136,800 | $177,092 | $233,976 | $292,193 | $345,894 |
| Orlando | $100,900 | $149,161 | $213,233 | $285,553 | $374,889 |
| Windermere | $220,800 | $276,703 | $373,668 | $579,433 | $1,073,251 |
| Winter Garden | $152,954 | $239,523 | $306,928 | $388,522 | $478,699 |
| Winter Park | $114,900 | $206,062 | $302,412 | $516,370 | $962,955 |
| Zellwood | $67,828 | $73,417 | $83,956 | $104,866 | $155,389 |
Property Tax Bill
This table shows the percentiles of actual property tax paid on residential properties for each city in Orange County.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Apopka | $690 | $1,377 | $2,391 | $3,466 | $4,499 |
| Belle Isle | $1,911 | $2,652 | $3,968 | $6,115 | $9,508 |
| Christmas | $305 | $681 | $1,199 | $2,341 | $3,709 |
| Gotha | $1,134 | $2,180 | $3,178 | $4,502 | $6,269 |
| Maitland | $706 | $1,842 | $3,082 | $4,986 | $7,532 |
| Mount Dora | $907 | $1,852 | $2,984 | $4,325 | $5,755 |
| Oakland | $1,622 | $2,966 | $4,156 | $5,262 | $6,813 |
| Ocoee | $1,015 | $1,983 | $3,031 | $4,241 | $5,305 |
| Orlando | $836 | $1,534 | $2,534 | $3,960 | $5,640 |
| Windermere | $2,985 | $3,960 | $5,413 | $8,382 | $15,871 |
| Winter Garden | $1,489 | $2,769 | $4,251 | $5,555 | $7,014 |
| Winter Park | $1,076 | $1,798 | $3,393 | $5,978 | $12,373 |
| Zellwood | $224 | $325 | $604 | $1,114 | $1,729 |
Effective Property Tax Rate
The effective property tax rate is calculated by dividing the property tax bill by the assessed value. For the percentiles below, the calculation is performed using the percentiles for property tax bill and assessed value above. Therefore, each consecutive percentile doesn't necessarily show a larger value.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Apopka | 0.66% | 0.84% | 1.09% | 1.26% | 1.34% |
| Belle Isle | 0.86% | 0.96% | 1.20% | 1.28% | 1.31% |
| Christmas | 0.59% | 1.01% | 1.00% | 1.06% | 1.13% |
| Gotha | 0.80% | 1.14% | 1.17% | 1.30% | 1.39% |
| Maitland | 0.61% | 1.26% | 1.00% | 1.18% | 1.30% |
| Mount Dora | 0.95% | 1.04% | 1.20% | 1.36% | 1.33% |
| Oakland | 0.90% | 1.20% | 1.43% | 1.50% | 1.60% |
| Ocoee | 0.74% | 1.12% | 1.30% | 1.45% | 1.53% |
| Orlando | 0.83% | 1.03% | 1.19% | 1.39% | 1.50% |
| Windermere | 1.35% | 1.43% | 1.45% | 1.45% | 1.48% |
| Winter Garden | 0.97% | 1.16% | 1.39% | 1.43% | 1.47% |
| Winter Park | 0.94% | 0.87% | 1.12% | 1.16% | 1.28% |
| Zellwood | 0.33% | 0.44% | 0.72% | 1.06% | 1.11% |
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Real Estate Values in Orange County
The median home price in Orange County, Florida decreased by 3.98% from October 2022 to October 2023, from $414.3K to $395.4K. This decrease in home prices was accompanied by a decrease in home inventory, from 4.1K in October 2022 to 3.3K in October 2023. This suggests that the housing market in Orange County is cooling off, with fewer homes available and lower prices.
Average Home Value in Orange County, Florida
Last updated: November 2023
Percent Change in Total Home Sales in Orange County
Last updated: November 2023
Percent Change in New Home Listings in Orange County
Last updated: November 2023
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Mortgage Rates in Orange County
Orange County is home to a large number of homeowners, and the total outstanding loan amount across home mortgages in the county is a staggering $51.5 billion. This amount is spread across 226,200 outstanding loans, representing a significant portion of the total home value in the county.
The median mortgage rate in Orange County varies significantly across cities, with the highest rate being 5.17% in Christmas and the lowest rate being 4% in Oakland. This variation in rates across counties is indicative of the competitive nature of the market, and homeowners in Orange County can benefit from shopping around for the best rates.
Outstanding Mortgages
The table below shows the percentile distribution of outstanding loans on residential properties in Orange County by city.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Apopka | $36,250 | $82,198 | $157,853 | $237,198 | $307,089 |
| Belle Isle | $36,559 | $84,605 | $190,383 | $301,119 | $432,533 |
| Christmas | $10,337 | $36,945 | $84,626 | $173,333 | $267,963 |
| Gotha | $38,046 | $74,191 | $149,291 | $255,562 | $357,259 |
| Maitland | $36,103 | $84,634 | $175,462 | $312,961 | $469,616 |
| Mount Dora | $62,679 | $123,160 | $186,475 | $267,174 | $350,386 |
| Oakland | $76,822 | $151,921 | $246,130 | $309,218 | $380,430 |
| Ocoee | $40,496 | $91,539 | $162,897 | $241,888 | $307,118 |
| Orlando | $32,349 | $72,128 | $140,908 | $230,458 | $324,484 |
| Windermere | $100,539 | $156,955 | $245,450 | $381,782 | $619,225 |
| Winter Garden | $86,665 | $159,038 | $242,769 | $327,554 | $428,096 |
| Winter Park | $31,820 | $82,309 | $185,853 | $341,731 | $608,518 |
| Zellwood | $18,155 | $31,412 | $66,940 | $117,558 | $217,680 |
Mortgage Rates
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of mortgage rates in cities across Orange County.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Apopka | 3.00% | 3.70% | 4.40% | 6.03% | 7.20% |
| Belle Isle | 3.00% | 3.68% | 4.49% | 6.48% | 7.51% |
| Christmas | 3.42% | 3.98% | 5.17% | 6.84% | 7.94% |
| Gotha | 3.02% | 3.77% | 4.62% | 6.82% | 7.79% |
| Maitland | 2.96% | 3.65% | 4.40% | 6.30% | 7.55% |
| Mount Dora | 2.99% | 3.50% | 4.08% | 5.36% | 6.69% |
| Oakland | 2.90% | 3.50% | 4.00% | 5.09% | 6.62% |
| Ocoee | 3.09% | 3.73% | 4.43% | 5.96% | 7.16% |
| Orlando | 3.00% | 3.72% | 4.50% | 6.22% | 7.42% |
| Windermere | 2.90% | 3.56% | 4.15% | 5.25% | 6.31% |
| Winter Garden | 2.90% | 3.50% | 4.03% | 4.80% | 6.25% |
| Winter Park | 2.90% | 3.59% | 4.37% | 6.21% | 7.39% |
| Zellwood | 2.99% | 3.70% | 4.43% | 6.36% | 7.36% |
Housing Expenses in Orange County, Florida
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