Real Estate Values and Property Tax Valuation in Flagler County, Florida

Flagler County has a total of 51,021 properties with a cumulative value of $12.4B. This represents 0.60% of all real estate value in Florida. Property taxes in Flagler County totaled $163.9M, with an average homeowner paying $3,213 in property taxes compared to the state average of $3,597. The average property tax rate in Flagler County is 1.32%, lower than the state average of 1.34%. Property taxes are based on the assessed value of the property, which is typically lower than the market value.

In Florida, property values are assessed on January 1st. Property value notices are issued in August and property tax appeal deadlines are typically 25 days from the date of the value notices, which is usually in September. Property tax bills are issued on November 1st.

Important Dates
Property Valuation Date:January 1st
Property Value Notices Issued:August
Property Tax Appeal Deadline:September or 25 days from date of value notices
Property Tax Bills Issued:November 1st
Real Property Tax Bill Due (1st of #):March 31st
Available Exemptions
Early Payment DiscountAvailable
SeniorAvailable
DisabledAvailable
HomesteadAvailable
VeteranAvailable
Solar/WindAvailable
CharitableAvailable

Don't Miss Your Property Tax Appeal Deadline

Ownwell will automatically evaluate all new property tax assessments, identify if you should appeal, then handle the end to end property tax appeals process. With our Savings-or-Free guarantee, only pay 25% of your property tax bill savings after you save!

Real Estate Statistics in Flagler County

Total Real Estate Value
$12.4B
Total Real Property Taxes
$163.9M
Average Property Tax Rate
1.32%
# of Real Properties
51.0K

Residential Property Taxes by Cities in Flagler County

Flagler County has an average property tax rate of 1.32%, which is slightly lower than the national average of 1.38%. Property taxes in Flagler County are collected by the county government and are used to fund public services such as schools, roads, and public safety. Property taxes in Flagler County vary across cities, with Flagler Beach having the highest effective property tax rate of 1.35%, and Bunnell having the lowest effective property tax rate of 1.28%. This difference in rates is due to the different assessed values of properties in each city.

Overall, Flagler County has a relatively low property tax rate compared to other counties in Florida. This makes it an attractive option for those looking to purchase a home in the area. However, it is important to note that the property tax rate can vary significantly from city to city, so it is important to research the rates in the area before making a purchase.

Tax Assessment Value

The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of property assessment value in each city in Flagler County. The tax assessment value may differ from the potential sale value, and is used to calculate the property tax for each piece of real estate.

City10th Percentile25th PercentileMedian75th Percentile90th Percentile
Bunnell$39,205$69,030$105,792$170,941$232,038
Flagler Beach$135,741$198,434$282,700$393,613$535,662
Ormond Beach$189,957$231,934$296,738$401,824$487,448
Palm Coast$140,251$166,912$203,321$258,102$359,125

Property Tax Bill

This table shows the percentiles of actual property tax paid on residential properties for each city in Flagler County.

City10th Percentile25th PercentileMedian75th Percentile90th Percentile
Bunnell$354$656$1,152$1,979$3,796
Flagler Beach$1,266$2,318$3,788$5,603$7,895
Ormond Beach$1,646$2,424$3,995$5,613$7,189
Palm Coast$925$1,648$2,692$3,888$5,700

Effective Property Tax Rate

The effective property tax rate is calculated by dividing the property tax bill by the assessed value. For the percentiles below, the calculation is performed using the percentiles for property tax bill and assessed value above. Therefore, each consecutive percentile doesn't necessarily show a larger value.

City10th Percentile25th PercentileMedian75th Percentile90th Percentile
Bunnell 0.90% 0.95% 1.09% 1.16% 1.64%
Flagler Beach 0.93% 1.17% 1.34% 1.42% 1.47%
Ormond Beach 0.87% 1.05% 1.35% 1.40% 1.47%
Palm Coast 0.66% 0.99% 1.32% 1.51% 1.59%

Reduce your property tax bill with Ownwell!

Ownwell saves property owner's $1,149 a year on their property taxes. Sign up in 5 minutes to start saving today! With our Savings-or-Free guarantee, only pay 25% of your property tax bill savings after you save!

Real Estate Values in Flagler County

The data from Redfin shows that the median home price in Flagler County decreased by 3.55% from October 2022 to October 2023. This indicates that the housing market in Flagler County is cooling off. Additionally, the home inventory in Flagler County increased by 18.2% from October 2022 to October 2023, suggesting that there is an increase in the number of homes available for sale. This could be due to a decrease in demand for homes in the area. Overall, the data from Redfin suggests that the housing market in Flagler County is slowing down.

Median Sale Value
$377.4K
Total Active Listings
1.3K
Annual percent change in median sale price
-3.55%

Average Home Value in Flagler County, Florida

Last updated: November 2023

Percent Change in Total Home Sales in Flagler County

Last updated: November 2023

Percent Change in New Home Listings in Flagler County

Last updated: November 2023

Reduce your property tax bill with Ownwell

Ownwell will evaluate your property tax assessment, build a case, and file an appeal. With our Savings-or-Free guarantee, only pay 25% of your property tax bill savings!

Mortgage Rates in Flagler County

Flagler County is home to a large number of outstanding home mortgage loans, with a total of $4.6 billion in outstanding loans. This represents a significant portion of the total home value in the county, as the average loan amount is around 23.2K. The median mortgage rate in Flagler County varies across cities, with Bunnell having the highest median mortgage rate of 4.4%, while Ormond Beach has the lowest median mortgage rate of 3.94%. This variation in mortgage rates across cities provides homeowners with the opportunity to shop around for the best rates and terms that fit their needs.

Overall, Flagler County is a great place to purchase a home, as the total outstanding loan amount is high and the median mortgage rates are competitive. Homeowners in the county have the ability to compare rates and terms across cities to find the best deal for their needs. With the total outstanding loan amount being so high, it is clear that Flagler County is a popular place to purchase a home.

# of Outstanding Loans
23.2K
Total Outstanding Loan Amount
$4.6B
Properties with Loans
45.55%

Outstanding Mortgages

The table below shows the percentile distribution of outstanding loans on residential properties in Flagler County by city.

City10th Percentile25th PercentileMedian75th Percentile90th Percentile
Bunnell$18,978$52,004$119,204$186,704$251,596
Flagler Beach$60,548$119,890$199,988$302,938$437,130
Ormond Beach$84,986$143,835$218,852$320,236$415,971
Palm Coast$61,021$95,679$151,441$221,282$307,328

Mortgage Rates

The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of mortgage rates in cities across Flagler County.

City10th Percentile25th PercentileMedian75th Percentile90th Percentile
Bunnell 2.90% 3.45% 4.40% 5.99% 7.15%
Flagler Beach 2.90% 3.40% 4.00% 5.24% 6.95%
Ormond Beach 2.80% 3.30% 3.94% 4.50% 6.19%
Palm Coast 2.90% 3.52% 4.25% 5.71% 6.75%

Housing Expenses in Flagler County, Florida

Reduce your property tax bill with Ownwell

Ownwell will evaluate your property tax assessment, build a case, and file an appeal. With our Savings-or-Free guarantee, only pay 25% of your property tax bill savings!

With Ownwell's property tax monitoring service ensures you'll never overpay on property taxes again.

How Ownwell works?

  1. Enter your property address and get an instant estimate of your potential tax savings based on local market data and our historical tax savings in your area.
  2. Sign up online and authorize Ownwell to fight your tax bill in less than 5 minutes.
  3. Sit back and let us get to work. Ownwell handles everything start to finish with no up-front costs. It’s all backed by our industry-leading Savings-or-Free Guarantee.
  4. When we save you money our fee is just 25% of your savings. If you don't save, you don't pay. We will continue to monitor your property taxes every year to ensure that you never overpay or have to worry about your property taxes again.

Reduce your property tax bill with Ownwell

Enter your property address and get an initial estimate of your potential tax savings based on local market data and our historical tax savings in your area. We never share or sell your information.

Frequently asked questions

We currently operate in Texas, California, Washington, Georgia, Florida and Illinois.
We use a private national data provider that cross-references with county recorder's offices to verify ownership. If in the event our system is unable to verify the property, our team will take further steps to investigate ownership and reach out to the customer for confirmation.
Our success rate varies across geographies; however, in any given year, we typically win more than 70% of our cases, saving clients an average of $1,457 on their property taxes.
Yes, in the market areas we serve, we have a dedicated Property Tax Consultant that is physically present in the market they are servicing. The specialist assigned to your property has the necessary geographical competence to provide exemplary service!
The average property tax rate in Flagler County is 1.32%.
The following exemptions and discounts are available in Flagler County: Charitable, Disabled, Early Payment Discount and Homestead

Explore Property Taxes in Your City