San Jose, California Property Taxes
Real Estate Values and Property Tax Valuation in San Jose, California
San Jose has a total of 231,000 properties with a cumulative value of $130.4B, making up 40.30% of all real estate value in Santa Clara County. Property taxes in San Jose totaled $2.0B across these 231,000 properties, with an average homeowner paying $8,853 in property taxes compared to the county average of $10,386. The average property tax rate in San Jose is 1.57%, higher than the county average of 1.42%. Properties are valued for tax purposes based on their market value, which is determined by the local assessor's office.
The property tax timeline in California begins on January 1st, when the property valuation date is set. Property value notices are then issued between June and August. Property tax appeals must be submitted by September 15th or November 30th, depending on the county. Finally, property tax bills are issued on October 1st.
Updated August 22, 2023
| Important Links | |
|---|---|
| Santa Clara Assessor | (408) 299-5500 |
| Santa Clara Clerk/Recorder | (408) 299-5688 |
| Important Dates | |
|---|---|
| Property Valuation Date: | January 1st |
| Property Value Notices Issued: | June - August |
| Property Tax Appeal Deadline: | September 15 or November 30 (varies by county) |
| Property Tax Bills Issued: | October 1st |
| Real Property Tax Bill Due (1st of #): | December 10th, 1st half installment |
| Real Property Tax Bill Due (2nd of #): | April 10th, 2nd half |
| Available Exemptions | |
|---|---|
| Senior | Not Available |
| Disabled | Available |
| Homestead | Available |
| Veteran | Not Available |
| Solar/Wind | Available |
| Charitable | Available |
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Real Estate Statistics in San Jose, California
Residential Property Tax by ZIP code in San Jose, California
San Jose property taxes are slightly higher than the average for Santa Clara County, with an average rate of 1.57% compared to 1.42%. However, property tax rates vary significantly across San Jose ZIP codes. The ZIP code with the highest effective property tax rate is 95122, at 1.8%, while the ZIP code with the lowest effective property tax rate is 95113, at 1.36%. This variation is due to differences in home values across ZIP codes. For example, 95122 has higher home values than 95113, resulting in a higher effective property tax rate.
Overall, San Jose property taxes are slightly higher than the average for Santa Clara County, but the rates vary significantly across ZIP codes. This variation is due to differences in home values across ZIP codes, with higher home values resulting in higher effective property tax rates. Property owners should be aware of the differences in property tax rates across San Jose ZIP codes in order to make informed decisions about their taxes.
Tax Assessment Value
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of property assessment value in each ZIP code in San Jose, California. The tax assessment value may differ from the potential sale value, and is used to calculate the property tax for each piece of real estate.
| ZIP Code | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 95110 | $40,392 | $219,335 | $427,466 | $632,808 | $820,746 |
| 95111 | $36,840 | $149,052 | $338,112 | $548,662 | $752,654 |
| 95112 | $31,749 | $146,250 | $423,101 | $665,684 | $862,829 |
| 95113 | $404,283 | $494,051 | $614,298 | $731,454 | $876,800 |
| 95116 | $39,742 | $171,712 | $325,856 | $519,479 | $694,168 |
| 95117 | $76,139 | $239,430 | $544,526 | $860,431 | $1,200,297 |
| 95118 | $70,592 | $209,660 | $490,322 | $819,542 | $1,099,005 |
| 95119 | $81,788 | $262,681 | $503,073 | $803,825 | $974,933 |
| 95120 | $122,255 | $395,973 | $825,272 | $1,262,066 | $1,654,644 |
| 95121 | $70,930 | $221,606 | $410,433 | $646,928 | $884,001 |
| 95122 | $50,740 | $171,314 | $324,862 | $507,762 | $695,631 |
| 95123 | $78,056 | $194,710 | $427,048 | $716,662 | $932,046 |
| 95124 | $72,294 | $237,150 | $593,669 | $953,971 | $1,319,951 |
| 95125 | $67,394 | $227,760 | $648,498 | $1,040,897 | $1,524,208 |
| 95126 | $69,289 | $305,806 | $578,419 | $833,734 | $1,120,997 |
| 95127 | $56,712 | $194,768 | $391,774 | $644,043 | $855,370 |
| 95128 | $67,757 | $233,578 | $523,614 | $820,400 | $1,104,695 |
| 95129 | $85,743 | $297,579 | $655,623 | $1,106,156 | $1,609,909 |
| 95130 | $77,895 | $220,438 | $589,388 | $963,970 | $1,386,354 |
| 95131 | $68,229 | $298,945 | $554,861 | $804,149 | $1,000,102 |
| 95132 | $79,125 | $239,225 | $466,514 | $739,746 | $999,502 |
| 95133 | $108,162 | $241,269 | $459,542 | $727,849 | $906,720 |
| 95134 | $27,946 | $48,770 | $292,060 | $637,040 | $853,557 |
| 95135 | $113,970 | $344,844 | $655,234 | $1,010,360 | $1,346,951 |
| 95136 | $65,600 | $232,110 | $516,252 | $784,497 | $979,038 |
| 95138 | $57,848 | $394,143 | $794,030 | $1,275,409 | $1,913,769 |
| 95139 | $114,991 | $270,040 | $505,608 | $749,409 | $925,036 |
| 95148 | $112,838 | $308,149 | $518,736 | $810,048 | $1,088,260 |
Property Tax Bill
This table shows the percentiles of actual property tax paid on residential properties for each ZIP code in San Jose, California.
| ZIP Code | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 95110 | $2,573 | $4,223 | $6,390 | $8,755 | $11,067 |
| 95111 | $1,023 | $3,643 | $6,098 | $8,861 | $11,338 |
| 95112 | $1,872 | $3,797 | $6,582 | $9,350 | $11,822 |
| 95113 | $5,987 | $6,748 | $8,040 | $9,655 | $11,093 |
| 95116 | $2,360 | $3,873 | $5,785 | $8,141 | $10,461 |
| 95117 | $2,729 | $4,879 | $8,551 | $12,539 | $16,649 |
| 95118 | $2,500 | $4,357 | $7,876 | $11,600 | $15,056 |
| 95119 | $3,225 | $5,272 | $8,282 | $12,039 | $14,339 |
| 95120 | $3,688 | $6,945 | $11,680 | $16,734 | $21,219 |
| 95121 | $3,080 | $4,739 | $7,141 | $10,265 | $13,469 |
| 95122 | $2,588 | $4,071 | $5,922 | $8,325 | $10,852 |
| 95123 | $2,506 | $4,079 | $6,860 | $10,804 | $13,469 |
| 95124 | $2,776 | $5,212 | $9,353 | $13,687 | $18,226 |
| 95125 | $2,540 | $4,907 | $9,690 | $14,338 | $19,975 |
| 95126 | $3,214 | $5,500 | $8,312 | $11,404 | $15,149 |
| 95127 | $2,454 | $4,320 | $6,710 | $9,902 | $12,592 |
| 95128 | $2,564 | $4,834 | $7,952 | $11,575 | $15,093 |
| 95129 | $2,953 | $5,670 | $10,072 | $15,391 | $21,664 |
| 95130 | $2,607 | $5,021 | $9,577 | $14,067 | $19,180 |
| 95131 | $3,174 | $5,541 | $8,556 | $11,655 | $14,135 |
| 95132 | $2,897 | $4,880 | $7,717 | $11,075 | $14,385 |
| 95133 | $3,134 | $4,810 | $7,665 | $10,873 | $12,951 |
| 95134 | $381 | $650 | $4,983 | $8,680 | $11,309 |
| 95135 | $3,281 | $6,199 | $10,373 | $15,316 | $19,748 |
| 95136 | $2,630 | $4,871 | $8,279 | $11,479 | $13,819 |
| 95138 | $3,748 | $7,233 | $12,796 | $19,847 | $28,464 |
| 95139 | $3,291 | $4,863 | $7,597 | $10,130 | $12,266 |
| 95148 | $4,127 | $5,871 | $8,618 | $12,435 | $16,245 |
Effective Property Tax Rate
The effective property tax rate is calculated by dividing the property tax bill by the assessed value. For the percentiles below, the calculation is performed using the percentiles for property tax bill and assessed value above. Therefore, each consecutive percentile doesn't necessarily show a larger value.
| ZIP Code | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 95110 | 6.37% | 1.93% | 1.49% | 1.38% | 1.35% |
| 95111 | 2.78% | 2.44% | 1.80% | 1.62% | 1.51% |
| 95112 | 5.90% | 2.60% | 1.56% | 1.40% | 1.37% |
| 95113 | 1.48% | 1.37% | 1.31% | 1.32% | 1.27% |
| 95116 | 5.94% | 2.26% | 1.78% | 1.57% | 1.51% |
| 95117 | 3.58% | 2.04% | 1.57% | 1.46% | 1.39% |
| 95118 | 3.54% | 2.08% | 1.61% | 1.42% | 1.37% |
| 95119 | 3.94% | 2.01% | 1.65% | 1.50% | 1.47% |
| 95120 | 3.02% | 1.75% | 1.42% | 1.33% | 1.28% |
| 95121 | 4.34% | 2.14% | 1.74% | 1.59% | 1.52% |
| 95122 | 5.10% | 2.38% | 1.82% | 1.64% | 1.56% |
| 95123 | 3.21% | 2.09% | 1.61% | 1.51% | 1.45% |
| 95124 | 3.84% | 2.20% | 1.58% | 1.43% | 1.38% |
| 95125 | 3.77% | 2.15% | 1.49% | 1.38% | 1.31% |
| 95126 | 4.64% | 1.80% | 1.44% | 1.37% | 1.35% |
| 95127 | 4.33% | 2.22% | 1.71% | 1.54% | 1.47% |
| 95128 | 3.78% | 2.07% | 1.52% | 1.41% | 1.37% |
| 95129 | 3.44% | 1.91% | 1.54% | 1.39% | 1.35% |
| 95130 | 3.35% | 2.28% | 1.62% | 1.46% | 1.38% |
| 95131 | 4.65% | 1.85% | 1.54% | 1.45% | 1.41% |
| 95132 | 3.66% | 2.04% | 1.65% | 1.50% | 1.44% |
| 95133 | 2.90% | 1.99% | 1.67% | 1.49% | 1.43% |
| 95134 | 1.36% | 1.33% | 1.71% | 1.36% | 1.32% |
| 95135 | 2.88% | 1.80% | 1.58% | 1.52% | 1.47% |
| 95136 | 4.01% | 2.10% | 1.60% | 1.46% | 1.41% |
| 95138 | 6.48% | 1.84% | 1.61% | 1.56% | 1.49% |
| 95139 | 2.86% | 1.80% | 1.50% | 1.35% | 1.33% |
| 95148 | 3.66% | 1.91% | 1.66% | 1.54% | 1.49% |
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Real Estate Values in San Jose, California
Average Home Value in San Jose, California
Last updated: August 2023
Average home value over time in San Jose, California
Last updated: August 2023
Total unique home listings in San Jose, California
Last updated: August 2023
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Housing Expenses in San Jose, California
Housing expenses are a major part of the average household budget in the state. In fact, housing expenses account for nearly one-third of total expenses for the average household. As inflation continues, housing expenses continue to rise, eating up an ever-increasing portion of the household budget. Property taxes are the second largest component of housing expenses for the average property owner in the state, making up a significant portion of the total housing expenses. As housing expenses continue to rise, it is important for households to budget carefully and plan for the future to ensure they can afford their housing expenses.
Monthly Consumer Expenses for West region
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