Real Estate Values and Property Tax Valuation in Santa Barbara County, California

Santa Barbara County has a total of 108,927 properties with a cumulative value of $62.5B, representing 1.69% of all real estate value in California. Property taxes in Santa Barbara County totaled $748.6M, with an average homeowner paying $6,872 in property taxes compared to the state average of $5,946. The average property tax rate in Santa Barbara County is 1.20%, while the state average is 1.58%. Properties are valued for tax purposes based on their assessed value, which is usually lower than the market value.

The property tax timeline in California begins on January 1st, when the property valuation date is set. Property value notices are then issued between June and August. Property tax appeals must be submitted by September 15th or November 30th, depending on the county. Finally, property tax bills are issued on October 1st.

Important Dates
Property Valuation Date:January 1st
Property Value Notices Issued:June - August
Property Tax Appeal Deadline:September 15 or November 30 (varies by county)
Property Tax Bills Issued:October 1st
Real Property Tax Bill Due (1st of #):December 10th, 1st half installment
Real Property Tax Bill Due (2nd of #):April 10th, 2nd half
Available Exemptions
SeniorNot Available
DisabledAvailable
HomesteadAvailable
VeteranNot Available
Solar/WindAvailable
CharitableAvailable

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Real Estate Statistics in Santa Barbara County

Total Real Estate Value
$62.5B
Total Real Property Taxes
$748.6M
Average Property Tax Rate
1.20%
# of Real Properties
108.9K

Residential Property Taxes by Cities in Santa Barbara County

Santa Barbara County has an average property tax rate of 1.20%, which is slightly lower than the state average of 1.25%. This rate is applied to the assessed value of a property to calculate the amount of taxes due. The average property tax bill in Santa Barbara County is $6,872.

Property tax rates vary across the cities in Santa Barbara County. Santa Maria has the highest effective property tax rate at 1.33%, while Santa Barbara has the lowest effective property tax rate at 1.15%. This difference of 0.18% can make a significant difference in the amount of taxes due on a property. Property owners in Santa Barbara County should be aware of the differences in property tax rates across the cities in order to make informed decisions when buying or selling a property.

Tax Assessment Value

The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of property assessment value in each city in Santa Barbara County. The tax assessment value may differ from the potential sale value, and is used to calculate the property tax for each piece of real estate.

City10th Percentile25th PercentileMedian75th Percentile90th Percentile
Buellton$50,753$259,354$452,720$597,726$745,054
Carpinteria$51,850$160,334$430,818$776,238$1,245,278
Goleta$87,564$206,164$448,958$758,626$969,984
Guadalupe$42,959$115,394$189,374$309,170$414,237
Lompoc$51,607$139,784$237,434$347,971$461,889
Los Alamos$42,994$238,370$429,204$589,767$701,980
Los Olivos$54,368$275,932$563,380$930,292$1,361,144
Santa Barbara$86,017$251,054$615,005$1,130,199$2,042,056
Santa Maria$39,078$160,192$272,916$396,098$499,505
Santa Ynez$143,541$388,755$709,603$1,209,203$2,121,639
Solvang$57,694$293,402$571,808$867,432$1,273,131
Summerland$43,000$240,674$773,291$1,423,398$2,050,583

Property Tax Bill

This table shows the percentiles of actual property tax paid on residential properties for each city in Santa Barbara County.

City10th Percentile25th PercentileMedian75th Percentile90th Percentile
Buellton$0$2,264$4,673$6,472$8,058
Carpinteria$164$2,145$5,201$8,868$13,623
Goleta$1,496$2,812$5,386$8,575$10,879
Guadalupe$771$1,356$2,287$3,626$4,924
Lompoc$654$1,733$2,848$4,139$5,587
Los Alamos$0$1,809$4,371$6,367$7,693
Los Olivos$2,137$4,252$7,361$11,037$15,968
Santa Barbara$1,402$3,287$7,098$12,547$22,615
Santa Maria$597$2,067$3,482$4,949$6,254
Santa Ynez$2,965$5,399$8,708$13,844$23,268
Solvang$1,154$3,556$6,503$9,834$13,958
Summerland$1,798$4,761$10,104$16,667$24,322

Effective Property Tax Rate

The effective property tax rate is calculated by dividing the property tax bill by the assessed value. For the percentiles below, the calculation is performed using the percentiles for property tax bill and assessed value above. Therefore, each consecutive percentile doesn't necessarily show a larger value.

City10th Percentile25th PercentileMedian75th Percentile90th Percentile
Buellton 0.00% 0.87% 1.03% 1.08% 1.08%
Carpinteria 0.32% 1.34% 1.21% 1.14% 1.09%
Goleta 1.71% 1.36% 1.20% 1.13% 1.12%
Guadalupe 1.79% 1.18% 1.21% 1.17% 1.19%
Lompoc 1.27% 1.24% 1.20% 1.19% 1.21%
Los Alamos 0.00% 0.76% 1.02% 1.08% 1.10%
Los Olivos 3.93% 1.54% 1.31% 1.19% 1.17%
Santa Barbara 1.63% 1.31% 1.15% 1.11% 1.11%
Santa Maria 1.53% 1.29% 1.28% 1.25% 1.25%
Santa Ynez 2.07% 1.39% 1.23% 1.14% 1.10%
Solvang 2.00% 1.21% 1.14% 1.13% 1.10%
Summerland 4.18% 1.98% 1.31% 1.17% 1.19%

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Real Estate Values in Santa Barbara County

The median home price in Santa Barbara County has increased slightly from October 2022 to October 2023, with a 0.53% increase. However, the home inventory in Santa Barbara County has decreased significantly, from 581 in October 2022 to 510 in October 2023. This suggests that the demand for homes in Santa Barbara County is increasing, leading to a slight increase in home prices.

Median Sale Value
$940.0K
Total Active Listings
510
Annual percent change in median sale price
0.53%

Average Home Value in Santa Barbara County, California

Last updated: November 2023

Percent Change in Total Home Sales in Santa Barbara County

Last updated: November 2023

Percent Change in New Home Listings in Santa Barbara County

Last updated: November 2023

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Mortgage Rates in Santa Barbara County

Santa Barbara County is home to a large number of outstanding home mortgage loans, totaling $20.4 billion. This amount represents 54.6 thousand loans, and is equivalent to approximately 59% of the total home value in the county. The median mortgage rate in Santa Barbara County varies significantly across cities, with Los Alamos having the highest rate of 4.79%, and Los Olivos having the lowest rate of 4.27%. This variation in rates can be attributed to the differences in the local housing market, as well as the availability of lenders in each city.

Overall, the mortgage market in Santa Barbara County is strong, with a high number of outstanding loans and a wide range of rates available. This provides potential homebuyers with a variety of options when it comes to financing their purchase, and allows them to find the best deal for their needs. With the right research and guidance, homebuyers in Santa Barbara County can find the perfect mortgage for their situation.

# of Outstanding Loans
54.6K
Total Outstanding Loan Amount
$20.4B
Properties with Loans
50.15%

Outstanding Mortgages

The table below shows the percentile distribution of outstanding loans on residential properties in Santa Barbara County by city.

City10th Percentile25th PercentileMedian75th Percentile90th Percentile
Buellton$69,566$157,932$287,305$438,251$553,312
Carpinteria$57,364$143,683$309,457$514,080$795,126
Goleta$59,870$141,590$321,402$521,391$684,242
Guadalupe$55,836$92,249$191,852$340,732$404,034
Lompoc$46,181$108,956$195,357$307,322$422,530
Los Alamos$49,850$109,576$240,829$416,069$543,525
Los Olivos$68,459$162,946$436,058$634,801$995,198
Santa Barbara$65,762$174,487$406,936$685,669$1,177,576
Santa Maria$47,016$111,220$197,701$315,929$424,891
Santa Ynez$81,251$207,916$446,434$644,703$1,213,444
Solvang$67,818$166,273$342,899$546,823$755,181
Summerland$63,754$295,685$505,816$790,058$1,423,835

Mortgage Rates

The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of mortgage rates in cities across Santa Barbara County.

City10th Percentile25th PercentileMedian75th Percentile90th Percentile
Buellton 3.10% 3.75% 4.52% 6.35% 7.21%
Carpinteria 3.00% 3.64% 4.50% 6.62% 7.50%
Goleta 3.10% 3.73% 4.55% 6.74% 7.64%
Guadalupe 3.00% 3.60% 4.37% 6.31% 7.59%
Lompoc 3.00% 3.64% 4.44% 6.27% 7.51%
Los Alamos 3.00% 3.75% 4.79% 6.19% 7.30%
Los Olivos 3.10% 3.60% 4.27% 6.79% 7.62%
Santa Barbara 2.98% 3.62% 4.50% 6.62% 7.58%
Santa Maria 3.10% 3.75% 4.50% 6.27% 7.44%
Santa Ynez 2.90% 3.60% 4.33% 6.50% 7.53%
Solvang 3.00% 3.60% 4.30% 6.16% 7.37%
Summerland 2.90% 3.62% 4.38% 6.21% 7.25%

Housing Expenses in Santa Barbara County, California

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Frequently asked questions

We currently operate in Texas, California, Washington, Georgia, Florida and Illinois.
We use a private national data provider that cross-references with county recorder's offices to verify ownership. If in the event our system is unable to verify the property, our team will take further steps to investigate ownership and reach out to the customer for confirmation.
Our success rate varies across geographies; however, in any given year, we typically win more than 70% of our cases, saving clients an average of $1,457 on their property taxes.
Yes, in the market areas we serve, we have a dedicated Property Tax Consultant that is physically present in the market they are servicing. The specialist assigned to your property has the necessary geographical competence to provide exemplary service!
The average property tax rate in Santa Barbara County is 1.20%.
The following exemptions and discounts are available in Santa Barbara County: Charitable, Disabled, Homestead and Solar/Wind