Real Estate Values and Property Tax Valuation in San Diego, California

San Diego has a total of 316,010 properties with a cumulative value of $141.5B, making up 37.81% of all real estate value in San Diego County. Property taxes in San Diego totaled $1.9B, with an average homeowner paying $6,084 in property taxes compared to the county average of $6,162. The average property tax rate in San Diego is 1.35%, while the county average is 1.33%. Property taxes are based on the assessed value of the property, which is typically lower than the market value.

The property tax timeline in California begins on January 1st, when the property valuation date is set. Property value notices are then issued between June and August. Property tax appeals must be submitted by September 15th or November 30th, depending on the county. Finally, property tax bills are issued on October 1st.

Important Dates
Property Valuation Date:January 1st
Property Value Notices Issued:June - August
Property Tax Appeal Deadline:September 15 or November 30 (varies by county)
Property Tax Bills Issued:October 1st
Real Property Tax Bill Due (1st of #):December 10th, 1st half installment
Real Property Tax Bill Due (2nd of #):April 10th, 2nd half
Available Exemptions
SeniorNot Available
DisabledAvailable
HomesteadAvailable
VeteranNot Available
Solar/WindAvailable
CharitableAvailable

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Ownwell will evaluate your property tax assessment, build a case, and file an appeal. With our Savings-or-Free guarantee, only pay 25% of your property tax bill savings!

Real Estate Statistics in San Diego, California

Total Real Estate Value
$141.5B
Total Real Property Taxes
$1.9B
Average Property Tax Rate
1.35%
# of Real Properties
316,010

Residential Property Tax by ZIP code in San Diego, California

San Diego property taxes are relatively low compared to the rest of the county, with an average rate of 1.35%. This rate is slightly lower than the average San Diego County property tax rate of 1.33%. However, property tax rates can vary significantly across ZIP codes in San Diego. For example, the ZIP code with the highest effective property tax rate is 92127, with a rate of 1.63%, while the ZIP code with the lowest effective property tax rate is 92128, with a rate of 1.19%. This variation in property tax rates is due to differences in home values across ZIP codes. Generally, areas with higher home values have higher property tax rates, while areas with lower home values have lower property tax rates.

Tax Assessment Value

The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of property assessment value in each ZIP code in San Diego, California. The tax assessment value may differ from the potential sale value, and is used to calculate the property tax for each piece of real estate.

ZIP Code10th Percentile25th PercentileMedian75th Percentile90th Percentile
92101$112,499$348,545$499,580$715,000$1,065,240
92102$24,909$100,570$212,711$387,118$550,452
92103$63,763$220,637$450,954$738,142$1,133,426
92104$48,815$162,812$310,568$527,922$758,740
92105$55,225$121,630$208,319$342,340$454,662
92106$92,791$260,652$628,470$1,016,388$1,450,372
92107$78,058$191,815$442,921$797,263$1,156,295
92108$70,707$147,886$288,961$481,199$667,118
92109$79,131$238,957$494,176$864,658$1,299,704
92110$60,014$160,065$336,586$540,935$814,149
92111$57,144$141,374$295,904$482,961$633,779
92113$29,055$90,378$181,504$321,656$425,289
92114$51,810$133,436$231,723$366,441$463,754
92115$63,333$146,745$278,560$481,309$651,668
92116$56,530$177,034$353,488$593,212$849,982
92117$56,513$127,635$312,028$561,991$729,093
92119$67,242$138,418$302,366$518,367$676,941
92120$59,920$142,766$328,366$579,957$756,500
92121$169,620$324,905$490,641$700,000$942,808
92122$99,455$220,838$391,336$600,388$849,411
92123$58,395$148,593$324,221$524,566$648,376
92124$110,189$250,275$411,205$575,144$757,483
92126$85,540$194,563$310,994$482,959$628,644
92127$185,430$408,076$735,133$1,013,646$1,460,477
92128$155,641$292,224$429,226$627,325$798,688
92129$146,159$287,626$432,900$702,304$870,000
92130$249,974$491,190$820,093$1,185,152$1,600,000
92131$182,657$361,204$558,235$840,942$1,090,000
92139$63,515$147,603$237,730$355,764$463,358
92154$56,024$134,934$263,872$430,348$538,500

Property Tax Bill

This table shows the percentiles of actual property tax paid on residential properties for each ZIP code in San Diego, California.

ZIP Code10th Percentile25th PercentileMedian75th Percentile90th Percentile
92101$3,813$4,949$6,775$9,452$13,942
92102$702$1,574$2,995$5,035$7,201
92103$1,732$3,470$5,911$9,553$14,625
92104$1,223$2,394$4,180$6,839$9,602
92105$923$1,697$2,751$4,393$5,696
92106$1,770$4,251$8,576$13,216$18,696
92107$1,343$2,919$5,847$10,194$14,754
92108$1,457$2,414$3,888$6,388$8,619
92109$1,676$3,690$6,713$11,203$16,614
92110$1,132$2,452$4,459$6,882$10,232
92111$855$2,138$3,884$6,118$7,947
92113$590$1,296$2,420$4,102$5,387
92114$790$1,794$2,966$4,681$5,860
92115$1,121$2,172$3,736$6,163$8,247
92116$1,484$2,621$4,693$7,660$10,751
92117$819$2,095$4,149$7,118$9,109
92119$1,124$2,194$4,005$6,741$8,599
92120$1,087$2,263$4,373$7,346$9,479
92121$2,551$4,428$6,241$8,979$11,594
92122$1,646$3,095$5,042$7,649$10,586
92123$874$2,292$4,372$6,683$8,138
92124$2,137$3,416$5,295$7,306$9,454
92126$1,447$2,638$4,044$6,129$7,864
92127$3,457$6,365$12,235$17,540$23,250
92128$2,543$3,603$5,000$7,182$8,964
92129$2,422$3,505$5,307$8,459$10,791
92130$4,257$6,541$10,673$15,072$20,372
92131$3,383$4,994$7,400$10,927$15,017
92139$1,030$1,976$3,039$4,509$5,824
92154$808$1,804$3,436$6,055$7,750

Effective Property Tax Rate

The effective property tax rate is calculated by dividing the property tax bill by the assessed value. For the percentiles below, the calculation is performed using the percentiles for property tax bill and assessed value above. Therefore, each consecutive percentile doesn't necessarily show a larger value.

ZIP Code10th Percentile25th PercentileMedian75th Percentile90th Percentile
92101 3.39% 1.42% 1.36% 1.32% 1.31%
92102 2.82% 1.57% 1.41% 1.30% 1.31%
92103 2.72% 1.57% 1.31% 1.29% 1.29%
92104 2.51% 1.47% 1.35% 1.30% 1.27%
92105 1.67% 1.40% 1.32% 1.28% 1.25%
92106 1.91% 1.63% 1.36% 1.30% 1.29%
92107 1.72% 1.52% 1.32% 1.28% 1.28%
92108 2.06% 1.63% 1.35% 1.33% 1.29%
92109 2.12% 1.54% 1.36% 1.30% 1.28%
92110 1.89% 1.53% 1.32% 1.27% 1.26%
92111 1.50% 1.51% 1.31% 1.27% 1.25%
92113 2.03% 1.43% 1.33% 1.28% 1.27%
92114 1.52% 1.34% 1.28% 1.28% 1.26%
92115 1.77% 1.48% 1.34% 1.28% 1.27%
92116 2.63% 1.48% 1.33% 1.29% 1.26%
92117 1.45% 1.64% 1.33% 1.27% 1.25%
92119 1.67% 1.59% 1.32% 1.30% 1.27%
92120 1.81% 1.59% 1.33% 1.27% 1.25%
92121 1.50% 1.36% 1.27% 1.28% 1.23%
92122 1.66% 1.40% 1.29% 1.27% 1.25%
92123 1.50% 1.54% 1.35% 1.27% 1.26%
92124 1.94% 1.36% 1.29% 1.27% 1.25%
92126 1.69% 1.36% 1.30% 1.27% 1.25%
92127 1.86% 1.56% 1.66% 1.73% 1.59%
92128 1.63% 1.23% 1.16% 1.14% 1.12%
92129 1.66% 1.22% 1.23% 1.20% 1.24%
92130 1.70% 1.33% 1.30% 1.27% 1.27%
92131 1.85% 1.38% 1.33% 1.30% 1.38%
92139 1.62% 1.34% 1.28% 1.27% 1.26%
92154 1.44% 1.34% 1.30% 1.41% 1.44%

Reduce your property tax bill with Ownwell

Ownwell will evaluate your property tax assessment, build a case, and file an appeal. With our Savings-or-Free guarantee, only pay 25% of your property tax bill savings!

Real Estate Values in San Diego, California

Median Sale Price
$930.0K
Total Inventory
1000
% Change in Median Sale Price
2.99%
12-month Change

Average Home Value in San Diego, California

Last updated: August 2023

Average home value over time in San Diego, California

Last updated: August 2023

Total unique home listings in San Diego, California

Last updated: August 2023

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Housing Expenses in San Diego, California

Housing expenses are a major part of the average household budget in the state. In fact, housing expenses account for nearly one-third of total expenses for the average household. As inflation continues, housing expenses continue to rise, eating up an ever-increasing portion of the household budget. Property taxes are the second largest component of housing expenses for the average property owner in the state, making up a significant portion of the total housing expenses. As housing expenses continue to rise, it is important for households to budget carefully and plan for the future to ensure they can afford their housing expenses.

Monthly Consumer Expenses for West region

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With Ownwell's property tax monitoring service ensures you'll never overpay on property taxes again.

How Ownwell works?

  1. Enter your property address and get an instant estimate of your potential tax savings based on local market data and our historical tax savings in your area.
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  4. When we save you money our fee is just 25% of your savings. If you don't save, you don't pay. We will continue to monitor your property taxes every year to ensure that you never overpay or have to worry about your property taxes again.

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Frequently asked questions

We currently operate in Texas, California, Washington, Georgia, Florida and Illinois.
We use a private national data provider that cross-references with county recorder's offices to verify ownership. If in the event our system is unable to verify the property, our team will take further steps to investigate ownership and reach out to the customer for confirmation.
Our success rate varies across geographies; however, in any given year, we typically win more than 70% of our cases, saving clients an average of $1,457 on their property taxes.
Yes, in the market areas we serve, we have a dedicated Property Tax Consultant that is physically present in the market they are servicing. The specialist assigned to your property has the necessary geographical competence to provide exemplary service!
The average property tax rate in San Diego is 1.35%.
The following exemptions and discounts are available in San Diego: Charitable, Disabled, Homestead and Solar/Wind