Average Tax Assessment in Sacramento County
Real Estate Values and Property Tax Valuation in Sacramento County, California
Sacramento County has a total of 424,649 properties with a cumulative value of $121.6B. This accounts for 3.29% of all real estate value in California. Property taxes in Sacramento County totaled $1.7B, with the average homeowner paying $3,939 in property taxes, which is lower than the state average of $5,946. The average property tax rate in Sacramento County is 1.37%, while the state average is 1.58%. Properties are typically valued for tax purposes based on their estimated market value.
The property tax timeline in California begins on January 1st, when the property valuation date is set. Property value notices are then issued between June and August. Property tax appeals must be submitted by September 15th or November 30th, depending on the county. Finally, property tax bills are issued on October 1st.
Updated November 01, 2023
| Important Links | |
|---|---|
| Sacramento Recorder | (916) 874-6334 |
| Sacramento Tax Collector | (916) 874-6622 |
| Important Dates | |
|---|---|
| Property Valuation Date: | January 1st |
| Property Value Notices Issued: | June - August |
| Property Tax Appeal Deadline: | September 15 or November 30 (varies by county) |
| Property Tax Bills Issued: | October 1st |
| Real Property Tax Bill Due (1st of #): | December 10th, 1st half installment |
| Real Property Tax Bill Due (2nd of #): | April 10th, 2nd half |
| Available Exemptions | |
|---|---|
| Senior | Not Available |
| Disabled | Available |
| Homestead | Available |
| Veteran | Not Available |
| Solar/Wind | Available |
| Charitable | Available |
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Real Estate Statistics in Sacramento County
Residential Property Taxes by Cities in Sacramento County
Sacramento County has an average property tax rate of 1.37%, which is slightly lower than the national average of 1.38%. This rate is applied to the assessed value of a property to determine the amount of taxes due. Property taxes in Sacramento County are collected by the county and distributed to the various cities and towns within the county.
The effective property tax rate in Sacramento County varies across cities, with Rancho Cordova having the highest rate at 1.6% and Wilton having the lowest rate at 1.17%. This means that property owners in Rancho Cordova will pay more in taxes than those in Wilton. Property taxes are an important source of revenue for local governments, and the differences in rates across cities can have a significant impact on the amount of taxes paid by property owners.
Tax Assessment Value
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of property assessment value in each city in Sacramento County. The tax assessment value may differ from the potential sale value, and is used to calculate the property tax for each piece of real estate.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Antelope | $133,516 | $201,616 | $272,253 | $353,825 | $417,379 |
| Carmichael | $72,026 | $158,087 | $281,638 | $422,522 | $583,942 |
| Citrus Heights | $34,677 | $129,374 | $214,387 | $312,564 | $386,621 |
| Elk Grove | $162,662 | $249,823 | $354,534 | $459,809 | $562,905 |
| Elverta | $40,568 | $107,480 | $200,146 | $309,251 | $448,306 |
| Fair Oaks | $70,148 | $180,025 | $324,325 | $464,048 | $619,350 |
| Folsom | $160,842 | $309,904 | $446,749 | $582,182 | $719,895 |
| Galt | $45,237 | $169,726 | $263,142 | $381,563 | $499,125 |
| Gold River | $251,420 | $324,905 | $426,371 | $536,099 | $655,069 |
| Herald | $28,701 | $188,860 | $339,746 | $494,308 | $627,684 |
| Isleton | $14,827 | $40,275 | $142,115 | $300,000 | $434,593 |
| Mather | $189,819 | $248,296 | $348,463 | $419,094 | $504,169 |
| North Highlands | $19,088 | $76,926 | $141,992 | $229,351 | $286,447 |
| Orangevale | $52,830 | $161,774 | $273,778 | $389,712 | $511,839 |
| Rancho Cordova | $56,569 | $148,692 | $273,410 | $399,219 | $486,668 |
| Rancho Murieta | $47,340 | $278,398 | $420,776 | $548,776 | $695,000 |
| Rio Linda | $38,038 | $111,345 | $194,302 | $289,438 | $392,710 |
| Sacramento | $47,267 | $120,202 | $220,080 | $345,000 | $474,988 |
| Sloughhouse | $74,973 | $252,098 | $384,166 | $482,550 | $681,669 |
| Walnut Grove | $16,106 | $70,948 | $193,746 | $434,845 | $603,744 |
| Wilton | $26,894 | $217,288 | $419,584 | $624,650 | $795,527 |
Property Tax Bill
This table shows the percentiles of actual property tax paid on residential properties for each city in Sacramento County.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Antelope | $2,078 | $2,665 | $3,611 | $4,588 | $5,630 |
| Carmichael | $1,301 | $2,279 | $3,674 | $5,325 | $7,356 |
| Citrus Heights | $919 | $1,841 | $2,816 | $3,990 | $4,903 |
| Elk Grove | $2,517 | $3,401 | $4,705 | $6,372 | $8,228 |
| Elverta | $949 | $1,586 | $2,636 | $3,973 | $5,492 |
| Fair Oaks | $1,410 | $2,581 | $4,240 | $5,909 | $7,929 |
| Folsom | $2,775 | $3,907 | $5,477 | $7,318 | $9,518 |
| Galt | $1,346 | $2,266 | $3,395 | $4,805 | $6,440 |
| Gold River | $3,531 | $4,299 | $5,466 | $6,770 | $8,214 |
| Herald | $1,282 | $2,468 | $3,978 | $5,611 | $7,022 |
| Isleton | $269 | $724 | $1,970 | $3,667 | $5,057 |
| Mather | $2,831 | $3,467 | $4,511 | $5,394 | $6,399 |
| North Highlands | $532 | $1,117 | $1,831 | $2,851 | $3,592 |
| Orangevale | $1,234 | $2,303 | $3,600 | $4,958 | $6,481 |
| Rancho Cordova | $1,224 | $2,233 | $4,036 | $6,309 | $8,000 |
| Rancho Murieta | $2,203 | $3,452 | $4,760 | $6,102 | $7,691 |
| Rio Linda | $775 | $1,550 | $2,472 | $3,585 | $4,762 |
| Sacramento | $1,055 | $1,783 | $2,996 | $4,627 | $6,499 |
| Sloughhouse | $2,200 | $3,016 | $4,383 | $5,605 | $7,422 |
| Walnut Grove | $490 | $1,021 | $2,507 | $5,252 | $6,941 |
| Wilton | $1,221 | $2,861 | $4,879 | $6,948 | $8,733 |
Effective Property Tax Rate
The effective property tax rate is calculated by dividing the property tax bill by the assessed value. For the percentiles below, the calculation is performed using the percentiles for property tax bill and assessed value above. Therefore, each consecutive percentile doesn't necessarily show a larger value.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Antelope | 1.56% | 1.32% | 1.33% | 1.30% | 1.35% |
| Carmichael | 1.81% | 1.44% | 1.30% | 1.26% | 1.26% |
| Citrus Heights | 2.65% | 1.42% | 1.31% | 1.28% | 1.27% |
| Elk Grove | 1.55% | 1.36% | 1.33% | 1.39% | 1.46% |
| Elverta | 2.34% | 1.48% | 1.32% | 1.28% | 1.23% |
| Fair Oaks | 2.01% | 1.43% | 1.31% | 1.27% | 1.28% |
| Folsom | 1.73% | 1.26% | 1.23% | 1.26% | 1.32% |
| Galt | 2.98% | 1.34% | 1.29% | 1.26% | 1.29% |
| Gold River | 1.40% | 1.32% | 1.28% | 1.26% | 1.25% |
| Herald | 4.47% | 1.31% | 1.17% | 1.14% | 1.12% |
| Isleton | 1.81% | 1.80% | 1.39% | 1.22% | 1.16% |
| Mather | 1.49% | 1.40% | 1.29% | 1.29% | 1.27% |
| North Highlands | 2.79% | 1.45% | 1.29% | 1.24% | 1.25% |
| Orangevale | 2.34% | 1.42% | 1.31% | 1.27% | 1.27% |
| Rancho Cordova | 2.16% | 1.50% | 1.48% | 1.58% | 1.64% |
| Rancho Murieta | 4.65% | 1.24% | 1.13% | 1.11% | 1.11% |
| Rio Linda | 2.04% | 1.39% | 1.27% | 1.24% | 1.21% |
| Sacramento | 2.23% | 1.48% | 1.36% | 1.34% | 1.37% |
| Sloughhouse | 2.93% | 1.20% | 1.14% | 1.16% | 1.09% |
| Walnut Grove | 3.04% | 1.44% | 1.29% | 1.21% | 1.15% |
| Wilton | 4.54% | 1.32% | 1.16% | 1.11% | 1.10% |
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Real Estate Values in Sacramento County
The median home price in Sacramento County has increased by 3.68% from October 2022 to October 2023, from $485.0K to $506.5K. This is indicative of a strong housing market in California, as home prices continue to rise. Additionally, the home inventory in Sacramento County has decreased from 3.0K in October 2022 to 1.6K in October 2023, suggesting that demand for housing is outpacing supply. This could lead to further increases in home prices in the future.
Average Home Value in Sacramento County, California
Last updated: November 2023
Percent Change in Total Home Sales in Sacramento County
Last updated: November 2023
Percent Change in New Home Listings in Sacramento County
Last updated: November 2023
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Mortgage Rates in Sacramento County
Sacramento County is home to a large number of outstanding home mortgages, with a total of $60.5 billion in loans outstanding. This represents a significant portion of the total home value in the county, indicating that many homeowners are taking advantage of the current low interest rates to purchase or refinance their homes.
The median mortgage rate in Sacramento County varies significantly across cities, ranging from 4.12% in Rancho Cordova to 4.77% in Gold River. This variation in rates can make a significant difference in the total amount of interest paid over the life of a loan, and can be an important factor for homeowners to consider when shopping for a mortgage.
Outstanding Mortgages
The table below shows the percentile distribution of outstanding loans on residential properties in Sacramento County by city.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Antelope | $47,934 | $101,135 | $166,593 | $280,076 | $373,797 |
| Carmichael | $53,741 | $114,045 | $214,029 | $340,140 | $462,605 |
| Citrus Heights | $44,239 | $93,827 | $169,647 | $280,837 | $376,073 |
| Elk Grove | $64,131 | $123,334 | $199,614 | $316,515 | $424,757 |
| Elverta | $37,920 | $82,106 | $178,347 | $292,796 | $404,995 |
| Fair Oaks | $54,396 | $120,295 | $233,391 | $358,357 | $478,604 |
| Folsom | $69,195 | $139,098 | $255,788 | $392,338 | $516,353 |
| Galt | $51,919 | $104,918 | $198,339 | $323,727 | $423,903 |
| Gold River | $48,815 | $107,358 | $219,004 | $346,796 | $474,234 |
| Herald | $50,902 | $123,002 | $267,307 | $399,797 | $530,765 |
| Isleton | $42,591 | $100,811 | $204,076 | $301,787 | $369,423 |
| Mather | $89,871 | $120,297 | $178,086 | $291,916 | $398,617 |
| North Highlands | $36,646 | $76,315 | $142,459 | $240,803 | $333,520 |
| Orangevale | $49,109 | $107,598 | $203,180 | $331,947 | $433,327 |
| Rancho Cordova | $69,073 | $133,575 | $224,686 | $337,364 | $431,916 |
| Rancho Murieta | $71,656 | $139,742 | $241,971 | $384,926 | $488,029 |
| Rio Linda | $38,024 | $87,890 | $163,430 | $276,496 | $373,356 |
| Sacramento | $45,647 | $94,543 | $178,719 | $293,361 | $401,554 |
| Sloughhouse | $56,887 | $143,818 | $243,563 | $373,701 | $490,843 |
| Walnut Grove | $42,254 | $92,346 | $186,811 | $302,065 | $413,845 |
| Wilton | $72,458 | $177,605 | $310,036 | $448,331 | $581,663 |
Mortgage Rates
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of mortgage rates in cities across Sacramento County.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Antelope | 3.01% | 3.75% | 4.50% | 6.24% | 7.26% |
| Carmichael | 3.00% | 3.62% | 4.38% | 6.18% | 7.26% |
| Citrus Heights | 3.00% | 3.69% | 4.40% | 6.09% | 7.33% |
| Elk Grove | 3.10% | 3.75% | 4.50% | 6.07% | 7.15% |
| Elverta | 3.00% | 3.71% | 4.46% | 6.12% | 7.59% |
| Fair Oaks | 3.00% | 3.62% | 4.35% | 6.21% | 7.46% |
| Folsom | 3.09% | 3.69% | 4.45% | 6.19% | 7.22% |
| Galt | 3.05% | 3.70% | 4.41% | 6.18% | 7.42% |
| Gold River | 3.10% | 3.74% | 4.77% | 6.77% | 7.78% |
| Herald | 3.00% | 3.70% | 4.43% | 6.53% | 7.83% |
| Isleton | 3.00% | 3.70% | 4.30% | 5.78% | 7.24% |
| Mather | 3.10% | 3.79% | 4.63% | 6.00% | 6.98% |
| North Highlands | 2.98% | 3.65% | 4.40% | 5.86% | 7.13% |
| Orangevale | 3.00% | 3.66% | 4.40% | 6.16% | 7.47% |
| Rancho Cordova | 2.90% | 3.50% | 4.12% | 5.30% | 6.63% |
| Rancho Murieta | 3.00% | 3.59% | 4.28% | 5.88% | 7.15% |
| Rio Linda | 3.00% | 3.70% | 4.45% | 6.04% | 7.41% |
| Sacramento | 3.00% | 3.70% | 4.40% | 6.00% | 7.17% |
| Sloughhouse | 2.80% | 3.49% | 4.15% | 6.20% | 7.56% |
| Walnut Grove | 2.99% | 3.81% | 4.50% | 6.42% | 7.34% |
| Wilton | 3.00% | 3.65% | 4.42% | 6.00% | 7.21% |
Housing Expenses in Sacramento County, California
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