Real Estate Values and Property Tax Valuation in Orange County, California

Orange County has 825,721 properties with a cumulative value of $423.0B, which accounts for 11.44% of all real estate value in California. Property taxes in Orange County total $5.4B, with an average property tax rate of 1.28%, lower than the state average of 1.58%. The average Orange County homeowner pays $6,539 in property taxes, which is higher than the state average of $5,946. Property taxes are based on the assessed value of the property, which is typically lower than the market value.

The property tax timeline in California begins on January 1st, when the property valuation date is set. Property value notices are then issued between June and August. Property tax appeals must be submitted by September 15th or November 30th, depending on the county. Finally, property tax bills are issued on October 1st.

Important Dates
Property Valuation Date:January 1st
Property Value Notices Issued:June - August
Property Tax Appeal Deadline:September 15 or November 30 (varies by county)
Property Tax Bills Issued:October 1st
Real Property Tax Bill Due (1st of #):December 10th, 1st half installment
Real Property Tax Bill Due (2nd of #):April 10th, 2nd half
Available Exemptions
SeniorNot Available
DisabledAvailable
HomesteadAvailable
VeteranNot Available
Solar/WindAvailable
CharitableAvailable

Don't Miss Your Property Tax Appeal Deadline

Ownwell will automatically evaluate all new property tax assessments, identify if you should appeal, then handle the end to end property tax appeals process. With our Savings-or-Free guarantee, only pay 25% of your property tax bill savings after you save!

Real Estate Statistics in Orange County

Total Real Estate Value
$423.0B
Total Real Property Taxes
$5.4B
Average Property Tax Rate
1.28%
# of Real Properties
825.7K

Residential Property Taxes by Cities in Orange County

Orange County property taxes are among the highest in the state of California. In 2023, the total property taxes collected in Orange County are estimated to be around $5.4 billion. The average property tax rate in Orange County is 1.28%, which is higher than the state average of 1.06%. This means that the average Orange County property tax bill is estimated to be around $6,539.

Property tax rates vary across the cities in Orange County. The city with the highest effective property tax rate is Rancho Mission Viejo, with an effective rate of 1.85%. On the other hand, the city with the lowest effective property tax rate is Foothill Ranch, with an effective rate of 1.04%. This means that property owners in Rancho Mission Viejo pay significantly more in property taxes than those in Foothill Ranch.

Tax Assessment Value

The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of property assessment value in each city in Orange County. The tax assessment value may differ from the potential sale value, and is used to calculate the property tax for each piece of real estate.

City10th Percentile25th PercentileMedian75th Percentile90th Percentile
Aliso Viejo$162,932$313,651$455,888$630,481$829,879
Anaheim$11,567$180,129$352,144$535,174$688,064
Brea$9,354$191,871$454,792$703,578$869,403
Buena Park$55,724$178,424$346,978$535,884$661,785
Capistrano Beach$4,142$187,961$479,419$908,492$1,480,922
Corona Del Mar$0$495,127$1,220,039$2,268,278$3,844,864
Costa Mesa$8,167$196,498$440,170$729,333$946,392
Cypress$58,048$174,767$394,569$600,788$778,000
Dana Point$0$266,538$535,922$929,529$1,654,442
Foothill Ranch$131,522$325,522$458,251$703,110$833,544
Fountain Valley$70,778$173,808$398,620$666,929$864,842
Fullerton$55,708$199,086$401,626$637,050$863,024
Garden Grove$14,854$158,934$320,721$498,299$655,238
Huntington Beach$15,506$162,546$416,268$736,552$1,045,938
Irvine$103,613$376,010$646,166$939,105$1,371,463
Ladera Ranch$304,782$493,974$679,517$991,733$1,369,024
Laguna Beach$14,449$278,276$847,574$1,769,088$3,184,554
Laguna Hills$42,118$260,902$449,631$755,398$1,199,140
Laguna Niguel$89,675$326,450$527,400$830,409$1,165,838
Laguna Woods$0$143,886$246,605$375,269$604,210
La Habra$10,071$148,782$321,056$520,118$682,106
Lake Forest$7,653$201,688$392,394$676,828$886,905
La Palma$86,542$189,812$408,411$625,702$767,360
Los Alamitos$71,037$165,790$521,592$884,436$1,150,000
Midway City$5,939$57,352$274,905$508,962$702,895
Mission Viejo$89,568$260,442$441,082$671,889$841,506
Newport Beach$5,766$315,346$849,949$1,777,728$3,034,113
Newport Coast$0$918,195$1,841,876$3,431,402$6,277,718
Orange$20,168$185,126$402,929$638,216$836,565
Placentia$36,996$175,240$383,618$612,716$765,928
Rancho Mission Viejo$93,410$556,753$719,263$877,112$1,092,636
Rancho Santa Margarita$84,937$287,477$433,000$617,309$776,603
San Clemente$24,327$309,122$609,206$946,340$1,332,388
San Juan Capistrano$6,031$140,998$387,463$788,097$1,417,877
Santa Ana$8,891$134,307$280,020$466,804$696,053
Seal Beach$82,494$158,956$495,647$883,288$1,219,413
Silverado$214$50,969$295,400$589,710$991,860
Stanton$4,878$71,024$256,387$410,329$542,479
Sunset Beach$97,522$316,527$960,768$1,570,834$3,203,371
Trabuco Canyon$0$331,902$597,926$940,871$1,345,186
Tustin$13,489$222,661$436,876$699,054$965,979
Villa Park$81,243$304,031$811,584$1,274,128$1,759,576
Westminster$7,245$93,315$331,427$548,529$710,000
Yorba Linda$70,438$313,520$572,525$858,806$1,246,987

Property Tax Bill

This table shows the percentiles of actual property tax paid on residential properties for each city in Orange County.

City10th Percentile25th PercentileMedian75th Percentile90th Percentile
Aliso Viejo$2,619$3,527$4,850$6,634$8,710
Anaheim$1,189$2,894$4,575$6,505$8,104
Brea$1,163$3,382$5,907$8,537$10,679
Buena Park$1,149$2,835$4,517$6,484$7,851
Capistrano Beach$2,326$4,039$7,164$11,463$18,604
Corona Del Mar$3,319$8,484$15,483$26,755$43,052
Costa Mesa$1,662$3,428$5,802$8,702$10,988
Cypress$1,338$2,904$5,032$7,184$9,084
Dana Point$2,559$4,362$7,092$11,154$19,424
Foothill Ranch$2,457$3,237$4,609$6,944$8,136
Fountain Valley$1,373$2,933$4,954$7,888$9,885
Fullerton$1,456$2,954$5,049$7,579$10,210
Garden Grove$1,258$2,870$4,551$6,594$8,401
Huntington Beach$1,310$2,972$5,403$8,814$12,289
Irvine$2,995$4,950$8,379$12,805$18,697
Ladera Ranch$6,384$7,803$10,390$14,740$20,025
Laguna Beach$2,394$5,489$11,235$20,554$35,283
Laguna Hills$1,881$3,162$4,974$8,040$12,954
Laguna Niguel$2,535$3,820$5,807$8,757$12,290
Laguna Woods$1,110$1,785$2,745$3,947$5,910
La Habra$1,097$2,510$4,095$6,239$7,935
Lake Forest$1,327$2,782$4,536$7,405$9,576
La Palma$1,437$3,146$5,060$7,497$8,921
Los Alamitos$1,620$3,510$6,804$10,685$13,686
Midway City$171$1,929$3,873$6,635$8,683
Mission Viejo$1,814$3,129$4,848$7,075$8,697
Newport Beach$2,177$5,377$10,821$20,892$34,143
Newport Coast$6,983$12,085$22,978$41,464$71,573
Orange$1,251$2,943$4,976$7,524$9,991
Placentia$1,670$3,220$5,132$7,603$9,140
Rancho Mission Viejo$8,205$10,078$12,498$14,970$18,477
Rancho Santa Margarita$2,021$3,090$4,557$6,463$8,224
San Clemente$2,190$4,121$7,196$11,089$16,440
San Juan Capistrano$729$2,157$4,821$9,078$16,961
Santa Ana$1,037$2,233$3,676$5,802$8,337
Seal Beach$1,679$3,265$6,540$10,660$14,607
Silverado$203$1,265$3,850$6,633$11,065
Stanton$473$2,266$3,749$5,266$6,723
Sunset Beach$2,634$5,456$12,547$19,102$36,303
Trabuco Canyon$2,337$4,210$6,864$10,105$14,247
Tustin$1,883$3,443$5,647$8,977$13,282
Villa Park$2,482$5,797$10,094$14,632$19,497
Westminster$365$2,333$4,547$6,913$8,565
Yorba Linda$2,711$4,757$7,517$10,508$15,053

Effective Property Tax Rate

The effective property tax rate is calculated by dividing the property tax bill by the assessed value. For the percentiles below, the calculation is performed using the percentiles for property tax bill and assessed value above. Therefore, each consecutive percentile doesn't necessarily show a larger value.

City10th Percentile25th PercentileMedian75th Percentile90th Percentile
Aliso Viejo 1.61% 1.12% 1.06% 1.05% 1.05%
Anaheim 10.28% 1.61% 1.30% 1.22% 1.18%
Brea 12.43% 1.76% 1.30% 1.21% 1.23%
Buena Park 2.06% 1.59% 1.30% 1.21% 1.19%
Capistrano Beach 56.16% 2.15% 1.49% 1.26% 1.26%
Corona Del Mar- 1.71% 1.27% 1.18% 1.12%
Costa Mesa 20.35% 1.74% 1.32% 1.19% 1.16%
Cypress 2.30% 1.66% 1.28% 1.20% 1.17%
Dana Point- 1.64% 1.32% 1.20% 1.17%
Foothill Ranch 1.87% 0.99% 1.01% 0.99% 0.98%
Fountain Valley 1.94% 1.69% 1.24% 1.18% 1.14%
Fullerton 2.61% 1.48% 1.26% 1.19% 1.18%
Garden Grove 8.47% 1.81% 1.42% 1.32% 1.28%
Huntington Beach 8.45% 1.83% 1.30% 1.20% 1.17%
Irvine 2.89% 1.32% 1.30% 1.36% 1.36%
Ladera Ranch 2.09% 1.58% 1.53% 1.49% 1.46%
Laguna Beach 16.57% 1.97% 1.33% 1.16% 1.11%
Laguna Hills 4.47% 1.21% 1.11% 1.06% 1.08%
Laguna Niguel 2.83% 1.17% 1.10% 1.05% 1.05%
Laguna Woods- 1.24% 1.11% 1.05% 0.98%
La Habra 10.89% 1.69% 1.28% 1.20% 1.16%
Lake Forest 17.34% 1.38% 1.16% 1.09% 1.08%
La Palma 1.66% 1.66% 1.24% 1.20% 1.16%
Los Alamitos 2.28% 2.12% 1.30% 1.21% 1.19%
Midway City 2.88% 3.36% 1.41% 1.30% 1.24%
Mission Viejo 2.03% 1.20% 1.10% 1.05% 1.03%
Newport Beach 37.76% 1.71% 1.27% 1.18% 1.13%
Newport Coast- 1.32% 1.25% 1.21% 1.14%
Orange 6.20% 1.59% 1.23% 1.18% 1.19%
Placentia 4.51% 1.84% 1.34% 1.24% 1.19%
Rancho Mission Viejo 8.78% 1.81% 1.74% 1.71% 1.69%
Rancho Santa Margarita 2.38% 1.07% 1.05% 1.05% 1.06%
San Clemente 9.00% 1.33% 1.18% 1.17% 1.23%
San Juan Capistrano 12.09% 1.53% 1.24% 1.15% 1.20%
Santa Ana 11.66% 1.66% 1.31% 1.24% 1.20%
Seal Beach 2.04% 2.05% 1.32% 1.21% 1.20%
Silverado 94.86% 2.48% 1.30% 1.12% 1.12%
Stanton 9.70% 3.19% 1.46% 1.28% 1.24%
Sunset Beach 2.70% 1.72% 1.31% 1.22% 1.13%
Trabuco Canyon- 1.27% 1.15% 1.07% 1.06%
Tustin 13.96% 1.55% 1.29% 1.28% 1.37%
Villa Park 3.06% 1.91% 1.24% 1.15% 1.11%
Westminster 5.04% 2.50% 1.37% 1.26% 1.21%
Yorba Linda 3.85% 1.52% 1.31% 1.22% 1.21%

Reduce your property tax bill with Ownwell!

Ownwell saves property owner's $1,149 a year on their property taxes. Sign up in 5 minutes to start saving today! With our Savings-or-Free guarantee, only pay 25% of your property tax bill savings after you save!

Real Estate Values in Orange County

The median home price in Orange County, California has increased by 12.70% from October 2022 to October 2023, from $940.0K to $1.1M. This is indicative of a strong housing market in the area. However, the home inventory in Orange County has decreased from 5.4K in October 2022 to 3.4K in October 2023, indicating that there is a shortage of homes available for sale in the area. This could be driving up prices as buyers compete for the limited number of homes on the market.

Median Sale Value
$1.1M
Total Active Listings
3.4K
Annual percent change in median sale price
12.70%

Average Home Value in Orange County, California

Last updated: November 2023

Percent Change in Total Home Sales in Orange County

Last updated: November 2023

Percent Change in New Home Listings in Orange County

Last updated: November 2023

Reduce your property tax bill with Ownwell

Ownwell will evaluate your property tax assessment, build a case, and file an appeal. With our Savings-or-Free guarantee, only pay 25% of your property tax bill savings!

Mortgage Rates in Orange County

Mortgages in Orange County are a major factor in the local economy, with a total outstanding loan amount of $171.5 billion across the county. This represents a significant portion of the total home value in Orange County, with 450.3 thousand outstanding loans. The median mortgage rate in Orange County varies across cities, with Midway City having the highest rate at 5.6%, and Rancho Mission Viejo having the lowest rate at 3.76%. This variation in rates can have a significant impact on the cost of a mortgage, and can be a major factor in deciding where to purchase a home.

Overall, mortgages in Orange County are an important part of the local economy, and the variation in rates across cities can have a major impact on the cost of a mortgage. It is important to research the different rates available in order to get the best deal possible on a home loan. With the right information, it is possible to find a mortgage that fits both your budget and your needs.

# of Outstanding Loans
450.3K
Total Outstanding Loan Amount
$171.5B
Properties with Loans
54.54%

Outstanding Mortgages

The table below shows the percentile distribution of outstanding loans on residential properties in Orange County by city.

City10th Percentile25th PercentileMedian75th Percentile90th Percentile
Aliso Viejo$53,368$128,051$260,863$418,270$580,975
Anaheim$49,482$115,267$243,329$403,776$562,378
Brea$64,143$160,318$318,763$488,200$643,880
Buena Park$49,893$114,971$248,223$395,389$544,059
Capistrano Beach$70,197$168,662$382,183$685,598$1,192,769
Corona Del Mar$137,186$293,827$683,833$1,384,239$2,369,644
Costa Mesa$61,049$147,892$325,377$538,217$753,268
Cypress$51,562$120,562$267,045$437,408$595,880
Dana Point$60,591$150,060$346,300$610,727$996,052
Foothill Ranch$40,015$101,063$259,934$432,998$576,473
Fountain Valley$50,241$110,583$267,375$419,373$579,872
Fullerton$55,257$133,745$268,674$444,965$614,272
Garden Grove$43,456$97,149$206,338$333,194$487,331
Huntington Beach$61,476$135,752$301,377$510,353$749,456
Irvine$87,922$184,896$359,048$574,206$846,189
Ladera Ranch$160,472$251,109$425,831$625,499$898,703
Laguna Beach$94,132$239,120$554,162$1,147,943$1,939,487
Laguna Hills$63,409$138,087$300,229$505,493$769,847
Laguna Niguel$56,747$136,514$301,681$517,349$752,399
Laguna Woods$43,399$83,135$148,609$242,812$349,895
La Habra$49,751$113,609$245,250$403,849$551,998
Lake Forest$62,765$140,725$314,112$521,935$700,410
La Palma$49,462$114,487$257,391$436,512$588,912
Los Alamitos$65,178$152,693$364,755$575,588$842,208
Midway City$35,339$79,594$176,518$284,601$437,708
Mission Viejo$54,092$128,878$291,625$481,353$656,787
Newport Beach$97,512$230,206$516,725$1,075,895$1,872,521
Newport Coast$105,189$296,027$615,261$1,321,034$2,488,586
Orange$55,971$132,984$286,411$468,034$639,746
Placentia$51,590$120,259$273,795$441,652$591,908
Rancho Mission Viejo$287,741$398,142$527,196$659,631$812,577
Rancho Santa Margarita$55,252$120,316$268,643$436,635$592,692
San Clemente$74,584$181,553$372,990$606,592$910,691
San Juan Capistrano$54,989$131,597$316,421$590,419$965,842
Santa Ana$40,563$93,044$204,642$366,521$556,980
Seal Beach$70,239$149,983$334,732$563,429$862,263
Silverado$72,868$150,237$325,996$534,588$700,291
Stanton$47,334$101,086$197,772$324,592$439,170
Sunset Beach$153,809$243,969$577,367$915,534$1,842,781
Trabuco Canyon$61,330$153,866$367,882$622,004$937,731
Tustin$56,373$130,527$286,002$467,736$648,363
Villa Park$83,246$206,958$486,152$787,838$1,192,653
Westminster$43,907$94,665$216,046$350,848$521,545
Yorba Linda$70,034$166,440$352,020$550,483$794,965

Mortgage Rates

The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of mortgage rates in cities across Orange County.

City10th Percentile25th PercentileMedian75th Percentile90th Percentile
Aliso Viejo 3.10% 3.73% 4.62% 6.73% 7.71%
Anaheim 3.20% 3.78% 4.80% 6.77% 7.68%
Brea 3.09% 3.70% 4.45% 6.23% 7.37%
Buena Park 3.20% 3.80% 4.80% 6.79% 7.68%
Capistrano Beach 2.90% 3.56% 4.34% 6.43% 7.56%
Corona Del Mar 2.80% 3.40% 4.37% 6.31% 7.42%
Costa Mesa 3.00% 3.69% 4.50% 6.57% 7.62%
Cypress 3.11% 3.75% 4.72% 6.73% 7.68%
Dana Point 2.90% 3.59% 4.40% 6.62% 7.62%
Foothill Ranch 3.12% 3.75% 4.82% 6.95% 7.87%
Fountain Valley 3.32% 3.89% 5.14% 6.95% 7.83%
Fullerton 3.10% 3.75% 4.75% 6.59% 7.62%
Garden Grove 3.36% 3.88% 5.08% 6.92% 7.84%
Huntington Beach 3.10% 3.74% 4.78% 6.84% 7.64%
Irvine 2.96% 3.60% 4.40% 6.12% 7.19%
Ladera Ranch 2.90% 3.52% 4.16% 5.46% 6.50%
Laguna Beach 2.87% 3.50% 4.47% 6.62% 7.54%
Laguna Hills 3.00% 3.65% 4.50% 6.62% 7.54%
Laguna Niguel 3.00% 3.68% 4.62% 6.74% 7.63%
Laguna Woods 3.00% 3.60% 4.27% 6.06% 7.05%
La Habra 3.10% 3.75% 4.60% 6.71% 7.68%
Lake Forest 2.90% 3.60% 4.36% 6.25% 7.45%
La Palma 3.33% 3.92% 5.25% 6.98% 7.87%
Los Alamitos 3.10% 3.73% 4.60% 6.73% 7.63%
Midway City 3.50% 4.00% 5.60% 7.00% 7.72%
Mission Viejo 3.01% 3.70% 4.55% 6.75% 7.70%
Newport Beach 2.85% 3.50% 4.38% 6.50% 7.50%
Newport Coast 2.87% 3.62% 4.87% 6.50% 7.48%
Orange 3.10% 3.75% 4.73% 6.75% 7.67%
Placentia 3.12% 3.78% 4.75% 6.79% 7.63%
Rancho Mission Viejo 2.88% 3.30% 3.76% 4.20% 4.50%
Rancho Santa Margarita 3.01% 3.70% 4.50% 6.75% 7.63%
San Clemente 3.00% 3.64% 4.50% 6.37% 7.45%
San Juan Capistrano 3.00% 3.62% 4.50% 6.59% 7.56%
Santa Ana 3.25% 3.87% 5.03% 6.91% 7.82%
Seal Beach 3.00% 3.75% 4.76% 6.73% 7.63%
Silverado 2.95% 3.62% 4.32% 6.36% 7.45%
Stanton 3.09% 3.75% 4.75% 6.63% 7.64%
Sunset Beach 2.89% 3.58% 4.50% 6.63% 7.59%
Trabuco Canyon 2.93% 3.60% 4.50% 6.74% 7.62%
Tustin 3.10% 3.74% 4.72% 6.57% 7.51%
Villa Park 3.00% 3.70% 4.75% 6.75% 7.67%
Westminster 3.41% 3.95% 5.50% 7.00% 7.86%
Yorba Linda 3.01% 3.70% 4.50% 6.40% 7.50%

Housing Expenses in Orange County, California

Reduce your property tax bill with Ownwell

Ownwell will evaluate your property tax assessment, build a case, and file an appeal. With our Savings-or-Free guarantee, only pay 25% of your property tax bill savings!

With Ownwell's property tax monitoring service ensures you'll never overpay on property taxes again.

How Ownwell works?

  1. Enter your property address and get an instant estimate of your potential tax savings based on local market data and our historical tax savings in your area.
  2. Sign up online and authorize Ownwell to fight your tax bill in less than 5 minutes.
  3. Sit back and let us get to work. Ownwell handles everything start to finish with no up-front costs. It’s all backed by our industry-leading Savings-or-Free Guarantee.
  4. When we save you money our fee is just 25% of your savings. If you don't save, you don't pay. We will continue to monitor your property taxes every year to ensure that you never overpay or have to worry about your property taxes again.

Reduce your property tax bill with Ownwell

Enter your property address and get an initial estimate of your potential tax savings based on local market data and our historical tax savings in your area. We never share or sell your information.

Frequently asked questions

We currently operate in Texas, California, Washington, Georgia, Florida and Illinois.
We use a private national data provider that cross-references with county recorder's offices to verify ownership. If in the event our system is unable to verify the property, our team will take further steps to investigate ownership and reach out to the customer for confirmation.
Our success rate varies across geographies; however, in any given year, we typically win more than 70% of our cases, saving clients an average of $1,457 on their property taxes.
Yes, in the market areas we serve, we have a dedicated Property Tax Consultant that is physically present in the market they are servicing. The specialist assigned to your property has the necessary geographical competence to provide exemplary service!
The average property tax rate in Orange County is 1.28%.
The following exemptions and discounts are available in Orange County: Charitable, Disabled, Homestead and Solar/Wind