Average Tax Assessment in Napa County
Real Estate Values and Property Tax Valuation in Napa County, California
Napa County has 39,399 properties with a cumulative value of $20.1B, representing 0.54% of all real estate value in California. Property taxes in Napa County totaled $266.8M, with an average property tax rate of 1.33%, lower than the state average of 1.58%. The average Napa County homeowner pays $7,095 in property taxes, higher than the state average of $5,946. Property taxes are based on the assessed value of the property, which is typically lower than the market value.
The property tax timeline in California begins on January 1st, when the property valuation date is set. Property value notices are then issued between June and August. Property tax appeals must be submitted by September 15th or November 30th, depending on the county. Finally, property tax bills are issued on October 1st.
Updated November 01, 2023
| Important Links | |
|---|---|
| Napa Assessor | (707) 253-4466 |
| Napa Recorder | (707) 253-4105 |
| Important Dates | |
|---|---|
| Property Valuation Date: | January 1st |
| Property Value Notices Issued: | June - August |
| Property Tax Appeal Deadline: | September 15 or November 30 (varies by county) |
| Property Tax Bills Issued: | October 1st |
| Real Property Tax Bill Due (1st of #): | December 10th, 1st half installment |
| Real Property Tax Bill Due (2nd of #): | April 10th, 2nd half |
| Available Exemptions | |
|---|---|
| Senior | Not Available |
| Disabled | Available |
| Homestead | Available |
| Veteran | Not Available |
| Solar/Wind | Available |
| Charitable | Available |
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Real Estate Statistics in Napa County
Residential Property Taxes by Cities in Napa County
Napa County has an average property tax rate of 1.33%, which is slightly higher than the national average of 1.07%. This rate is applied to the assessed value of a property, and the average property tax bill in Napa County is estimated to be around $7,095. Property taxes collected in Napa County in 2023 are estimated to be around $266.8 million.
Property tax rates vary across the cities in Napa County. The city with the highest effective property tax rate is Napa, with a rate of 1.38%. On the other hand, the city with the lowest effective property tax rate is Saint Helena, with a rate of 1.18%. Although the difference between the highest and lowest rates is only 0.2%, it can still make a significant difference in the amount of taxes paid by homeowners.
Tax Assessment Value
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of property assessment value in each city in Napa County. The tax assessment value may differ from the potential sale value, and is used to calculate the property tax for each piece of real estate.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| American Canyon | $48,359 | $208,277 | $411,245 | $572,892 | $710,000 |
| Angwin | $34,982 | $202,680 | $433,712 | $682,286 | $1,083,217 |
| Calistoga | $34,897 | $118,386 | $404,754 | $728,563 | $1,161,975 |
| Napa | $52,064 | $179,475 | $380,728 | $625,579 | $906,306 |
| Saint Helena | $45,159 | $159,678 | $596,723 | $1,179,508 | $2,243,441 |
| Yountville | $44,521 | $92,956 | $365,149 | $805,658 | $1,233,518 |
Property Tax Bill
This table shows the percentiles of actual property tax paid on residential properties for each city in Napa County.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| American Canyon | $2,124 | $3,330 | $5,377 | $7,515 | $9,010 |
| Angwin | $1,641 | $3,012 | $5,159 | $7,665 | $12,158 |
| Calistoga | $1,572 | $3,175 | $5,715 | $8,848 | $16,042 |
| Napa | $2,041 | $3,491 | $5,602 | $8,252 | $11,467 |
| Saint Helena | $1,358 | $3,575 | $8,058 | $14,389 | $27,285 |
| Yountville | $2,291 | $3,576 | $7,120 | $10,810 | $15,424 |
Effective Property Tax Rate
The effective property tax rate is calculated by dividing the property tax bill by the assessed value. For the percentiles below, the calculation is performed using the percentiles for property tax bill and assessed value above. Therefore, each consecutive percentile doesn't necessarily show a larger value.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| American Canyon | 4.39% | 1.60% | 1.31% | 1.31% | 1.27% |
| Angwin | 4.69% | 1.49% | 1.19% | 1.12% | 1.12% |
| Calistoga | 4.50% | 2.68% | 1.41% | 1.21% | 1.38% |
| Napa | 3.92% | 1.95% | 1.47% | 1.32% | 1.27% |
| Saint Helena | 3.01% | 2.24% | 1.35% | 1.22% | 1.22% |
| Yountville | 5.15% | 3.85% | 1.95% | 1.34% | 1.25% |
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Real Estate Values in Napa County
The data from Redfin shows that the median home price in Napa County has increased by 17.95% from October 2022 to October 2023, from $975.0K to $1.1M. This indicates that the housing market in Napa County is strong and that prices are continuing to rise. Additionally, the home inventory in Napa County has increased from 353 in October 2022 to 370 in October 2023, indicating that there is an increase in the number of homes available for purchase. This suggests that the housing market in Napa County is healthy and that there is a good supply of homes for buyers.
Average Home Value in Napa County, California
Last updated: November 2023
Percent Change in Total Home Sales in Napa County
Last updated: November 2023
Percent Change in New Home Listings in Napa County
Last updated: November 2023
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Mortgage Rates in Napa County
Napa County is home to a large number of outstanding home mortgages, totaling $9.5 billion. This represents a significant portion of the total home value in the county, with an average of 21.3 thousand outstanding loans. The median mortgage rate in Napa County varies across cities, with Yountville having the highest rate at 4.79%, and Napa having the lowest rate at 4.48%. This variation in rates across cities can have a significant impact on the cost of borrowing for homeowners in the county.
Overall, the mortgage market in Napa County is strong, with a large number of outstanding loans and a wide range of rates. Homeowners in the county have access to a variety of loan options, allowing them to find the best deal for their needs. With the right loan, homeowners in Napa County can take advantage of the strong market and secure a loan that meets their needs.
Outstanding Mortgages
The table below shows the percentile distribution of outstanding loans on residential properties in Napa County by city.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| American Canyon | $94,260 | $158,290 | $252,392 | $371,335 | $497,736 |
| Angwin | $74,204 | $179,299 | $322,180 | $533,956 | $724,006 |
| Calistoga | $54,740 | $120,742 | $286,749 | $496,296 | $797,763 |
| Napa | $56,584 | $139,013 | $275,398 | $467,739 | $664,884 |
| Saint Helena | $64,286 | $159,201 | $394,648 | $729,775 | $1,347,900 |
| Yountville | $52,262 | $119,412 | $297,652 | $532,261 | $785,945 |
Mortgage Rates
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of mortgage rates in cities across Napa County.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| American Canyon | 3.25% | 3.85% | 4.79% | 6.17% | 7.10% |
| Angwin | 2.93% | 3.60% | 4.50% | 6.26% | 7.49% |
| Calistoga | 3.00% | 3.71% | 4.71% | 6.73% | 7.58% |
| Napa | 3.00% | 3.65% | 4.48% | 6.40% | 7.47% |
| Saint Helena | 2.90% | 3.57% | 4.50% | 6.66% | 7.51% |
| Yountville | 2.92% | 3.71% | 4.79% | 6.79% | 7.42% |
Housing Expenses in Napa County, California
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