Average Tax Assessment in El Dorado County
Real Estate Values and Property Tax Valuation in El Dorado County, California
El Dorado County has a total of 75,553 properties with a cumulative value of $27.6B. This accounts for 0.75% of all real estate value in California. Property taxes in El Dorado County totaled $363.8M, with an average of $4,885 per homeowner, which is lower than the state average of $5,946. The average property tax rate in El Dorado County is 1.32%, which is lower than the state average of 1.58%. Properties are valued for tax purposes based on their estimated market value.
The property tax timeline in California begins on January 1st, when the property valuation date is set. Property value notices are then issued between June and August. Property tax appeals must be submitted by September 15th or November 30th, depending on the county. Finally, property tax bills are issued on October 1st.
Updated November 01, 2023
| Important Links | |
|---|---|
| El Dorado Assessor | (530) 621-5719 |
| Important Dates | |
|---|---|
| Property Valuation Date: | January 1st |
| Property Value Notices Issued: | June - August |
| Property Tax Appeal Deadline: | September 15 or November 30 (varies by county) |
| Property Tax Bills Issued: | October 1st |
| Real Property Tax Bill Due (1st of #): | December 10th, 1st half installment |
| Real Property Tax Bill Due (2nd of #): | April 10th, 2nd half |
| Available Exemptions | |
|---|---|
| Senior | Not Available |
| Disabled | Available |
| Homestead | Available |
| Veteran | Not Available |
| Solar/Wind | Available |
| Charitable | Available |
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Real Estate Statistics in El Dorado County
Residential Property Taxes by Cities in El Dorado County
El Dorado County has an average property tax rate of 1.32%, which is slightly lower than the California state average of 1.35%. This rate applies to all cities in the county, including El Dorado Hills and Pilot Hill. El Dorado Hills has the highest effective property tax rate in the county at 1.43%, while Pilot Hill has the lowest effective property tax rate at 1.2%. This means that homeowners in El Dorado Hills will pay more in property taxes than those in Pilot Hill.
Overall, El Dorado County has a relatively low property tax rate compared to other counties in California. However, there is still a significant difference in the effective property tax rate between cities in the county. Homeowners in El Dorado Hills will pay more in property taxes than those in Pilot Hill, so it is important to consider the property tax rate when deciding where to buy a home.
Tax Assessment Value
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of property assessment value in each city in El Dorado County. The tax assessment value may differ from the potential sale value, and is used to calculate the property tax for each piece of real estate.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Cameron Park | $0 | $192,367 | $323,887 | $455,680 | $567,529 |
| Camino | $0 | $149,332 | $278,000 | $417,557 | $557,748 |
| Cool | $0 | $193,296 | $309,378 | $410,115 | $521,062 |
| Diamond Springs | $0 | $122,815 | $221,243 | $307,052 | $403,369 |
| El Dorado | $0 | $165,884 | $290,744 | $423,949 | $542,326 |
| El Dorado Hills | $0 | $362,883 | $553,184 | $702,199 | $925,000 |
| Garden Valley | $0 | $152,149 | $238,156 | $337,300 | $436,649 |
| Georgetown | $0 | $113,503 | $215,445 | $312,000 | $402,074 |
| Greenwood | $27,956 | $153,171 | $251,158 | $378,404 | $472,309 |
| Grizzly Flats | $0 | $122,258 | $187,633 | $252,622 | $313,021 |
| Meeks Bay | $76,751 | $215,195 | $441,702 | $954,790 | $2,639,734 |
| Pilot Hill | $0 | $206,367 | $332,441 | $500,000 | $667,913 |
| Placerville | $0 | $150,738 | $272,796 | $400,000 | $541,355 |
| Pollock Pines | $0 | $136,509 | $229,668 | $319,000 | $401,000 |
| Rescue | $0 | $228,247 | $393,000 | $582,098 | $743,726 |
| Shingle Springs | $0 | $217,777 | $397,610 | $569,086 | $764,718 |
| Somerset | $2,615 | $124,637 | $230,181 | $354,959 | $485,101 |
| South Lake Tahoe | $0 | $142,088 | $288,636 | $465,302 | $697,052 |
| Tahoma | $0 | $122,926 | $300,199 | $540,000 | $810,239 |
Property Tax Bill
This table shows the percentiles of actual property tax paid on residential properties for each city in El Dorado County.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Cameron Park | $1,843 | $2,802 | $4,055 | $5,332 | $6,628 |
| Camino | $1,275 | $2,148 | $3,341 | $4,776 | $6,210 |
| Cool | $1,938 | $2,666 | $3,551 | $4,533 | $5,701 |
| Diamond Springs | $1,144 | $1,708 | $2,631 | $3,505 | $4,552 |
| El Dorado | $1,470 | $2,274 | $3,466 | $4,778 | $5,998 |
| El Dorado Hills | $3,699 | $5,389 | $7,383 | $9,587 | $12,221 |
| Garden Valley | $1,458 | $2,092 | $2,917 | $3,911 | $4,946 |
| Georgetown | $1,118 | $1,782 | $2,664 | $3,573 | $4,545 |
| Greenwood | $1,286 | $2,118 | $3,015 | $4,304 | $5,253 |
| Grizzly Flats | $1,075 | $1,630 | $2,182 | $2,854 | $3,494 |
| Meeks Bay | $2,036 | $3,601 | $6,302 | $12,506 | $30,691 |
| Pilot Hill | $1,871 | $2,674 | $3,953 | $5,514 | $7,364 |
| Placerville | $1,359 | $2,169 | $3,282 | $4,615 | $6,213 |
| Pollock Pines | $1,307 | $1,925 | $2,750 | $3,658 | $4,547 |
| Rescue | $2,242 | $3,269 | $4,820 | $6,876 | $8,420 |
| Shingle Springs | $1,858 | $3,103 | $4,782 | $6,537 | $8,716 |
| Somerset | $1,069 | $1,816 | $2,752 | $4,026 | $5,510 |
| South Lake Tahoe | $1,328 | $2,134 | $3,681 | $5,474 | $7,954 |
| Tahoma | $1,937 | $2,831 | $4,792 | $7,202 | $9,880 |
Effective Property Tax Rate
The effective property tax rate is calculated by dividing the property tax bill by the assessed value. For the percentiles below, the calculation is performed using the percentiles for property tax bill and assessed value above. Therefore, each consecutive percentile doesn't necessarily show a larger value.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Cameron Park | - | 1.46% | 1.25% | 1.17% | 1.17% |
| Camino | - | 1.44% | 1.20% | 1.14% | 1.11% |
| Cool | - | 1.38% | 1.15% | 1.11% | 1.09% |
| Diamond Springs | - | 1.39% | 1.19% | 1.14% | 1.13% |
| El Dorado | - | 1.37% | 1.19% | 1.13% | 1.11% |
| El Dorado Hills | - | 1.49% | 1.33% | 1.37% | 1.32% |
| Garden Valley | - | 1.37% | 1.22% | 1.16% | 1.13% |
| Georgetown | - | 1.57% | 1.24% | 1.15% | 1.13% |
| Greenwood | 4.60% | 1.38% | 1.20% | 1.14% | 1.11% |
| Grizzly Flats | - | 1.33% | 1.16% | 1.13% | 1.12% |
| Meeks Bay | 2.65% | 1.67% | 1.43% | 1.31% | 1.16% |
| Pilot Hill | - | 1.30% | 1.19% | 1.10% | 1.10% |
| Placerville | - | 1.44% | 1.20% | 1.15% | 1.15% |
| Pollock Pines | - | 1.41% | 1.20% | 1.15% | 1.13% |
| Rescue | - | 1.43% | 1.23% | 1.18% | 1.13% |
| Shingle Springs | - | 1.42% | 1.20% | 1.15% | 1.14% |
| Somerset | 40.88% | 1.46% | 1.20% | 1.13% | 1.14% |
| South Lake Tahoe | - | 1.50% | 1.28% | 1.18% | 1.14% |
| Tahoma | - | 2.30% | 1.60% | 1.33% | 1.22% |
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Real Estate Values in El Dorado County
The median home price in El Dorado County, California has increased by 14.75% from October 2022 to October 2023, from $610.0K to $700.0K. This is indicative of a strong housing market in the area. However, the home inventory in El Dorado County has decreased slightly from 800 in October 2022 to 781 in October 2023. This suggests that the demand for housing in the area is outpacing the supply, which is likely driving up prices.
Average Home Value in El Dorado County, California
Last updated: November 2023
Percent Change in Total Home Sales in El Dorado County
Last updated: November 2023
Percent Change in New Home Listings in El Dorado County
Last updated: November 2023
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Mortgage Rates in El Dorado County
El Dorado County has a total of $12.5 billion in outstanding home mortgage loans, representing 43.6 thousand individual loans. This amount is equivalent to approximately 40% of the total home value in the county. The median mortgage rate in El Dorado County is 4.3%, but there is significant variation in rates across the county. For example, the median mortgage rate in Meeks Bay is 4.5%, while the median mortgage rate in El Dorado Hills is 4.15%. This variation in rates can have a significant impact on the cost of borrowing for homeowners in the county.
Overall, El Dorado County has a large amount of outstanding home mortgage loans, representing a significant portion of the total home value in the county. Homeowners in the county should be aware of the variation in mortgage rates across the county, as this can have a significant impact on the cost of borrowing. It is important to shop around and compare rates to ensure that you are getting the best deal possible.
Outstanding Mortgages
The table below shows the percentile distribution of outstanding loans on residential properties in El Dorado County by city.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Cameron Park | $57,034 | $129,224 | $235,807 | $366,068 | $484,650 |
| Camino | $55,023 | $125,517 | $216,495 | $325,765 | $427,914 |
| Cool | $49,801 | $116,617 | $229,516 | $346,832 | $450,446 |
| Diamond Springs | $42,353 | $91,477 | $182,022 | $284,733 | $369,554 |
| El Dorado | $41,060 | $103,037 | $211,884 | $330,977 | $439,787 |
| El Dorado Hills | $99,604 | $202,029 | $338,518 | $479,242 | $659,644 |
| Garden Valley | $40,529 | $98,311 | $185,257 | $295,488 | $391,128 |
| Georgetown | $38,580 | $88,316 | $178,218 | $288,363 | $370,144 |
| Greenwood | $42,092 | $92,006 | $192,040 | $300,950 | $373,062 |
| Grizzly Flats | $38,669 | $74,890 | $146,911 | $219,966 | $285,489 |
| Meeks Bay | $44,555 | $138,096 | $314,829 | $640,861 | $1,229,338 |
| Pilot Hill | $36,335 | $150,610 | $278,279 | $384,889 | $498,634 |
| Placerville | $44,586 | $108,207 | $216,965 | $335,925 | $451,170 |
| Pollock Pines | $43,408 | $102,675 | $188,303 | $278,217 | $361,935 |
| Rescue | $59,710 | $151,826 | $289,616 | $431,373 | $547,864 |
| Shingle Springs | $59,229 | $136,149 | $269,405 | $409,074 | $544,329 |
| Somerset | $31,258 | $81,266 | $182,997 | $294,422 | $401,249 |
| South Lake Tahoe | $44,246 | $114,932 | $222,581 | $355,638 | $516,537 |
| Tahoma | $50,050 | $115,854 | $230,934 | $382,003 | $560,304 |
Mortgage Rates
The following table shows the 10th, 25th, 50th, 75th, and 90th percentile of mortgage rates in cities across El Dorado County.
| City | 10th Percentile | 25th Percentile | Median | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Cameron Park | 3.00% | 3.60% | 4.30% | 6.06% | 7.38% |
| Camino | 2.90% | 3.59% | 4.25% | 5.86% | 7.14% |
| Cool | 2.93% | 3.56% | 4.19% | 5.74% | 7.10% |
| Diamond Springs | 3.00% | 3.62% | 4.40% | 6.21% | 7.38% |
| El Dorado | 2.93% | 3.63% | 4.42% | 6.37% | 7.59% |
| El Dorado Hills | 2.99% | 3.58% | 4.15% | 5.65% | 6.97% |
| Garden Valley | 3.00% | 3.65% | 4.40% | 6.24% | 7.35% |
| Georgetown | 2.99% | 3.57% | 4.20% | 5.97% | 7.17% |
| Greenwood | 2.91% | 3.51% | 4.32% | 5.88% | 7.63% |
| Grizzly Flats | 2.90% | 3.38% | 4.25% | 5.78% | 7.15% |
| Meeks Bay | 3.28% | 3.86% | 4.50% | 6.94% | 7.84% |
| Pilot Hill | 2.90% | 3.59% | 4.17% | 5.99% | 7.25% |
| Placerville | 2.93% | 3.60% | 4.32% | 6.27% | 7.54% |
| Pollock Pines | 2.90% | 3.50% | 4.16% | 5.79% | 7.25% |
| Rescue | 2.99% | 3.60% | 4.22% | 6.16% | 7.37% |
| Shingle Springs | 3.05% | 3.68% | 4.45% | 6.37% | 7.54% |
| Somerset | 2.90% | 3.56% | 4.40% | 6.25% | 7.73% |
| South Lake Tahoe | 2.90% | 3.56% | 4.26% | 6.14% | 7.45% |
| Tahoma | 2.91% | 3.60% | 4.40% | 6.32% | 7.45% |
Housing Expenses in El Dorado County, California
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